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Smithfield › MALLORY POINTE › 1218 Wharf Hill Dr✓ Source: REIN MLS #10625915 · record updated Oct 5, 2026 · synced every 2 min · your inquiry is never resold
1218 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1218 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1218 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1218 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1218 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
4beds
3baths
3,047sqft
200days on market

1218 Wharf Hill Dr, Smithfield, VA 23430

ActiveResidential · built 2026 · MALLORY POINTE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$202

HOA fee

$40/mo

Taxes

$5,355/yr

County

Isle of Wight County VA

MLS #

10625915

HOA association includes

PlaygroundsTrash Pickup

$40/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Approx. sqft
3,047
Stories
3
Flooring
Carpet, Ceramic, Laminate/LVP, Wood
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
15
Other rooms
1st Floor BR, Attic, Breakfast Area, Foyer, In-Law Suite, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2700
Subdivision
MALLORY POINTE
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
SETTLEMENT

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Enjoy over 3,000 square feet of sophisticated living in this stunning 4-bedroom, 3-bath home. Designed for both elegance and function, the main level features a gourmet chef's kitchen, a convenient butler's pantry, and a family room centered around a cozy gas fireplace. The primary suite serves as a true retreat, complete with a private sitting room and a designer luxury bath. With a spacious loft providing extra room for work or play, this home offers the perfect balance of grand entertaining space and quiet, private comfort. Home is READY NOW

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10625915

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Brand-new four-bedroom, three-bath home in Smithfield with 3,047 square feet of modern living space. Built in 2026, this residence offers contemporary finishes and an open layout. You're about 24 minutes from Joint Base Langley-Eustis and close to local parks and dining.

Keep searching in Smithfield

See all Smithfield homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School. Browse every listing among homes for sale in Smithfield — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

This 2026-built home delivers new construction quality without compromise. Four bedrooms and three full baths give you flexibility for a home office, guest room, or hobby space. The open floor plan and modern systems mean lower maintenance and energy efficiency. Every system is under warranty, and the layout reflects current living preferences. You'll notice Smithfield homes for sale span many eras, but this one offers the confidence that comes with brand-new construction.

MALLORY POINTE and the Smithfield real estate market

Smithfield sits in the heart of Isle of Wight County, a quieter corner of the Hampton Roads region. The town balances rural character with convenient access to shopping, dining, and recreation. Wharf Hill Drive places you in a residential setting where you can enjoy a slower pace while staying connected. Daily life is easy here—grocery stores and restaurants are within a mile, and three parks sit even closer. The commute to major employment centers is straightforward: about 24 minutes to Joint Base Langley-Eustis and roughly 29 minutes to NSA Hampton Roads. Anyone exploring homes for sale in Smithfield will find that this address offers both new construction and neighborhood stability. The area draws people who want space without feeling isolated. If you are comparing homes for sale zoned for Smithfield High School or homes for sale zoned for Hardy Elementary School, note that this location sits within those attendance zones.

What's nearby

Beale Park is just half a mile away, perfect for a quick walk or afternoon outside. Wellington Park sits at 0.6 miles, and Bill Laine Park rounds out your options at 0.9 miles. For groceries, Royal Farms and Dollar General are both 0.7 miles away. Dining options cluster nearby too: Q Daddy's Pitmaster BBQ and Royal Farms restaurant are 0.7 miles, while The Oak & Ivy Taphouse sits at 0.8 miles. You're never far from what you need, yet the neighborhood keeps a residential feel.

For different buyers

Base commute and VA loan notes

About 24 minutes to Joint Base Langley-Eustis puts this home within a practical commute for active-duty and civilian personnel. VA loan financing is widely available in this market. Built in 2026, every system is new with manufacturer warranties. The straightforward layout and modern construction mean minimal upkeep as you settle in.

Room to grow

Four bedrooms give you room for each person to have their own space or claim a dedicated office. Three full baths eliminate morning conflicts. The open floor plan connects living areas while keeping clear separation where you need it. 3,047 square feet lets you spread out without maintaining a sprawling property.

More buyer questions

How far is 1218 Wharf Hill Drive from Joint Base Langley-Eustis?

About 24 minutes by car, making it a reasonable commute for base personnel. NSA Hampton Roads is roughly 29 minutes away.

What year was this home built?

This residence was built in 2026, so every system and finish is brand new with manufacturer warranties.

How many bedrooms and bathrooms does the home have?

Four bedrooms and three full bathrooms across 3,047 square feet of living space.

What parks are near this address?

Beale Park is 0.5 miles away, Wellington Park is 0.6 miles, and Bill Laine Park sits at 0.9 miles. All three offer outdoor recreation close to home.

Are there grocery stores and restaurants nearby?

Yes—Royal Farms and Dollar General are both 0.7 miles away for groceries. Dining options include Q Daddy's Pitmaster BBQ, Royal Farms restaurant, and The Oak & Ivy Taphouse, all within a mile.

Ready to explore this new Smithfield home? Contact Tom & Dariya Milan at LPT Realty to schedule your tour and learn more about this address.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$520K – $710K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51093C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

22 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

houses for sale in Smithfield →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,811/mo

Principal & interest

$3,186

Property tax

$446

Home insurance

$179

PMI

None

HOA/Condo (paid separately)

$40

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

819% of $75,000

City assessment record · taxes $5,355/yr

Land share of assessed value

100% — $75,000

Improvements $0 · assessor record ✓

Price context — similar nearby homes

$549,990 – $751,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1318 Wharf Hill DR · 0.1 mi · 3,190 sqft$648,600 sold 2026-06
1322 Wharf Hill DR · 0.1 mi · 2,768 sqft$595,840 sold 2026-08
124 Minton WAY · 0.7 mi · 3,002 sqft$751,000 sold 2026-02

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$613,990

Price / Sq Ft

$202

Annual Taxes

$5,355

Monthly Tax

$446

HOA fee

$40 / mo

Tax Rate (effective)

0.87%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMar 19, 2026$613,990—
Price reducedOct 2, 2026$613,990−$1,000
Currently listed—$613,990—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

719% above assessment

Total Assessed

$75,000

Land

$75,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

200 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1218 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1218 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1218 Wharf Hill Dr?+
Yes — Smithfield Fit Body Boot Camp is about 1 miles away, per the cached nearby-places record for this address.
Are there parks near 1218 Wharf Hill Dr?+
Wellington Park is about 0.5 miles away.
Where is the nearest grocery store to 1218 Wharf Hill Dr?+
Royal Farms is about 0.6 miles away. The closest dining on record is Royal Farms (0.6 mi).
Does 1218 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Playgrounds, Trash Pickup.
When was 1218 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10625915

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1218 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1218 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10625915 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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