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SuffolkTHE RETREAT AT HARBOUR COVEMm Lafayette✓ Source: REIN MLS #10592302 · record updated Jul 11, 2026 · synced every 2 min · your inquiry is never resold
MM Lafayette NONE, SUFFOLK VA 23435 - Main photo
$504,900
$208 / sqft · est. $3,682/mo →
3beds
3baths
2,422sqft
365days on market

Mm Lafayette, Suffolk, VA 23435

Off MarketResidential · built 2025 · THE RETREAT AT HARBOUR COVE

About this home

The listing, in the seller's words

This beautiful new construction home offers an inviting and light-filled layout, perfect for modern living. Located in the sought after Harbourview area and built by a respected local builder. Enjoy the convenience of first floor living - primary bedroom, laundry room and living space. Loft and optional additional space offer entertainment options. Large windows throughout flood the home with lots of natural sunlight. 55+ community offering a lifestyle you have earned. Model open daily 12-5pm at 1103 Elaina Place, Suffolk, VA. Ask us about our builder offerings.

Listing courtesy of Laurie Williamson · BHHS RW Towne Realty · REIN MLS #10592302

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

A brand-new 2025-built home in The Retreat at Harbour Cove, Suffolk — 3 bedrooms, 3 full baths, and 2,422 square feet of thoughtfully designed living space, all within eight minutes of NSA Northwest Annex and close to everything Harbour View has to offer.

Read the full overview ↓

Why this home stands out

Built in 2025, this home gives you the rare combination of new construction quality and an already-established, amenity-rich corridor in northern Suffolk. Three full bathrooms across 2,422 square feet means no morning traffic jams, and the Harbour View Marketplace area puts groceries, dining, and fitness studios practically at your doorstep — without the longer commutes that come with more rural new-build communities.

THE RETREAT AT HARBOUR COVE and the Suffolk real estate market

The Retreat at Harbour Cove sits in one of Suffolk's most connected northern pockets, where the city's wide-open character meets genuine everyday convenience. Suffolk is Virginia's largest city by land area, and if you've ever browsed land for sale suffolk va, you already know how much breathing room this part of Hampton Roads offers compared to its denser neighbors. The Harbour View corridor specifically has matured into a full-service hub — retail, dining, parks, and professional services all within a mile — while the surrounding streets stay quiet and residential. Suffolk sits in Nansemond County territory and carries its own independent city jurisdiction, which means a distinct community identity separate from the larger metro noise. Commuters appreciate the quick access to both the Western Freeway and Route 17, keeping downtown Norfolk, Chesapeake, and the military installations reachable without grinding through congested city streets.

What's nearby

Day-to-day errands are almost effortless here. A Walmart Supercenter is just 0.3 miles away, TASTE covers both specialty grocery and coffee at 0.5 miles, and Harbour View Marketplace rounds out your options at 0.8 miles. When you want to eat out, Charleys Cheesesteaks and America's Best Wings are each under half a mile, and New Realm Brewing Co. brings a craft-beer dining experience at 0.4 miles. Fitness is equally close — Fine Lines Personal Training, StretchLab, and Club Pilates are all within a mile. Magnolia Park and Bill Jessee Park, both about 0.8 miles out, give you green space for morning walks or weekend afternoons outside.

For different buyers

For military families relocating

NSA Northwest Annex is an eight-minute drive, and NSA Hampton Roads is reachable in about fourteen — making this address one of the tighter commute options for personnel at either installation. A VA loan can stretch further on new construction like this, and your BAH in the Suffolk zip code is worth running the numbers on. The three full bathrooms are a genuine quality-of-life upgrade for a busy household.

For first-time buyers

New construction in 2025 means you're starting with a clean slate — no deferred maintenance, no aging systems, no surprises hiding behind the walls. At 2,422 square feet with three full baths, this home has room to grow into rather than out of quickly. The Harbour View corridor makes daily life low-friction, and if you've been watching suffolk homes for sale, you'll recognize this neighborhood as one of the more polished options at this end of the city.

More buyer questions

How far is MM Lafayette from NSA Northwest Annex?

NSA Northwest Annex is approximately eight minutes away by car, making this one of the more convenient addresses in Suffolk for personnel stationed there.

