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SuffolkHIGHLAND GREEN1020 Silver Charm Cir✓ Source: REIN MLS #10639050 · record updated Jul 1, 2026 · synced every 2 min · your inquiry is never resold
1020 Silver Charm CIR, SUFFOLK VA 23435 - Main photo
1020 Silver Charm CIR, SUFFOLK VA 23435 - Photo 2
1020 Silver Charm CIR, SUFFOLK VA 23435 - Photo 3
1020 Silver Charm CIR, SUFFOLK VA 23435 - Photo 4
1020 Silver Charm CIR, SUFFOLK VA 23435 - Photo 5
$394,500
$171 / sqft · est. $2,734/mo →
3beds
2.1baths
2,310sqft
21days on market

1020 Silver Charm Cir, Suffolk, VA 23435

ActiveResidential · built 2006 · HIGHLAND GREEN

About this home

The listing, in the seller's words

ABSOLUTELY GORGEOUS HOME READY FOR NEW OWNERS!! THIS HOME IS A PERFECT BLEND OF CONVENIENCE AND COMFORT. THE OPEN FLOOR PLAN FEELS SPACIOUS WITH THE ATTRACTIVE CATHEDRAL CEILING AND ELEGANT CORNER FIREPLACE. THE KITCHEN IS A DREAM WITH PLENTY OF STORAGE AND A BUTLER'S PANTRY. THE BEDROOMS OFFER SPACIOUS CLOSETS AND LOTS OF ROOM. THE PRIMARY BEDROOM IS LARGE AND INCLUDES A GENEROUS WALK IN CLOSET AND EN SUITE WITH DOUBLE SINKS, TUB AND STAND UP SHOWER. ATTACHED TO THE NEIGHBORS ONLY BY A STORAGE SHED, YOU WILL HAVE ALL THE BENEFITS OF A SINGLE FAMILY HOME! LOCATED CLOSE TO SHOPPING, SCHOOLS AND INTERSTATE, THIS ASSOCIATION OFFERS PLENTY OF AMENITIES, TO INCLUDE A POOL, PLAYGROUNDS, EXERCISE ROOM AND MORE. COME SEE!!

Listing courtesy of Karen Tyler · Prodigy Realty · REIN MLS #10639050

VaHome team overview

Our read on this home

At a glance

1020 Silver Charm Circle is a 3-bedroom, 2.1-bath home in Suffolk's Highland Green neighborhood, offering 2,310 square feet of living space built in 2006. Bennett's Creek Park is just down the street, and everyday errands are wrapped up in under a mile.

Read the full overview ↓

Why this home stands out

What sets this address apart is the combination of a generous 2,310-square-foot floor plan and a location that punches well above its weight. You're a short walk from Bennett's Creek Park and its boat ramp, a quick drive to NSA Northwest Annex, and surrounded by grocery stores, coffee shops, and fitness studios — all within a mile. Highland Green gives you suburban breathing room without sacrificing convenience.

HIGHLAND GREEN and the Suffolk real estate market

Highland Green sits in the northwestern corner of Suffolk, a city that's been one of Hampton Roads' quieter success stories. If you're thinking about where to buy a house in Suffolk, this neighborhood deserves a close look. The streets here have a settled, established feel — homes built in the mid-2000s on lots that give neighbors a little space between them, with mature landscaping filling in the gaps. Suffolk is the largest city by land area in Virginia, which means Highland Green gets the benefit of a less-congested pace of life while still sitting within easy reach of the broader metro. The city has invested steadily in parks and recreational infrastructure, and Bennett's Creek Park — just 0.3 miles from Silver Charm Circle — is a direct reflection of that. Commuters heading toward Portsmouth, Chesapeake, or the military corridor find that the road network here cooperates far better than it does closer to the water. It's a neighborhood that rewards buyers who want stability, space, and a genuine sense of community.

What's nearby

Daily life is easy from 1020 Silver Charm Circle. For groceries, you have three options within a mile: Harris Teeter, Food Lion, and Great Bottles are all about 0.8 to 0.9 miles away — real competition that keeps your options open. Coffee is covered by Starbucks (two locations nearby) and Einstein Bros. Bagels, all under a mile. When you want to eat out, AJ Gator's Sports Bar and Grill and Pizza Hut are both about 0.8 miles away. Fitness-wise, Hot Yoga Suffolk and Burn Boot Camp are practically neighbors. And Bennett's Creek Park with its boat ramp is just 0.3 miles from your front door.

