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SmithfieldMALLORY POINTE1214 Wharf Hill Dr✓ Source: REIN MLS #10636317 · record updated Sep 18, 2026 · synced every 2 min · your inquiry is never resold
1214 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1214 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1214 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1214 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1214 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
4beds
3baths
2,650sqft
119days on market

1214 Wharf Hill Dr, Smithfield, VA 23430

ActiveResidential · built 2026 · MALLORY POINTE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$215

HOA fee

$40/mo

Taxes

$5,577/yr

County

Isle of Wight County VA

MLS #

10636317

HOA association includes

ClubhousePool

$40/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Approx. sqft
2,650
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Foyer, Loft, PBR with Bath, Office/Study, Pantry, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Ranch, Transitional
Subtype
Detached
Foundation
Slab
Roof
Composite
Exterior
Stone,Vinyl
Sustainability
Advanced Framing, Engineered Wood Products
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
MALLORY POINTE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space
Possession
SETTLE
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Deed Restrictions/Covenants, Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

MOVE-IN READY RANCH-STYLE LIVING IN MALLORY POINTE! Seller is offering interest rate buydown opportunities for qualifying buyers who use the seller's preferred lender! Welcome home to the Easton, offering approximately 2,650 sq. ft., 4 bedrooms, and 3 full baths with the space, flexibility, and easy main-level living buyers are looking for! The thoughtfully designed first floor features three bedrooms on the main level, including a private primary suite with a huge walk-in closet and en-suite bath featuring a tiled shower with built-in seat and spacious double-bowl vanity. At the heart of the home, the bright open-concept kitchen, dining, and living areas come together for effortless entertaining and everyday living. The gourmet kitchen makes a statement with an oversized island, wall ovens, stainless steel appliances, designer cabinetry, and quartz countertops—plenty of space to cook, gather, and entertain. And there's even more upstairs! A fourth bedroom, full bath, and spacious additional living area create the perfect setup for overnight guests, a media room, home office, hobby space, or private retreat. Located in Mallory Pointe, you're just minutes from Routes 10 and 17, historic Downtown Smithfield, shopping, dining, and everyday conveniences, with convenient access to major employment centers including Smithfield Foods, Riverside Hospital, Langley AFB and Newport News Shipbuilding. Move-in ready. Main-level living. 4 bedrooms. 3 full baths. Flexible bonus space. And a location convenient to work and play—this Easton checks all the boxes! Schedule your private tour today and ask about available builder incentives with the use of the builder's preferred lender. Photos are virtually staged.

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10636317

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

1214 Wharf Hill Drive is a 2026-built, four-bedroom, three-bath home in Smithfield's Mallory Pointe community, offering 2,650 square feet on a 0.27-acre lot — new construction quality in a town with genuine small-city character and easy access to Joint Base Langley-Eustis.

Read the full overview ↓

Why this home stands out

What sets 1214 Wharf Hill Drive apart is the combination of brand-new 2026 construction and a quarter-acre-plus lot in Mallory Pointe — a neighborhood where you get breathing room between homes without sacrificing proximity to Smithfield's walkable downtown. Four bedrooms and three full baths across 2,650 square feet means there's space for everyone, whether that's a dedicated home office, a guest suite, or room to grow into over the years.

MALLORY POINTE and the Smithfield real estate market

Mallory Pointe sits in Smithfield, Virginia — the Isle of Wight County seat that most people know for world-famous cured ham but quickly come to love for its brick-lined streets, riverfront parks, and genuinely neighborly pace of life. The neighborhood itself is a newer residential community where streets are quiet, lots are generously sized, and the homes reflect modern construction standards. Smithfield's historic downtown is just a short drive away, offering independent restaurants, boutique shops, and seasonal events along the Pagan River waterfront. Isle of Wight County governs the area, which tends to attract buyers who want a slower rhythm than Virginia Beach or Norfolk without giving up reasonable commute access to the Hampton Roads metro. For families comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Westside Elementary School, Mallory Pointe is a natural starting point — the schools that serve this address are right in the community's backyard.

