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Norfolk › GHENT SQUARE › 696 Mowbray Arch #540✓ Source: REIN MLS #10643408 · record updated Jul 17, 2026 · synced every 2 min · your inquiry is never resold
696 Mowbray ARCH #540, NORFOLK VA 23507 - Main photo
696 Mowbray ARCH #540, NORFOLK VA 23507 - Photo 2
696 Mowbray ARCH #540, NORFOLK VA 23507 - Photo 3
696 Mowbray ARCH #540, NORFOLK VA 23507 - Photo 4
696 Mowbray ARCH #540, NORFOLK VA 23507 - Photo 5
$285,000
$217 / sqft · est. $2,528/mo →
2beds
2baths
1,312sqft
8days on market

696 Mowbray Arch #540, Norfolk, VA 23507

ActiveResidential · built 1984 · GHENT SQUARE

About this home

The listing, in the seller's words

Beautiful luxury condo in the heart of Ghent! Amazing open floor plan with recessed lighting, wood burning fireplace, gorgeous engineered wood flooring, and floor to ceiling windows for magnificent light. 2 Primary bedrooms each offering lots of closet space, plenty of room and lovely ceramic surround garden tubs/showers. Super modern kitchen has an eat at bar, granite counters, stainless appliances and tall cabinets. Relax on the private balcony overlooking downtown. 2 exterior storage units. Community amenities include pool, clubhouse, tennis courts, playground and a reserved parking space. All of this and just seconds to Chrysler Hall Museum, award winning restaurants, NEON art district, EVMS and much more! Call today to schedule your personal tour of this spectacular home.

Listing courtesy of Neal Wilson · Patriot Property Management · REIN MLS #10643408

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

696 Mowbray Arch #540 is a two-bedroom, two-bath condo in Norfolk, Virginia, offering 1,312 square feet of living space built in 1984. It sits just minutes from Naval Medical Center Portsmouth and USCG Base Portsmouth, making it a practical and comfortable home base in the heart of Hampton Roads.

Read the full overview ↓

Why this home stands out

What sets this address apart is its rare combination of generous square footage for a condo — 1,312 feet across two full bedrooms and two full baths — paired with an almost unbeatable proximity to two major installations. Naval Medical Center Portsmouth is roughly a two-minute drive, and USCG Base Portsmouth is about three minutes away. For anyone whose daily life revolves around either campus, that kind of commute is genuinely hard to replicate.

GHENT SQUARE and the Norfolk real estate market

Mowbray Arch sits in one of Norfolk's most storied corridors, running along the Lafayette River and connecting the Ghent and Colonial Place neighborhoods. The address puts you inside a city that has been reinventing itself for decades — Norfolk is a walkable, arts-forward, waterfront city with a strong sense of place. The architecture along this stretch tends toward mid-century and earlier, with mature tree canopy lining the streets and a quieter residential feel that still keeps you close to everything. Ghent's galleries, independent restaurants, and coffee shops are just a short drive or bike ride away. The broader Norfolk cityscape offers waterfront parks, the Chrysler Museum of Art, and a genuinely diverse dining scene. This particular section of the city rewards people who want urban access without sacrificing a neighborhood feel — and the Lafayette River views nearby don't hurt either.

What's nearby

Day-to-day errands are straightforward from this address. Ghent's mix of locally owned cafes, grocery options, and pharmacies sits within a few minutes in any direction. The Chrysler Museum of Art and Hermitage Museum and Gardens are both close enough for a casual afternoon. Waterside District and downtown Norfolk's restaurants and entertainment venues are a short drive east. For outdoor time, Lafayette Park and the river walk are practically at your doorstep. USCG Base Portsmouth and Naval Medical Center Portsmouth are each reachable in under five minutes by car, which shapes the whole rhythm of daily life here.

For different buyers

For military families relocating

Two minutes to Naval Medical Center Portsmouth and three minutes to USCG Base Portsmouth — those numbers matter when you're managing duty schedules, appointments, and family logistics. A VA loan can make this 1,312-square-foot condo a realistic path to ownership, and the location means you're spending your commute time on life, not traffic. For military families stationed at either installation, this address is about as close as it gets.

For first-time buyers

If you're stepping into ownership for the first time, a two-bed, two-bath condo with 1,312 square feet gives you real room to grow into — not a starter box. The 1984 build means the layout is practical and the bones are established. Being this close to two major installations also means the area has consistent long-term demand, which matters when you're thinking about your first purchase as a long-range decision.

