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SuffolkHIGHLAND GREEN1020 Silver Charm Cir✓ Source: REIN MLS #10639050 · record updated Sep 8, 2026 · synced every 2 min · your inquiry is never resold
1020 Silver Charm CIR, SUFFOLK VA 23435 - Main photo
1020 Silver Charm CIR, SUFFOLK VA 23435 - Photo 2
1020 Silver Charm CIR, SUFFOLK VA 23435 - Photo 3
1020 Silver Charm CIR, SUFFOLK VA 23435 - Photo 4
1020 Silver Charm CIR, SUFFOLK VA 23435 - Photo 5
3beds
2.1baths
2,310sqft
90days on market

1020 Silver Charm Cir, Suffolk, VA 23435

ActiveResidential · built 2006 · HIGHLAND GREEN

Facts & features

Type

Residential

Year built

2006

Price / sqft

$171

HOA fee

$245/mo

Taxes

$3,920/yr

County

Suffolk VA

MLS #

10639050

HOA association includes

CableClubhouseExercise RmGround MaintPlaygroundsPool

$245/mo HOA fee · NONE · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
2,310
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
Total rooms
8
Other rooms
Attic, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Transitional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Sewer
City/County

Lot, parking & ownership

Subdivision
HIGHLAND GREEN
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, Multi Car, Driveway Spc
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

ABSOLUTELY GORGEOUS HOME READY FOR NEW OWNERS!! THIS HOME IS A PERFECT BLEND OF CONVENIENCE AND COMFORT. THE OPEN FLOOR PLAN FEELS SPACIOUS WITH THE ATTRACTIVE CATHEDRAL CEILING AND ELEGANT CORNER FIREPLACE. THE KITCHEN IS A DREAM WITH PLENTY OF STORAGE AND A BUTLER'S PANTRY. THE BEDROOMS OFFER SPACIOUS CLOSETS AND LOTS OF ROOM. THE PRIMARY BEDROOM IS LARGE AND INCLUDES A GENEROUS WALK IN CLOSET AND EN SUITE WITH DOUBLE SINKS, TUB AND STAND UP SHOWER. ATTACHED TO THE NEIGHBORS ONLY BY A STORAGE SHED, YOU WILL HAVE ALL THE BENEFITS OF A SINGLE FAMILY HOME! LOCATED CLOSE TO SHOPPING, SCHOOLS AND INTERSTATE, THIS ASSOCIATION OFFERS PLENTY OF AMENITIES, TO INCLUDE A POOL, PLAYGROUNDS, EXERCISE ROOM AND MORE. COME SEE!!

Listing courtesy of Karen Tyler · Prodigy Realty · REIN MLS #10639050

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A 2,310-square-foot, three-bedroom, 2.5-bath home built in 2006 in Suffolk, Virginia, sitting just two-tenths of a mile from Bennett's Creek Park — an address that puts outdoor access, everyday errands, and two military installations all within easy reach.

Read the full overview ↓

Why this home stands out

What sets 1020 Silver Charm Circle apart is its rare proximity to Bennett's Creek Park and Boat Ramp — a genuine waterfront amenity just steps from your door — paired with the kind of square footage and room count that gives a growing household real breathing room. At 2,310 square feet across three bedrooms and two and a half baths, the layout has space to spread out without sprawling into something hard to maintain. That balance is harder to find than it sounds among Suffolk homes for sale.

HIGHLAND GREEN and the Suffolk real estate market

Silver Charm Circle sits in the northern tier of Suffolk, a city that has quietly become one of Hampton Roads' most compelling places to put down roots. Suffolk is the largest city by land area in Virginia, which means the pace here feels genuinely unhurried — wide lots, mature trees, and a sense that your neighbors actually know your name. The 23435 zip code in particular occupies a sweet spot: close enough to Portsmouth, Chesapeake, and the naval corridor to make commuting straightforward, yet far enough removed to feel like you've actually left work behind. Bennett's Creek winds through this part of the city, giving the area a low-key, outdoorsy character that residents tend to love. If you're comparing homes for sale in Suffolk, this corner of the city rewards a closer look — it has the infrastructure of a growing suburb without having lost what made it worth moving to in the first place.

What's nearby

Daily life is genuinely easy from Silver Charm Circle. Bennett's Creek Park and Boat Ramp is 0.2 miles away — a short walk or a quick bike ride — and it anchors the neighborhood's outdoor identity with green space, water access, and a launch point for kayaks and small boats. Groceries are covered by Food Lion less than a mile out, so a quick weeknight run never turns into an expedition. When dinner plans fall apart, Domino's Pizza and Hong Kong Restaurant are both right at the one-mile mark, giving you solid options without getting in the car for long. The everyday rhythm here is low-friction.

