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Yorktown › MARLBANK COVE › 103 Osprey Pt✓ Source: REIN MLS #10649857 · record updated Sep 14, 2026 · synced every 2 min · your inquiry is never resold
103 Osprey PT, YORKTOWN VA 23692 - Main photo
103 Osprey PT, YORKTOWN VA 23692 - Photo 2
103 Osprey PT, YORKTOWN VA 23692 - Photo 3
103 Osprey PT, YORKTOWN VA 23692 - Photo 4
103 Osprey PT, YORKTOWN VA 23692 - Photo 5
4beds
4baths
2,954sqft
26days on market

103 Osprey Pt, Yorktown, VA 23692

ActiveResidential · built 1987 · MARLBANK COVE

Facts & features

Type

Residential

Year built

1987

Price / sqft

$212

HOA fee

$67/mo

Taxes

$4,848/yr

County

York County VA

MLS #

10649857

HOA association includes

ClubhouseDockPool

$67/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
4
Approx. sqft
2,954
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
2
Total rooms
8
Other rooms
Attic, Fin. Rm Over Gar, Foyer, PBR with Bath, Pantry, Sun Room, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Colonial
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.5900
Subdivision
MARLBANK COVE
Zoning
R20
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
CLOSING
Disclosures
Disclosure Statement, Resale Certif Req

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Exceptional renovation in desirable Marlbank Cove! This beautifully updated Colonial combines timeless architecture with today's most sought-after finishes. Offering 4 bedrooms and 4 full baths, including two en-suite bedrooms - one being the room over the garage with its own staircase, the home provides both comfort and flexibility. The designer kitchen showcases quartz countertops, custom cabinetry, stainless appliances, and a large walk-in pantry, all opening to inviting living and entertaining spaces. The spacious primary suite features two walk-in closets and a spa-inspired bath with a freestanding soaking tub and oversized glass-enclosed shower. Major updates include new PEX plumbing, replacement windows, updated HVAC systems, and a Tesla charger. Step outside to the expansive rear deck and enjoy the privacy of the backyard. Situated in Marlbank Cove, residents enjoy a premier York County location near marinas, golf, shopping, dining, and historic Yorktown.

Listing courtesy of Michael Reames · Reames Realty · REIN MLS #10649857

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

103 Osprey Point sits in Marlbank Cove, a quiet waterfront-adjacent neighborhood in Yorktown, Virginia — just ten minutes from Naval Weapons Station Yorktown. Four bedrooms, four baths, and nearly 3,000 square feet built in 1987 give you serious room to spread out in York County.

Keep searching in Yorktown

See homes for sale in 23692, homes for sale zoned for York High School, and homes for sale zoned for Yorktown Elementary School.

Read the full overview ↓

Why this home stands out

Marlbank Cove is one of those neighborhoods where the streets actually feel like streets — mature trees, a genuine sense of community, and water nearby without the waterfront price tag. At 2,954 square feet across four bedrooms and four full baths, 103 Osprey Point offers the kind of spatial generosity that's genuinely hard to find in this zip code. The 1987 build era means solid construction with room to personalize on your own timeline.

MARLBANK COVE and the Yorktown real estate market

Marlbank Cove sits in the southern end of York County, tucked between the York River corridor and the everyday conveniences of Route 17. It's a residential pocket that feels distinctly unhurried — cul-de-sacs, mature landscaping, and neighbors who tend to stay a while. Yorktown itself carries a lot of history, but daily life here is less about colonial tourism and more about a genuinely livable mid-Peninsula community. York County is consistently one of the better-regarded jurisdictions in the Hampton Roads region for infrastructure and quality of life. Families comparing homes for sale in 23692 often land here because the combination of location, lot character, and neighborhood scale is difficult to replicate elsewhere on the Peninsula. You're close enough to Newport News and Hampton for work or entertainment, close enough to Williamsburg for a weekend afternoon, and far enough from the interstate noise to actually enjoy your backyard.

What's nearby

Day-to-day errands are easy from Osprey Point. Food Lion is just 0.7 miles away for grocery runs, and a cluster of quick-meal options — China Ocean, Pizza Hut, and Subway — sits at the same distance when cooking isn't on the agenda. Coffee before work is covered by Starbucks Coffee Company at 0.8 miles or a quick 7-Eleven stop at 0.7. Transform Fitness Gym is also 0.7 miles out if you like keeping your workout close to home. York County Little League fields are 0.6 miles away — a short walk or bike ride for game nights.

