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Smithfield › MALLORY POINTE › 1214 Wharf Hill Dr✓ Source: REIN MLS #10655403 · record updated Oct 6, 2026 · synced every 2 min · your inquiry is never resold
1214 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1214 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1214 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1214 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1214 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
4beds
3.1baths
2,650sqft
10days on market

1214 Wharf Hill Dr, Smithfield, VA 23430

ActiveResidential · built 2026 · MALLORY POINTE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$233

HOA fee

$40/mo

Taxes

$5,577/yr

County

Isle of Wight County VA

MLS #

10655403

HOA association includes

ClubhousePlaygroundsPoolTrash Pickup

$40/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Half baths
1
Approx. sqft
2,650
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, 1st Floor Primary BR, Foyer, Loft, PBR with Bath, Office/Study, Pantry, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Ranch, Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Sustainability
Advanced Framing, Engineered Wood Products
Pool
In Ground Pool

Utilities & systems

Heating
Forced Hot Air, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
MALLORY POINTE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
SETTLEMENT
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Deed Restrictions/Covenants, Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

MOVE-IN READY RANCH-STYLE LIVING $64,000 IN INCENTIVES! Welcome to the Easton, offering approximately 2,650 sq. ft., 4 bedrooms, 3 full baths, and the space and flexibility buyers want! The main level features 3 bedrooms, including a private primary suite with a huge walk-in closet and spa-like bath with tiled seated shower and double vanity. The bright open-concept kitchen, dining, and living areas are accommodate everyday living and entertaining. The gourmet kitchen features an oversized island, wall ovens, stainless steel appliances, designer cabinetry, and quartz countertops. Upstairs offers a 4th bedroom, full bath, and spacious flex area for guests, media, home office, hobbies, or a private retreat. Conveniently located near Routes 10 & 17, Downtown Smithfield, shopping, dining, and major employers. Ask about up to $64,000 in builder incentive opportunities for qualifying buyers using the seller's preferred lender. Photos Virtually Staged.

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10655403

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 1214 Wharf Hill Drive in Mallory Pointe, Smithfield—a brand-new four-bedroom, three-bath home with 2,650 square feet of thoughtful layout on a quarter-acre lot. Built in 2026, it's ready for move-in. You're about 24 minutes from Joint Base Langley-Eustis and walking distance to parks and dining.

Keep searching in Smithfield

See all Smithfield homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Westside Elementary School. Browse every listing among homes for sale in Smithfield — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

This is a new construction home with modern systems and clean finishes throughout. Four bedrooms give you room to spread out—a primary suite, three additional bedrooms, and three full baths mean mornings run smoothly. The open floor plan connects living spaces naturally. A two-car garage and quarter-acre lot offer practical storage and outdoor space without overwhelming upkeep. You're in Mallory Pointe, a neighborhood built for convenience and community.

MALLORY POINTE and the Smithfield real estate market

Mallory Pointe is a residential neighborhood in Smithfield with tree-lined streets and newer homes. The subdivision feels established yet welcoming, with neighbors who take pride in their properties. Smithfield itself sits in Isle of Wight County and blends small-town character with growing suburban amenities. Main Street anchors the downtown, while Route 17 connects you north to Newport News and south to Suffolk. Daily life is easy here—grocery stores, restaurants, and parks cluster within a mile. Anyone comparing homes for sale in Smithfield will find this location strikes a balance: close enough to urban services, far enough to feel like home. The commute to Hampton Roads and the Peninsula takes 20 to 30 minutes depending on your destination.

What's nearby

Beale Park is just half a mile away, perfect for a quick walk or afternoon outing. Wellington Park sits at 0.6 miles if you want more space to explore. Royal Farms and Dollar General handle grocery runs in under a mile. For dining, Q Daddy's Pitmaster BBQ and The Oak & Ivy Taphouse are both within walking distance or a short drive. Bill Laine Park rounds out your outdoor options at 0.9 miles. You're never far from what you need.

For different buyers

Base commute and VA loan notes

About 24 minutes to Joint Base Langley-Eustis and 29 minutes to NSA Hampton Roads—a solid commute for active-duty and civilian personnel. VA loan financing is widely available in this market. New construction means no surprise repairs, and the home is ready to occupy immediately. Four bedrooms and three baths give you flexibility for your household's needs.

Room to grow

Four bedrooms let each household member have their own space—a primary suite plus three additional rooms for kids, a home office, or guests. Three full bathrooms eliminate morning bottlenecks. The open floor plan keeps common areas connected so you can supervise and socialize. A fenced yard and two-car garage provide storage and outdoor room to grow.

More buyer questions

How far is 1214 Wharf Hill Drive from Joint Base Langley-Eustis?

About 24 minutes by car. It's a reasonable commute for active-duty and civilian personnel stationed there.

What schools are zoned for this address?

If you are comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Westside Elementary School, this address is zoned for both.

Is there outdoor space at this property?

Yes. The lot is 0.27 acres with room for a yard, and you're within a half-mile of Beale Park and Wellington Park for additional recreation.

When was this home built?

2026. It's new construction with modern systems, finishes, and no deferred maintenance.

How many parking spaces does the home have?

A two-car garage, plus driveway space. Storage is practical and ample for a household of this size.

Ready to tour 1214 Wharf Hill Drive? Contact Tom & Dariya Milan to schedule a showing and explore Mallory Pointe for yourself.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$525K – $715K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51093C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

23.2 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Smithfield homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,856/mo

Principal & interest

$3,211

Property tax

$465

Home insurance

$180

PMI

None

HOA/Condo (paid separately)

$40

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

825% of $75,000

City assessment record · taxes $5,577/yr

Land share of assessed value

100% — $75,000

Improvements $0 · assessor record ✓

Price context — similar nearby homes

$405,000 – $595,840

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2114 Wentworth XING · 0.1 mi · 2,582 sqft$549,990 sold 2026-06
1322 Wharf Hill DR · 0.1 mi · 2,768 sqft$595,840 sold 2026-08
117 Grandville ARCH · 0.4 mi · 2,532 sqft$459,900 sold 2026-09

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$618,750

Price / Sq Ft

$233

Annual Taxes

$5,577

Monthly Tax

$465

HOA fee

$40 / mo

Tax Rate (effective)

0.90%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 27, 2026$618,750—
Currently listed—$618,750—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

725% above assessment

Total Assessed

$75,000

Land

$75,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

10 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1214 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Westside Elementary (VaHome School Score 5.4/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1214 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1214 Wharf Hill Dr?+
Yes — Smithfield Fit Body Boot Camp is about 1 miles away, per the cached nearby-places record for this address.
Are there parks near 1214 Wharf Hill Dr?+
Wellington Park is about 0.5 miles away.
Where is the nearest grocery store to 1214 Wharf Hill Dr?+
Royal Farms is about 0.6 miles away. The closest dining on record is Royal Farms (0.6 mi).
Does 1214 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Playgrounds, Pool, Trash Pickup.
When was 1214 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10655403

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1214 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1214 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10655403 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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