For different buyers

For military families relocating

NSA Northwest Annex is 14 minutes away, and Naval Medical Center Portsmouth is a 19-minute drive — making 1020 Silver Charm Circle a practical fit for active-duty households on either installation. A VA loan can make ownership here especially accessible, and the layout — three bedrooms, 2.5 baths, 2,310 square feet — gives a military family real room to settle in between PCS cycles rather than just passing through.

For families upgrading

Families comparing homes for sale zoned for Nansemond River High School and homes for sale zoned for Creekside Elementary School will find 1020 Silver Charm Circle worth a serious look. The 2,310-square-foot floor plan offers three bedrooms and two and a half baths, with enough space to grow into rather than out of. Add Bennett's Creek Park two-tenths of a mile away and you have a backyard extension that no square footage number can fully capture.

More buyer questions

How far is 1020 Silver Charm Circle from NSA Northwest Annex?

NSA Northwest Annex is approximately 14 minutes from 1020 Silver Charm Circle under typical traffic conditions. The route is straightforward and avoids most of the congestion that affects other parts of the Hampton Roads commuter corridor.

How far is 1020 Silver Charm Circle from Naval Medical Center Portsmouth?

Naval Medical Center Portsmouth is about 19 minutes away, making it a manageable daily commute for personnel and medical staff assigned there. The drive connects through Route 17 and I-664, both well-traveled corridors in the region.

What is Bennett's Creek Park like, and how close is it?

Bennett's Creek Park and Boat Ramp is just 0.2 miles from the front door — a genuine neighborhood asset with green space, creek access, and a public boat ramp that draws kayakers, anglers, and families looking for an easy outdoor outlet without a long drive.

Is 1020 Silver Charm Circle in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data. It's always worth reviewing that information alongside any property in a city with as much creek and waterway frontage as Suffolk.

Are there homes for sale in 23435 with similar square footage?

The 23435 zip code does have a range of inventory, but homes for sale in 23435 that combine 2,300-plus square feet, three bedrooms, and proximity to Bennett's Creek Park are a narrower slice of what typically comes to market here.

Tom and Dariya Milan at LPT Realty know this part of Suffolk well — reach out to get a straight answer on whether 1020 Silver Charm Circle fits where you're headed.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Suffolk$330K – $455K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

River Club

River Club is a newer single-family home community in the North Suffolk area, set near Route 664 and the shops and restaurants around Harbour View.

$675K

Median sale · 12 mo

$226

Sold $/sq ft

44d

Days on market

27

For sale now

$139K

HH income

82.8%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore River Club
Map of River Club with neighborhood boundaryNeighborhood

Suffolk houses for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,485/mo

Principal & interest

$2,044

Property tax

$327

Home insurance

$115

PMI

None

HOA/Condo (paid separately)

$245

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$475,000$571,240

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

202 Baron BLVD · 1.9 mi · 2,400 sqft$475,000 sold 2026-04
5121 Duxbury RD · 2.1 mi · 2,312 sqft$571,240 sold 2026-08
5133 Duxbury RD · 2.2 mi · 2,312 sqft$569,740 sold 2026-08

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$393,900

Price / Sq Ft

$171

Annual Taxes

$3,920

Monthly Tax

$327

HOA fee

$245 / mo

Tax Rate (effective)

1.00%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 10, 2026$393,900
Price reducedSep 8, 2026$393,900−$100
Currently listed$393,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

90 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1020 Silver Charm Cir in a good school zone?+
The assigned zones on the listing record are Creekside Elementary (VaHome School Score 4.6/10), John Yeates Middle (VaHome School Score 8.4/10), Nansemond River (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1020 Silver Charm Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1020 Silver Charm Cir?+
Yes — Hot Yoga Suffolk is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 1020 Silver Charm Cir?+
Bennett's Creek Park & Boat Ramp is about 0.3 miles away.
Where is the nearest grocery store to 1020 Silver Charm Cir?+
Great Bottles is about 0.8 miles away. The closest dining on record is Harris Teeter Fuel Center (0.8 mi).
Does 1020 Silver Charm Cir have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NONE. Association amenities on record include: Cable, Clubhouse, Exercise Rm, Ground Maint, Playgrounds, Pool.
When was 1020 Silver Charm Cir built?+
It was built in 2006, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Karen Tyler · Prodigy Realty · REIN MLS #10639050

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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1020 Silver Charm Cir, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1020 Silver Charm Cir, Suffolk, Virginia 23435 · MLS #10639050 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.