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Norfolk › WILLOUGHBY BEACH › 1270 W Ocean View Ave✓ Source: REIN MLS #10643391 · record updated Jul 18, 2026 · synced every 2 min · your inquiry is never resold
1270 W Ocean View AVE, NORFOLK VA 23503 - Main photo
1270 W Ocean View AVE, NORFOLK VA 23503 - Photo 2
1270 W Ocean View AVE, NORFOLK VA 23503 - Photo 3
1270 W Ocean View AVE, NORFOLK VA 23503 - Photo 4
1270 W Ocean View AVE, NORFOLK VA 23503 - Photo 5
$729,000
$232 / sqft · est. $4,760/mo →
4beds
4baths
3,145sqft
8days on market

1270 W Ocean View Ave, Norfolk, VA 23503

ActiveResidential · built 1991 · WILLOUGHBY BEACH

About this home

The listing, in the seller's words

Bright, open, and inviting coastal retreat just 200 ft from the Chesapeake Bay with convenient access path. Completely remodeled in 2021 with upgrades including new roof, siding, heat pump, windows, optimal for entertaining. Features 3 spacious bedrooms plus a stunning 3rd-floor loft ensuite as the 4th bedroom. First floor full bath. Enjoy beautiful bay views from the 2nd and 3rd floors. Trex decks on both the 1st and 2nd levels offer the best of indoor and outdoor living. Extremely large lot extends beyond privacy fence and is buildable. Previously used as a successful short-term rental and eligible buyer to verify with the City of Norfolk. Offered fully furnished for a true turnkey opportunity furniture and contents negotiable. Stellar buyer incentives available with use of seller's preferred lender please inquire for details. Some photos are virtually staged.

Listing courtesy of Nicole Glocker · Iron Valley Real Estate HR · REIN MLS #10643391

VaHome team overview

Our read on this home

At a glance

1270 W Ocean View Ave is a four-bedroom, four-bath home in Norfolk's Willoughby Beach neighborhood, steps from the water and minutes from Naval Station Norfolk. At 3,145 square feet built in 1991, it gives you serious space in one of the city's most sought-after coastal pockets.

Read the full overview ↓

Why this home stands out

What sets 1270 W Ocean View Ave apart is the combination of genuine square footage — 3,145 feet across four bedrooms and four full baths — and a location that puts beach access literally around the corner. Willoughby Beach sits on a narrow peninsula where the Chesapeake Bay and Hampton Roads meet, so you get water views, salt air, and a tight-knit neighborhood feel that larger Norfolk zip codes simply can't replicate.

WILLOUGHBY BEACH and the Norfolk real estate market

Willoughby Beach is one of Norfolk's most distinctive coastal neighborhoods, tucked onto the northern tip of the city where the Chesapeake Bay opens wide. Streets here are quiet and residential, lined with homes that range from modest beach cottages to larger two-story builds — and 1270 W Ocean View Ave sits right in that mix. Neighbors walk to the water in the morning, wave from their driveways, and generally look out for each other. It's a neighborhood with real personality. When people searching for houses for sale in Norfolk stumble onto Willoughby Beach for the first time, the reaction is usually the same: they didn't know this existed. Norfolk as a city offers tremendous variety — urban energy downtown, historic districts, waterfront parks — but Willoughby Beach has a slower, saltier rhythm that's hard to find anywhere else. The peninsula location means you're never far from the bay, and the community has a genuine year-round feel rather than a seasonal-only vibe.

What's nearby

Beach access is the headline here. The 13th View Street Beach Access is just 0.1 miles away, and 12th View Beach Access is another block down at 0.2 miles — two spots where you can be in the sand within a two-minute walk. For food and quick stops, Swell Charcoal Grill and Raw Bar is 0.2 miles away and a neighborhood favorite for casual waterfront dining. 24/7 OV EATS is 0.3 miles out when you want something quick at any hour. A 7-Eleven sits at 0.2 miles for coffee runs and convenience. Daily life is easy here — the essentials are close, and the bay is closer.

For different buyers

For military families relocating

Naval Station Norfolk is a three-minute drive from the front door — possibly the shortest base commute you'll find in any four-bedroom home in the city. MARFORCOM Norfolk is four minutes out. For military households using a VA loan or stretching BAH as far as it goes, that proximity translates directly into time back in your day and flexibility in how you structure your housing budget.

