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Norfolk › GHENT › 522 Spotswood Ave #A5✓ Source: REIN MLS #10639229 · record updated Jun 20, 2026 · synced every 2 min · your inquiry is never resold
522 Spotswood AVE #A5, NORFOLK VA 23517 - Main photo
522 Spotswood AVE #A5, NORFOLK VA 23517 - Photo 2
522 Spotswood AVE #A5, NORFOLK VA 23517 - Photo 3
522 Spotswood AVE #A5, NORFOLK VA 23517 - Photo 4
522 Spotswood AVE #A5, NORFOLK VA 23517 - Photo 5
$295,000
$227 / sqft · est. $2,573/mo →
3beds
2baths
1,300sqft
8days on market

522 Spotswood Ave #A5, Norfolk, VA 23517

ActiveResidential · built 1929 · GHENT

About this home

The listing, in the seller's words

Beautiful well maintained Co-Op in the heart of Ghent. Beautiful hardwood floors, updated kitchen and baths. Private elevator in rear of building includes one parking space near elevator. This is an end unit with windows on three sides. Balcony with nice breeze and great view from the third floor. Garage and storage space in basement is included. Nice garden area. Co-Op fee includes taxes, water, sewage, trash, building insurance, building maintenance and lawn service. Near shops, restaurants, Sentara Norfolk General, movies, bars, coffee shops, and much more.

Listing courtesy of Mark Schumann · Wainwright Real Estate · REIN MLS #10639229

VaHome team overview

Our read on this home

At a glance

A 1929-era condo in the heart of Norfolk, 522 Spotswood Ave #A5 delivers three bedrooms, two baths, and 1,300 square feet of character-rich living just minutes from Naval Medical Center Portsmouth and USCG Base Portsmouth.

Read the full overview ↓

Why this home stands out

Built in 1929, this three-bedroom unit carries the architectural DNA of Norfolk's early twentieth-century residential stock — think solid construction, generous room proportions, and the kind of detail work that newer builds simply don't replicate. At 1,300 square feet across two full baths, it offers real everyday livability without sacrificing the period character that makes older Norfolk condos genuinely distinctive.

GHENT and the Norfolk real estate market

Spotswood Avenue sits in one of Norfolk's most walkable and historically layered corridors, where early-1900s architecture lines streets shaded by mature trees. The surrounding blocks blend long-time residents with professionals drawn to the city's medical and military employment base. If you're searching for a norfolk va house with genuine neighborhood texture rather than a subdivision feel, this stretch of the city delivers. Norfolk itself is a mid-sized coastal city anchored by one of the largest naval complexes in the world, yet it punches well above its weight in arts, dining, and waterfront access. The Ghent neighborhood — one of Norfolk's most beloved urban districts — is a short drive or bike ride away, and the broader Midtown corridor connects you quickly to Downtown Norfolk, the medical center campuses, and the interstate network that ties Hampton Roads together.

What's nearby

Daily errands and leisure are genuinely easy from Spotswood Ave. Ghent's independent coffee shops, restaurants, and boutiques are within a few minutes by car or bike. The JANAF Shopping Center and nearby grocery anchors cover routine shopping without a long haul. Sentara Norfolk General Hospital and the Eastern Virginia Medical School campus are close neighbors, making this address particularly convenient for healthcare workers. Freemason Harbor and the Downtown Norfolk waterfront are roughly ten minutes away, and the Norfolk Botanical Garden offers a quick green-space escape to the north.

For different buyers

For military families relocating

Naval Medical Center Portsmouth is about three minutes from your front door, and USCG Base Portsmouth is four. For a military household — especially one with a medical assignment — that kind of proximity is hard to find. A VA loan can make ownership here straightforward, and the short commute leaves more time for everything else that matters when you're managing a busy service life.

For buyers drawn to character

If cookie-cutter construction leaves you cold, a 1929 condo on Spotswood Ave is worth a serious look. The bones here reflect an era when residential buildings were designed to last — thick walls, real proportions, and architectural details that age gracefully. You're buying into a piece of Norfolk's built history, and that's a fundamentally different experience than anything built in the last few decades.

More buyer questions

How far is 522 Spotswood Ave #A5 from Naval Medical Center Portsmouth?

Naval Medical Center Portsmouth is approximately three minutes by car from 522 Spotswood Ave #A5, making it one of the closest residential options to that installation in the area.

What is the square footage and layout of unit A5?

