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SmithfieldWELLINGTON ESTATES637 Westminster Rch✓ Source: REIN MLS #10632644 · record updated Jul 2, 2026 · synced every 2 min · your inquiry is never resold
637 Westminster RCH, SMITHFIELD VA 23430 - Main photo
$605,000
$168 / sqft · est. $3,657/mo →
5beds
4baths
3,600sqft
29days on market

637 Westminster Rch, Smithfield, VA 23430

SoldResidential · built 2006 · WELLINGTON ESTATES

About this home

The listing, in the seller's words

Stunning 5-bedroom, 4-bath home in Smithfield, VA offering timeless character and modern functionality. Impressive curb appeal leads to a wraparound porch and a beautifully appointed interior with unique design selections throughout. Massive windows flood the living room with natural light and frame breathtaking backyard views. The has freshly updated floors and paint. Upstairs, generous bedrooms include a remarkable primary suite with fireplace and spa-worthy en suite. A beautiful covered patio opens to a serene well-manicured backyard. Truly one of a kind..

Listing courtesy of Erin Ward · LPT Network Realty LLC · REIN MLS #10632644

VaHome team overview

Our read on this home

At a glance

637 Westminster RCH is a five-bedroom, four-bath home in Smithfield's Wellington Estates, offering 3,600 square feet on nearly half an acre — spacious suburban living with walkable access to historic downtown Smithfield's shops, restaurants, and green spaces.

Read the full overview ↓

Why this home stands out

What sets 637 Westminster RCH apart is the combination of generous square footage, a substantial nearly half-acre lot, and an address that puts you steps from one of Hampton Roads' most charming historic downtowns. Built in 2006, the home delivers modern construction standards inside a neighborhood with real character — and Joint Base Langley-Eustis is just 24 minutes away, making the commute genuinely manageable.

WELLINGTON ESTATES and the Smithfield real estate market

Wellington Estates sits inside Smithfield, a small Isle of Wight County city that consistently punches above its weight for livability. The streets are quiet and the lots are generous, but you're never far from the action — downtown Smithfield's historic district is a short walk, and that proximity is a genuine differentiator. For anyone weighing urban versus suburban tradeoffs, Smithfield offers a compelling middle path: the breathing room of a suburban neighborhood paired with a walkable, personality-rich town center full of local businesses, waterfront parks, and community events. Wellington Estates itself is a well-established subdivision where 2000s-era homes sit on mature lots, giving the area a settled, lived-in feel without the maintenance surprises of older construction. Isle of Wight County governs the jurisdiction, which means lower density, a slower pace, and a community that takes pride in its historic identity.

What's nearby

Daily life is genuinely easy from 637 Westminster RCH. Groceries are essentially at your doorstep — The Main Gourmet and Hamtown Mercantile are both within a tenth of a mile, with Chili Hill Food Market just two-tenths away. For coffee, Cure Coffeehouse and The Nelms House LLC are close by. Dinner options within steps include The Fiddlin' Pig and Wharf Hill Brewing Co, both beloved local spots. Fitness is covered at Luter Family YMCA just 0.4 miles out, with EnCore Pilates and Physical Therapy even closer. For fresh air, Isle of Wight County Veterans Memorial and the Smithfield Historic District are both within a quarter mile, and Riverview Park is a short stroll away.

For different buyers

For military families relocating

Joint Base Langley-Eustis (Fort Eustis) is about 24 minutes from 637 Westminster RCH, and NSA Northwest Annex is roughly 30 minutes out — both reasonable commutes that keep your options open across duty stations. The five bedrooms give growing military families real flexibility, and VA loan eligibility makes a home of this size more accessible than many buyers expect.

For families upgrading

Five bedrooms and four full baths across 3,600 square feet means everyone gets their own space — and then some. The nearly half-acre lot adds outdoor room that smaller suburban lots simply can't match. If you've outgrown your current home and want to stay in a community with strong neighborhood identity and walkable amenities, Wellington Estates is worth a serious look.

