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SuffolkTHE RETREAT AT HARBOUR COVEMm Nansemond✓ Source: REIN MLS #10592309 · record updated Jul 11, 2026 · synced every 2 min · your inquiry is never resold
MM Nansemond NONE, SUFFOLK VA 23435 - Main photo
MM Nansemond NONE, SUFFOLK VA 23435 - Photo 2
$514,900
$201 / sqft · est. $3,737/mo →
3beds
2.1baths
2,557sqft
365days on market

Mm Nansemond, Suffolk, VA 23435

Off MarketResidential · built 2025 · THE RETREAT AT HARBOUR COVE

About this home

The listing, in the seller's words

This beautiful new construction end-unit home offers an inviting and light-filled layout, perfect for modern living. Located in the sought after Harbourview area and built by a respected local builder. Enjoy the charm of a separate dining room ideal for entertaining or everyday meals and an additional versatile space that can be used as a sunroom, reading nook, or cozy lounge. Large windows throughout flood the home with lots of natural sunlight. 55+ community offering a lifestyle you have earned. Model open daily 12-5pm at 1103 Elaina Place, Suffolk, VA. Ask us about our builder offerings.

Listing courtesy of Laurie Williamson · BHHS RW Towne Realty · REIN MLS #10592309

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

A brand-new 2025 construction home in The Retreat at Harbour Cove, Suffolk — 3 bedrooms, 2.1 baths, and 2,557 square feet of thoughtfully designed space just minutes from two Navy installations and a full corridor of everyday conveniences.

Read the full overview ↓

Why this home stands out

Built in 2025, this home offers something genuinely rare in Hampton Roads: the clean slate of new construction in an established community corridor. You get modern mechanical systems, current building codes, and a layout designed for the way people actually live today — all on a lot in The Retreat at Harbour Cove, one of Suffolk's most accessible addresses relative to the region's military footprint.

THE RETREAT AT HARBOUR COVE and the Suffolk real estate market

The Retreat at Harbour Cove sits in the northern reaches of Suffolk, Virginia, in a pocket of the city that has grown steadily into one of the most convenient addresses in the region. The harbour view suffolk va corridor along Harbour View Boulevard connects residents to retail, dining, medical offices, and commuter routes without the congestion of downtown Norfolk or Chesapeake. Suffolk itself is Virginia's largest city by land area, which means there's genuine breathing room here — wider lots, quieter streets, and a pace that feels deliberate rather than rushed. The Harbour View area in particular has attracted families and professionals who want modern amenities close at hand without sacrificing a sense of neighborhood. Commutes to the peninsula, to Chesapeake, and to the Southside military bases are all manageable from this location, and the Western Freeway and Route 17 keep you connected in multiple directions.

What's nearby

Day-to-day errands are genuinely easy here. A Walmart Supercenter is just 0.3 miles away, and TASTE — which covers both grocery and coffee needs — is half a mile out. Harbour View Marketplace rounds out your grocery options at 0.8 miles. When you want a quick meal, Charleys Cheesesteaks and America's Best Wings are both within 0.4 miles, with a Wendy's right alongside them. For fitness, Fine Lines Personal Training, StretchLab, and Club Pilates are all within a mile, giving you real options rather than a single choice. Magnolia Park and Bill Jessee Park, each about 0.8 miles out, offer green space for weekend mornings or after-school hours.

For different buyers

For military families relocating

NSA Northwest Annex is roughly 8 minutes away, and NSA Hampton Roads sits about 14 minutes out — making this address one of the more practical choices for active-duty households weighing commute time against quality of life. A VA loan can make new construction like this especially accessible, and your BAH in the Suffolk area is well-aligned with what newer builds in this corridor typically require.

For families upgrading

At 2,557 square feet with 3 bedrooms and 2.1 baths, there's real room to grow here — and because it's 2025 construction, you're not inheriting someone else's deferred maintenance list. The proximity to Magnolia Park and Bill Jessee Park, combined with the walkable access to groceries and everyday services, makes The Retreat at Harbour Cove a genuinely livable upgrade from older or smaller homes in the region.

More buyer questions

How far is The Retreat at Harbour Cove from NSA Northwest Annex?

NSA Northwest Annex is approximately 8 minutes from The Retreat at Harbour Cove under normal traffic conditions. That short commute makes this address one of the more practical options for personnel stationed there.

What is the year built for this home in The Retreat at Harbour Cove?

