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Norfolk › WILLOUGHBY BEACH › 869 Little Bay Ave #2✓ Source: REIN MLS #10649906 · record updated Aug 29, 2026 · synced every 2 min · your inquiry is never resold
869 Little Bay AVE #2, NORFOLK VA 23503 - Main photo
869 Little Bay AVE #2, NORFOLK VA 23503 - Photo 2
869 Little Bay AVE #2, NORFOLK VA 23503 - Photo 3
869 Little Bay AVE #2, NORFOLK VA 23503 - Photo 4
869 Little Bay AVE #2, NORFOLK VA 23503 - Photo 5
2beds
2baths
1,029sqft
8days on market

869 Little Bay Ave #2, Norfolk, VA 23503

ActiveResidential · built 1988 · WILLOUGHBY BEACH

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay, Deep Water, Deep Water Access, Dock.

Frontage

Bay ✓ VERIFIED

Dock

Dock

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1988

Price / sqft

$238

Condo fee

$339/mo

Taxes

$2,792/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10649906

Condo association includes

DockGround MaintPriv BeachSewerTrash PickupWater

$339/mo condo fee · Little Bay Beach & Boat Club Condominiums Association · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
2
Full baths
2
Approx. sqft
1,029
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor BR, 1st Floor Primary BR, Balcony, Breakfast Area, PBR with Bath, Utility Closet
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan

Construction & exterior

Style
Cluster, Contemp
Subtype
Attached
Foundation
Pile
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Waterfront
Bay,Deep Water,Deep Water Access,Dock
Deep-water access
Yes

Utilities & systems

Heating
Heat Pump W/A
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0500
Subdivision
WILLOUGHBY BEACH
Unit / floor
2
Ownership
Condo
Garage
No
Parking
2 Space, Assigned/Reserved, Covered
Possession
SETTLEMENT
Disclosures
Disclosure Statement, Resale Certif Req

See more Norfolk waterfront homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Coastal Living at Willoughby Beach Low-maintenance condo, big lifestyle. Two primary suites with updated ensuites, a granite-and-stainless kitchen, and a cathedral-ceiling living room opening to a balcony with Willoughby Bay views.Newer fridge & stove | 2021 water heater | 2019 HVACDues cover it all — master policy, flood insurance, water, sewage, trash & grounds.Amenities: private dock, gazebo & beach access.Your bay view awaits.

Listing courtesy of Kristen Sessions · REIN MLS #10649906

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Two-bedroom, two-bath condo near Naval Station Norfolk with a 4-minute commute. Built in 1988 and offering 1,029 square feet of living space. You're steps from waterfront dining, parks, and coffee shops in Norfolk.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23503, homes for sale zoned for Granby High School, and homes for sale zoned for Ocean View Elementary School. Browse every listing among homes for sale in Norfolk — updated from the REIN MLS every few minutes. Nearby, look at Wards Corner homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

This unit sits in a location where you can walk to the water and reach Naval Station Norfolk in minutes. The neighborhood blends waterfront access with everyday convenience—grocery stores, restaurants, and fitness options are all nearby. It's the kind of spot that works for anyone comparing Norfolk homes for sale who values proximity to base and an active streetscape.

WILLOUGHBY BEACH and the Norfolk real estate market

You're in a waterfront-adjacent area of Norfolk with a relaxed, lived-in character. The streets are lined with modest homes and low-rise buildings, many dating from the 1980s and earlier. Local spots like Ocean View Fishing Pier Restaurant and Charles Hughes Maritime Forest draw neighbors outdoors year-round. Norfolk itself is a major naval hub with deep maritime roots—the city's economy and culture center on the water and the military presence. Getting around is straightforward: you're minutes from Naval Station Norfolk and MARFORCOM Norfolk, and major roads connect you to the rest of Hampton Roads. If you are comparing homes for sale in 23503, note that this zip code offers that rare mix of base proximity and waterfront living.

What's nearby

Daily errands are close by. Beach Bay Mart, Harris Teeter, and Dollar General are all within a mile for groceries. Dining runs from casual (7-Eleven, Swell Charcoal Grill and Raw Bar) to waterfront dining at Ocean View Fishing Pier Restaurant. Coffee is a short walk—Mudita Cafe & Bar and 7-Eleven both serve the area. For fitness, Ocean View Yoga is nearby. Parks and beach access include Charles Hughes Maritime Forest, Local Beach, and Sarah Constant Beach Park, all within walking distance or a quick drive.

