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SuffolkALL OTHERS AREA 62123 Saint James Ave✓ Source: REIN MLS #10640850 · record updated Jul 1, 2026 · synced every 2 min · your inquiry is never resold
123 Saint James AVE, SUFFOLK VA 23434 - Main photo
123 Saint James AVE, SUFFOLK VA 23434 - Photo 2
123 Saint James AVE, SUFFOLK VA 23434 - Photo 3
123 Saint James AVE, SUFFOLK VA 23434 - Photo 4
123 Saint James AVE, SUFFOLK VA 23434 - Photo 5
$399,900
$127 / sqft · est. $2,528/mo →
4beds
3baths
3,148sqft
8days on market

123 Saint James Ave, Suffolk, VA 23434

ActiveResidential · built 1910 · ALL OTHERS AREA 62

About this home

The listing, in the seller's words

Beautifully updated and full of charm, this Suffolk home offers the perfect mix of classic character and modern style. Inside, you'll find a bright, open floor plan with light wood flooring, tasteful finishes, and a show-stopping kitchen complete with granite countertops, stainless steel appliances, and a generous island ideal for everyday living or entertaining. The bathroom feels like a private retreat, featuring a timeless clawfoot tub, sleek gold accents, and a clean, elevated design. Outside, the welcoming front porch is perfect for relaxing, while the spacious backyard provides plenty of room to gather, garden, or unwind. With thoughtful updates throughout, inviting curb appeal, and move-in ready convenience, this home is one you won't want to miss.

Listing courtesy of Jeff Babb · AtCoastal Realty · REIN MLS #10640850

VaHome team overview

Our read on this home

At a glance

123 Saint James Avenue is a four-bedroom, three-bath home in Suffolk, Virginia — over 2,800 square feet of living space in a century-old residence just one minute from Joint Staff J7 Suffolk. History, room to spread out, and an unbeatable commute all in one address.

Read the full overview ↓

Why this home stands out

Homes built in 1910 carry something newer construction simply can't replicate — proportioned rooms, solid craftsmanship, and the kind of architectural character that gives a house its own personality. At 2,830 square feet across four bedrooms and three full baths, 123 Saint James Avenue offers genuine space without sacrificing that historic charm. The proximity to Joint Staff J7 Suffolk — literally one minute away — makes this one of the most convenient addresses in the city for DoD personnel.

ALL OTHERS AREA 62 and the Suffolk real estate market

Suffolk is one of the largest cities by land area on the East Coast, and that scale translates into a lifestyle that feels genuinely unhurried without being remote. The Saint James Avenue corridor sits within the older, established core of the city — the part of Suffolk where early-twentieth-century homes line wide streets and mature trees create a canopy that newer subdivisions simply haven't had time to grow. This is a walkable, human-scaled environment where neighbors know each other and the pace of daily life reflects the city's deep roots. Suffolk itself has invested heavily in its downtown in recent years, bringing independent restaurants, a revitalized arts scene, and community events that draw residents from across the region. You're also well-connected to the broader Hampton Roads metro — Interstate 664 and Route 58 put Virginia Beach, Chesapeake, and Portsmouth within comfortable reach. For a city this size, Suffolk manages to feel both local and connected, and the historic heart of it is exactly where 123 Saint James Avenue sits.

What's nearby

Day-to-day errands are straightforward from Saint James Avenue. Downtown Suffolk's Main Street is close by, offering local dining, coffee, and small businesses within a short drive or walk. Grocery options including regional and national chains are accessible along the Route 13 and Godwin Boulevard corridors. Constant's Wharf and the Nansemond River waterfront give you a place to decompress on weekends. Sentara Obici Hospital is nearby for healthcare needs. And with Joint Staff J7 Suffolk essentially at the end of your street, the morning commute for DoD and military personnel assigned there is as short as it gets anywhere in Hampton Roads.

For different buyers

For military families relocating

When your orders bring you to Joint Staff J7 Suffolk, a one-minute commute is about as good as it gets. A VA loan can make a home like this — four bedrooms, three baths, over 2,800 square feet — very attainable for eligible service members and veterans. Suffolk's cost of living and the size of this historic property make for a strong combination for military households at a range of pay grades.

For buyers drawn to character

If you've spent time touring newer builds and kept thinking something was missing, 123 Saint James Avenue is worth a serious look. A home from 1910 has lived through more than a century of Suffolk history, and that age shows up in the details — the proportions, the craftsmanship, the sense that the house was built to last. Four bedrooms and three full baths give you modern functionality inside a frame with genuine soul.

