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SmithfieldCYPRESS CREEK110 St Andrews✓ Source: REIN MLS #10628454 · record updated Jun 29, 2026 · synced every 2 min · your inquiry is never resold
110 St Andrews NONE, SMITHFIELD VA 23430 - Main photo
$724,900
$235 / sqft · est. $4,486/mo →
5beds
3.1baths
3,079sqft
49days on market

110 St Andrews, Smithfield, VA 23430

SoldResidential · built 2020 · CYPRESS CREEK

About this home

The listing, in the seller's words

Welcome Home to this gorgeous property in the wonderful golf community of Cypress Creek! Situated on a large lot, this meticulously cared-for home offers both curb appeal and a modern, updated interior. With an open concept and easy flow, this fantastic home has a ton to offer! Enjoy the rare 1st floor primary suite featuring a large bathroom and walk in closet. The downstairs also includes a separate office space, formal and informal dining areas, a large living room and a gorgeous kitchen as the centerpiece. Upstairs, you'll find 4 bedrooms and 2 full bathrooms (one en-suite). The 5th bedroom could be used as an entertainment or flex room as well. Outdoors, enjoy your time around the fire pit, or utilize the detached shed and additional space under the deck for extra storage, hobbies or interests. Community amenities include pools (one adult only, one for families), tennis courts, fitness center, playgrounds, golf and more! Don't miss your chance to make this property your new home!

Listing courtesy of Sara Kilgore · 1st Class Real Estate Integrity · REIN MLS #10628454

VaHome team overview

Our read on this home

At a glance

110 St Andrews is a 2020-built, five-bedroom home on a generous half-acre lot in Smithfield's Cypress Creek neighborhood. With over 3,000 square feet, three and a half baths, and a location about 27 minutes from Joint Base Langley-Eustis, it balances space, newness, and convenience in one address.

Read the full overview ↓

Why this home stands out

Built in 2020, this home skips the renovation math entirely — you're getting five bedrooms and 3,079 square feet of modern construction on a 0.55-acre lot with room to breathe. Half-acre lots in established Isle of Wight County neighborhoods don't show up every day, and pairing that outdoor space with a layout this size and a build this recent is a combination that's genuinely hard to replicate in this part of Hampton Roads.

CYPRESS CREEK and the Smithfield real estate market

Cypress Creek sits in Smithfield, Virginia — the Isle of Wight County seat that locals know for its small-town character, historic downtown, and a pace of life that feels deliberately unhurried. The neighborhood itself is a newer residential community with generously sized lots, clean streetscapes, and the kind of quiet that comes from being just far enough outside the urban core without sacrificing access. Smithfield is best known as the home of Smithfield Foods, but day-to-day life here is shaped more by the town's walkable historic district, the Pagan River waterfront, and a genuine sense of community. Isle of Wight County has consistently drawn families who want more land and lower density than the Beach or Norfolk corridors offer. The primary keyword for this address — Cypress Creek Smithfield Virginia — captures exactly what makes it appealing: a specific, well-regarded pocket of a town that punches above its size.

What's nearby

Daily errands are easy from 110 St Andrews. Food Lion, Kroger, and a BP station are all within a mile, so grocery runs stay quick. For dinner, Creekside Landing is just 0.4 miles away — a local favorite that's close enough to feel like a neighborhood spot. Anna's Ristorante is under a mile for Italian nights, and Hardee's is nearby when speed matters. Morning coffee is covered by both McDonald's and Starbucks within a mile. Fitness options are unusually strong for a town this size: Smithfield Fit Body Boot Camp, Raw Fitness Training Facility, and Workout Anytime Smithfield are all within 0.9 miles.

For different buyers

For military families relocating

Joint Base Langley-Eustis is about 27 minutes away, and NSA Northwest Annex is roughly 28 minutes — both manageable for daily commutes. A VA loan is a natural fit here, and the five-bedroom layout gives military families room for a home office, guests, or a growing household. Isle of Wight County's lower density and newer construction stock make Cypress Creek a practical, low-maintenance base for PCS life.