Unit A5 offers 1,300 square feet of living space configured as three bedrooms and two full bathrooms, a layout that works well for small families, roommates, or anyone who wants a dedicated home office.

Is 522 Spotswood Ave #A5 part of an HOA?

Yes, as a condominium unit the property is subject to a homeowners association; buyers should request the current HOA documents to review rules, reserves, and any applicable monthly dues during the due-diligence period.

What flood zone is 522 Spotswood Ave #A5 in?

Flood zone information for this address is displayed in the dedicated FloodRisk tile on this page; buyers are encouraged to review that data and consult with their lender or insurance agent for specifics.

How far is 522 Spotswood Ave from Downtown Norfolk?

Downtown Norfolk is roughly ten minutes by car, giving you easy access to the waterfront, Scope Arena, and the broader dining and entertainment district without committing to a downtown address.

Curious whether 522 Spotswood Ave #A5 fits your life? Tom and Dariya Milan at LPT Realty know this corridor well — reach out and let's talk through it.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1929

Price / sqft

$227

HOA fee

$697/mo

Taxes

$3,113/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10639229

HOA association includes

ElevatorGround MaintSecuritySewerTrash PickupWater

$697/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,300
Stories
1
Flooring
Ceramic, Wood
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor Primary BR, Assigned Storage, PBR with Bath, Porch
Appliances
Dishwasher, Dryer, Microwave, Gas Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan
Accessibility
Elevator

Construction & exterior

Style
Apartment, Mid Rise
Subtype
Attached
Foundation
Basement, Crawl
Roof
Poly Skin
Exterior
Brick
Pool
No Pool
Fencing
Back Fenced,Partial
Waterfront
Not Waterfront

Utilities & systems

Heating
Nat Gas
Cooling
Geo Thermal
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
GHENT
Unit / floor
3
Zoning
RES
Ownership
Co-Op
Garage
Yes
Parking
Garage Det 1 Car, Off Street, Street
Possession
SETTLEMENT
Disclosures
Board Approval, Common Interest Community, Disclosure Statement, Resale Certif Req

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ghent

Ghent is a historic neighborhood in Norfolk, Virginia, known for its tree-lined streets and early 20th-century architecture.

$285K

Median sale · 12 mo

$233

Sold $/sq ft

23d

Days on market

64

For sale now

$83K

HH income

31.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ghent →
Map of Ghent with neighborhood boundaryNeighborhood

browse Norfolk listings →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,573/mo

Principal & interest

$1,531

Property tax

$259

Home insurance

$86

PMI

None

HOA

$697

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

8% of $3,720,700

City assessment record · taxes $3,113/yr

Land share of assessed value

13% — $482,900

Improvements $3,237,800 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$260,000 – $490,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

123 College PL #801 · 1.2 mi · 1,299 sqft$319,000 sold 2026-02
415 St Pauls BLVD #105 · 1.4 mi · 1,298 sqft$303,000 sold 2026-03
415 Saint Pauls BLVD #309 · 1.3 mi · 1,113 sqft$260,000 sold 2026-06

Sale & Tax History

List Price

$295,000

Price / Sq Ft

$227

Annual Taxes

$3,113

Monthly Tax

$259

HOA fee

$697 / mo

Tax Rate (effective)

1.06%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 12, 2026$295,000—
Currently listed—$295,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

92% below assessment

Total Assessed

$3,720,700

Land

$482,900

Improvement

$3,237,800

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 522 Spotswood Ave #A5 in a good school zone?+
The assigned zones on the listing record are Walter Herron Taylor Elementary, Blair Middle (GreatSchools 4/10), Maury (GreatSchools 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 522 Spotswood Ave #A5 in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 522 Spotswood Ave #A5?+
Yes — The House of Muay Thai is about 0.2 miles away, per the cached nearby-places record for this address.
Are there parks near 522 Spotswood Ave #A5?+
Ghent Dog Park is about 0.2 miles away.
Where is the nearest grocery store to 522 Spotswood Ave #A5?+
Harris Teeter is about 0.2 miles away. The closest dining on record is Cogans Pizza Ghent (0.1 mi).
Does 522 Spotswood Ave #A5 have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Elevator, Ground Maint, Security, Sewer, Trash Pickup, Water.
When was 522 Spotswood Ave #A5 built?+
It was built in 1929, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Mark Schumann · Wainwright Real Estate · REIN MLS #10639229

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

522 Spotswood Ave #A5, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

522 Spotswood Ave #A5, Norfolk, Virginia 23517 · MLS #10639229 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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