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SuffolkBENNETTS CREEK QUARTER1003 Opal St #101✓ Source: REIN MLS #10639748 · record updated Jul 10, 2026 · synced every 2 min · your inquiry is never resold
1003 Opal ST #101, SUFFOLK VA 23435 - Main photo
1003 Opal ST #101, SUFFOLK VA 23435 - Photo 2
1003 Opal ST #101, SUFFOLK VA 23435 - Photo 3
1003 Opal ST #101, SUFFOLK VA 23435 - Photo 4
1003 Opal ST #101, SUFFOLK VA 23435 - Photo 5
$360,000
$203 / sqft · est. $2,526/mo →
3beds
2.1baths
1,771sqft
23days on market

1003 Opal St #101, Suffolk, VA 23435

Under ContractResidential · built 2021 · BENNETTS CREEK QUARTER

About this home

The listing, in the seller's words

NEW PRICE — Exceptional Value on a Modern 2021 Home in Bennett's Creek Quarter! Experience the perfect blend of convenience, comfort, and community in Array at Bennett's Creek Quarter, one of Northern Suffolk's most sought-after destinations. Built in 2021, this townhome-style condominium offers a low-maintenance lifestyle surrounded by resort-style amenities and everyday conveniences. Imagine starting your day with a workout in the community fitness center, spending weekends by the pool, meeting neighbors at the clubhouse, or relaxing around the fire pit after a long day. Enjoy access to playgrounds, a dog park, walking paths, and outdoor gathering spaces designed to help you make the most of every season. Inside, the thoughtfully designed Cortona floor plan offers three levels of modern living. A private office with glass French doors creates the ideal work-from-home space or quiet retreat. The open-concept main level is filled with natural light and features a stunning kitchen with quartz countertops, stylish cabinetry, an oversized island, and seamless flow into the dining and living areas, creating the perfect setting for everyday living and entertaining. Step outside to the spacious patio for morning coffee or evening conversations. Upstairs, the primary suite provides a peaceful escape with dual closets and a spa-inspired bath featuring a tiled shower and double vanity. Ideally located near shopping, dining, healthcare, recreation, and major Hampton Roads commuter routes, this home offers easy access to everything you need while allowing you to enjoy the natural beauty and relaxed atmosphere that make Bennett's Creek Quarter such a desirable place to call home. More than a home, it's a lifestyle designed for living well.

Listing courtesy of Debbie Reynolds · Keller Williams Richmond West · REIN MLS #10639748

VaHome team overview

Our read on this home

At a glance

1003 Opal Street #101 is a 2021-built, three-bedroom townhome-style condo in Suffolk, Virginia, offering 1,771 square feet of modern living space across a thoughtful layout with 3 beds, 2 full baths, and a half bath — all within 13 minutes of NSA Northwest Annex.

Read the full overview ↓

Why this home stands out

Built in 2021, this unit skips the compromises that come with older construction. You get contemporary finishes, an efficient floor plan, and the kind of tight building envelope that newer homes deliver — lower utility overhead, less maintenance guesswork, and a layout designed around how people actually live today. At 1,771 square feet with a half bath on the main level, there's genuine room to spread out without wasted square footage.

BENNETTS CREEK QUARTER and the Suffolk real estate market

Suffolk is Virginia's largest city by land area, and that scale gives it something most Hampton Roads cities can't match: breathing room. The western side of the region feels less congested, with wider roads, newer development corridors, and a pace that's a notch calmer than the beach-adjacent zip codes to the east. Opal Street sits within a newer residential pocket of Suffolk where the surrounding streets share that same 2020s construction vintage — meaning neighbors, infrastructure, and community feel are all relatively fresh. Downtown Suffolk is a short drive south, offering a genuine small-city main street with local restaurants, a farmers market, and community events. The broader Suffolk, Virginia area continues to attract buyers who want modern housing stock without sacrificing access to the rest of Hampton Roads. Major retail, medical offices, and commuter routes are all within comfortable reach, and the city's ongoing growth means the area around this address is still finding its stride — which tends to work in a buyer's favor over time.

What's nearby

Day-to-day errands are straightforward from Opal Street. Harbour View — one of the region's most complete retail corridors — is just a few minutes north, putting grocery stores, pharmacies, restaurants, and big-box shopping within easy reach. For coffee runs, several national and local options sit along the Harbour View strip. Waterfront Park at Harbour View gives you a quick outdoor reset without a long drive. Naval Medical Center Portsmouth is roughly 18 minutes east via Route 17 and I-664, making it a realistic daily commute. NSA Northwest Annex clocks in at about 13 minutes, which is genuinely close for this part of the region.

For different buyers

For military families relocating

NSA Northwest Annex is 13 minutes away, and Naval Medical Center Portsmouth is an easy 18-minute drive — putting two major installations within comfortable commuting range. A VA loan pairs naturally with a 2021-built property like this one: no worrying about deferred maintenance or aging systems, and the newer construction tends to sail through VA appraisal without the friction older homes sometimes create.

