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Smithfield › MALLORY POINTE › 1214 Wharf Hill Dr✓ Source: REIN MLS #10636317 · record updated Aug 28, 2026 · synced every 2 min · your inquiry is never resold
1214 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1214 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1214 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1214 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1214 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
$569,123
$215 / sqft · est. $3,619/mo →
4beds
3baths
2,650sqft
97days on market

1214 Wharf Hill Dr, Smithfield, VA 23430

ActiveResidential · built 2026 · MALLORY POINTE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$215

HOA fee

$40/mo

Taxes

$5,516/yr

County

Isle of Wight County VA

MLS #

10636317

HOA association includes

ClubhousePool

$40/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Approx. sqft
2,650
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Foyer, Loft, PBR with Bath, Office/Study, Pantry, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Ranch, Transitional
Subtype
Detached
Foundation
Slab
Roof
Composite
Exterior
Stone,Vinyl
Sustainability
Advanced Framing, Engineered Wood Products
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
MALLORY POINTE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space
Possession
SETTLE
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Deed Restrictions/Covenants, Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Move-in Ready "Easton" is thoughtfully designed 2650sqft. ranch-style home w/ 4 beds & 3 baths in Mallory Pointe offering functional, flexible living space. The main level showcases easy living with three bedrooms, including a private primary suite w/ en-suite bath with tiled shower w/ seat, large double bowl vanity, & huge WIC. First floor layout features an open-concept w/ gourmet kitchen, oversized island, wall ovens, stainless steel appliances, designer cabinetry, & quartz countertops flowing into inviting living and dining areas. Upstairs provides a spacious fourth bedroom, full bath, and additional living area. Enjoy modern finishes, a well-designed floor plan, and a location just minutes from Routes 10 and 17, offering convenient access to shopping, dining, and the charm of historic Downtown Smithfield. Ask about builder incentives with use of preferred lender and title company. Photos virtually staged.

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10636317

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

1214 Wharf Hill Drive is a 2026-built, four-bedroom, three-bath home in Smithfield's Mallory Pointe community, offering 2,650 square feet on a 0.27-acre lot. Fort Eustis is roughly 24 minutes away, and everyday conveniences are well within a mile.

Keep searching in Smithfield

See homes for sale zoned for Smithfield High School and homes for sale zoned for Westside Elementary School.

Read the full overview ↓

Why this home stands out

New construction in 2026 means you're getting a home built to current codes with modern finishes and systems — no deferred maintenance, no guesswork about what's behind the walls. Mallory Pointe is a tight-knit residential pocket in Isle of Wight County, and a 0.27-acre lot gives you genuine breathing room between neighbors. Four bedrooms and three full baths across 2,650 square feet means everyone gets their own space without the house feeling oversized.

MALLORY POINTE and the Smithfield real estate market

Mallory Pointe sits in Smithfield, Virginia — a small city with a personality much larger than its footprint. Smithfield is best known for its historic downtown along the Pagan River, where 18th-century storefronts share the streetscape with local restaurants, boutiques, and a genuinely walkable main street. Isle of Wight County keeps the pace relaxed without sacrificing access: you're close enough to Hampton Roads' major corridors to commute comfortably, yet far enough removed to feel like you actually live somewhere rather than just sleep there. Wharf Hill Drive itself sits in a quiet residential stretch where newer homes blend into a mature tree canopy. The neighborhood draws a mix of young families, military households, and buyers who've decided that a slower-paced community with real character is worth the commute. If you're comparing Smithfield homes for sale, Mallory Pointe consistently stands out for its combination of newer construction and established neighborhood feel.

What's nearby

Beale Park is just half a mile away — a solid option for morning walks or an afternoon with kids — and Wellington Park adds another green space option at 0.6 miles. Q Daddy's Pitmaster BBQ and The Oak & Ivy Taphouse are both under a mile, covering weeknight dinners and weekend taproom visits without a long drive. Royal Farms handles quick grocery runs and grab-and-go meals at 0.7 miles, and Dollar General is right alongside it for household basics. Bill Laine park rounds out the outdoor options at 0.9 miles. Day-to-day life is genuinely walkable for errands and outdoor time.

