Skip to main content
VaHome.com
Yorktown › MARLBANK COVE › 103 Osprey Pt✓ Source: REIN MLS #10649857 · record updated Aug 28, 2026 · synced every 2 min · your inquiry is never resold
103 Osprey PT, YORKTOWN VA 23692 - Main photo
103 Osprey PT, YORKTOWN VA 23692 - Photo 2
103 Osprey PT, YORKTOWN VA 23692 - Photo 3
103 Osprey PT, YORKTOWN VA 23692 - Photo 4
103 Osprey PT, YORKTOWN VA 23692 - Photo 5
$650,000
$220 / sqft · est. $4,033/mo →
4beds
4baths
2,954sqft
8days on market

103 Osprey Pt, Yorktown, VA 23692

ActiveResidential · built 1987 · MARLBANK COVE

Facts & features

Type

Residential

Year built

1987

Price / sqft

$220

HOA fee

$67/mo

Taxes

$4,848/yr

County

York County VA

MLS #

10649857

HOA association includes

ClubhouseDockPool

$67/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
4
Approx. sqft
2,954
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
2
Total rooms
8
Other rooms
Attic, Fin. Rm Over Gar, Foyer, PBR with Bath, Pantry, Sun Room, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Colonial
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.5900
Subdivision
MARLBANK COVE
Zoning
R20
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
CLOSING
Disclosures
Disclosure Statement, Resale Certif Req

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Exceptional renovation in desirable Marlbank Cove! This beautifully updated Colonial combines timeless architecture with today's most sought-after finishes. Offering 4 bedrooms and 4 full baths, including two en-suite bedrooms - one being the room over the garage with its own staircase, the home provides both comfort and flexibility. The designer kitchen showcases quartz countertops, custom cabinetry, stainless appliances, and a large walk-in pantry, all opening to inviting living and entertaining spaces. The spacious primary suite features two walk-in closets and a spa-inspired bath with a freestanding soaking tub and oversized glass-enclosed shower. Major updates include new PEX plumbing, replacement windows, updated HVAC systems, and a Tesla charger. Step outside to the expansive rear deck and enjoy the privacy of the backyard. Situated in Marlbank Cove, residents enjoy a premier York County location near marinas, golf, shopping, dining, and historic Yorktown.

Listing courtesy of Michael Reames · Reames Realty · REIN MLS #10649857

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

103 Osprey Point sits on a quiet cul-de-sac in Marlbank Cove, Yorktown — a 4-bedroom, 4-bath home with nearly 3,000 square feet built in 1987, minutes from Naval Weapons Station Yorktown and the broad waters of the York River.

Keep searching in Yorktown

See homes for sale in 23692, homes for sale zoned for York High School, and homes for sale zoned for Yorktown Elementary School.

Read the full overview ↓

Why this home stands out

Marlbank Cove is one of York County's best-kept secrets: a low-traffic waterfront community where cul-de-sac streets like Osprey Point dead-end into calm, established blocks rather than through traffic. At 2,954 square feet with four full baths across four bedrooms, 103 Osprey Point offers the kind of breathing room that's genuinely hard to find this close to two major military installations — without sacrificing the small-neighborhood feel that keeps residents here for decades.

MARLBANK COVE and the Yorktown real estate market

Marlbank Cove is a mature residential neighborhood tucked into the York County side of the Virginia Peninsula, where the pace slows down and the streets stay quiet. Homes here were built primarily in the 1980s and early 1990s, giving the community a settled, tree-lined character that newer subdivisions simply haven't had time to develop. Osprey Point itself is a cul-de-sac address — the kind of street where kids ride bikes and neighbors actually know each other's names. York County is one of the more desirable jurisdictions on the Peninsula, known for its lower density and strong sense of community identity. Families comparing homes for sale in 23692 will find that this zip code covers a stretch of Yorktown that balances suburban comfort with surprisingly easy access to the water, the interstate, and both major employment corridors heading toward Hampton and Newport News. Daily life here has a rhythm to it — unhurried but never isolated.

What's nearby

Groceries, coffee, and everyday errands are all within a short drive along Route 17, where you'll find Harris Teeter, Food Lion, and a full lineup of shops and restaurants. The Riverwalk Landing area in historic Yorktown is about ten minutes away — waterfront dining, weekend festivals, and the iconic Yorktown Beach make it a go-to for both residents and visitors. Grafton area amenities including pharmacies and urgent care are close by, and Newport News Park — one of the largest municipal parks on the East Coast — is a quick drive for hiking, kayaking, and open space. Interstate 64 puts you within easy reach of the entire Hampton Roads metro.