For first-time buyers

A 2021 build means you're starting with systems and finishes that are still well within their useful life — no immediate capital expenses looming on the horizon. The 1,771-square-foot layout gives you genuine space to grow into, and the half bath on the main level is one of those small details that makes a real difference in daily life. Suffolk's newer residential pockets also tend to carry a straightforward, low-drama ownership experience.

More buyer questions

How far is 1003 Opal Street from NSA Northwest Annex?

NSA Northwest Annex is approximately 13 minutes from 1003 Opal Street under typical traffic conditions, making it one of the closer residential options to that installation in the area.

How far is 1003 Opal Street from Naval Medical Center Portsmouth?

Naval Medical Center Portsmouth is roughly 18 minutes east via Route 17 and I-664 — a manageable daily commute for staff and active-duty personnel assigned there.

What is the square footage and layout of unit 101?

Unit 101 offers 1,771 square feet with three bedrooms, two full bathrooms, and a half bath — a layout that places the main living areas and half bath on the entry level and the bedrooms above.

Is there an HOA at 1003 Opal Street?

Yes, this condominium property is governed by a homeowners association; the HOA structure is typical for a condo community of this type and covers common-area maintenance.

Are there flood zone concerns at this address?

Flood zone designation for 1003 Opal Street is detailed in the FloodRisk tile on this page, which pulls current FEMA map data for the parcel.

Tom and Dariya Milan at LPT Realty know Suffolk's newer corridors well — reach out to get your questions answered and schedule a walkthrough of 1003 Opal Street.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2021

Price / sqft

$203

Condo fee

$90/mo

HOA fee

$160/mo

Taxes

$3,641/yr

County

Suffolk VA

Waterfront

Yes

MLS #

10639748

Association amenities

ClubhouseExercise RmGround MaintPoolTrash Pickup

$90/mo condo fee + $160/mo HOA fee · Array Condominium · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,771
Stories
3
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
Total rooms
7
Other rooms
Attic, Balcony, PBR with Bath, Office/Study, Utility Room
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer, Washer Hookup
Equipment
Security Sys

Construction & exterior

Style
Townhouse, Tri-Level
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
BENNETTS CREEK QUARTER
Unit / floor
2
Ownership
Condo
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
AT CLOSING
Disclosures
Disclosure Statement

See more Suffolk condos & townhomes.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Bennett's Creek

Bennett's Creek is a North Suffolk area that follows its namesake tidal creek and the Nansemond River, where the water is a defining feature of the setting.

$450K

Median sale · 12 mo

$219

Sold $/sq ft

29d

Days on market

38

For sale now

$127K

HH income

68.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Bennett's Creek
Map of Bennett's Creek with neighborhood boundaryNeighborhood

Suffolk houses for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,526/mo

Principal & interest

$1,868

Property tax

$303

Home insurance

$105

PMI

None

HOA

$250

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$260,000$379,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

7003 Darby CT · 0.5 mi · 1,794 sqft$340,000 sold 2026-05
5024 Huntclub CHSE · 0.5 mi · 1,700 sqft$379,000 sold 2026-03
5051 Huntclub CHSE · 0.6 mi · 1,726 sqft$375,000 sold 2026-06

Sale & Tax History

List Price

$360,000

Price / Sq Ft

$203

Annual Taxes

$3,641

Monthly Tax

$303

HOA + condo fees

$250 / mo

Tax Rate (effective)

1.01%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 17, 2026$360,000
Price reducedJul 1, 2026$360,000−$15,000
Currently listed$360,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 1003 Opal St #101 in a good school zone?+
The assigned zones on the listing record are Creekside Elementary (GreatSchools 7/10), John Yeates Middle (GreatSchools 8/10), Nansemond River (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1003 Opal St #101 in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1003 Opal St #101?+
Yes — Burn Boot Camp is about 0.4 miles away, per the cached nearby-places record for this address.
Are there parks near 1003 Opal St #101?+
Bennett's Creek Park & Boat Ramp is about 1 miles away.
Where is the nearest grocery store to 1003 Opal St #101?+
Harris Teeter is about 0.4 miles away. The closest dining on record is Einstein Bros. Bagels (0.4 mi).
Does 1003 Opal St #101 have an HOA or condo association?+
Both — this unit carries a condo association fee and a separate HOA (property owners association) fee. Current amounts for each are shown in the facts section on this page. The association of record is Array Condominium. Association amenities on record include: Clubhouse, Exercise Rm, Ground Maint, Pool, Trash Pickup.
When was 1003 Opal St #101 built?+
It was built in 2021, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Debbie Reynolds · Keller Williams Richmond West · REIN MLS #10639748

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1003 Opal St #101, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1003 Opal St #101, Suffolk, Virginia 23435 · MLS #10639748 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.