More buyer questions

How far is 696 Mowbray Arch #540 from Naval Medical Center Portsmouth?

Naval Medical Center Portsmouth is approximately a two-minute drive from this address, making it one of the closest residential options to the facility in the area.

How far is 696 Mowbray Arch #540 from USCG Base Portsmouth?

USCG Base Portsmouth is about three minutes away by car — a commute that's genuinely rare to find in this price range and property type.

Is 696 Mowbray Arch #540 in a flood zone?

Flood zone information for this address is displayed in the FloodRisk tile on this page, which pulls current FEMA map data for the most accurate and up-to-date designation.

Does 696 Mowbray Arch #540 have an HOA?

Yes, this condo is part of a homeowners association — HOA details including what's covered are worth confirming with your agent during the due diligence process.

What neighborhood is 696 Mowbray Arch #540 in?

The address sits along Mowbray Arch in Norfolk, Virginia, in a corridor that borders the Ghent and Colonial Place neighborhoods near the Lafayette River — one of the city's most established and walkable residential areas.

Want to know more about 696 Mowbray Arch #540 or explore similar homes near Naval Medical Center Portsmouth? Tom and Dariya Milan at LPT Realty are ready to help you take the next step.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1984

Price / sqft

$217

Condo fee

$600/mo

HOA fee

$87/mo

Taxes

$3,348/yr

County

Norfolk VA

MLS #

10643408

Association amenities

ClubhouseGround MaintPlaygroundsPoolTennis CtsTrash Pickup

$600/mo condo fee + $87/mo HOA fee · Mowbray Arch Condominium Association, Inc. · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
2
Full baths
2
Approx. sqft
1,312
Stories
3
Flooring
Ceramic, Wood
Total rooms
5
Other rooms
Balcony, Breakfast Area, PBR with Bath, Utility Closet
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan

Construction & exterior

Style
Contemp, Lo Rise
Subtype
Attached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
GHENT SQUARE
Unit / floor
2
Ownership
Condo
Garage
No
Parking
1 Space, Assigned/Reserved
Possession
SETTLE
Disclosures
Common Interest Community, Disclosure Statement, Resale Certif Req

See more Norfolk condos & townhomes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ghent

Ghent is a historic neighborhood in Norfolk, Virginia, known for its tree-lined streets and early 20th-century architecture.

$290K

Median sale · 12 mo

$233

Sold $/sq ft

23d

Days on market

65

For sale now

$83K

HH income

31.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ghent →
Map of Ghent with neighborhood boundaryNeighborhood

Norfolk houses for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,841/mo

Principal & interest

$1,479

Property tax

$279

Home insurance

$83

PMI

None

HOA/Condo (paid separately)

$687

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

124% of $230,200

City assessment record · taxes $3,348/yr

Land share of assessed value

24% — $55,900

Improvements $174,300 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$228,700 – $303,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

415 St Pauls BLVD #105 · 0.8 mi · 1,298 sqft$303,000 sold 2026-03
415 Saint Pauls BLVD #309 · 0.7 mi · 1,113 sqft$260,000 sold 2026-06
415 Saint Pauls BLVD #509 · 0.8 mi · 1,113 sqft$274,000 sold 2026-03

Sale & Tax History

List Price

$285,000

Price / Sq Ft

$217

Annual Taxes

$3,348

Monthly Tax

$279

HOA + condo fees

$687 / mo

Tax Rate (effective)

1.17%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 9, 2026$285,000—
Currently listed—$285,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

24% above assessment

Total Assessed

$230,200

Land

$55,900

Improvement

$174,300

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 696 Mowbray Arch #540 in a good school zone?+
The assigned zones on the listing record are Walter Herron Taylor Elementary, Blair Middle (GreatSchools 4/10), Maury (GreatSchools 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 696 Mowbray Arch #540 in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Does 696 Mowbray Arch #540 have an HOA or condo association?+
Both — this unit carries a condo association fee and a separate HOA (property owners association) fee. Current amounts for each are shown in the facts section on this page. The association of record is Mowbray Arch Condominium Association, Inc.. Association amenities on record include: Clubhouse, Ground Maint, Playgrounds, Pool, Tennis Cts, Trash Pickup.
When was 696 Mowbray Arch #540 built?+
It was built in 1984, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Neal Wilson · Patriot Property Management · REIN MLS #10643408

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

696 Mowbray Arch #540, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

696 Mowbray Arch #540, Norfolk, Virginia 23507 · MLS #10643408 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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