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Yorktown › MARLBANK COVE › 103 Osprey Pt✓ Source: REIN MLS #10649857 · record updated Sep 14, 2026 · synced every 2 min · your inquiry is never resold
103 Osprey PT, YORKTOWN VA 23692 - Main photo
103 Osprey PT, YORKTOWN VA 23692 - Photo 2
103 Osprey PT, YORKTOWN VA 23692 - Photo 3
103 Osprey PT, YORKTOWN VA 23692 - Photo 4
103 Osprey PT, YORKTOWN VA 23692 - Photo 5
4beds
4baths
2,954sqft
26days on market

103 Osprey Pt, Yorktown, VA 23692

ActiveResidential · built 1987 · MARLBANK COVE

Facts & features

Type

Residential

Year built

1987

Price / sqft

$212

HOA fee

$67/mo

Taxes

$4,848/yr

County

York County VA

MLS #

10649857

HOA association includes

ClubhouseDockPool

$67/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
4
Approx. sqft
2,954
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
2
Total rooms
8
Other rooms
Attic, Fin. Rm Over Gar, Foyer, PBR with Bath, Pantry, Sun Room, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Colonial
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.5900
Subdivision
MARLBANK COVE
Zoning
R20
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
CLOSING
Disclosures
Disclosure Statement, Resale Certif Req

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Exceptional renovation in desirable Marlbank Cove! This beautifully updated Colonial combines timeless architecture with today's most sought-after finishes. Offering 4 bedrooms and 4 full baths, including two en-suite bedrooms - one being the room over the garage with its own staircase, the home provides both comfort and flexibility. The designer kitchen showcases quartz countertops, custom cabinetry, stainless appliances, and a large walk-in pantry, all opening to inviting living and entertaining spaces. The spacious primary suite features two walk-in closets and a spa-inspired bath with a freestanding soaking tub and oversized glass-enclosed shower. Major updates include new PEX plumbing, replacement windows, updated HVAC systems, and a Tesla charger. Step outside to the expansive rear deck and enjoy the privacy of the backyard. Situated in Marlbank Cove, residents enjoy a premier York County location near marinas, golf, shopping, dining, and historic Yorktown.

Listing courtesy of Michael Reames · Reames Realty · REIN MLS #10649857

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Four-bedroom, four-bath waterfront home in Marlbank Cove with 2,954 square feet of living space. Built in 1987, this residence sits on a deep-water lot just ten minutes from Naval Weapons Station Yorktown. You'll find homes for sale in 23692 offer strong appeal for those seeking proximity to the base and York River access.

Keep searching in Yorktown

See homes for sale in 23692, homes for sale zoned for York High School, and homes for sale zoned for Yorktown Elementary School.

Read the full overview ↓

Why this home stands out

This Osprey Point address delivers rare waterfront positioning in a mature neighborhood. The four-bedroom layout spans two stories with multiple bathrooms—practical for multi-generational living or home offices. Deep-water access and a private setting distinguish this property from typical suburban inventory. Yorktown's location bridges the Peninsula, placing you between two major military installations. The 1987 construction reflects solid mid-century residential building standards common to this sought-after cove.

MARLBANK COVE and the Yorktown real estate market

Marlbank Cove is a quiet waterfront enclave where tree-lined streets meet the York River. Homes here tend toward spacious lots and water-view positioning, creating a more secluded feel than inland neighborhoods. The community attracts those who value privacy and direct water access without sacrificing everyday convenience. Yorktown itself is a historic city with deep roots—colonial-era landmarks sit alongside modern amenities. Daily life centers on the downtown waterfront, local shops, and easy access to Route 17, which connects you north to Williamsburg and south toward Hampton Roads. Naval Weapons Station Yorktown anchors the local economy and brings stability to the area. Joint Base Langley-Eustis lies about fourteen minutes away, making this a natural hub for Peninsula-based personnel.

