✓ Source: REIN MLS #10659658 · record updated Nov 10, 2026 · synced every 2 min · your inquiry is never resold

Exterior · 1 / 50

$749,000est. $4,748/mo all-in · adjust →

4beds

4baths

3,211sqft

$233per sqft

0days on market

109 Abigail Ln, Williamsburg, VA 23185

ActiveResidential · built 1984 · 0.65 acres · KINGSMILL · MLS #10659658

Price per sqft$233compare with nearby sales Schools

JamestownHigh8.6

BerkeleyMiddle7.2

James RiverElementary3.2

VaHome School Score Flood

Low / moderate riskZone X

flood insurance not required HOA$208/moKingsmill Est. payment$4,748/moall-in · 20% down · 6.75% · adjust Price since listing…checking price history Taxes$5,219/yrasking is 119% of assessment Condo feeNAnot a condo

OverviewAbout this home

Custom Brick-Front Home on Halfway Creek in Kingsmill! Enjoy peace, privacy, and resort-style living on a quiet cul-de-sac. Features refinished hardwood floors, an open kitchen with stone counters & stainless appliances, a gas fireplace in the family room, and a light-filled sunroom overlooking the creek. Dual Primary Suites (1st floor w/ fireplace & sunroom access; 2nd floor w/ walk-in closet & jetted tub) make this great for multi-generational living. Complete with 2 extra bedrooms and a full bath on the 2nd floor, plus another full bath on the main level. Enjoy Kingsmill's premier amenities: championship golf, resort pools, full-service marina, walking trails, and 24/7 gated security!

Listing courtesy of Lynne Long · Better Homes & Gdns Ntv Am Grp · REIN MLS #10659658

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Creek.

Frontage

Creek ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

TypeResidential

Year built1984

Price / sqft$233

HOA fee$208/mo

Taxes$5,219/yr

CountyJames City County VA

WaterfrontYes

MLS #10659658

HOA association includes

ClubhouseDockGated CommunityGolfGround MaintPlaygroundsPoolPriv BeachRV StorageSecurityTennis CtsTrash Pickup

$208/mo HOA fee · per the REIN MLS listing record. Confirm inclusions with the association.

Interior

Bedrooms: 4
Full baths: 4
Approx. sqft: 3,211
Stories: 2
Flooring: Carpet, Ceramic, Wood
Ensuite bedrooms: 2
First-floor bed & full bath: Yes
Total rooms: 9
Other rooms: 1st Floor Primary BR, Assigned Storage, Attic, Breakfast Area, Foyer, PBR with Bath, Office/Study, Pantry, Sun Room
Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Equipment: Ceiling Fan, Gar Door Opener, Jetted Tub

Construction & exterior

Style: Colonial, Transitional
Subtype: Detached
Foundation: Crawl
Roof: Asphalt Shingle
Exterior: Brick,Wood
Pool: No Pool
Waterfront: Creek

Utilities & systems

Heating: Forced Hot Air, Heat Pump, Zoned
Cooling: Central Air, Zoned
Water heater: Electric
Water: City/County
Sewer: City/County

Lot, parking & ownership

Lot size: 0.6500
Subdivision: KINGSMILL
Zoning: R4
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 2 Car, Driveway Spc
Possession: AT CLOSING
Disclosures: Common Interest Community, Deed Restrictions/Covenants, Disclosure Statement

See more Williamsburg waterfront homes.

Sources: REIN MLS record · city assessor

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

109 Abigail Lane is a four-bedroom, four-bath home in Williamsburg, Virginia with 3,211 square feet built in 1984. Grocery, coffee, and restaurants are all within a mile. Camp Peary is about ten minutes away. There is a lot to like about this address.

Keep searching in Williamsburg

See all Williamsburg homes for sale, including homes for sale in 23185, homes for sale zoned for Jamestown High School, and homes for sale zoned for James River Elementary School. Nearby, look at Kingsmill homes for sale, Williamsburg waterfront homes for sale, Williamsburg condos and townhomes for sale, and new construction homes in Williamsburg.

Read the full overview ↓

Why this home stands out

At 3,211 square feet, 109 Abigail Lane gives you genuine room to spread out. Four full baths across four bedrooms means no one is waiting in line in the morning. The 1984 build era brings solid construction and generous room proportions you rarely find in newer builds at this size. Kingsmill Recreational Park and the soccer fields are less than a mile away, and Harris Teeter is practically around the corner.

KINGSMILL and the Williamsburg real estate market

Williamsburg carries a sense of place that most cities spend decades trying to manufacture. The streets near Abigail Lane sit close to the Kingsmill corridor — a stretch of the city where mature trees line the roads and the pace feels unhurried. Homes in this pocket tend to be spacious, set back from the street, and built with the kind of lot depth that gives neighbors breathing room. It is a quiet part of the city without feeling remote. Williamsburg itself is compact enough to cross in twenty minutes but rich enough to keep you busy for years. Colonial Williamsburg, the College of William & Mary, and Busch Gardens all sit within the city limits or just beyond. Route 60 and Interstate 64 make it straightforward to reach Richmond, Hampton, or Newport News. Anyone comparing homes for sale in 23185 will notice that this zip code sits right in the heart of the action — close to everything but insulated from the noise.

