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✓ Source: REIN MLS #10646820 · record updated Oct 11, 2026 · synced every 2 min · your inquiry is never resold
114 St James AVE, SMITHFIELD VA 23430 - Main photo
114 St James AVE, SMITHFIELD VA 23430 - Photo 2
114 St James AVE, SMITHFIELD VA 23430 - Photo 3
114 St James AVE, SMITHFIELD VA 23430 - Photo 4
114 St James AVE, SMITHFIELD VA 23430 - Photo 5
3beds
2baths
1,782sqft
73days on market

114 St James Ave, Smithfield, VA 23430

Under ContractResidential · built 2016 · CHURCH SQUARE

About this home

Welcome to easy living in the highly sought-after 55+ community of Church Square! This beautifully maintained home is one of the rare properties offering a private, fenced backyard complete with a spacious paver patio, perfect for relaxing or entertaining. Inside, you'll find beautiful hardwood floors, plantation shutters throughout, and an open floor plan designed for comfortable everyday living. The kitchen features granite countertops, abundant cabinet space, and a bright eat-in area that flows seamlessly into the living room. The spacious primary suite offers a large walk-in closet and an en suite bath with a soaking tub, tile shower, and dual vanity. Generous storage can be found throughout the home, along with an attached 2-car garage. Enjoy all that Church Square has to offer, including a clubhouse, pool, outdoor games, social activities, and low-maintenance living, all just minutes from shopping, restaurants, and downtown Smithfield.

Listing courtesy of Anna Boyer · Howard Hanna Real Estate Svcs. · REIN MLS #10646820

Facts & features

Type

Residential

Year built

2016

Price / sqft

$233

HOA fee

$240/mo

Taxes

$2,654/yr

County

Isle of Wight County VA

MLS #

10646820

HOA association includes

ClubhouseExercise RmGround MaintOtherPoolTrash Pickup

$240/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,782
Stories
1
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, Breakfast Area, Pantry
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Fencing
Back Fenced,Privacy

Utilities & systems

Heating
Forced Hot Air
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1400
Subdivision
CHURCH SQUARE
Zoning
TOWN
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
CLOSE
Disclosures
Residential 55+ Community, Disclosure Statement

Sources: REIN MLS record · city assessor

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

114 St James Ave is a 2016-built, three-bedroom home in Smithfield, Virginia. It sits on a quiet street with parks, local restaurants, and everyday conveniences all within a short walk. At 1,782 square feet, it offers a comfortable, modern layout across two full baths. This is one of the newer builds among Smithfield homes for sale.

Keep searching in Smithfield

See all Smithfield homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School.

Read the full overview ↓

Why this home stands out

Most homes in this price range in Isle of Wight County are older builds that need updating. 114 St James Ave was built in 2016, which means modern construction standards, energy-efficient systems, and a layout designed for how people actually live today. You get three bedrooms, two full baths, and 1,782 square feet without the renovation surprises that come with older stock. That combination is harder to find than it looks.

CHURCH SQUARE and the Smithfield real estate market

St James Ave sits in a quiet residential pocket of Smithfield, a small city in Isle of Wight County with a lot of character packed into its historic downtown. The streets here are lined with modest, well-kept homes and mature trees. It has the feel of a neighborhood where people stay put. Beale Park is just three-tenths of a mile away, giving the block a genuine sense of open space nearby. Smithfield itself is best known for its brick-lined Main Street, colonial-era architecture, and the kind of walkable downtown that most Hampton Roads suburbs can't match. Local shops, dining, and community events anchor the town center year-round. Getting around is easy — Route 10 connects you to the rest of Isle of Wight County and to the wider Hampton Roads region quickly. Anyone comparing homes for sale in Smithfield will notice that this part of town balances neighborhood quiet with real proximity to the city's best features.

What's nearby

Daily life is well-covered from this address. Royal Farms is half a mile out for quick grocery runs and fuel. Dollar General is just a little farther at six-tenths of a mile. When you want to eat out, The Oak & Ivy Taphouse and Q Daddy's Pitmaster BBQ are both about three-tenths of a mile away — an easy walk on a good evening. Green space is equally close. Beale Park is right around the corner, Bill Laine park is half a mile away, and Windsor Park North rounds out the options at eight-tenths of a mile.

