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Suffolk › LAKESIDE › 109 St James Ave✓ Source: REIN MLS #10620014 · record updated Apr 10, 2026 · synced every 2 min · your inquiry is never resold
109 St James AVE, SUFFOLK VA 23434 - Main photo
$245,000
$78 / sqft · est. $1,531/mo →
5beds
2baths
3,149sqft
6days on market

109 St James Ave, Suffolk, VA 23434

SoldResidential · built 1905 · LAKESIDE

About this home

The listing, in the seller's words

Good opportunity for an investor or a buyer looking to build equity through renovations. Within the last year four other homes have sold on within two blocks of this house for an average price per square foot of $189, and this property is listed under $85 per square foot! This property is being sold as-is, where-is, with the seller making no repairs. Owner/Agent/Related Parties.

Listing courtesy of Lee Cross · Cross Realty · REIN MLS #10620014

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1905

Price / sqft

$78

HOA

None

Taxes

$2,264/yr

County

Suffolk VA

Waterfront

Yes

MLS #

10620014

Interior

Bedrooms
5
Full baths
2
Approx. sqft
3,149
Stories
2
Flooring
Carpet, Ceramic, Other, Wood
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, Attic, Porch, Spare Room
Appliances
Dishwasher, Dryer Hookup, Refrigerator, Washer Hookup

Construction & exterior

Style
Victorian
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle,Metal
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Partial
Waterfront
Not Waterfront

Utilities & systems

Heating
Heat Pump, Zoned
Cooling
Heat Pump, Zoned
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
LAKESIDE
Ownership
Fee Simple
Garage
No
Parking
Off Street, Driveway Spc, Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement, Historical District, Owner Agent

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Downtown Suffolk

Downtown Suffolk, known historically as Old Town, is the walkable, tree-lined heart of the city, centered along West Washington Street and North Main Street near the head of navigation of the Nansemond River.

$255K

Median sale · 12 mo

$169

Sold $/sq ft

31d

Days on market

12

For sale now

$54K

HH income

46.2%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Downtown Suffolk →
Map of Downtown Suffolk with neighborhood boundaryNeighborhood

Suffolk houses for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,531/mo

Principal & interest

$1,271

Property tax

$189

Home insurance

$71

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$182,000 – $565,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

124 Wellons ST · 0.1 mi · 2,800 sqft$182,000 sold 2026-06
205 Cedar ST · 0.5 mi · 3,017 sqft$408,000 sold 2026-07
609 Jones ST · 0.7 mi · 3,106 sqft$565,000 sold 2026-04

Sale & Tax History

List Price

$245,000

Price / Sq Ft

$78

Annual Taxes

$2,264

Monthly Tax

$189

HOA

None

Tax Rate (effective)

0.92%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 3, 2026$245,000—
SoldMar 31, 2026$245,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 109 St James Ave in a good school zone?+
The assigned zones on the listing record are Elephant's Fork Elementary (GreatSchools 3/10), King`s Fork Middle, Kings Fork. School attendance zones can change — always confirm enrollment with the local school division.
Is 109 St James Ave in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 109 St James Ave?+
Yes — C-FIT Studio is about 0.5 miles away, per the cached nearby-places record for this address.
Are there parks near 109 St James Ave?+
Wellons Park is about 0.3 miles away.
Where is the nearest grocery store to 109 St James Ave?+
Neighborhood Supermarket is about 0.1 miles away. The closest dining on record is All About Fish Diner (0.3 mi).
Does 109 St James Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 109 St James Ave built?+
It was built in 1905, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Lee Cross · Cross Realty · REIN MLS #10620014

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

🏡 Similar homes for saleWhat's my home worth?

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in SuffolkCall or text (757) 777-7577

109 St James Ave, Suffolk, Virginia 23434 · MLS #10620014 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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