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Suffolk › HIGHLAND GREEN › 1020 Silver Charm Cir✓ Source: REIN MLS #10639050 · record updated Aug 25, 2026 · synced every 2 min · your inquiry is never resold
1020 Silver Charm CIR, SUFFOLK VA 23435 - Main photo
1020 Silver Charm CIR, SUFFOLK VA 23435 - Photo 2
1020 Silver Charm CIR, SUFFOLK VA 23435 - Photo 3
1020 Silver Charm CIR, SUFFOLK VA 23435 - Photo 4
1020 Silver Charm CIR, SUFFOLK VA 23435 - Photo 5
$394,000
$171 / sqft · est. $2,731/mo →
3beds
2.1baths
2,310sqft
76days on market

1020 Silver Charm Cir, Suffolk, VA 23435

ActiveResidential · built 2006 · HIGHLAND GREEN

Facts & features

Type

Residential

Year built

2006

Price / sqft

$171

HOA fee

$245/mo

Taxes

$3,920/yr

County

Suffolk VA

MLS #

10639050

HOA association includes

CableClubhouseExercise RmGround MaintPlaygroundsPool

$245/mo HOA fee · NONE · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
2,310
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
Total rooms
8
Other rooms
Attic, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Transitional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Sewer
City/County

Lot, parking & ownership

Subdivision
HIGHLAND GREEN
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, Multi Car, Driveway Spc
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

ABSOLUTELY GORGEOUS HOME READY FOR NEW OWNERS!! THIS HOME IS A PERFECT BLEND OF CONVENIENCE AND COMFORT. THE OPEN FLOOR PLAN FEELS SPACIOUS WITH THE ATTRACTIVE CATHEDRAL CEILING AND ELEGANT CORNER FIREPLACE. THE KITCHEN IS A DREAM WITH PLENTY OF STORAGE AND A BUTLER'S PANTRY. THE BEDROOMS OFFER SPACIOUS CLOSETS AND LOTS OF ROOM. THE PRIMARY BEDROOM IS LARGE AND INCLUDES A GENEROUS WALK IN CLOSET AND EN SUITE WITH DOUBLE SINKS, TUB AND STAND UP SHOWER. ATTACHED TO THE NEIGHBORS ONLY BY A STORAGE SHED, YOU WILL HAVE ALL THE BENEFITS OF A SINGLE FAMILY HOME! LOCATED CLOSE TO SHOPPING, SCHOOLS AND INTERSTATE, THIS ASSOCIATION OFFERS PLENTY OF AMENITIES, TO INCLUDE A POOL, PLAYGROUNDS, EXERCISE ROOM AND MORE. COME SEE!!

Listing courtesy of Karen Tyler · Prodigy Realty · REIN MLS #10639050

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

A 2,310-square-foot, three-bedroom, two-and-a-half-bath home built in 2006 in Suffolk, Virginia 23435 — offering solid space, a practical layout, and quick access to NSA Northwest Annex and Naval Medical Center Portsmouth for military households navigating Hampton Roads.

Keep searching in Suffolk

See all Suffolk homes for sale, including homes for sale in 23435, homes for sale zoned for Nansemond River High School, and homes for sale zoned for Creekside Elementary School. Browse every listing among homes for sale in Suffolk — updated from the REIN MLS every few minutes. Nearby, look at River Club homes for sale, Suffolk waterfront homes for sale, Suffolk condos and townhomes for sale, and new construction homes in Suffolk.

Read the full overview ↓

Why this home stands out

What sets 1020 Silver Charm Circle apart is the combination of generous square footage — 2,310 square feet across three bedrooms and two and a half baths — and a location that keeps two major installations within a short commute. Built in 2006, the home sits in a part of Suffolk that feels removed from the congestion of the coast while staying genuinely connected to the broader Hampton Roads metro. That balance is harder to find than it looks.

HIGHLAND GREEN and the Suffolk real estate market

Suffolk is Virginia's largest city by land area, and the 23435 zip code sits in its northeastern corridor — a stretch that blends suburban calm with real accessibility. The neighborhoods here tend to be quieter and more spread out than what you'd find closer to the water, with a mix of early-2000s construction and newer development that gives the area a consistent, well-kept feel. Silver Charm Circle sits within that fabric: residential streets, manageable traffic, and a pace that rewards people who want space without sacrificing convenience. Suffolk itself has been growing steadily, and the infrastructure has followed — better roads, more retail, and a city government that has invested in parks and public amenities. Families comparing homes for sale in Suffolk often land here specifically because the northeastern corridor offers commute times that work for both military and civilian schedules, without the premium that waterfront zip codes carry.