What's nearby

The York River waterfront is your backyard—boat launch access and water recreation define daily life here. Yorktown's downtown shops and restaurants sit about five minutes away by car. Route 17 connects you to regional groceries, pharmacies, and services within ten minutes. The historic Yorktown Victory Monument and Battlefield Park are nearby landmarks. Williamsburg's colonial attractions and modern shopping lie thirty minutes north. Naval Station Norfolk and the broader Hampton Roads region are roughly forty-five minutes south via I-64.

For different buyers

Base commute and VA loan notes

Ten minutes to Naval Weapons Station Yorktown; fourteen minutes to Joint Base Langley-Eustis. VA loan financing is standard in this market. Four bedrooms and four baths support flexible household needs. The waterfront setting and mature neighborhood offer stability and community. Quick commute times mean more time at home.

Room to grow

Four spacious bedrooms and four full baths give everyone their own space. The two-story layout provides room to grow without relocating. A deep-water lot opens water recreation and boating—rare amenities in typical suburban homes. Mature trees and a quiet cove setting create a retreat feel. Storage and separate living zones support an active household.

More buyer questions

How far is 103 Osprey Point from Naval Weapons Station Yorktown?

About ten minutes by car. The commute is straightforward via local roads and Route 17.

What schools are zoned for this address?

Anyone comparing homes for sale zoned for York High School and homes for sale zoned for Yorktown Elementary School will find both serve this 23692 address.

Does this home have waterfront access?

Yes. The property sits on a deep-water lot on the York River with direct access for boating and water recreation.

What is the square footage and layout?

The home is 2,954 square feet with four bedrooms and four bathrooms across two stories, built in 1987.

How far is Joint Base Langley-Eustis from this address?

About fourteen minutes by car. Yorktown's central Peninsula location makes it convenient to both major installations.

Explore 103 Osprey Point and discover waterfront living in Marlbank Cove. Contact Tom & Dariya Milan to schedule your tour today.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Yorktown$530K – $720K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51199C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51199C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

46.6 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,829/mo

Principal & interest

$3,243

Property tax

$404

Home insurance

$182

PMI

None

HOA/Condo (paid separately)

$67

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

116% of $537,500

City assessment record · taxes $4,848/yr

Land share of assessed value

25% — $134,500

Improvements $403,000 · assessor record ✓

Price context — similar nearby homes

$465,000 – $685,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

101 Loblolly CT · 0.3 mi · 2,941 sqft$676,500 sold 2026-07
403 Wormley Creek DR · 0.4 mi · 3,162 sqft$609,000 sold 2026-04
305 Allen Harris DR · 0.6 mi · 3,122 sqft$685,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Yorktown home worth?

Sale & Tax History

List Price

$625,000

Price / Sq Ft

$212

Annual Taxes

$4,848

Monthly Tax

$404

HOA fee

$67 / mo

Tax Rate (effective)

0.78%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 19, 2026$625,000—
Price reducedSep 14, 2026$625,000−$25,000
Currently listed—$625,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

16% above assessment

Total Assessed

$537,500

Land

$134,500

Improvement

$403,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

York County Commissioner of the Revenue

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

26 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 103 Osprey Pt in a good school zone?+
The assigned zones on the listing record are Yorktown Elementary (VaHome School Score 6.8/10), Yorktown Middle (VaHome School Score 6.9/10), York (VaHome School Score 7.8/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 103 Osprey Pt in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 103 Osprey Pt?+
Yes — Transform Fitness Gym is about 0.6 miles away, per the cached nearby-places record for this address.
Are there parks near 103 Osprey Pt?+
York County Little League is about 0.6 miles away.
Where is the nearest grocery store to 103 Osprey Pt?+
Food Lion is about 0.6 miles away. The closest dining on record is China Ocean (0.6 mi).
Does 103 Osprey Pt have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Dock, Pool.
When was 103 Osprey Pt built?+
It was built in 1987, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Michael Reames · Reames Realty · REIN MLS #10649857

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

103 Osprey Pt, Yorktown — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

103 Osprey Pt, Yorktown, Virginia 23692 · MLS #10649857 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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