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Suffolk › HIGHLAND GREEN › 1020 Silver Charm Cir✓ Source: REIN MLS #10639050 · record updated Oct 2, 2026 · synced every 2 min · your inquiry is never resold
1020 Silver Charm CIR, SUFFOLK VA 23435 - Main photo
1020 Silver Charm CIR, SUFFOLK VA 23435 - Photo 2
1020 Silver Charm CIR, SUFFOLK VA 23435 - Photo 3
1020 Silver Charm CIR, SUFFOLK VA 23435 - Photo 4
1020 Silver Charm CIR, SUFFOLK VA 23435 - Photo 5
3beds
2.1baths
2,310sqft
114days on market

1020 Silver Charm Cir, Suffolk, VA 23435

Under ContractResidential · built 2006 · HIGHLAND GREEN

Facts & features

Type

Residential

Year built

2006

Price / sqft

$171

HOA fee

$245/mo

Taxes

$3,920/yr

County

Suffolk VA

MLS #

10639050

HOA association includes

CableClubhouseExercise RmGround MaintPlaygroundsPool

$245/mo HOA fee · NONE · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
2,310
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
Total rooms
8
Other rooms
Attic, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Transitional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Sewer
City/County

Lot, parking & ownership

Subdivision
HIGHLAND GREEN
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, Multi Car, Driveway Spc
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

ABSOLUTELY GORGEOUS HOME READY FOR NEW OWNERS!! THIS HOME IS A PERFECT BLEND OF CONVENIENCE AND COMFORT. THE OPEN FLOOR PLAN FEELS SPACIOUS WITH THE ATTRACTIVE CATHEDRAL CEILING AND ELEGANT CORNER FIREPLACE. THE KITCHEN IS A DREAM WITH PLENTY OF STORAGE AND A BUTLER'S PANTRY. THE BEDROOMS OFFER SPACIOUS CLOSETS AND LOTS OF ROOM. THE PRIMARY BEDROOM IS LARGE AND INCLUDES A GENEROUS WALK IN CLOSET AND EN SUITE WITH DOUBLE SINKS, TUB AND STAND UP SHOWER. ATTACHED TO THE NEIGHBORS ONLY BY A STORAGE SHED, YOU WILL HAVE ALL THE BENEFITS OF A SINGLE FAMILY HOME! LOCATED CLOSE TO SHOPPING, SCHOOLS AND INTERSTATE, THIS ASSOCIATION OFFERS PLENTY OF AMENITIES, TO INCLUDE A POOL, PLAYGROUNDS, EXERCISE ROOM AND MORE. COME SEE!!

Listing courtesy of Joy Frazier · Prodigy Realty · REIN MLS #10639050

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Three bedrooms, two full baths, and over 2,300 square feet on a quiet Suffolk street. Built in 2006, this home sits about 19 minutes from Naval Medical Center Portsmouth. It's the kind of property that anchors homes for sale in 23435.

Keep searching in Suffolk

See all Suffolk homes for sale, including homes for sale in 23435, homes for sale zoned for Nansemond River High School, and homes for sale zoned for Creekside Elementary School. Browse every listing among homes for sale in Suffolk — updated from the REIN MLS every few minutes. Nearby, look at River Club homes for sale, Suffolk waterfront homes for sale, Suffolk condos and townhomes for sale, and new construction homes in Suffolk.

Read the full overview ↓

Why this home stands out

You get genuine living space here—a floor plan that doesn't feel cramped and a lot that gives you room to breathe. The 2006 construction means modern systems without the premium price tag of newer builds. There's a covered porch entry and a two-car garage. Bonus: the location keeps your commute short while staying in a quieter corner of the city.

HIGHLAND GREEN and the Suffolk real estate market

This address sits in a residential pocket of Suffolk where tree-lined streets and steady neighborhoods define the feel. The homes here span a range of ages and styles, creating a genuine mix rather than cookie-cutter uniformity. Suffolk itself is a working city with real character—it's got a downtown with local shops and restaurants, plus easy access to the water and the broader Hampton Roads region. You're close enough to Portsmouth for work commutes but far enough to avoid the urban density. Getting around Suffolk is straightforward on local roads, and Interstate 64 is within reach for longer trips. Anyone comparing homes for sale zoned for Nansemond River High School or homes for sale zoned for Creekside Elementary School will find this neighborhood offers solid access to both.