For different buyers

For military families relocating

NSA Northwest Annex is roughly 14 minutes from Silver Charm Circle, and Naval Medical Center Portsmouth is about 19 minutes out — making this address a practical fit for service members stationed at either installation. BAH rates for the Suffolk area are competitive, and VA loan eligibility makes a 2,310-square-foot home in Highland Green a realistic target for many military households.

For families upgrading

Three bedrooms, two and a half baths, and 2,310 square feet give a growing household genuine room to breathe. The half-bath on the main level handles the daily traffic that a single-story layout can't, and the proximity to Bennett's Creek Park means weekend afternoons have a natural destination. Highland Green's established streets feel like the kind of place kids actually grow up in.

More buyer questions

How far is 1020 Silver Charm Circle from NSA Northwest Annex?

NSA Northwest Annex is approximately 14 minutes from 1020 Silver Charm Circle under typical traffic conditions. The DOD Suffolk Complex is located in the same general corridor, making this address a convenient home base for personnel assigned to either installation.

What is the flood risk at 1020 Silver Charm Circle?

Flood zone information for this address is displayed in the FloodRisk tile on this page — check that section for the current FEMA designation and any relevant details.

Where is Highland Green located in Suffolk?

Highland Green is in the northwestern section of Suffolk, Virginia, near the Bennett's Creek corridor and close to the Route 17 commercial strip that puts groceries, restaurants, and services within a short drive.

Is there a homeowners association in Highland Green?

Highland Green does have an HOA — it helps maintain the neighborhood's common areas and overall appearance, which contributes to the consistent curb appeal you'll notice throughout the community.

How close is Bennett's Creek Park to 1020 Silver Charm Circle?

Bennett's Creek Park and Boat Ramp is just 0.3 miles from the address, making it one of the closest amenities to this home and an easy walk or bike ride for outdoor recreation.

Ready to see 1020 Silver Charm Circle in person? Tom and Dariya Milan at LPT Realty know Highland Green well — reach out and let's set up a walkthrough.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2006

Price / sqft

$171

HOA fee

$245/mo

Taxes

$3,920/yr

County

Suffolk VA

Waterfront

Yes

MLS #

10639050

HOA association includes

CableClubhouseExercise RmGround MaintPlaygroundsPool

$245/mo HOA fee · NONE · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
2,310
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
Total rooms
8
Other rooms
Attic, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Transitional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Sewer
City/County

Lot, parking & ownership

Subdivision
HIGHLAND GREEN
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, Multi Car, Driveway Spc
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

River Club

River Club is a newer single-family home community in the North Suffolk area, set near Route 664 and the shops and restaurants around Harbour View.

$675K

Median sale · 12 mo

$234

Sold $/sq ft

40d

Days on market

19

For sale now

$139K

HH income

82.8%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore River Club
Map of River Club with neighborhood boundaryNeighborhood

Suffolk houses for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,734/mo

Principal & interest

$2,047

Property tax

$327

Home insurance

$115

PMI

None

HOA

$245

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$475,000$566,240

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

202 Baron BLVD · 1.9 mi · 2,400 sqft$475,000 sold 2026-04
5218 Corolla DR · 2.3 mi · 2,312 sqft$566,240 sold 2026-04
2232 Patrick DR · 2 mi · 2,176 sqft$539,900 sold 2026-07

Sale & Tax History

List Price

$394,500

Price / Sq Ft

$171

Annual Taxes

$3,920

Monthly Tax

$327

HOA fee

$245 / mo

Tax Rate (effective)

0.99%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 10, 2026$394,500
Currently listed$394,500

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

21 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 1020 Silver Charm Cir in a good school zone?+
The assigned zones on the listing record are Creekside Elementary (GreatSchools 7/10), John Yeates Middle (GreatSchools 8/10), Nansemond River (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1020 Silver Charm Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1020 Silver Charm Cir?+
Yes — Hot Yoga Suffolk is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 1020 Silver Charm Cir?+
Bennett's Creek Park & Boat Ramp is about 0.3 miles away.
Where is the nearest grocery store to 1020 Silver Charm Cir?+
Great Bottles is about 0.8 miles away. The closest dining on record is Harris Teeter Fuel Center (0.8 mi).
Does 1020 Silver Charm Cir have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NONE. Association amenities on record include: Cable, Clubhouse, Exercise Rm, Ground Maint, Playgrounds, Pool.
When was 1020 Silver Charm Cir built?+
It was built in 2006, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Karen Tyler · Prodigy Realty · REIN MLS #10639050

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1020 Silver Charm Cir, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1020 Silver Charm Cir, Suffolk, Virginia 23435 · MLS #10639050 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.