For different buyers

Base commute and VA loan notes

Joint Base Langley-Eustis (Fort Eustis) is about 24 minutes from 114 St James Ave. NSA Hampton Roads is roughly 31 minutes out. VA loan financing is common in this part of Isle of Wight County, and the 2016 build year means the home is likely to clear a VA appraisal without condition issues. That combination of commute time and financing simplicity is worth noting.

For first-time buyers

A 2016 build means the big-ticket systems — roof, HVAC, water heater — are relatively young. That reduces the risk of surprise repair costs in the first few years of ownership. Three bedrooms and two full baths give you room to grow without overpaying for space you don't need yet. The walkable location near parks and dining adds everyday value without adding to the price.

More buyer questions

How far is 114 St James Ave from Joint Base Langley-Eustis?

The drive to Fort Eustis is about 24 minutes under normal traffic conditions. NSA Hampton Roads is roughly 31 minutes away.

What school zone does 114 St James Ave fall in?

Anyone comparing homes for sale zoned for Smithfield High School or homes for sale zoned for Hardy Elementary School should verify current attendance boundaries directly with Isle of Wight County Schools, as zone lines can change.

Is 114 St James Ave in a flood zone?

Flood zone status for this address is covered in the FloodRisk tile on this page. Always confirm with a licensed flood determination service before closing.

Does 114 St James Ave have an HOA?

HOA status for this property should be confirmed through current disclosure documents. Your agent can pull that detail during the due-diligence period.

What parks are near 114 St James Ave?

Beale Park is about three-tenths of a mile away, Bill Laine park is half a mile out, and Windsor Park North is eight-tenths of a mile from the front door.

Want to see 114 St James Ave in person? Tom and Dariya Milan at LPT Realty can schedule a showing and answer any questions you have about the home or the neighborhood.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Smithfield$350K – $480K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer

Low / Moderate Risk

FEMA flood zone

Unmapped (likely Zone X)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

42.1 ft above sea level

USGS 3DEP digital elevation model

No FEMA flood-hazard mapping at this exact point — typically means outside any Special Flood Hazard Area.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Smithfield VA homes for sale →

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

JBLE Ft Eustis

Army

44min·30mi

NSA HR

Navy

51min·30.3mi

JBLE Langley

Air Force

40min·23mi

MARFORCOM

Marines

48min·29.7mi

NS Norfolk

Navy

45min·30.4mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,493/mo

Principal & interest

$2,151

Property tax

$221

Home insurance

$121

PMI

None

HOA/Condo (paid separately)

$240

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Asking vs. assessment

123% of $337,200

City assessment record · taxes $2,654/yr

Land share of assessed value

19% — $65,000

Improvements $272,200 · assessor record ✓

Price context — similar nearby homes

$400,000 – $462,539

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

209 Oxford AVE #40-1 · 0.1 mi · 1,805 sqft$446,757 sold 2026-08
205 Oxford AVE #39-2 · 0.1 mi · 1,898 sqft$462,539 sold 2026-09
203 Oxford AVE #39-4 · 0.1 mi · 1,898 sqft$452,567 sold 2026-10

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$414,500

Price / Sq Ft

$233

Annual Taxes

$2,654

Monthly Tax

$221

HOA fee

$240 / mo

Tax Rate (effective)

0.64%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 30, 2026$414,500—
Price reducedOct 1, 2026$414,500−$10,000
Currently listed—$414,500—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

23% above assessment

Total Assessed

$337,200

Land

$65,000

Improvement

$272,200

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 114 St James Ave in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.7/10), Smithfield Middle (VaHome School Score 7.3/10), Smithfield (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Does 114 St James Ave have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Ground Maint, Other, Pool, Trash Pickup.
When was 114 St James Ave built?+
It was built in 2016, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Anna Boyer · Howard Hanna Real Estate Svcs. · REIN MLS #10646820

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

114 St James Ave, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

114 St James Ave, Smithfield, Virginia 23430 · MLS #10646820 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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