What's nearby

Daily errands are easy from Abigail Lane. Harris Teeter is 0.7 miles away for groceries. Starbucks is at the same distance when you need a morning coffee. No 1 Restaurant and Waypoint Seafood & Grill are both within 0.7 miles for a quick dinner or a sit-down meal. Body Balance Yoga & Fitness Studio is 0.9 miles away if you prefer a structured workout. Kingsmill Recreational Park and Kingsmill Recreational Soccer Park are both under a mile — good for weekend afternoons outdoors. You can reach most of these spots without getting on a highway.

For different buyers

Base commute and VA loan notes

Camp Peary is about ten minutes from the front door. Naval Weapons Station Yorktown is roughly twelve minutes in the other direction. VA loan financing is well understood by lenders active in this market. Four bedrooms and four full baths mean the home is ready to occupy without reconfiguring anything. That combination of commute time and space is hard to find this close to two installations.

For buyers drawn to character

The 1984 build gives 109 Abigail Lane proportions that newer construction rarely matches — wide hallways, full four-bath layout, and 3,211 square feet of livable space. The lot sits in a mature neighborhood where the landscaping has had decades to fill in. If you are drawn to homes with a sense of history and substance, buyers comparing Williamsburg homes for sale will find this address stands apart from the cookie-cutter builds that dominate newer subdivisions.

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighJamestown High School

8.6/10

MiddleBerkeley Middle School

7.2/10

ElementaryJames River Elementary School

3.2/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Williamsburg$635K – $865K4+ beds

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Military Commute

Drive times to nearest bases

Camp Peary

DoD

11min·6.5mi

NWS Yorktown

Navy

13min·9.4mi

JBLE Ft Eustis

Army

17min·13.2mi

JBLE Langley

Air Force

37min·29.6mi

NSA HR

Navy

46min·41.4mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51095C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.

Property elevation

29.3 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhoodKingsmill

Kingsmill is a gated resort community on the north bank of the James River in James City County. It lies just southeast of the City of Williamsburg.

$668KMedian sale · 12 mo

$240Sold $/sq ft

32dDays on market

31For sale now

$127KHH income

83.4%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Kingsmill →

Neighborhood

Williamsburg houses for sale →

CostPayment calculator

Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,540/mo

Down payment20% · $149,800

Interest rate6.75%

Loan term30 years

Principal & interest

$3,886

Property tax

$435

Home insurance

$218

PMI

None

HOA/Condo (paid separately)

$208

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & historyComparables

Asking vs. assessment119% of $628,800City assessment record · taxes $5,219/yr

Land share of assessed value31% · $196,100Improvements $432,700 · assessor record ✓

Price context: similar nearby homes$500,000 – $1,150,000The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.

208 Richard Brewster · 0.3 mi · 3,314 sqft$859,000 sold 2026-05

108 Colonel Philip Johnson · 0.3 mi · 3,082 sqft$1,150,000 sold 2026-09

108 Broomfield CIR · 0.4 mi · 3,174 sqft$1,001,102 sold 2026-07

Own a home nearby? See what it is worth today: What's your Williamsburg home worth?

Sale & Tax History

List Price

$749,000

Price / Sq Ft

$233

Annual Taxes

$5,219

Monthly Tax

$435

HOA fee

$208 / mo

Tax Rate (effective)

0.70%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Nov 10, 2026	$749,000	—
Currently listed	—	$749,000	—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

19% above assessment

Total Assessed

$628,800

Land

$196,100

Improvement

$432,700

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Williamsburg Real Estate Assessment

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

0 days on market: read it in context

Days on market reflects pricing, season, and inventory. Compare it against similar nearby homes before reading anything into it.

CompareThis home next to what else is for sale nearby

Home	Price	Beds	Baths	Sqft	$ / sqft
109 Abigail Lnthis home	$749,000	4	4	3,211	$233
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions buyers ask

Is 109 Abigail Ln in a good school zone?

The assigned zones on the listing record are James River Elementary (VaHome School Score 3.2/10), Berkeley Middle (VaHome School Score 7.2/10), Jamestown (VaHome School Score 8.6/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 109 Abigail Ln in a flood zone?

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Is 109 Abigail Ln a waterfront property?

Yes. The listing record shows: Creek.

Does 109 Abigail Ln have an HOA?

Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is na. Association amenities on record include: Clubhouse, Dock, Gated Community, Golf, Ground Maint, Playgrounds, Pool, Priv Beach, RV Storage, Security.

When was 109 Abigail Ln built?

It was built in 1984, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

Tom & Dariya Milan | LPT Realty

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109 Abigail Ln, Williamsburg, Virginia 23185 · MLS #10659658 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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