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SmithfieldCYPRESS CREEK208 St Andrews✓ Source: REIN MLS #10619128 · record updated Apr 10, 2026 · synced every 2 min · your inquiry is never resold
208 St Andrews, Smithfield, VA 23430, USA - Main photo
$650,000
$217 / sqft · est. $4,040/mo →
5beds
3baths
3,000sqft
40days on market

208 St Andrews, Smithfield, VA 23430

SoldResidential · built 2022 · CYPRESS CREEK

About this home

The listing, in the seller's words

Welcome to this stunning home, nestled in the golf course community of Cypress Creek; a 4bd, 3bth home with 3,000sqft of well-designed living space. Flexible floor plan includes a 1st floor bdrm with full bath, great for multigenerational living, or a home office. Open concept main living area flows into a modern kitchen featuring gas range, ss appliances, pantry, and generous storage, built for everyday living and entertaining. Spacious primary suite boasts private bath with double sinks and convenient attic access. Highlights include 2nd floor rec room (frog), office/study, utility room, programmable thermostat, and security system, and so much more! Enjoy outdoor living with a fully fenced backyard, with views of the golf course. Located in a vibrant community offering a clubhouse, pool, tennis courts, golf, fitness center, playgrounds, and RV storage, this home delivers modern comfort with resort-style amenities. Come find out why residents love to call Cypress Creek home!

Listing courtesy of Heather Heishman · Keller Williams Capital Props. · REIN MLS #10619128

Schools

  • ElementaryWestside Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2022

Price / sqft

$217

HOA fee

$82/mo

Taxes

$4,749/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10619128

HOA association includes

ClubhouseExercise RmGolfPlaygroundsPoolRV StorageTennis Cts

$82/mo HOA fee · NONE · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
3
Approx. sqft
3,000
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
12
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Fin. Rm Over Gar, Foyer, PBR with Bath, Office/Study, Pantry, Porch, Rec Room, Utility Room
Interior features
Primary Sink-Double, Pull Down Attic Stairs, Window Treatments
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer, Washer Hookup
Equipment
Ceiling Fan, Gar Door Opener, Security Sys

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Exterior features
Patio
Pool
No Pool
Fencing
Back Fenced
Waterfront
Not Waterfront

Utilities & systems

Heating
Nat Gas,Programmable Thermostat
Cooling
Central Air
Water heater
Gas
Sewer
City/County

Lot, parking & ownership

Subdivision
CYPRESS CREEK
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
SETTLE
Disclosures
Common Interest Community, Disclosure Statement, Resale Certif Req

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,040/mo

Principal & interest

$3,373

Property tax

$396

Home insurance

$190

PMI

None

HOA

$82

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

107% of $607,500

City assessment record · taxes $4,749/yr

Land share of assessed value

16% — $95,000

Improvements $512,500 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$715,000$796,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

110 St Andrews · 0.2 mi · 3,079 sqft$724,900 sold 2026-06
113 St Andrews · 0.2 mi · 3,104 sqft$755,000 sold 2026-07
213 Royal Birkdale · 0.4 mi · 3,096 sqft$715,000 sold 2026-05

Sale & Tax History

List Price

$650,000

Price / Sq Ft

$217

Annual Taxes

$4,749

Monthly Tax

$396

HOA fee

$82 / mo

Tax Rate (effective)

0.73%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMar 30, 2026$650,000
SoldApr 9, 2026$650,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

7% above assessment

Total Assessed

$607,500

Land

$95,000

Improvement

$512,500

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 208 St Andrews in a good school zone?+
The assigned zones on the listing record are Westside Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 208 St Andrews in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 208 St Andrews?+
Yes — Smithfield Fit Body Boot Camp is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 208 St Andrews?+
Bill Laine is about 0.8 miles away.
Where is the nearest grocery store to 208 St Andrews?+
bp is about 0.8 miles away. The closest dining on record is Creekside Landing (0.4 mi).
Does 208 St Andrews have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NONE. Association amenities on record include: Clubhouse, Exercise Rm, Golf, Playgrounds, Pool, RV Storage, Tennis Cts.
When was 208 St Andrews built?+
It was built in 2022, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Heather Heishman · Keller Williams Capital Props. · REIN MLS #10619128

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

208 St Andrews, Smithfield — photo

This one's sold — the next one doesn't have to be.

208 St Andrews, Smithfield, Virginia 23430 · MLS #10619128 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.