What is The Retreat at Harbour Cove like as a neighborhood?

The Retreat at Harbour Cove is a newer residential community in northern Suffolk, positioned along the well-developed Harbour View corridor where shopping, dining, parks, and fitness options are all within a mile.

Is this home part of an HOA?

The Retreat at Harbour Cove does have a homeowners association — confirm current HOA details and any community rules with your agent during the transaction process.

What flood zone is MM Lafayette in?

Flood zone designation for this address is displayed in the FloodRisk tile on this page — review that section and consult FEMA's flood map service for the most current information.

How far is MM Lafayette from NSA Hampton Roads?

NSA Hampton Roads is roughly fourteen minutes by car from this address, a manageable daily commute for personnel assigned there.

Tom and Dariya Milan at LPT Realty know this part of Suffolk well — reach out to get your questions answered and take the next step on this address.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2025

Price / sqft

$208

Condo fee

$359/mo

HOA fee

$6/mo

Taxes

$6,600/yr

County

Suffolk VA

MLS #

10592302

Association amenities

ClubhouseExercise RmGround MaintPoolTrash Pickup

$359/mo condo fee + $6/mo HOA fee · The Retreat at Harbour Cove COA · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
3
Approx. sqft
2,422
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Loft, PBR with Bath, Pantry, Porch, Spare Room, Utility Room
Interior features
Cathedral Ceiling, Dual Entry Bath (Br & Hall), Fireplace Gas-natural, Primary Sink-Double, Walk-In Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener, Security Sys
Accessibility
Level Flooring, Main Floor Laundry

Construction & exterior

Style
Transitional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Heat Pump,Nat Gas
Cooling
Heat Pump
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
THE RETREAT AT HARBOUR COVE
Zoning
RES
Ownership
Condo
Garage
Yes
Parking
Garage Att 2 Car, 4 Space, Multi Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Residential 55+ Community, Common Interest Community, Exempt from Disclosure/Disclaimer

See more Suffolk new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

The Retreat at Harbour Cove

The Retreat at Harbour Cove is an age-restricted 55+ community set in the Harbour View area of North Suffolk, near the Nansemond River and just off Interstate 664.

$505K

Median sale · 12 mo

$218

Sold $/sq ft

166d

Days on market

4

For sale now

$159K

HH income

94.3%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore The Retreat at Harbour Cove
Map of The Retreat at Harbour Cove with neighborhood boundaryNeighborhood

Suffolk houses for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,317/mo

Principal & interest

$2,620

Property tax

$550

Home insurance

$147

PMI

None

HOA/Condo (paid separately)

$365

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$425,000$494,600

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

209 Bennetts Grove LN · 2.5 mi · 2,351 sqft$494,600 sold 2026-03
6078 Mainsail LN · 2.4 mi · 2,210 sqft$472,500 sold 2026-05
3004 Doncaster DR · 3 mi · 2,424 sqft$425,000 sold 2026-04

Sale & Tax History

List Price

$504,900

Price / Sq Ft

$208

Annual Taxes

$6,600

Monthly Tax

$550

HOA + condo fees

$365 / mo

Tax Rate (effective)

1.31%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 11, 2025$504,900
Currently listed$504,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is Mm Lafayette in a good school zone?+
The assigned zones on the listing record are Northern Shores Elementary (GreatSchools 7/10), Col. Fred Cherry Middle, Nansemond River (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is Mm Lafayette in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near Mm Lafayette?+
Yes — StretchLab is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near Mm Lafayette?+
Magnolia Park is about 0.8 miles away.
Where is the nearest grocery store to Mm Lafayette?+
Walmart Supercenter is about 0.3 miles away. The closest dining on record is Charleys Cheesesteaks (0.3 mi).
Does Mm Lafayette have an HOA or condo association?+
Both — this unit carries a condo association fee and a separate HOA (property owners association) fee. Current amounts for each are shown in the facts section on this page. The association of record is The Retreat at Harbour Cove COA. Association amenities on record include: Clubhouse, Exercise Rm, Ground Maint, Pool, Trash Pickup.
When was Mm Lafayette built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Laurie Williamson · BHHS RW Towne Realty · REIN MLS #10592302

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm Lafayette, Suffolk, Virginia 23435 · MLS #10592302 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.