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Suffolk › ALL OTHERS AREA 62 › 109 St James Ave✓ Source: REIN MLS #10653312 · record updated Sep 25, 2026 · synced every 2 min · your inquiry is never resold
109 St James AVE, SUFFOLK VA 23435 - Main photo
109 St James AVE, SUFFOLK VA 23435 - Photo 2
109 St James AVE, SUFFOLK VA 23435 - Photo 3
109 St James AVE, SUFFOLK VA 23435 - Photo 4
109 St James AVE, SUFFOLK VA 23435 - Photo 5
5beds
3baths
3,149sqft
14days on market

109 St James Ave, Suffolk, VA 23435

ActiveResidential · built 1905 · ALL OTHERS AREA 62

Facts & features

Type

Residential

Year built

1905

Price / sqft

$156

HOA

None

Taxes

$2,264/yr

County

Suffolk VA

MLS #

10653312

Interior

Bedrooms
5
Full baths
3
Approx. sqft
3,149
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor BR, PBR with Bath, Pantry, Porch
Appliances
220 V Elec, Dishwasher, Disposal, Microwave, Elec Range, Washer Hookup

Construction & exterior

Style
Victorian
Subtype
Detached
Foundation
Basement, Crawl
Roof
Asphalt Shingle,Metal
Exterior
Vinyl
Pool
No Pool
Fencing
Privacy

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
ALL OTHERS AREA 62
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc, Street
Possession
CLOSING
Disclosures
Disclosure Statement, Historical District

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Step into the charm of Historic Downtown Suffolk with this beautifully renovated 5-bedroom, 3-bath home offering approximately 3,000 square feet of versatile living space. Thoughtfully refreshed from top to bottom, the home blends its character with modern updates, including new flooring, fresh paint, updated kitchen cabinetry, and new appliances. With five spacious bedrooms and three full baths, there's plenty of room for a growing family, guests, a home office, or multi-generational living. The generous layout offers flexibility rarely found at this price point, giving you the space to spread out while still feeling right at home. Whether you're looking for room to grow or a home that can adapt as your family does, this one checks the boxes. Come see the updates, space, and possibilities for yourself—you may be surprised by just how much this home has to offer.

Listing courtesy of Angela Kennedy · 1st Class Real Estate Integrity · REIN MLS #10653312

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 109 St James Avenue—a five-bedroom, three-bath home built in 1905 with 3,149 square feet of character and space. You're just a minute from Joint Staff J7 Suffolk and surrounded by walkable shops, cafes, and parks. This is the kind of property that anchors homes for sale in 23435.

Keep searching in Suffolk

See all Suffolk homes for sale, including homes for sale in 23435, homes for sale zoned for King's Fork High School, and homes for sale zoned for Elephant's Fork Elementary School. Browse every listing among homes for sale in Suffolk — updated from the REIN MLS every few minutes. Nearby, look at Downtown Suffolk homes for sale, Suffolk waterfront homes for sale, Suffolk condos and townhomes for sale, and new construction homes in Suffolk.

Read the full overview ↓

Why this home stands out

Built over a century ago, this residence carries the craftsmanship and solid bones of early-1900s construction. Five bedrooms and three full baths give you room to spread out—a home office, guest quarters, or a creative studio. The layout flows naturally across 3,149 square feet, and the neighborhood puts everything you need within a few blocks. Daily life is easy here: groceries and coffee are a short walk, restaurants dot the nearby streets, and parks invite you outside.

ALL OTHERS AREA 62 and the Suffolk real estate market

St James Avenue sits in the heart of Suffolk, a city with deep roots and a walkable downtown core. The streets here blend residential charm with urban convenience—you're surrounded by independent shops, local restaurants, and community gathering spaces. Wellons Park and Downtown Festival Park are both within a few blocks, offering green space and recreation without a long drive. Suffolk itself is a working waterfront city on the Nansemond River, with a strong sense of place and steady economic activity. Getting around is straightforward: major routes connect you to Norfolk Naval Shipyard in about 36 minutes, and daily errands happen on foot or a quick drive. If you're comparing homes for sale in Suffolk, note that central locations like this one let you skip the commute to nearby amenities.

