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SuffolkLAKESIDE109 St James Ave✓ Source: REIN MLS #10653312 · record updated Sep 11, 2026 · synced every 2 min · your inquiry is never resold
109 St James AVE, SUFFOLK VA 23435 - Main photo
109 St James AVE, SUFFOLK VA 23435 - Photo 2
109 St James AVE, SUFFOLK VA 23435 - Photo 3
109 St James AVE, SUFFOLK VA 23435 - Photo 4
109 St James AVE, SUFFOLK VA 23435 - Photo 5
5beds
3baths
3,149sqft
0days on market

109 St James Ave, Suffolk, VA 23435

New ListingResidential · built 1905 · LAKESIDE

Facts & features

Type

Residential

Year built

1905

Price / sqft

$159

HOA

None

Taxes

$2,264/yr

County

Suffolk VA

MLS #

10653312

Interior

Bedrooms
5
Full baths
3
Approx. sqft
3,149
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor BR, PBR with Bath, Pantry, Porch
Appliances
220 V Elec, Dishwasher, Disposal, Microwave, Elec Range, Washer Hookup

Construction & exterior

Style
Victorian
Subtype
Detached
Foundation
Basement, Crawl
Roof
Asphalt Shingle,Metal
Exterior
Vinyl
Pool
No Pool
Fencing
Privacy

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
LAKESIDE
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc, Street
Possession
CLOSING
Disclosures
Disclosure Statement, Historical District

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Step into the charm of Historic Downtown Suffolk with this beautifully renovated 5-bedroom, 3-bath home offering approximately 3,000 square feet of versatile living space. Thoughtfully refreshed from top to bottom, the home blends its character with modern updates, including new flooring, fresh paint, updated kitchen cabinetry, and new appliances. With five spacious bedrooms and three full baths, there's plenty of room for a growing family, guests, a home office, or multi-generational living. The generous layout offers flexibility rarely found at this price point, giving you the space to spread out while still feeling right at home. Whether you're looking for room to grow or a home that can adapt as your family does, this one checks the boxes. Come see the updates, space, and possibilities for yourself—you may be surprised by just how much this home has to offer.

Listing courtesy of Angela Kennedy · 1st Class Real Estate Integrity · REIN MLS #10653312

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A rare 1905 five-bedroom home in the heart of downtown Suffolk, 109 St James Ave delivers over 3,100 square feet of century-old character one minute from Joint Staff J7 Suffolk — making it one of the most distinctive Suffolk homes for sale in this zip code.

Read the full overview ↓

Why this home stands out

Built in 1905, this five-bedroom, three-bath residence carries the kind of architectural bones that newer construction simply cannot replicate — wide proportions, a generous footprint, and the quiet confidence of a home that has anchored its block for over a century. At 3,149 square feet, there is room to spread out without sacrificing the walkable, small-city energy that makes downtown Suffolk so livable.

LAKESIDE and the Suffolk real estate market

Suffolk is Virginia's largest city by land area, yet its downtown core feels genuinely human-scaled — a place where neighbors know each other and local businesses thrive on foot traffic rather than highway visibility. St James Ave sits right inside that downtown fabric, within a few blocks of parks, independent restaurants, coffee shops, and specialty boutiques. The city blends a proud agricultural and maritime heritage with steady modern investment, and the result is a community that feels rooted without feeling stagnant. Families comparing homes for sale in Suffolk often discover that the downtown blocks offer something the newer subdivisions on the city's edges cannot: walkability, mature trees, and a street grid that was designed for people. Suffolk sits in the western corner of Hampton Roads, with easy access to I-664 and US-58, putting Norfolk, Chesapeake, and the Outer Banks within reasonable driving distance.

What's nearby

Daily life at 109 St James Ave requires very little windshield time. Neighborhood Supermarket is 0.2 miles away — close enough for a quick errand on foot — and a second location sits just 0.3 miles in the other direction. Wellons Park is a two-minute walk, and Downtown Festival Park is 0.3 miles away for weekend events and open-air gatherings. When you want to eat out, Rennee's Restaurant and Lounge, Silvio's Inc, and Amei's Bistro and Lounge are all within 0.4 miles. Coffee is equally well covered: Brighter Day Cafe, Holland's, and Jenay's Coffeehouse are all a short stroll away. C-FIT Studio and Allonge Pilates Studio round out the fitness options, both within 0.4 miles.

