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SuffolkSARATOGA PLACE525 Kilby Ave✓ Source: REIN MLS #10646561 · record updated Aug 9, 2026 · synced every 2 min · your inquiry is never resold
525 Kilby AVE, SUFFOLK VA 23434 - Main photo
525 Kilby AVE, SUFFOLK VA 23434 - Photo 2
525 Kilby AVE, SUFFOLK VA 23434 - Photo 3
525 Kilby AVE, SUFFOLK VA 23434 - Photo 4
525 Kilby AVE, SUFFOLK VA 23434 - Photo 5
$319,000
$180 / sqft · est. $1,921/mo →
3beds
2.1baths
1,776sqft
8days on market

525 Kilby Ave, Suffolk, VA 23434

Under ContractResidential · built 1994 · SARATOGA PLACE

About this home

The listing, in the seller's words

Move-in ready & beautifully updated, this well-maintained single-family home offers the perfect blend of comfort, style, and convenience. Enjoy a bright, open-concept floor plan featuring a spacious great room that flows seamlessly into the dining area?ideal for everyday living and entertaining. The updated kitchen features a breakfast bar, stainless steel appliances, Edison pendant lighting, a pantry, & stylish marble-look countertops. Durable laminate flooring extends throughout the main level, while the upstairs bedrooms feature cozy carpeting and all bathrooms showcase elegant marble-look flooring. The spacious primary suite offers a walk-in closet and private en-suite bath. Outside, a charming back deck overlooks a large open backyard with endless possibilities for outdoor living, recreation, or gardening. Conveniently located just one mile from Downtown Suffolk, this home provides easy access to shopping, dining, parks, entertainment, and major highways for a convenient commute.

Listing courtesy of Bethany White · BHHS RW Towne Realty · REIN MLS #10646561

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

525 Kilby Ave is a 3-bedroom, 2.1-bath home in Suffolk, Virginia, offering 1,776 square feet of living space built in 1994. With Joint Staff J7 Suffolk literally two minutes away and parks, restaurants, and grocery options all within walking distance, daily life here is genuinely convenient.

Read the full overview ↓

Why this home stands out

What sets 525 Kilby Ave apart is its rare combination of walkable city living and military-base proximity that's hard to match among homes for sale in Suffolk. Three parks sit within half a mile, multiple grocery options are under a mile away, and Joint Staff J7 Suffolk is a two-minute drive — all from a quiet residential street in a city that still feels like a community rather than a suburb.

SARATOGA PLACE and the Suffolk real estate market

Suffolk is Virginia's largest city by land area, and that scale brings real variety — from rural countryside to a walkable downtown core where 525 Kilby Ave sits comfortably close to everyday essentials. The surrounding blocks have the kind of lived-in character that comes from decades of established neighbors, mature trees, and sidewalks that actually get used. Planters Park is just a tenth of a mile away, and Peanut Park is two blocks beyond that, giving the area a green, open feel that's unusual this close to city conveniences. Suffolk's downtown has been quietly growing, with independent restaurants, local coffee shops, and small businesses filling in around a historic core. For anyone browsing new Suffolk homes for sale, this location puts you inside the city's energy without sacrificing the breathing room that makes Suffolk different from the denser Hampton Roads markets to the east.

What's nearby

Everyday errands are easy from Kilby Ave — Food Mart is just 0.3 miles away, Neighborhood Supermarket is half a mile, and CIOBS rounds out the grocery options at 0.6 miles. When you're ready to eat out, All About Fish Diner is under half a mile, and Gran Rodeo and Shrimp.Shack are both within a short walk at 0.7 miles. Coffee runs are equally simple: Brighter Day Cafe, Holland's, and Cafe Davina are all within a mile. Allonge Pilates Studio and C-FIT Studio keep fitness options close, and Planters Park, Peanut Park, and Hall Place Park form a green corridor that starts just steps from the front door.