What's nearby

Daily life runs smoothly from Silver Charm Circle. Grocery options, pharmacies, and casual dining are all within a short drive along the Route 17 and Bridge Road corridors. The Harbour View area — one of Suffolk's most active commercial nodes — puts restaurants, coffee shops, big-box retail, and specialty stores within easy reach. Sleepy Hole Park offers trails, athletic fields, and open green space for weekend afternoons. Bennett's Creek Park adds waterfront access and picnic areas nearby. For anyone tracking homes for sale in 23435, the proximity to these everyday amenities is a quiet but meaningful advantage.

For different buyers

For military families relocating

NSA Northwest Annex is 14 minutes away, and Naval Medical Center Portsmouth is reachable in about 19 — making 1020 Silver Charm Circle a practical anchor for military households managing split schedules or dual-service logistics. A VA loan can make the math work cleanly here, and the 23435 zip code holds its value well across PCS cycles. Three bedrooms and 2,310 square feet give a growing family real room to settle in.

For families upgrading

Three bedrooms, two and a half baths, and 2,310 square feet give a growing household genuine room to breathe — space for a dedicated home office, a guest room that actually functions as one, or the kind of living area where everyone isn't on top of each other. Families comparing homes for sale zoned for Nansemond River High School and homes for sale zoned for Creekside Elementary School will find 1020 Silver Charm Circle worth a close look. The 2006 build means the bones are solid without the quirks of an older home.

More buyer questions

How far is 1020 Silver Charm Circle from NSA Northwest Annex?

The drive from 1020 Silver Charm Circle to NSA Northwest Annex runs about 14 minutes under normal traffic conditions, making it one of the more convenient residential locations for personnel assigned to that installation.

How far is 1020 Silver Charm Circle from Naval Medical Center Portsmouth?

Naval Medical Center Portsmouth is approximately 19 minutes from 1020 Silver Charm Circle, a commute that stays manageable even during peak Hampton Roads traffic hours.

Is 1020 Silver Charm Circle in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data — check that section for the most accurate and up-to-date designation.

What is the square footage and layout of 1020 Silver Charm Circle?

The home offers 2,310 square feet of living space across three bedrooms and two and a half bathrooms, built in 2006 as a single-family residential property in Suffolk, Virginia 23435.

Where are the closest parks and green spaces to 1020 Silver Charm Circle?

Sleepy Hole Park and Bennett's Creek Park are both within a short drive, offering trails, athletic fields, and waterfront access — solid options for outdoor time without leaving the Suffolk area.

Tom and Dariya Milan at LPT Realty know this part of Suffolk well. Reach out to talk through what 1020 Silver Charm Circle could look like for your situation — they're happy to walk you through it.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Suffolk$330K – $455K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

River Club

River Club is a newer single-family home community in the North Suffolk area, set near Route 664 and the shops and restaurants around Harbour View.

$675K

Median sale · 12 mo

$229

Sold $/sq ft

47d

Days on market

32

For sale now

$139K

HH income

82.8%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore River Club →
Map of River Club with neighborhood boundaryNeighborhood

Suffolk houses for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,486/mo

Principal & interest

$2,044

Property tax

$327

Home insurance

$115

PMI

None

HOA/Condo (paid separately)

$245

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$397,000 – $536,050

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2006 Silver Charm CIR · 0.1 mi · 2,281 sqft$397,000 sold 2026-06
1006 Silver Charm CIR · 0.1 mi · 2,148 sqft$407,000 sold 2026-07
1003 Silver Charm CIR · 0.1 mi · 2,100 sqft$410,000 sold 2026-04

Sale & Tax History

List Price

$394,000

Price / Sq Ft

$171

Annual Taxes

$3,920

Monthly Tax

$327

HOA fee

$245 / mo

Tax Rate (effective)

0.99%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 10, 2026$394,000—
Price reducedJul 30, 2026$394,000−$500
Currently listed—$394,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

76 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1020 Silver Charm Cir in a good school zone?+
The assigned zones on the listing record are Creekside Elementary (VaHome School Score 4.6/10), John Yeates Middle (VaHome School Score 8.4/10), Nansemond River (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1020 Silver Charm Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1020 Silver Charm Cir?+
Yes — Hot Yoga Suffolk is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 1020 Silver Charm Cir?+
Bennett's Creek Park & Boat Ramp is about 0.3 miles away.
Where is the nearest grocery store to 1020 Silver Charm Cir?+
Great Bottles is about 0.8 miles away. The closest dining on record is Harris Teeter Fuel Center (0.8 mi).
Does 1020 Silver Charm Cir have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NONE. Association amenities on record include: Cable, Clubhouse, Exercise Rm, Ground Maint, Playgrounds, Pool.
When was 1020 Silver Charm Cir built?+
It was built in 2006, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Karen Tyler · Prodigy Realty · REIN MLS #10639050

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1020 Silver Charm Cir, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1020 Silver Charm Cir, Suffolk, Virginia 23435 · MLS #10639050 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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