For different buyers

For military families relocating

Joint Base Langley-Eustis (Fort Eustis) is about 24 minutes from 1214 Wharf Hill Drive, and NSA Northwest Annex is roughly 26 minutes out — both well within a typical BAH-supported commute window. A VA loan pairs naturally with a 2026-built home: no seller concessions needed for repairs, and the property should sail through a VA appraisal. Four bedrooms means room for a home office on deployment rotations, too.

For families upgrading

Families comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Westside Elementary School will find 1214 Wharf Hill Drive checks both boxes. Four bedrooms and three full baths give growing households the layout flexibility they actually need — separate spaces for kids, guests, or a dedicated home office — while the 0.27-acre lot leaves room for a playset, a garden, or just a real backyard.

More buyer questions

How far is 1214 Wharf Hill Drive from Joint Base Langley-Eustis?

Fort Eustis is approximately 24 minutes from the property under normal traffic conditions. NSA Northwest Annex is a comparable 26-minute drive, making the home a practical fit for households with assignments at either installation.

What is the flood zone status for 1214 Wharf Hill Drive?

Flood zone information for this address is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data for the property's parcel.

Is there an HOA in Mallory Pointe?

Mallory Pointe does have a homeowners association. Specific fee amounts and covenants should be confirmed through current disclosure documents, which are available upon request.

How old is the home at 1214 Wharf Hill Drive?

The home was built in 2026, making it brand-new construction. That means current building codes, modern mechanical systems, and manufacturer warranties still in effect on major components.

What parks and green spaces are near 1214 Wharf Hill Drive?

Beale Park is the closest at 0.5 miles, followed by Wellington Park at 0.6 miles and Bill Laine park at 0.9 miles — three distinct outdoor options all within a short walk or quick drive from the front door.

Tom and Dariya Milan at LPT Realty know Smithfield and Isle of Wight County inside out. Reach out to talk through 1214 Wharf Hill Drive or anything else on your list.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$480K – $655K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,579/mo

Principal & interest

$2,953

Property tax

$460

Home insurance

$166

PMI

None

HOA/Condo (paid separately)

$40

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

759% of $75,000

City assessment record · taxes $5,516/yr

Land share of assessed value

100% — $75,000

Improvements $0 · assessor record ✓

Price context — similar nearby homes

$360,000 – $549,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2114 Wentworth XING · 0.1 mi · 2,582 sqft$549,990 sold 2026-06
244 Grandville ARCH · 0.7 mi · 2,552 sqft$513,999 sold 2026-08
107 Oxford Avenue · 0.7 mi · 2,513 sqft$405,000 sold 2026-08

Sale & Tax History

List Price

$569,123

Price / Sq Ft

$215

Annual Taxes

$5,516

Monthly Tax

$460

HOA fee

$40 / mo

Tax Rate (effective)

0.97%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 23, 2026$569,123—
Price reducedAug 14, 2026$569,123−$10,662
Currently listed—$569,123—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

659% above assessment

Total Assessed

$75,000

Land

$75,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

97 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1214 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Westside Elementary (VaHome School Score 5.4/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1214 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1214 Wharf Hill Dr?+
Yes — Smithfield Fit Body Boot Camp is about 1 miles away, per the cached nearby-places record for this address.
Are there parks near 1214 Wharf Hill Dr?+
Wellington Park is about 0.5 miles away.
Where is the nearest grocery store to 1214 Wharf Hill Dr?+
Royal Farms is about 0.6 miles away. The closest dining on record is Royal Farms (0.6 mi).
Does 1214 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Pool.
When was 1214 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10636317

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1214 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1214 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10636317 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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