More buyer questions

How far is 637 Westminster RCH from Joint Base Langley-Eustis (Fort Eustis)?

The drive from 637 Westminster RCH to Joint Base Langley-Eustis (Fort Eustis) is approximately 24 minutes under typical traffic conditions. That puts it well within a practical daily commute range for service members stationed at the base.

What is the lot size at 637 Westminster RCH?

The lot at 637 Westminster RCH measures approximately 0.45 acres, which is notably generous for a subdivision setting and provides meaningful outdoor space front and back.

Is 637 Westminster RCH in a flood zone?

Flood zone information for 637 Westminster RCH is available through the dedicated FloodRisk tile on this page, which pulls current FEMA map data for the property's specific parcel.

Does Wellington Estates have an HOA?

Wellington Estates does have a homeowners association. For current governing documents and any applicable rules or restrictions, a title search or disclosure from the seller will provide the most accurate details.

Where is the nearest grocery store to 637 Westminster RCH?

The Main Gourmet and Hamtown Mercantile are both within about a tenth of a mile, making grocery runs genuinely walkable from this address.

Want to know more about 637 Westminster RCH or Wellington Estates? Tom and Dariya Milan at LPT Realty are happy to walk you through everything — reach out anytime.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryWestside Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2006

Price / sqft

$168

HOA fee

$61/mo

Taxes

$3,360/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10632644

HOA association includes

Ground MaintPlaygrounds

$61/mo HOA fee · None · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
4
Approx. sqft
3,600
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
12
Other rooms
1st Floor BR, Foyer, PBR with Bath, Office/Study, Pantry, Screened Porch
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Equipment
Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Colonial, Transitional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Forced Hot Air, Nat Gas
Cooling
Central Air, Zoned
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.4500
Subdivision
WELLINGTON ESTATES
Zoning
TOWN
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Multi Car, Off Street, Driveway Spc
Possession
SETTLEMENT
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Wellington

Wellington is a master-planned single-family community in the Toano area of upper James City County, just off Rochambeau Drive near Interstate 64 in greater Williamsburg, Virginia.

$486K

Median sale · 12 mo

$204

Sold $/sq ft

15d

Days on market

8

For sale now

$90K

HH income

61.2%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Wellington
Map of Wellington with neighborhood boundaryNeighborhood

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,657/mo

Principal & interest

$3,139

Property tax

$280

Home insurance

$176

PMI

None

HOA

$61

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$525,000$825,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

113 Goose Hill WAY · 0.6 mi · 3,230 sqft$825,000 sold 2026-07
500 Moonefield DR · 1.3 mi · 3,438 sqft$525,000 sold 2026-07
105 Nairn · 1.6 mi · 3,442 sqft$750,000 sold 2026-04

Sale & Tax History

List Price

$605,000

Price / Sq Ft

$168

Annual Taxes

$3,360

Monthly Tax

$280

HOA fee

$61 / mo

Tax Rate (effective)

0.56%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 4, 2026$605,000
Price increasedJul 3, 2026$605,000+$6,000
SoldJul 2, 2026$605,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 637 Westminster Rch in a good school zone?+
The assigned zones on the listing record are Westside Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 637 Westminster Rch in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 637 Westminster Rch?+
Yes — EnCore Pilates and Physical Therapy is about 0.3 miles away, per the cached nearby-places record for this address.
Are there parks near 637 Westminster Rch?+
Isle of Wight County Veterans Memorial is about 0.1 miles away.
Where is the nearest grocery store to 637 Westminster Rch?+
The Main Gourmet is about 0.1 miles away. The closest dining on record is The Fiddlin’ Pig (0 mi).
Does 637 Westminster Rch have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is None. Association amenities on record include: Ground Maint, Playgrounds.
When was 637 Westminster Rch built?+
It was built in 2006, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Erin Ward · LPT Network Realty LLC · REIN MLS #10632644

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

This one's sold — the next one doesn't have to be.

637 Westminster Rch, Smithfield, Virginia 23430 · MLS #10632644 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.