More buyer questions

How far is 123 Saint James Avenue from Joint Staff J7 Suffolk?

Joint Staff J7 Suffolk is approximately one minute from the property — it's essentially a neighbor. For DoD civilians and military personnel assigned there, this address offers one of the shortest possible commutes in the entire region.

How far is 123 Saint James Avenue from NSA Northwest Annex?

NSA Northwest Annex is roughly 35 minutes from 123 Saint James Avenue, a manageable drive for personnel assigned there who want to live in Suffolk's historic core.

What is the flood risk at 123 Saint James Avenue?

Flood zone information for this address is displayed in the FloodRisk tile on this page — check there for the most current FEMA designation and risk assessment.

Is there a homeowners association at 123 Saint James Avenue?

Based on available information, this property does not appear to be governed by an HOA, though buyers should confirm current conditions during due diligence.

What can you tell me about the age and construction of this home?

123 Saint James Avenue was built in 1910, making it well over a century old — a genuine piece of Suffolk's architectural history. Homes of this era were typically built with old-growth lumber and traditional craftsmanship, and at 2,830 square feet they often feature room proportions and details that distinguish them clearly from modern construction.

Curious whether 123 Saint James Avenue fits your situation? Tom and Dariya Milan at LPT Realty know Suffolk well — reach out and let's talk through the details.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1910

Price / sqft

$127

HOA

None

Taxes

$4,036/yr

County

Suffolk VA

Waterfront

Yes

MLS #

10640850

Interior

Bedrooms
4
Full baths
3
Approx. sqft
3,148
Stories
3
Flooring
Carpet, Ceramic, Laminate/LVP, Wood
Total rooms
10
Other rooms
Attic, Balcony, Breakfast Area, Foyer, PBR with Bath, Porch
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer, Washer Hookup

Construction & exterior

Style
Craftsman
Subtype
Detached
Foundation
Crawl
Roof
Metal
Exterior
Brick,Wood
Pool
No Pool
Fencing
Back Fenced,Wood Fence
Waterfront
Not Waterfront

Utilities & systems

Heating
Electric, Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1500
Subdivision
ALL OTHERS AREA 62
Ownership
Fee Simple
Garage
No
Parking
Multi Car, Off Street, Driveway Spc, Street
Possession
CLOSING
Disclosures
Disclosure Statement, Historical District

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Saratoga

Saratoga is an established area of Suffolk centered on Saratoga Street, just off East Washington Street and within easy reach of Old Towne and historic downtown Suffolk.

$285K

Median sale · 12 mo

$209

Sold $/sq ft

48d

Days on market

10

For sale now

$61K

HH income

47.9%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Saratoga
Map of Saratoga with neighborhood boundaryNeighborhood

Suffolk homes for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,528/mo

Principal & interest

$2,075

Property tax

$336

Home insurance

$117

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$182,000$565,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

109 St James AVE · 0.1 mi · 3,149 sqft$245,000 sold 2026-03
124 Wellons ST · 0.1 mi · 2,800 sqft$182,000 sold 2026-06
908 Virginia AVE · 0.4 mi · 2,976 sqft$330,000 sold 2026-06

Sale & Tax History

List Price

$399,900

Price / Sq Ft

$127

Annual Taxes

$4,036

Monthly Tax

$336

HOA

None

Tax Rate (effective)

1.01%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 23, 2026$399,900
Currently listed$399,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 123 Saint James Ave in a good school zone?+
The assigned zones on the listing record are Elephant's Fork Elementary (GreatSchools 3/10), King`s Fork Middle, Kings Fork. School attendance zones can change — always confirm enrollment with the local school division.
Is 123 Saint James Ave in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 123 Saint James Ave?+
Yes — Allonge Pilates Studio is about 0.5 miles away, per the cached nearby-places record for this address.
Are there parks near 123 Saint James Ave?+
Peanut Park is about 0.4 miles away.
Where is the nearest grocery store to 123 Saint James Ave?+
Neighborhood Supermarket is about 0.1 miles away. The closest dining on record is All About Fish Diner (0.3 mi).
Does 123 Saint James Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 123 Saint James Ave built?+
It was built in 1910, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jeff Babb · AtCoastal Realty · REIN MLS #10640850

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

123 Saint James Ave, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

123 Saint James Ave, Suffolk, Virginia 23434 · MLS #10640850 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.