SmithfieldCHURCH SQUARE107 Oxford Avenue✓ Source: REIN MLS #10642407 · record updated Jul 3, 2026 · synced every 5 min · your inquiry is never resold
107 Oxford Avenue NONE, SMITHFIELD VA 23430 - Main photo
107 Oxford Avenue NONE, SMITHFIELD VA 23430 - Photo 2
$400,000
$159 / sqft · est. $2,655/mo →
4beds
3baths
2,513sqft
0days on market

107 Oxford Avenue, Smithfield, VA 23430

Coming SoonResidential · built 2007 · CHURCH SQUARE

About this home

The listing, in the seller's words

Why Build? This stunning villa in Church Square is one of the largest units this community has to offer & is ready for you to move in today. With a charming sunroom, soaring vaulted ceilings, a cozy gas fireplace, swing on the patio, all appliances included, & a whole-home generator— this is turnkey with a few extras. The large eat-in kitchen, with breakfast bar & island, plus open floor plan & two private patios, make everyday living & entertaining effortless. Upstairs, 2 oversized bedrooms share a thoughtfully designed bath with separate individual vanities. Perched with gorgeous views overlooking the clubhouse, you'll have front-row access to a lifestyle most people only dream of: resort-style pool & sundeck, fully-equipped fitness center, catering kitchen for hosting in style, outdoor fireplace, & grilling station made for warm evenings with neighbors. Just minutes from the boutique shops, charming eateries, & picturesque waterfront parks of historic downtown Smithfield.

Listing courtesy of Lena Hogue · Keller Williams Realty Twn Ctr · REIN MLS #10642407

VaHome team overview

Our read on this home

At a glance

107 Oxford Avenue is a four-bedroom, three-bath home in Smithfield, Virginia, offering 2,513 square feet of living space built in 2007. It sits within easy reach of Joint Base Langley-Eustis and delivers the relaxed pace that Isle of Wight County living is known for.

Read the full overview ↓

Why this home stands out

At 2,513 square feet, this 2007-built home gives you genuine room to spread out — four bedrooms and three full baths means guests, a home office, or a growing household all get their own space without anyone feeling squeezed. The construction era hits a practical sweet spot: modern framing and systems without the decades of deferred maintenance that older Smithfield stock can carry. It's a solid, right-sized home in a town that genuinely rewards putting down roots.

CHURCH SQUARE and the Smithfield real estate market

Smithfield, Virginia sits in Isle of Wight County on the western bank of the Pagan River, and it carries a character that's hard to manufacture — genuine small-town warmth, a walkable historic downtown, and a pace of life that feels intentional rather than sleepy. The town is best known nationally for its cured ham heritage, but day-to-day it's the tree-lined streets, independent restaurants, and community events on Main Street that define living here. Oxford Avenue sits within this broader Smithfield fabric, giving you easy access to the downtown core while keeping you in a quieter residential setting. Isle of Wight County governs the area, which tends to mean lower density, larger lots, and a different feel than the denser Hampton Roads cities to the east. For anyone searching for Smithfield Virginia real estate, this address delivers the full picture: historic charm, modern convenience, and a genuine sense of place that holds its appeal year after year.

What's nearby

Daily errands are straightforward from 107 Oxford Avenue. Smithfield's downtown is just minutes away, where you'll find locally owned shops, the Smithfield Station waterfront restaurant, and the Isle of Wight County Museum. Grocery runs are easy with Food Lion and other staples close by. For a wider retail selection, Newport News and Suffolk are both within a 25-to-30-minute drive. Smithfield Station and the Pagan River waterfront give you a natural anchor for weekend mornings, and the town's seasonal farmers market adds a community rhythm that residents genuinely look forward to.

For different buyers

For military families relocating

Joint Base Langley-Eustis is roughly 24 minutes from 107 Oxford Avenue, and NSA Northwest Annex sits about 28 minutes out — both well within a manageable daily commute. Smithfield's quieter setting appeals to service members who want distance from the base-adjacent congestion. A VA loan can make this four-bedroom home an especially practical path to ownership, and Isle of Wight County's lower density means you're not trading space for convenience.

For families upgrading

Four bedrooms and three full baths across 2,513 square feet gives a growing family genuine flexibility — dedicated space for kids, a guest room, and a home office can all coexist without compromise. Smithfield's small-town environment, community events, and access to Isle of Wight County's parks and green space make it a place where families tend to stay far longer than they initially planned. This is the kind of home you grow into, not out of.

More buyer questions

How far is 107 Oxford Avenue from Joint Base Langley-Eustis?

The drive from 107 Oxford Avenue to Joint Base Langley-Eustis is approximately 24 minutes under typical conditions, making it a realistic daily commute for service members stationed at Fort Eustis.

What is Smithfield, Virginia like as a place to live?

Smithfield is a historic small town in Isle of Wight County with a walkable downtown, waterfront dining along the Pagan River, and a genuine community feel that sets it apart from the denser Hampton Roads cities nearby.

Is 107 Oxford Avenue in an HOA?

HOA status for this property should be confirmed through current disclosure documents — your agent can pull that detail quickly during the due-diligence process.

What flood zone is 107 Oxford Avenue in?

Flood zone designation for this address is displayed in the FloodRisk tile on this page, and a full flood determination is typically ordered during the loan process.

Can a VA loan be used to purchase 107 Oxford Avenue?

Yes — as a single-family residential property, 107 Oxford Avenue is generally eligible for VA loan financing, which can be a strong option for qualifying active-duty service members and veterans purchasing in the Smithfield area.

Curious whether 107 Oxford Avenue fits your next chapter? Tom and Dariya Milan at LPT Realty know this market well — reach out and let's talk through the details.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryHardy Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2007

Price / sqft

$159

HOA fee

$225/mo

Taxes

$2,859/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10642407

HOA association includes

ClubhouseExercise RmGround MaintPoolTrash Pickup

$225/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane evacuation zone: not in a designated evacuation zone · VDEM Know Your Zone

Outside all mapped AICUZ jet-noise contours and Accident Potential Zones.

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,655/mo

Principal & interest

$2,076

Property tax

$238

Home insurance

$117

PMI

None

HOA

$225

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$416,777$549,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2114 Wentworth XING · 0.7 mi · 2,582 sqft$549,990 sold 2026-06
103 Barcroft DR · 0.4 mi · 2,800 sqft$450,000 sold 2026-03
402 Jefferson DR · 0.5 mi · 2,218 sqft$416,777 sold 2026-05

Sale & Tax History

List Price

$400,000

Price / Sq Ft

$159

Annual Taxes

$2,859

Monthly Tax

$238

HOA fee

$225 / mo

Tax Rate (effective)

0.71%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 3, 2026$400,000
Currently listed$400,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 107 Oxford Avenue in a good school zone?+
The assigned zones on the listing record are Hardy Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 107 Oxford Avenue in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 107 Oxford Avenue have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Ground Maint, Pool, Trash Pickup.
When was 107 Oxford Avenue built?+
It was built in 2007, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Lena Hogue · Keller Williams Realty Twn Ctr · REIN MLS #10642407

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

107 Oxford Avenue, Smithfield, Virginia 23430 · MLS #10642407 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.