For different buyers

For military families relocating

Joint Staff J7 Suffolk is literally one minute from the front door — as close as a base gets without being on-post. That proximity translates directly into time back in your day, whether you're working long hours or trying to make it to a school pickup. VA loan eligibility can make a home of this size and vintage surprisingly accessible; ask about current options when you connect with us.

For buyers drawn to character

Homes built in 1905 with five bedrooms and more than 3,100 square feet do not come along often, and they almost never sit this close to a walkable downtown. If you've been searching for a property with genuine architectural history — the kind of place that has a story before you even move in — 109 St James Ave is worth a serious look. This is what people mean when they talk about homes for sale in 23435 that actually have soul.

More buyer questions

How far is 109 St James Ave from Joint Staff J7 Suffolk?

Joint Staff J7 Suffolk is approximately one minute from the property — it is one of the closest residential addresses to that installation in the city. Commute time is essentially negligible for personnel assigned there.

How far is 109 St James Ave from NSA Northwest Annex?

NSA Northwest Annex is roughly 35 minutes from 109 St James Ave, depending on traffic and route. Personnel assigned there may want to factor highway access via US-58 into their daily planning.

What school zone does 109 St James Ave fall in?

Families evaluating homes for sale zoned for King's Fork High School and homes for sale zoned for Elephant's Fork Elementary School will want to confirm current Suffolk Public Schools zoning directly with the district, as attendance boundaries can change. The address is in the 23435 zip code within the City of Suffolk.

Is 109 St James Ave in a flood zone?

Flood zone designation for this property is displayed in the dedicated FloodRisk tile on this page. We recommend reviewing that information and consulting FEMA's flood map service for the most current data.

What is the walkability like around 109 St James Ave?

Walkability is a genuine strength of this address — groceries, parks, restaurants, coffee shops, and fitness studios are all within half a mile, and Downtown Festival Park is just 0.3 miles away. It is one of the more pedestrian-friendly pockets among Suffolk homes for sale in the downtown area.

Ready to walk through a piece of Suffolk history? Reach out to Tom and Dariya Milan to schedule a visit or ask any questions about 109 St James Ave.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Suffolk$425K – $575K5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Downtown Suffolk

Downtown Suffolk, known historically as Old Town, is the walkable, tree-lined heart of the city, centered along West Washington Street and North Main Street near the head of navigation of the Nansemond River.

$255K

Median sale · 12 mo

$165

Sold $/sq ft

22d

Days on market

17

For sale now

$54K

HH income

46.2%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Downtown Suffolk
Map of Downtown Suffolk with neighborhood boundaryNeighborhood

Suffolk homes for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,929/mo

Principal & interest

$2,594

Property tax

$189

Home insurance

$146

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$182,000$659,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

109 St James AVE · 0 mi · 3,149 sqft$245,000 sold 2026-03
213 Bosley Ave · 0.3 mi · 3,081 sqft$425,000 sold 2026-08
124 Wellons ST · 0.1 mi · 2,800 sqft$182,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$500,000

Price / Sq Ft

$159

Annual Taxes

$2,264

Monthly Tax

$189

HOA

None

Tax Rate (effective)

0.45%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 11, 2026$500,000
Currently listed$500,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 109 St James Ave in a good school zone?+
The assigned zones on the listing record are Elephant's Fork Elementary (VaHome School Score 2.2/10), King`s Fork Middle, Kings Fork. School attendance zones can change — always confirm enrollment with the local school division.
Is 109 St James Ave in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 109 St James Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 109 St James Ave built?+
It was built in 1905, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Angela Kennedy · 1st Class Real Estate Integrity · REIN MLS #10653312

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

109 St James Ave, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

109 St James Ave, Suffolk, Virginia 23435 · MLS #10653312 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.