For different buyers

For military families relocating

Naval Weapons Station Yorktown is roughly ten minutes from Osprey Point, and Joint Base Langley-Eustis (Fort Eustis) is about fourteen — making this address genuinely practical for dual-military households or anyone weighing commute time against quality of life. A VA loan is a natural fit here, and the four-bedroom layout handles PCS moves with room to spare for a home office, guests, or a growing family.

For families upgrading

Four bedrooms and four full baths across nearly 3,000 square feet gives an upgrading family the space to stop compromising. Families comparing homes for sale zoned for York High School and homes for sale zoned for Yorktown Elementary School will find that Marlbank Cove sits squarely in that attendance zone — and the cul-de-sac setting on Osprey Point adds the kind of low-traffic safety that parents of younger kids especially appreciate.

More buyer questions

How far is 103 Osprey Point from Naval Weapons Station Yorktown?

The drive is approximately ten minutes under normal traffic conditions, making it one of the closer residential options to the base in York County.

How far is 103 Osprey Point from Joint Base Langley-Eustis?

Fort Eustis is roughly fourteen minutes by car via Route 17 south, a straightforward commute with no major bottlenecks under typical conditions.

Is 103 Osprey Point in a flood zone?

Flood zone designation for this address is covered in the FloodRisk tile on this page — review that section for the current FEMA map classification before making any decisions.

What is the lot like at 103 Osprey Point?

The property sits at the end of a cul-de-sac in Marlbank Cove, which typically means a wider rear yard and minimal pass-through traffic — one of the more sought-after lot positions in any established neighborhood.

Does Marlbank Cove have a homeowners association?

Marlbank Cove does have an HOA; prospective buyers should request current governing documents and confirm any community rules directly with the association during due diligence.

Tom and Dariya Milan at LPT Realty know Marlbank Cove well — reach out to get a straight answer on this address, the neighborhood, or your next move in York County.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Yorktown$550K – $750K4+ beds

Listings refresh every 2 minutes, straight from the MLS. At most one email a day. Unsubscribe anytime.

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51199C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,966/mo

Principal & interest

$3,373

Property tax

$404

Home insurance

$190

PMI

None

HOA/Condo (paid separately)

$67

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

121% of $537,500

City assessment record · taxes $4,848/yr

Land share of assessed value

25% — $134,500

Improvements $403,000 · assessor record ✓

Price context — similar nearby homes

$465,000 – $685,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

101 Loblolly CT · 0.3 mi · 2,941 sqft$676,500 sold 2026-07
305 Allen Harris DR · 0.6 mi · 3,122 sqft$685,000 sold 2026-06
107 Sheild LN · 0.3 mi · 2,581 sqft$475,000 sold 2026-02

Sale & Tax History

List Price

$650,000

Price / Sq Ft

$220

Annual Taxes

$4,848

Monthly Tax

$404

HOA fee

$67 / mo

Tax Rate (effective)

0.75%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 20, 2026$650,000—
Currently listed—$650,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

21% above assessment

Total Assessed

$537,500

Land

$134,500

Improvement

$403,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

York County Commissioner of the Revenue

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 103 Osprey Pt in a good school zone?+
The assigned zones on the listing record are Yorktown Elementary (VaHome School Score 6.8/10), Yorktown Middle (VaHome School Score 6.9/10), York (VaHome School Score 7.8/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 103 Osprey Pt in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 103 Osprey Pt?+
Yes — Transform Fitness Gym is about 0.6 miles away, per the cached nearby-places record for this address.
Are there parks near 103 Osprey Pt?+
York County Little League is about 0.6 miles away.
Where is the nearest grocery store to 103 Osprey Pt?+
Food Lion is about 0.6 miles away. The closest dining on record is China Ocean (0.6 mi).
Does 103 Osprey Pt have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Dock, Pool.
When was 103 Osprey Pt built?+
It was built in 1987, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Michael Reames · Reames Realty · REIN MLS #10649857

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

103 Osprey Pt, Yorktown — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

103 Osprey Pt, Yorktown, Virginia 23692 · MLS #10649857 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