This home was built in 2025, making it brand-new construction with current mechanical systems, modern insulation standards, and a layout designed to contemporary specifications.

Is The Retreat at Harbour Cove in Suffolk, Virginia part of an HOA?

The Retreat at Harbour Cove is a planned community in Suffolk, and it does have a homeowners association — your agent can provide the current governing documents and any applicable fee disclosures during the transaction process.

What grocery stores are near The Retreat at Harbour Cove?

A Walmart Supercenter is just 0.3 miles away, TASTE is 0.5 miles out, and Harbour View Marketplace is within 0.8 miles — so you have multiple options for everyday shopping without leaving the immediate corridor.

Are there flood zone considerations for homes in this part of Suffolk?

Suffolk does have areas with varying flood zone designations, and the specific status for any address on Nansemond is worth confirming through FEMA's flood map portal or with your lender during the due-diligence period.

Tom and Dariya Milan at LPT Realty know The Retreat at Harbour Cove and the broader Suffolk market well — reach out to get accurate, current details on this address and what it takes to move forward.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2025

Price / sqft

$201

Condo fee

$359/mo

HOA fee

$6/mo

Taxes

$6,600/yr

County

Suffolk VA

MLS #

10592309

Association amenities

ClubhouseExercise RmGround MaintPoolTrash Pickup

$359/mo condo fee + $6/mo HOA fee · THE RETREAT AT HARBOUR COVE COA · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
2,557
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor Primary BR, Loft, PBR with Bath, Pantry, Porch, Spare Room, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener, Security Sys
Accessibility
Level Flooring, Main Floor Laundry

Construction & exterior

Style
Transitional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Heat Pump, Nat Gas
Cooling
Heat Pump
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
THE RETREAT AT HARBOUR COVE
Unit / floor
1
Zoning
RES
Ownership
Condo
Garage
Yes
Parking
Garage Att 2 Car, 4 Space, Multi Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Residential 55+ Community, Common Interest Community, Exempt from Disclosure/Disclaimer

See more Suffolk new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

The Retreat at Harbour Cove

The Retreat at Harbour Cove is an age-restricted 55+ community set in the Harbour View area of North Suffolk, near the Nansemond River and just off Interstate 664.

$505K

Median sale · 12 mo

$218

Sold $/sq ft

166d

Days on market

4

For sale now

$159K

HH income

94.3%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore The Retreat at Harbour Cove
Map of The Retreat at Harbour Cove with neighborhood boundaryNeighborhood

see more Suffolk homes

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,372/mo

Principal & interest

$2,672

Property tax

$550

Home insurance

$150

PMI

None

HOA/Condo (paid separately)

$365

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$472,500$549,999

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

209 Bennetts Grove LN · 2.5 mi · 2,351 sqft$494,600 sold 2026-03
210 Triton RD · 2.6 mi · 2,748 sqft$549,999 sold 2026-06
6078 Mainsail LN · 2.4 mi · 2,210 sqft$472,500 sold 2026-05

Sale & Tax History

List Price

$514,900

Price / Sq Ft

$201

Annual Taxes

$6,600

Monthly Tax

$550

HOA + condo fees

$365 / mo

Tax Rate (effective)

1.28%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 11, 2025$514,900
Currently listed$514,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is Mm Nansemond in a good school zone?+
The assigned zones on the listing record are Northern Shores Elementary (GreatSchools 7/10), Col. Fred Cherry Middle, Nansemond River (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is Mm Nansemond in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near Mm Nansemond?+
Yes — Fine Lines Personal Training is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near Mm Nansemond?+
Magnolia Park is about 0.8 miles away.
Where is the nearest grocery store to Mm Nansemond?+
Walmart Supercenter is about 0.3 miles away. The closest dining on record is Charleys Cheesesteaks (0.3 mi).
Does Mm Nansemond have an HOA or condo association?+
Both — this unit carries a condo association fee and a separate HOA (property owners association) fee. Current amounts for each are shown in the facts section on this page. The association of record is THE RETREAT AT HARBOUR COVE COA. Association amenities on record include: Clubhouse, Exercise Rm, Ground Maint, Pool, Trash Pickup.
When was Mm Nansemond built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Laurie Williamson · BHHS RW Towne Realty · REIN MLS #10592309

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm Nansemond, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm Nansemond, Suffolk, Virginia 23435 · MLS #10592309 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.