For families upgrading

Five bedrooms and 3,079 square feet give an upgrading family genuine room to spread out — dedicated spaces for work, play, and guests without the compromise that comes with smaller footprints. The 0.55-acre lot adds outdoor flexibility that's rare at this price point in Hampton Roads. Built in 2020, the systems and finishes are current, which means your energy and budget go toward living here, not catching up on deferred maintenance.

More buyer questions

How far is 110 St Andrews from Joint Base Langley-Eustis?

The drive from 110 St Andrews to Joint Base Langley-Eustis is approximately 27 minutes under normal traffic conditions. The route via Route 10 is straightforward and avoids most of the congestion found in the more urban Hampton Roads corridors.

What is the lot size at 110 St Andrews, Smithfield?

The lot is 0.55 acres, which is a notably generous size for a subdivision home in this part of Isle of Wight County. That half-acre-plus footprint provides meaningful outdoor space for landscaping, recreation, or simply room between neighbors.

Is 110 St Andrews in a flood zone?

Flood zone status for 110 St Andrews is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data. Reviewing that tile before making decisions is the most reliable way to understand the property's flood designation.

How old is the home at 110 St Andrews?

The home was built in 2020, making it a relatively recent construction. That means the major systems — HVAC, roof, plumbing, electrical — are all modern and carry the practical benefits of newer builds.

Does Cypress Creek have an HOA?

Cypress Creek does have a homeowners association. Specific fee amounts are not listed here, but HOA documents are typically available through the listing and provide details on dues, rules, and community maintenance responsibilities.

Want to know more about 110 St Andrews or the Cypress Creek neighborhood? Tom and Dariya Milan at LPT Realty are happy to walk you through the details — reach out anytime.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryHardy Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2020

Price / sqft

$235

HOA fee

$82/mo

Taxes

$5,175/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10628454

HOA association includes

ClubhouseGolfPlaygroundsPoolRV StorageTennis Cts

$82/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
3
Half baths
1
Approx. sqft
3,079
Stories
2
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Foyer, PBR with Bath, Office/Study, Pantry, Rec Room, Utility Closet, Workshop
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener, Generator Hookup
Accessibility
Hallways 42 IN plus, Level Flooring, Lower Light Switches, Main Floor Laundry

Construction & exterior

Style
Craftsman, Transitional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Fiber Cement
Sustainability
Engineered Wood Products
Pool
No Pool
Fencing
Back Fenced
Waterfront
Not Waterfront

Utilities & systems

Heating
Forced Hot Air, Zoned
Cooling
Central Air, Zoned
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.5500
Subdivision
CYPRESS CREEK
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
AT CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,486/mo

Principal & interest

$3,761

Property tax

$431

Home insurance

$211

PMI

None

HOA

$82

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

131% of $552,400

City assessment record · taxes $5,175/yr

Land share of assessed value

15% — $85,000

Improvements $467,400 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$650,000$796,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

113 St Andrews · 0 mi · 3,104 sqft$755,000 sold 2026-07
213 Royal Birkdale · 0.2 mi · 3,096 sqft$715,000 sold 2026-05
208 St Andrews · 0.2 mi · 3,000 sqft$650,000 sold 2026-04

Sale & Tax History

List Price

$724,900

Price / Sq Ft

$235

Annual Taxes

$5,175

Monthly Tax

$431

HOA fee

$82 / mo

Tax Rate (effective)

0.71%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 11, 2026$724,900
Price reducedMay 19, 2026$724,900−$100
SoldJun 29, 2026$724,900

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

31% above assessment

Total Assessed

$552,400

Land

$85,000

Improvement

$467,400

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 110 St Andrews in a good school zone?+
The assigned zones on the listing record are Hardy Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 110 St Andrews in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 110 St Andrews?+
Yes — Smithfield Fit Body Boot Camp is about 0.9 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 110 St Andrews?+
bp is about 0.8 miles away. The closest dining on record is Creekside Landing (0.4 mi).
Does 110 St Andrews have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Golf, Playgrounds, Pool, RV Storage, Tennis Cts.
When was 110 St Andrews built?+
It was built in 2020, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Sara Kilgore · 1st Class Real Estate Integrity · REIN MLS #10628454

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

This one's sold — the next one doesn't have to be.

110 St Andrews, Smithfield, Virginia 23430 · MLS #10628454 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.