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SmithfieldCHURCH SQUARE114 St James Ave✓ Source: REIN MLS #10646820 · record updated Jul 30, 2026 · synced every 2 min · your inquiry is never resold
114 St James AVE, SMITHFIELD VA 23430 - Main photo
114 St James AVE, SMITHFIELD VA 23430 - Photo 2
114 St James AVE, SMITHFIELD VA 23430 - Photo 3
114 St James AVE, SMITHFIELD VA 23430 - Photo 4
114 St James AVE, SMITHFIELD VA 23430 - Photo 5
$434,900
$244 / sqft · est. $2,845/mo →
3beds
2baths
1,782sqft
0days on market

114 St James Ave, Smithfield, VA 23430

New ListingResidential · built 2016 · CHURCH SQUARE

About this home

The listing, in the seller's words

Welcome to easy living in the highly sought-after 55+ community of Church Square! This beautifully maintained home is one of the rare properties offering a private, fenced backyard complete with a spacious paver patio, perfect for relaxing or entertaining. Inside, you'll find beautiful hardwood floors, plantation shutters throughout, and an open floor plan designed for comfortable everyday living. The kitchen features granite countertops, abundant cabinet space, and a bright eat-in area that flows seamlessly into the living room. The spacious primary suite offers a large walk-in closet and an en suite bath with a soaking tub, tile shower, and dual vanity. Generous storage can be found throughout the home, along with an attached 2-car garage. Enjoy all that Church Square has to offer, including a clubhouse, pool, outdoor games, social activities, and low-maintenance living, all just minutes from shopping, restaurants, and downtown Smithfield.

Listing courtesy of Anna Boyer · Howard Hanna Real Estate Svcs. · REIN MLS #10646820

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

114 St James Ave is a 2016-built, three-bedroom, two-bath home in Smithfield, Virginia, offering 1,782 square feet of thoughtfully laid-out living space. It sits within easy reach of Joint Base Langley-Eustis and a walkable cluster of parks, restaurants, and everyday conveniences.

Read the full overview ↓

Why this home stands out

Built in 2016, this home skips the guesswork that comes with older construction — systems, finishes, and structure all reflect a more recent build standard. At 1,782 square feet across three bedrooms and two full baths, the floor plan hits a sweet spot between manageable and genuinely spacious. Smithfield itself adds a layer of charm that newer suburban developments rarely replicate: a real, historic small-town core just minutes from your front door.

CHURCH SQUARE and the Smithfield real estate market

Smithfield, Virginia carries a personality that's hard to manufacture — it's a genuine small town with a walkable historic district, waterfront views along the Pagan River, and a community calendar that actually draws people out. Isle of Wight County keeps the tax base stable and the pace of growth measured, which is part of why residents tend to stay. St James Ave sits in a quiet residential pocket of Smithfield where the streets feel unhurried but you're never far from what you need. The surrounding blocks are a mix of established homes and newer builds like this one, giving the area a lived-in feel without the wear. You're a short drive from downtown Smithfield's boutiques, breweries, and waterfront dining, yet daily errands and a good meal are practically around the corner. For military families weighing a permanent base in the region, Smithfield offers breathing room from the denser Hampton Roads corridors while keeping Joint Base Langley-Eustis well within a practical commute.

What's nearby

Step outside and you're already close to what matters. The Oak & Ivy Taphouse and Q Daddy's Pitmaster BBQ are both within 0.3 miles — a walkable dinner or a quick drive on a weeknight. Beale Park is also 0.3 miles away, making it an easy morning walk or an after-school stop. Bill Laine park is just 0.5 miles out, and Windsor Park North adds another green space option at 0.8 miles. For quick grocery runs, Royal Farms and Dollar General are both under a mile. It's the kind of everyday convenience that you notice most when you actually live somewhere.

For different buyers

For military families relocating

Joint Base Langley-Eustis is about 24 minutes from 114 St James Ave, and NSA Northwest Annex is roughly 28 minutes out — both manageable for daily commutes. Smithfield sits outside the densest Hampton Roads traffic corridors, which makes the drive feel shorter than the clock suggests. A VA loan can make a 2016-built home like this one a straightforward path to ownership, and Isle of Wight County's stable market tends to hold value well across PCS cycles.

For first-time buyers

A 2016 build means you're starting with relatively young mechanicals, which takes a lot of the anxiety out of buying your first home. Three bedrooms and two full baths at 1,782 square feet gives you real room to grow without overextending. Smithfield is one of those towns where neighbors still wave, the parks are close, and the cost of living doesn't punish you for choosing a place with actual character. A VA loan, if you qualify, can make the numbers work even better.

More buyer questions

How far is 114 St James Ave from Joint Base Langley-Eustis?

The drive from 114 St James Ave to Joint Base Langley-Eustis runs about 24 minutes under typical conditions. Smithfield's location west of the James River keeps you off the busiest Hampton Roads interchange traffic for most of that route.

What is the flood zone status for 114 St James Ave?

Flood zone information for this property is displayed in the dedicated FloodRisk tile on this page, which pulls from current FEMA mapping data.

Is 114 St James Ave part of an HOA?

HOA status for this property should be confirmed through current listing documents or directly with Isle of Wight County records, as community association details can change between ownership cycles.

What parks are close to 114 St James Ave?

Beale Park is 0.3 miles away, Bill Laine park is 0.5 miles out, and Windsor Park North is about 0.8 miles from the address — all reachable on foot or with a very short drive.

Can a VA loan be used to purchase a home like 114 St James Ave?

Yes — a VA loan can be used to purchase a single-family residential property like this one, provided the buyer meets eligibility requirements and the home passes a VA appraisal. It's one of the more practical financing paths for active-duty and veteran buyers in this area.

Want to know more about 114 St James Ave or the Smithfield market? Tom and Dariya Milan at LPT Realty are happy to walk you through the details — reach out anytime.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryHardy Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2016

Price / sqft

$244

HOA fee

$240/mo

Taxes

$2,654/yr

County

Isle of Wight County VA

MLS #

10646820

HOA association includes

ClubhouseExercise RmGround MaintOtherPoolTrash Pickup

$240/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,782
Stories
1
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, Breakfast Area, Pantry
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Fencing
Back Fenced,Privacy

Utilities & systems

Heating
Forced Hot Air
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1400
Subdivision
CHURCH SQUARE
Zoning
TOWN
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
CLOSE
Disclosures
Residential 55+ Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

Flood Risk

Looking up FEMA flood zone…

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,605/mo

Principal & interest

$2,257

Property tax

$221

Home insurance

$127

PMI

None

HOA/Condo (paid separately)

$240

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$387,800$465,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

222 Richmond AVE #20-1 · 0.1 mi · 1,805 sqft$406,743 sold 2026-03
224 Richmond AVE · 0.1 mi · 1,816 sqft$465,000 sold 2026-04
224 St. Pauls Avenue #32-3 · 0.1 mi · 1,898 sqft$412,705 sold 2026-07

Sale & Tax History

List Price

$434,900

Price / Sq Ft

$244

Annual Taxes

$2,654

Monthly Tax

$221

HOA fee

$240 / mo

Tax Rate (effective)

0.61%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 30, 2026$434,900
Currently listed$434,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 114 St James Ave in a good school zone?+
The assigned zones on the listing record are Hardy Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Does 114 St James Ave have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Ground Maint, Other, Pool, Trash Pickup.
When was 114 St James Ave built?+
It was built in 2016, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Anna Boyer · Howard Hanna Real Estate Svcs. · REIN MLS #10646820

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

114 St James Ave, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

114 St James Ave, Smithfield, Virginia 23430 · MLS #10646820 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.