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Suffolk › LLOYD PLACE › 123 N 4th St✓ Source: REIN MLS #10628257 · record updated Jul 16, 2026 · synced every 2 min · your inquiry is never resold
123 N 4th ST, SUFFOLK VA 23434 - Main photo
123 N 4th ST, SUFFOLK VA 23434 - Photo 2
123 N 4th ST, SUFFOLK VA 23434 - Photo 3
123 N 4th ST, SUFFOLK VA 23434 - Photo 4
123 N 4th ST, SUFFOLK VA 23434 - Photo 5
$352,000
$194 / sqft · est. $1,969/mo →
4beds
2.1baths
1,819sqft
104days on market

123 N 4th St, Suffolk, VA 23434

Under ContractResidential · built 2026 · LLOYD PLACE

About this home

The listing, in the seller's words

New construction opportunity in the heart of Suffolk! This vacant lot will feature a home similar to 315 Goodman Street, offering a modern two-story design with an open concept layout. Planned features include a spacious main level with a bright kitchen, center island, and seamless flow into the living and dining areas. Upstairs is expected to include a primary suite with en suite bath, along with additional bedrooms and a full hall bath. Finishes to include LVP flooring on the main level, granite countertops, stainless steel appliances, and contemporary fixtures. Exterior to include a covered front entry, attached garage, and large backyard. Home is not yet complete, allowing buyers the opportunity to select certain fixtures and finishes. Photos and features are based on previously completed home at 315 Goodman Street, MLS 10628256.

Listing courtesy of Angel Kornegay · ONYX Realty Professionals LLC · REIN MLS #10628257

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

123 N 4th Street is a brand-new 2026-built four-bedroom home in Suffolk, Virginia, offering 1,819 square feet of thoughtfully laid-out space, 2.5 baths, and an unbeatable two-minute drive to Joint Staff J7 Suffolk — a rare combination of fresh construction and elite base access.

Read the full overview ↓

Why this home stands out

What sets 123 N 4th Street apart is simple: it's a newly constructed home — completed in 2026 — sitting practically on the doorstep of Joint Staff J7 Suffolk. New builds at this proximity to a major installation are genuinely uncommon. You get modern finishes, fresh systems with no deferred maintenance surprises, and a location that makes the morning commute almost a non-issue. That's a combination worth paying attention to.

LLOYD PLACE and the Suffolk real estate market

Suffolk is one of the largest cities by land area on the East Coast, and it carries that size with a lot of personality. The area around 123 N 4th Street sits in a quieter, established part of the city where the pace is unhurried but daily conveniences are close. Suffolk blends genuine small-city character — local eateries, community parks, a real downtown — with easy access to the broader Hampton Roads metro. You're not isolated here; you're just removed from the noise. Commuters heading toward Norfolk Naval Shipyard will find the drive manageable at around 33 minutes, and Joint Staff J7 Suffolk is practically around the corner. The city has been growing steadily, attracting families and professionals who want space, affordability relative to the beach cities, and a strong sense of place. Neighbors tend to know each other. Streets feel lived-in. It's the kind of Suffolk address that rewards you the longer you're here.

What's nearby

Day-to-day errands are genuinely walkable from 123 N 4th Street. Joyner Park is just 0.3 miles away — a quick stroll for morning walks or an after-dinner wind-down. Cypress Park and Tynes Park are both under a mile out. For coffee, Cafe Davina is half a mile away, with Holland's and Brighter Day Cafe not far behind. Red Barn Food Store and Ding Wing handle quick grocery runs at under half a mile. Kalabash Cuisine adds a flavorful local dining option nearby. Fitness is covered by Planet Fitness, Triple T Sports Center, and C-FIT Studio, all within 0.7 miles — no excuses needed.

For different buyers

For military families relocating

Two minutes to Joint Staff J7 Suffolk is about as close as it gets without living on base. For military families, that kind of proximity changes daily life — shorter commutes mean more time at home, and a VA loan can make this new construction even more accessible. Norfolk Naval Shipyard is also reachable in about 33 minutes, giving you flexibility if assignments shift.

For first-time buyers

A brand-new 2026 build means you're the first owner — no inherited repairs, no aging systems, no wondering what the previous owners left behind. At 1,819 square feet with four bedrooms and 2.5 baths, 123 N 4th Street gives first-time buyers real room to grow into without overextending. Suffolk's relative affordability within Hampton Roads makes this an especially smart starting point.

More buyer questions

How far is 123 N 4th Street from Joint Staff J7 Suffolk?

The drive is approximately two minutes — Joint Staff J7 Suffolk is essentially around the corner, making this one of the closest residential options to that installation in the area.

How far is 123 N 4th Street from Norfolk Naval Shipyard?

Norfolk Naval Shipyard is roughly 33 minutes away by car, a workable commute for service members or civilian employees assigned there.

What year was 123 N 4th Street built?

The home was built in 2026, making it brand-new construction with modern systems, finishes, and no prior-owner wear.

Is 123 N 4th Street in a flood zone?

Flood zone information for this address is displayed in the FloodRisk tile on this page — check there for the current FEMA designation and what it means for insurance.

Does 123 N 4th Street have an HOA?

HOA status for this property is noted in the listing details above — if one applies, the community rules and any included amenities would be outlined there.

Curious whether 123 N 4th Street fits your timeline and goals? Tom and Dariya Milan at LPT Realty know Suffolk well — reach out and let's talk through it.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$194

HOA

None

Taxes

$479/yr

County

Suffolk VA

MLS #

10628257

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
1,819
Stories
2
Flooring
Carpet, Laminate/LVP
Total rooms
7
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Other
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1000
Subdivision
LLOYD PLACE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, Driveway Spc
Possession
SETTLEMENT

See more Suffolk new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Lloyd Place

Lloyd Place is an established residential neighborhood in central Suffolk, Virginia (ZIP 23434), set along North and South Lloyd Street just off the downtown core and the East Washington Street corridor.

$281K

Median sale · 12 mo

$199

Sold $/sq ft

30d

Days on market

6

For sale now

$46K

HH income

52.8%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Lloyd Place →
Map of Lloyd Place with neighborhood boundaryNeighborhood

Suffolk homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,969/mo

Principal & interest

$1,826

Property tax

$40

Home insurance

$103

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$145,000 – $350,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

506 Shingle Creek Road · 0.7 mi · 1,864 sqft$350,000 sold 2026-06
214 Knight ST · 0.9 mi · 1,820 sqft$145,000 sold
1210 Woods Edge CIR · 0.6 mi · 1,956 sqft$340,000 sold 2026-06

Sale & Tax History

List Price

$352,000

Price / Sq Ft

$194

Annual Taxes

$479

Monthly Tax

$40

HOA

None

Tax Rate (effective)

0.14%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 22, 2026$352,000—
Currently listed—$352,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 123 N 4th St in a good school zone?+
The assigned zones on the listing record are Mack Benn Jr. Elementary, John F. Kennedy Middle (GreatSchools 7/10), Kings Fork. School attendance zones can change — always confirm enrollment with the local school division.
Is 123 N 4th St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 123 N 4th St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 123 N 4th St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Angel Kornegay · ONYX Realty Professionals LLC · REIN MLS #10628257

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

123 N 4th St, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

123 N 4th St, Suffolk, Virginia 23434 · MLS #10628257 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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