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Suffolk › LLOYD PLACE › 123 N 4th St✓ Source: REIN MLS #10628257 · record updated Jul 16, 2026 · synced every 2 min · your inquiry is never resold
123 N 4th ST, SUFFOLK VA 23434 - Main photo
123 N 4th ST, SUFFOLK VA 23434 - Photo 2
123 N 4th ST, SUFFOLK VA 23434 - Photo 3
123 N 4th ST, SUFFOLK VA 23434 - Photo 4
123 N 4th ST, SUFFOLK VA 23434 - Photo 5
4beds
2.1baths
1,819sqft
104days on market

123 N 4th St, Suffolk, VA 23434

Under ContractResidential · built 2026 · LLOYD PLACE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$194

HOA

None

Taxes

$479/yr

County

Suffolk VA

MLS #

10628257

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
1,819
Stories
2
Flooring
Carpet, Laminate/LVP
Total rooms
7
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Other
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1000
Subdivision
LLOYD PLACE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, Driveway Spc
Possession
SETTLEMENT

See more Suffolk new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

New construction opportunity in the heart of Suffolk! This vacant lot will feature a home similar to 315 Goodman Street, offering a modern two-story design with an open concept layout. Planned features include a spacious main level with a bright kitchen, center island, and seamless flow into the living and dining areas. Upstairs is expected to include a primary suite with en suite bath, along with additional bedrooms and a full hall bath. Finishes to include LVP flooring on the main level, granite countertops, stainless steel appliances, and contemporary fixtures. Exterior to include a covered front entry, attached garage, and large backyard. Home is not yet complete, allowing buyers the opportunity to select certain fixtures and finishes. Photos and features are based on previously completed home at 315 Goodman Street, MLS 10628256.

Listing courtesy of Angel Kornegay · ONYX Realty Professionals LLC · REIN MLS #10628257

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Brand-new four-bedroom, two-bath home in downtown Suffolk with 1,819 square feet of modern living space. Just two minutes from Joint Staff J7 Suffolk and steps from shops, restaurants, and parks. This 2026-built residence offers a fresh start in a walkable neighborhood.

Keep searching in Suffolk

See all Suffolk homes for sale, including homes for sale in 23434, homes for sale zoned for King's Fork High School, and homes for sale zoned for Mack Benn Junior Elementary School. Browse every listing among homes for sale in Suffolk — updated from the REIN MLS every few minutes. Nearby, look at Lloyd Place homes for sale, Suffolk waterfront homes for sale, Suffolk condos and townhomes for sale, and new construction homes in Suffolk.

Read the full overview ↓

Why this home stands out

Built in 2026, this home arrives with new-construction peace of mind and modern efficiency throughout. Four bedrooms and 2.1 baths give you flexible space for a home office, guest room, or hobby area. The layout spans 1,819 square feet on a downtown lot, putting daily errands and recreation within a short walk. You're positioned for a quick commute to the base while staying connected to Suffolk's revitalized downtown core.

LLOYD PLACE and the Suffolk real estate market

Downtown Suffolk is a neighborhood in motion. Tree-lined streets and a mix of restored historic homes and new construction create an inviting, walkable feel. You'll find local shops, cafes, and restaurants within easy reach—the kind of block that anchors homes for sale in 23434. Suffolk itself sits at the confluence of the Nansemond and James Rivers, about 30 minutes south of Hampton Roads' major employment centers. Getting around is straightforward: local roads connect you to Route 58 and Route 460 for wider travel. The city has invested in its downtown core, making it a natural hub for work, dining, and weekend activity. You're close enough to Norfolk Naval Shipyard for a reasonable commute, yet far enough to enjoy a quieter pace. Anyone comparing Suffolk homes for sale will notice this address sits in the heart of the action.

What's nearby

Joyner Park is just a few blocks away—perfect for morning walks or afternoon recreation. Grocery stops like Ding Wing, Georgia Partners Cold Storage, and Red Barn Food Store are all within half a mile. Dining options include Kalabash Cuisine, ParkNShop, and Ding Wing restaurant, all nearby. Cafe Davina and Holland's serve coffee and conversation within easy reach. Fitness-minded folks will find Triple T Sports Center, Planet Fitness, and C-FIT Studio close by. Cypress Park and Tynes Park round out your outdoor options.

For different buyers

Base commute and VA loan notes

Just two minutes to Joint Staff J7 Suffolk keeps your commute minimal and your schedule flexible. Norfolk Naval Shipyard is about 33 minutes away. This brand-new 2026 home qualifies for VA loan financing, and the downtown location means no long base drives. Modern systems and zero deferred maintenance mean you can settle in right away.

Room to grow

Four bedrooms give you room for kids, a home office, and guests all at once. Two full baths plus a half bath reduce morning conflicts. The 1,819-square-foot floor plan flows naturally from living to dining to kitchen. A walkable neighborhood means kids can safely reach parks, shops, and recreation on foot or bike.

More buyer questions

How far is 123 N 4th Street from Joint Staff J7 Suffolk?

About two minutes by car. The base is one of the closest military installations to this downtown location.

What zoning applies to this address?

This home sits in an area served by homes for sale zoned for King's Fork High School and homes for sale zoned for Mack Benn Junior Elementary School. Contact the city or a local agent for current zone details.

Is there a grocery store within walking distance?

Yes. Ding Wing, Georgia Partners Cold Storage, and Red Barn Food Store are all within half a mile, making quick trips easy.

What parks are close by?

Joyner Park is just a few blocks away. Cypress Park and Tynes Park are also nearby for outdoor time.

Can I use a VA loan to buy this home?

VA loan financing is available for eligible buyers. Talk to a lender about your specific benefits and eligibility.

Ready to explore this new downtown Suffolk home? Contact Tom and Dariya Milan to schedule a tour and learn more about homes for sale in Suffolk.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Suffolk$295K – $405K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Lloyd Place

Lloyd Place is a settled neighborhood in central Suffolk, Virginia, in ZIP 23434. It runs along North and South Lloyd Street, just off the downtown core and the East Washington Street corridor.

$288K

Median sale · 12 mo

$190

Sold $/sq ft

26d

Days on market

12

For sale now

$46K

HH income

52.8%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Lloyd Place →
Map of Lloyd Place with neighborhood boundaryNeighborhood

Suffolk homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,969/mo

Principal & interest

$1,826

Property tax

$40

Home insurance

$103

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$145,000 – $350,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

506 Shingle Creek Road · 0.7 mi · 1,864 sqft$350,000 sold 2026-06
214 Knight ST · 0.9 mi · 1,820 sqft$145,000 sold
1210 Woods Edge CIR · 0.6 mi · 1,956 sqft$340,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$352,000

Price / Sq Ft

$194

Annual Taxes

$479

Monthly Tax

$40

HOA

None

Tax Rate (effective)

0.14%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 22, 2026$352,000—
Currently listed—$352,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 123 N 4th St in a good school zone?+
The assigned zones on the listing record are Mack Benn Jr. Elementary, John F. Kennedy Middle (VaHome School Score 3.2/10), Kings Fork. School attendance zones can change — always confirm enrollment with the local school division.
Is 123 N 4th St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 123 N 4th St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 123 N 4th St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Angel Kornegay · ONYX Realty Professionals LLC · REIN MLS #10628257

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

123 N 4th St, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

123 N 4th St, Suffolk, Virginia 23434 · MLS #10628257 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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