What's nearby

Day-to-day errands are straightforward from Wharf Hill Drive. Royal Farms, just 0.7 miles out, covers fuel and convenience staples, and Dollar General is at the same distance for quick household runs. When it's time to eat, Q Daddy's Pitmaster BBQ is less than a mile away and earns consistent local loyalty for its smoked meats. The Oak & Ivy Taphouse, 0.8 miles out, is a solid neighborhood spot for craft beer and casual evenings. Green space is close too — Beale Park is only half a mile away, Wellington Park sits at 0.6 miles, and Bill Laine park rounds out the options at under a mile. You won't need to drive far to stretch your legs.

For different buyers

For military families relocating

Joint Base Langley-Eustis is roughly 24 minutes from 1214 Wharf Hill Drive, and NSA Northwest Annex is about 26 minutes out — both well within a practical daily commute. A VA loan pairs naturally with new construction like this, and four bedrooms means space for a family at any stage of a military career. Mallory Pointe's newer homes also tend to sidestep the maintenance surprises that older housing stock can bring.

For families upgrading

If your current home has run out of room, 2,650 square feet across four bedrooms and three full baths gives everyone their own space — and then some. The 0.27-acre lot means a real backyard, not a postage stamp. Built in 2026, everything here is new: systems, finishes, and the kind of warranty coverage that older homes simply can't offer. Mallory Pointe is the kind of neighborhood where kids can actually play outside.

More buyer questions

How far is 1214 Wharf Hill Drive from Joint Base Langley-Eustis?

The drive from Mallory Pointe to Joint Base Langley-Eustis (Fort Eustis) runs approximately 24 minutes under typical traffic conditions, making it a manageable daily commute for service members stationed there.

What is the lot size and square footage at 1214 Wharf Hill Drive?

The property sits on a 0.27-acre lot and offers 2,650 square feet of finished living space across four bedrooms and three full baths.

Is 1214 Wharf Hill Drive part of an HOA?

Mallory Pointe does have an HOA — prospective buyers should request the current HOA documents during due diligence to review covenants and any associated guidelines.

What flood zone is 1214 Wharf Hill Drive in?

Flood zone information for this address is displayed in the FloodRisk tile on this page — check there for the current FEMA designation and any flood insurance considerations.

How old is the home at 1214 Wharf Hill Drive?

The home was built in 2026, making it brand-new construction — buyers benefit from modern building standards, updated mechanical systems, and typical new-construction warranty coverage.

Tom and Dariya Milan at LPT Realty know Smithfield and Isle of Wight County inside and out — reach out to get your questions answered and schedule a walkthrough of 1214 Wharf Hill Drive.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$480K – $655K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,584/mo

Principal & interest

$2,953

Property tax

$465

Home insurance

$166

PMI

None

HOA/Condo (paid separately)

$40

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

759% of $75,000

City assessment record · taxes $5,577/yr

Land share of assessed value

100% — $75,000

Improvements $0 · assessor record ✓

Price context — similar nearby homes

$360,000$595,840

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2114 Wentworth XING · 0.1 mi · 2,582 sqft$549,990 sold 2026-06
1322 Wharf Hill DR · 0.1 mi · 2,768 sqft$595,840 sold 2026-08
117 Grandville ARCH · 0.4 mi · 2,532 sqft$459,900 sold 2026-09

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$569,123

Price / Sq Ft

$215

Annual Taxes

$5,577

Monthly Tax

$465

HOA fee

$40 / mo

Tax Rate (effective)

0.98%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 22, 2026$569,123
Price reducedAug 14, 2026$569,123−$10,662
Currently listed$569,123

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

659% above assessment

Total Assessed

$75,000

Land

$75,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

119 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1214 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Westside Elementary (VaHome School Score 5.4/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1214 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1214 Wharf Hill Dr?+
Yes — Smithfield Fit Body Boot Camp is about 1 miles away, per the cached nearby-places record for this address.
Are there parks near 1214 Wharf Hill Dr?+
Wellington Park is about 0.5 miles away.
Where is the nearest grocery store to 1214 Wharf Hill Dr?+
Royal Farms is about 0.6 miles away. The closest dining on record is Royal Farms (0.6 mi).
Does 1214 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Pool.
When was 1214 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10636317

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1214 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1214 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10636317 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.