For different buyers

For military families relocating

Joint Staff J7 Suffolk is a two-minute drive from 525 Kilby Ave — about as close as it gets for base proximity in this market. For military families weighing a VA loan purchase, that commute math is hard to argue with. NSA Northwest Annex is reachable in about 36 minutes, keeping a second assignment option on the table without a major lifestyle change.

For first-time buyers

If you're exploring homes for sale in Suffolk for the first time, 525 Kilby Ave checks a lot of practical boxes: three bedrooms, two and a half baths, 1,776 square feet, and a location where you can walk to parks, coffee, and groceries without getting in the car. Built in 1994, the bones are solid, and the neighborhood has the kind of stability that makes first-time ownership feel less like a leap and more like a smart step.

More buyer questions

How far is 525 Kilby Ave from Joint Staff J7 Suffolk?

Joint Staff J7 Suffolk is approximately a two-minute drive from 525 Kilby Ave, making it one of the closest residential options to that installation in the city. For active-duty personnel assigned there, the commute is essentially negligible.

What is the square footage of 525 Kilby Ave?

The home offers 1,776 square feet of living space across a 3-bedroom, 2.1-bath layout built in 1994. That footprint gives you comfortable room without the maintenance overhead of a much larger property.

Is 525 Kilby Ave in a flood zone?

Flood zone information for this address is displayed in the FloodRisk tile on this page, which pulls current FEMA map data. We recommend reviewing that section and discussing it with your agent before making any decisions.

Where are the nearest parks to 525 Kilby Ave?

Planters Park is just 0.1 miles away, Peanut Park is 0.2 miles, and Hall Place Park is half a mile — making this one of the more park-accessible addresses you'll find among new Suffolk homes for sale in this price range.

Can you use a VA loan to purchase 525 Kilby Ave?

Yes — eligible veterans and active-duty service members can use a VA loan to purchase this property, assuming it meets standard VA appraisal requirements. Given the proximity to Joint Staff J7 Suffolk, this address is a natural fit for military buyers exploring that financing path.

Ready to take a closer look at 525 Kilby Ave? Tom and Dariya Milan at LPT Realty know Suffolk well — reach out and they'll walk you through everything.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1994

Price / sqft

$180

HOA

None

Taxes

$2,075/yr

County

Suffolk VA

MLS #

10646561

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,776
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
Total rooms
9
Other rooms
Attic, Breakfast Area, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1500
Subdivision
SARATOGA PLACE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, Off Street, Driveway Spc, Street
Possession
CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Saratoga

Saratoga is an established area of Suffolk centered on Saratoga Street, just off East Washington Street and within easy reach of Old Towne and historic downtown Suffolk.

$285K

Median sale · 12 mo

$209

Sold $/sq ft

48d

Days on market

6

For sale now

$61K

HH income

47.9%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Saratoga
Map of Saratoga with neighborhood boundaryNeighborhood

Suffolk homes for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,921/mo

Principal & interest

$1,655

Property tax

$173

Home insurance

$93

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$145,000$345,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

114 Lewis AVE · 0.5 mi · 1,760 sqft$319,900 sold 2026-05
214 Knight ST · 0.6 mi · 1,820 sqft$145,000 sold
208 Raleigh AVE · 0.6 mi · 1,700 sqft$285,000 sold 2026-06

Sale & Tax History

List Price

$319,000

Price / Sq Ft

$180

Annual Taxes

$2,075

Monthly Tax

$173

HOA

None

Tax Rate (effective)

0.65%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 1, 2026$319,000
Currently listed$319,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 525 Kilby Ave in a good school zone?+
The assigned zones on the listing record are Hillpoint Elementary (GreatSchools 4/10), Forest Glen Middle (GreatSchools 7/10), Lakeland (GreatSchools 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 525 Kilby Ave in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 525 Kilby Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 525 Kilby Ave built?+
It was built in 1994, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Bethany White · BHHS RW Towne Realty · REIN MLS #10646561

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

525 Kilby Ave, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

525 Kilby Ave, Suffolk, Virginia 23434 · MLS #10646561 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.