For buyers drawn to character

Willoughby Beach isn't a subdivision — it's a real place with a real sense of self. The peninsula geography keeps through-traffic low, the bay is visible from the street, and the neighbors tend to stay for years. If you want a home that feels rooted somewhere specific rather than interchangeable with every other address, 1270 W Ocean View Ave and this stretch of Norfolk deliver exactly that.

More buyer questions

How far is 1270 W Ocean View Ave from Naval Station Norfolk?

Naval Station Norfolk is approximately a three-minute drive from 1270 W Ocean View Ave, making this one of the closest large residential properties to the base's main gate. MARFORCOM Norfolk is about four minutes away.

Where is the nearest beach access to 1270 W Ocean View Ave?

The 13th View Street Beach Access is just 0.1 miles from the address — roughly a two-minute walk — and the 12th View Beach Access is 0.2 miles away, giving you two easy options to reach the water on foot.

What is the Willoughby Beach neighborhood like in Norfolk?

Willoughby Beach is a quiet, coastal peninsula neighborhood on Norfolk's northern edge where the Chesapeake Bay meets Hampton Roads. It has a close-knit, year-round community feel with low through-traffic, walkable beach access, and a mix of residential home styles.

Is 1270 W Ocean View Ave in a flood zone?

Willoughby Beach is a waterfront peninsula, so flood zone status is an important factor to review for this address. Check the dedicated FloodRisk tile on this page for the current FEMA flood zone designation and flood insurance context.

Does 1270 W Ocean View Ave have an HOA?

Based on available property data, 1270 W Ocean View Ave does not appear to be subject to a mandatory HOA, though you should confirm this during the due-diligence period with a title search or seller disclosure.

Curious about 1270 W Ocean View Ave or other homes in Willoughby Beach? Tom and Dariya Milan know this stretch of Norfolk well — reach out and let's talk through your options.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1991

Price / sqft

$232

HOA

None

Taxes

$9,183/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10643391

Interior

Bedrooms
4
Full baths
4
Approx. sqft
3,145
Stories
3
Flooring
Ceramic, Laminate/LVP, Marble
Ensuite bedrooms
2
Total rooms
10
Other rooms
Assigned Storage, Attic, Balcony, Breakfast Area, Foyer, Loft, PBR with Bath, Office/Study, Porch, Utility Room
Appliances
220 V Elec, Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Jetted Tub, Security Sys
Accessibility
Hallways 42 IN plus, Handheld Showerhead, Main Floor Laundry

Construction & exterior

Style
Contemp, Transitional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Fencing
Back Fenced,Privacy,Wood Fence
Waterfront
Not Waterfront

Utilities & systems

Heating
Forced Hot Air, Heat Pump, Programmable Thermostat
Cooling
Central Air, Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
WILLOUGHBY BEACH
Zoning
R-12
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 4 Space, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

In the Chesapeake Shores & Bayview neighborhood of Norfolk. see more Norfolk homes →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,760/mo

Principal & interest

$3,783

Property tax

$765

Home insurance

$213

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

98% of $746,600

City assessment record · taxes $9,183/yr

Land share of assessed value

25% — $188,900

Improvements $557,700 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$150,000 – $765,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

135 W Balview AVE · 2.1 mi · 3,320 sqft$150,000 sold 2026-05
9233 Atwood AVE · 1.5 mi · 2,541 sqft$405,000 sold 2026-04
323 Bay Dunes DR · 2.4 mi · 2,700 sqft$765,000 sold 2026-04

Sale & Tax History

List Price

$729,000

Price / Sq Ft

$232

Annual Taxes

$9,183

Monthly Tax

$765

HOA

None

Tax Rate (effective)

1.26%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 10, 2026$729,000—
Currently listed—$729,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

Asking near assessment

Total Assessed

$746,600

Land

$188,900

Improvement

$557,700

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 1270 W Ocean View Ave in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (GreatSchools 4/10), Northside Middle School (GreatSchools 3/10), Granby (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1270 W Ocean View Ave in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Are there parks near 1270 W Ocean View Ave?+
13th View Street- Beach Access is about 0.1 miles away.
Does 1270 W Ocean View Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1270 W Ocean View Ave built?+
It was built in 1991, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Nicole Glocker · Iron Valley Real Estate HR · REIN MLS #10643391

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1270 W Ocean View Ave, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1270 W Ocean View Ave, Norfolk, Virginia 23503 · MLS #10643391 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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