For different buyers

For military families relocating

Naval Weapons Station Yorktown is a ten-minute drive from the front door, and Joint Base Langley-Eustis (Fort Eustis) is reachable in about fourteen. Four bedrooms and four baths handle PCS moves with room to spare — whether that means a dedicated home office, a guest room for visiting family, or space for kids at different stages. VA loan eligibility pairs well with what York County offers at this square footage.

For families upgrading

If you've outgrown your current place and are weighing homes for sale zoned for York High School and homes for sale zoned for Yorktown Elementary School, 103 Osprey Point deserves a close look. Four full baths across nearly 3,000 square feet means morning routines don't require a scheduling app, and Marlbank Cove's neighborhood character — quiet streets, established lots — is exactly the backdrop most upgrading families have in mind.

More buyer questions

How far is 103 Osprey Point from Naval Weapons Station Yorktown?

The drive runs about ten minutes under normal traffic conditions, making this one of the more convenient addresses in York County for personnel stationed there.

How far is 103 Osprey Point from Joint Base Langley-Eustis?

Fort Eustis is roughly fourteen minutes by car, a manageable commute that keeps both major Peninsula installations within easy reach.

What is the flood zone status for 103 Osprey Point?

Flood zone designation for this address is detailed in the FloodRisk tile on this page — review that section and confirm current FEMA mapping with your agent before making decisions.

Is there an HOA in Marlbank Cove?

Marlbank Cove does have an HOA; your agent can pull the current governing documents and confirm what's covered for this specific lot.

What are the nearest grocery and dining options to 103 Osprey Point?

Food Lion is 0.7 miles away for groceries, and China Ocean, Pizza Hut, and Subway are all within the same short distance for dining — making everyday errands genuinely quick from this address.

Tom and Dariya Milan at LPT Realty know Marlbank Cove and the broader York County market well. Reach out to talk through what 103 Osprey Point could look like for your situation.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Yorktown$530K – $720K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51199C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,829/mo

Principal & interest

$3,243

Property tax

$404

Home insurance

$182

PMI

None

HOA/Condo (paid separately)

$67

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

116% of $537,500

City assessment record · taxes $4,848/yr

Land share of assessed value

25% — $134,500

Improvements $403,000 · assessor record ✓

Price context — similar nearby homes

$465,000 – $685,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

101 Loblolly CT · 0.3 mi · 2,941 sqft$676,500 sold 2026-07
403 Wormley Creek DR · 0.4 mi · 3,162 sqft$609,000 sold 2026-04
305 Allen Harris DR · 0.6 mi · 3,122 sqft$685,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Yorktown home worth?

Sale & Tax History

List Price

$625,000

Price / Sq Ft

$212

Annual Taxes

$4,848

Monthly Tax

$404

HOA fee

$67 / mo

Tax Rate (effective)

0.78%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 19, 2026$625,000—
Price reducedSep 14, 2026$625,000−$25,000
Currently listed—$625,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

16% above assessment

Total Assessed

$537,500

Land

$134,500

Improvement

$403,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

York County Commissioner of the Revenue

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

26 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 103 Osprey Pt in a good school zone?+
The assigned zones on the listing record are Yorktown Elementary (VaHome School Score 6.8/10), Yorktown Middle (VaHome School Score 6.9/10), York (VaHome School Score 7.8/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 103 Osprey Pt in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 103 Osprey Pt?+
Yes — Transform Fitness Gym is about 0.6 miles away, per the cached nearby-places record for this address.
Are there parks near 103 Osprey Pt?+
York County Little League is about 0.6 miles away.
Where is the nearest grocery store to 103 Osprey Pt?+
Food Lion is about 0.6 miles away. The closest dining on record is China Ocean (0.6 mi).
Does 103 Osprey Pt have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Dock, Pool.
When was 103 Osprey Pt built?+
It was built in 1987, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Michael Reames · Reames Realty · REIN MLS #10649857

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

103 Osprey Pt, Yorktown — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

103 Osprey Pt, Yorktown, Virginia 23692 · MLS #10649857 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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