What's nearby

You're steps from Neighborhood Supermarket, HERB HEADS & COMPANY Apothecary & Makery Bar, and a trio of local restaurants—Rennee's, Silvio's, and Amei's bistro and lounge. Coffee lovers have Brighter Day Cafe, Holland's, and Jenay's Coffeehouse all within a half-mile. Fitness options include C-FIT Studio and Allonge Pilates Studio. Wellons Park is just two blocks away, perfect for a morning walk or afternoon outing. Downtown Festival Park and Shelter Parking round out your recreation choices nearby.

For different buyers

Base commute and VA loan notes

Joint Staff J7 Suffolk is one minute away—an exceptionally short commute that opens up your day. Norfolk Naval Shipyard sits about 36 minutes south. VA loan financing is common in this area, and a home of this size and condition can close quickly for buyers ready to move.

Room to grow

Five bedrooms mean space for everyone—kids' rooms, a guest bedroom, and a dedicated office or hobby room. Three full baths reduce morning bottlenecks. The 3,149-square-foot layout spreads comfortably across the lot, and the early-1900s construction offers the solid foundation and high ceilings many buyers seek. Anyone comparing homes for sale zoned for King's Fork High School and homes for sale zoned for Elephant's Fork Elementary School will find this address gives you room to grow without sacrificing walkability.

More buyer questions

How far is 109 St James Avenue from Joint Staff J7 Suffolk?

About one minute by car. It's an exceptionally short commute that lets you reclaim time in your day.

What year was this home built?

1905. The house carries the solid construction and architectural details typical of early-20th-century residential design.

Are there parks nearby?

Yes. Wellons Park is two blocks away, and Downtown Festival Park is three blocks away—both within easy walking distance.

What restaurants and cafes are close by?

Rennee's, Silvio's, and Amei's bistro and lounge are all within a few blocks, along with Brighter Day Cafe, Holland's, and Jenay's Coffeehouse for coffee.

How far is this address from Norfolk Naval Shipyard?

About 36 minutes south. It's a reasonable commute for shipyard employees or contractors.

Ready to explore 109 St James Avenue? Contact Tom & Dariya Milan to schedule a showing and see this home's potential firsthand.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Suffolk$415K – $565K5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Downtown Suffolk

Downtown Suffolk is known historically as Old Town. It is the walkable, tree-lined heart of the city. Its core is West Washington Street and North Main Street.

$255K

Median sale · 12 mo

$161

Sold $/sq ft

24d

Days on market

16

For sale now

$54K

HH income

46.2%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Downtown Suffolk →
Map of Downtown Suffolk with neighborhood boundaryNeighborhood

Suffolk homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,874/mo

Principal & interest

$2,543

Property tax

$189

Home insurance

$143

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$182,000 – $659,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

109 St James AVE · 0 mi · 3,149 sqft$245,000 sold 2026-03
213 Bosley Ave · 0.3 mi · 3,081 sqft$425,000 sold 2026-08
124 Wellons ST · 0.1 mi · 2,800 sqft$182,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$490,000

Price / Sq Ft

$156

Annual Taxes

$2,264

Monthly Tax

$189

HOA

None

Tax Rate (effective)

0.46%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 11, 2026$490,000—
Price reducedSep 25, 2026$490,000−$10,000
Currently listed—$490,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

14 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 109 St James Ave in a good school zone?+
The assigned zones on the listing record are Elephant's Fork Elementary (VaHome School Score 2.2/10), King`s Fork Middle, Kings Fork. School attendance zones can change — always confirm enrollment with the local school division.
Is 109 St James Ave in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 109 St James Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 109 St James Ave built?+
It was built in 1905, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Angela Kennedy · 1st Class Real Estate Integrity · REIN MLS #10653312

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

109 St James Ave, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

109 St James Ave, Suffolk, Virginia 23435 · MLS #10653312 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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