For different buyers

Base commute and VA loan notes

Naval Station Norfolk is about 4 minutes away, and MARFORCOM Norfolk is 5 minutes out. VA loan financing is common in this area, and the commute time means you can maximize your workday. Two bedrooms and two baths provide the space you need.

Room to grow

Two bedrooms and two full baths give you room to spread out. At 1,029 square feet, the layout works for a home office, guest space, or a second bedroom as a den. The waterfront neighborhood offers outdoor space nearby—parks, beaches, and a fishing pier are all within walking distance.

More buyer questions

How far is 869 Little Bay Ave from Naval Station Norfolk?

About 4 minutes by car. MARFORCOM Norfolk is 5 minutes away. Both bases are very close, making the commute quick and easy.

What grocery stores are near this address?

Beach Bay Mart, Harris Teeter, and Dollar General are all within a mile. You can reach any of them in a few minutes.

Are there parks or beach access nearby?

Yes. Charles Hughes Maritime Forest, Local Beach, and Sarah Constant Beach Park are all within a short walk or drive. The area has strong waterfront access.

What restaurants are in the neighborhood?

Ocean View Fishing Pier Restaurant and Swell Charcoal Grill and Raw Bar are nearby, along with casual options like 7-Eleven. The waterfront dining scene is one of the area's strengths.

Can I use a VA loan to buy homes for sale zoned for Granby High School or homes for sale zoned for Ocean View Elementary School?

Yes. VA loan financing is widely available for properties in Norfolk. Talk to your lender about eligibility and the loan process.

Ready to explore this waterfront condo near Naval Station Norfolk? Contact Tom & Dariya Milan at LPT Realty to schedule a tour today.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$205K – $285K2+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Wards Corner

Wards Corner is a neighborhood of homes in Norfolk, Virginia. Tree-lined streets hold a mix of single-family houses and small multi-unit buildings.

1

For sale now

$74K

HH income

49%

Owner-occupied

U.S. Census ACS 2024 5-year

Explore Wards Corner →
Map of Wards Corner with neighborhood boundaryNeighborhood

houses for sale in Norfolk →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,575/mo

Principal & interest

$1,271

Property tax

$233

Home insurance

$71

PMI

None

HOA/Condo (paid separately)

$339

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

91% of $270,000

City assessment record · taxes $2,792/yr

Land share of assessed value

49% — $131,700

Improvements $138,300 · assessor record ✓

Price context — similar nearby homes

$175,202 – $290,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

318 E Evans ST · 2.3 mi · 1,008 sqft$260,000 sold 2026-07
8530 Tidewater DR #314 · 2.6 mi · 1,080 sqft$210,000 sold 2026-08
8530 Tidewater Drive DR #204 · 2.6 mi · 1,080 sqft$205,000 sold 2026-09

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$245,000

Price / Sq Ft

$238

Annual Taxes

$2,792

Monthly Tax

$233

Condo fee

$339 / mo

Tax Rate (effective)

1.14%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 22, 2026$245,000—
Currently listed—$245,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

9% below assessment

Total Assessed

$270,000

Land

$131,700

Improvement

$138,300

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 869 Little Bay Ave #2 in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (VaHome School Score 2.7/10), Northside Middle School (VaHome School Score 3/10), Granby (VaHome School Score 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 869 Little Bay Ave #2 in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is 869 Little Bay Ave #2 a waterfront property?+
Yes. The listing record shows: Bay,Deep Water,Deep Water Access,Dock.
Does 869 Little Bay Ave #2 have a condo association?+
Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is Little Bay Beach & Boat Club Condominiums Association. Association amenities on record include: Dock, Ground Maint, Priv Beach, Sewer, Trash Pickup, Water.
When was 869 Little Bay Ave #2 built?+
It was built in 1988, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Kristen Sessions · REIN MLS #10649906

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

869 Little Bay Ave #2, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

869 Little Bay Ave #2, Norfolk, Virginia 23503 · MLS #10649906 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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