What's nearby

Daily errands are simple from here. Grocery stores, pharmacies, and casual dining sit within a few minutes' drive. There's a park nearby for outdoor time, and the broader Suffolk area has a good mix of retail and services scattered across town. You're also well-positioned if you work in healthcare or government—Naval Medical Center Portsmouth is about 19 minutes away, and USCG Base Portsmouth is roughly 20 minutes. The commute is easy without feeling suburban-isolated.

For different buyers

Base commute and VA loan notes

About 19 minutes to Naval Medical Center Portsmouth keeps your commute straightforward. VA loan financing is common in this area, and the home's 2006 build means solid systems ready to move into. Three bedrooms and a fenced yard give you room to settle in without major work.

Room to grow

Three bedrooms and two full baths offer genuine space for a household that's grown. The fenced yard is ready for outdoor play and entertaining. A two-car garage and covered porch add practical storage and entry appeal. The 2006 build means updated systems without renovation urgency.

More buyer questions

How far is 1020 Silver Charm Circle from Naval Medical Center Portsmouth?

The drive is about 19 minutes, making it a manageable commute for those working in healthcare roles there.

What zones apply to this home?

This address is zoned for homes for sale zoned for Creekside Elementary School and homes for sale zoned for Nansemond River High School.

Does this home have a garage?

Yes, there's a two-car garage attached to the home.

How many bathrooms are in this home?

The home has two full bathrooms and one half bath, for a total of 2.1 baths.

Is there outdoor space at this property?

Yes, the lot includes a fenced yard and a covered porch entry at the front of the home.

Ready to explore 1020 Silver Charm Circle? Reach out today to schedule a tour and see if this Suffolk home is the right fit.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Suffolk$330K – $455K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510156

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

19.6 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

River Club

River Club is a newer community of detached homes in the North Suffolk area. It sits near Route 664 and the shops and restaurants around Harbour View.

$700K

Median sale · 12 mo

$234

Sold $/sq ft

44d

Days on market

13

For sale now

$139K

HH income

82.8%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore River Club →
Map of River Club with neighborhood boundaryNeighborhood

Suffolk houses for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,485/mo

Principal & interest

$2,044

Property tax

$327

Home insurance

$115

PMI

None

HOA/Condo (paid separately)

$245

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$475,000 – $571,240

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

202 Baron BLVD · 1.9 mi · 2,400 sqft$475,000 sold 2026-04
5121 Duxbury RD · 2.1 mi · 2,312 sqft$571,240 sold 2026-08
5133 Duxbury RD · 2.2 mi · 2,312 sqft$569,740 sold 2026-08

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$393,900

Price / Sq Ft

$171

Annual Taxes

$3,920

Monthly Tax

$327

HOA fee

$245 / mo

Tax Rate (effective)

1.00%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 10, 2026$393,900—
Price reducedSep 8, 2026$393,900−$100
Currently listed—$393,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 1020 Silver Charm Cir in a good school zone?+
The assigned zones on the listing record are Creekside Elementary (VaHome School Score 4.6/10), John Yeates Middle (VaHome School Score 8.4/10), Nansemond River (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1020 Silver Charm Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1020 Silver Charm Cir?+
Yes — Hot Yoga Suffolk is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 1020 Silver Charm Cir?+
Bennett's Creek Park & Boat Ramp is about 0.3 miles away.
Where is the nearest grocery store to 1020 Silver Charm Cir?+
Great Bottles is about 0.8 miles away. The closest dining on record is Harris Teeter Fuel Center (0.8 mi).
Does 1020 Silver Charm Cir have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NONE. Association amenities on record include: Cable, Clubhouse, Exercise Rm, Ground Maint, Playgrounds, Pool.
When was 1020 Silver Charm Cir built?+
It was built in 2006, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Joy Frazier · Prodigy Realty · REIN MLS #10639050

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1020 Silver Charm Cir, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1020 Silver Charm Cir, Suffolk, Virginia 23435 · MLS #10639050 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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