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Smithfield › MALLORY POINTE › 1130 Wharf Hill Dr✓ Source: REIN MLS #10631420 · record updated Jun 3, 2026 · synced every 2 min · your inquiry is never resold
1130 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1130 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1130 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1130 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1130 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
$689,990
$255 / sqft · est. $4,333/mo →
4beds
3baths
2,701sqft
41days on market

1130 Wharf Hill Dr, Smithfield, VA 23430

ActiveResidential · built 2025 · MALLORY POINTE

About this home

The listing, in the seller's words

The Caldwell is a ranch style home with four bedrooms and 3 full baths. This home features a first-floor primary with 2 closets, a formal dining room, spacious family room with fireplace and a designer kitchen. The second floor features a large loft, bedroom, full bathroom and an unfinished attic space. Home is available NOW!

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10631420

VaHome team overview

Our read on this home

At a glance

1130 Wharf Hill Drive is a brand-new 2025-built, four-bedroom, three-bath home in Smithfield's Mallory Pointe community. At 2,701 square feet on a 0.27-acre lot, it delivers modern construction and generous space in one of Isle of Wight County's most welcoming neighborhoods.

Read the full overview ↓

Why this home stands out

New construction in 2025 means you're getting the full benefit of current building codes, modern energy standards, and a home that hasn't been lived in before. Four bedrooms and three full baths across 2,701 square feet gives everyone room to spread out, and the 0.27-acre lot offers meaningful outdoor space — not just a token backyard. In a town like Smithfield, that combination of scale and freshness is genuinely hard to find.

MALLORY POINTE and the Smithfield real estate market

Mallory Pointe sits in Smithfield, Virginia — a small city with a personality far larger than its footprint. Isle of Wight County's seat carries a genuine small-town character: tree-lined streets, a walkable historic downtown along the Pagan River, and a community that takes its local identity seriously. Smithfield is best known as the home of Smithfield Foods, but day-to-day life here is defined more by the relaxed pace, the waterfront views, and the tight-knit feel of a place where neighbors actually know each other. Mallory Pointe fits right into that story — a residential community that offers newer homes without sacrificing the charm that makes Smithfield worth choosing. The broader Hampton Roads region is right at your doorstep, with Newport News and Suffolk both reachable in under 30 minutes, so you get the quiet of a smaller city without giving up access to everything a major metro area offers.

What's nearby

Daily life is easy from 1130 Wharf Hill Drive. Wellington Park is just 0.4 miles away, and Beale Park is another option at 0.7 miles — both within a short walk or quick drive for a morning run or an afternoon outside. Royal Farms at 0.6 miles handles your everyday grocery and convenience needs, and Q Daddy's Pitmaster BBQ is right down the road at 0.7 miles when you want a real meal without cooking. Papa Johns Pizza rounds out the quick-dinner options at 0.9 miles. For fitness, Smithfield Fit Body Boot Camp and Raw Fitness Training Facility are both under a mile away, making it easy to stay consistent with a workout routine.

For different buyers

For military families relocating

Joint Base Langley-Eustis (Fort Eustis) is about 24 minutes from the front door, and NSA Northwest Annex is roughly 26 minutes out — both well within a practical daily commute. New construction means fewer maintenance surprises during a PCS cycle, and a VA loan can make this 2025-built home even more accessible. The four-bedroom layout gives growing families the space to actually settle in.

For families upgrading

If you've been in a smaller home and outgrown it, 2,701 square feet with four bedrooms and three full baths is the kind of upgrade that changes how your household actually functions. A dedicated bath for guests, room for a home office, space for kids to have their own corners — it all adds up. New 2025 construction means you're starting fresh, not inheriting someone else's deferred maintenance list.

More buyer questions

How far is 1130 Wharf Hill Drive from Joint Base Langley-Eustis?

The drive to Fort Eustis at Joint Base Langley-Eustis runs about 24 minutes under normal traffic conditions. NSA Northwest Annex is similarly close at approximately 26 minutes.

What is the lot size at 1130 Wharf Hill Drive?

The lot measures 0.27 acres, which is a solid residential footprint that provides meaningful yard space for outdoor use, landscaping, or entertaining.

Is 1130 Wharf Hill Drive in a flood zone?

Flood zone designation for this property is shown in the FloodRisk tile on this page — check that section for the most current FEMA map data.

When was 1130 Wharf Hill Drive built?

The home was built in 2025, making it brand-new construction with all the benefits of current building codes, modern systems, and no prior occupancy.

Does Mallory Pointe have an HOA?

Mallory Pointe does have a homeowners association — your agent can provide the current HOA documents, bylaws, and any community rules that apply to this address.

Want to walk through 1130 Wharf Hill Drive in person? Tom and Dariya Milan know Smithfield well — reach out and let's set up a time that works for you.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryHardy Elementary
    —
  • MiddleSmithfield Middle
    —
  • HighSmithfield
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2025

Price / sqft

$255

HOA fee

$40/mo

Taxes

$6,141/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10631420

HOA association includes

ClubhouseExercise RmPlaygroundsPool

$40/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Approx. sqft
2,701
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
Attic, Breakfast Area, PBR with Bath, Office/Study, Pantry, Porch, 1st Floor Primary BR
Appliances
Dishwasher, Dryer Hookup, Elec Range, Washer Hookup

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Shingle,Vinyl
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2700
Subdivision
MALLORY POINTE
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 3+ Car, Driveway Spc, Street
Possession
SETTLE

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,333/mo

Principal & interest

$3,580

Property tax

$512

Home insurance

$201

PMI

None

HOA

$40

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

920% of $75,000

City assessment record · taxes $6,141/yr

Land share of assessed value

100% — $75,000

Improvements $0 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$450,000 – $751,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2114 Wentworth XING · 0.1 mi · 2,582 sqft$549,990 sold 2026-06
103 Barcroft DR · 0.7 mi · 2,800 sqft$450,000 sold 2026-03
1318 Wharf Hill DR · 0.1 mi · 3,190 sqft$648,600 sold 2026-06

Sale & Tax History

List Price

$689,990

Price / Sq Ft

$255

Annual Taxes

$6,141

Monthly Tax

$512

HOA fee

$40 / mo

Tax Rate (effective)

0.89%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 23, 2026$689,990—
Currently listed—$689,990—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

820% above assessment

Total Assessed

$75,000

Land

$75,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

41 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 1130 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Hardy Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 1130 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1130 Wharf Hill Dr?+
Yes — Smithfield Fit Body Boot Camp is about 0.9 miles away, per the cached nearby-places record for this address.
Are there parks near 1130 Wharf Hill Dr?+
Wellington Park is about 0.4 miles away.
Where is the nearest grocery store to 1130 Wharf Hill Dr?+
Royal Farms is about 0.6 miles away. The closest dining on record is Royal Farms (0.6 mi).
Does 1130 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Playgrounds, Pool.
When was 1130 Wharf Hill Dr built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10631420

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1130 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1130 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10631420 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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