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✓ Source: REIN MLS #10639229 · record updated Oct 21, 2026 · synced every 2 min · your inquiry is never resold
522 Spotswood AVE #A5, NORFOLK VA 23517 - Main photo
522 Spotswood AVE #A5, NORFOLK VA 23517 - Photo 2
522 Spotswood AVE #A5, NORFOLK VA 23517 - Photo 3
522 Spotswood AVE #A5, NORFOLK VA 23517 - Photo 4
522 Spotswood AVE #A5, NORFOLK VA 23517 - Photo 5
3beds
2baths
1,300sqft
65days on market

522 Spotswood Ave #A5, Norfolk, VA 23517

Under ContractResidential · built 1929 · GHENT

About this home

Beautiful well maintained Co-Op in the heart of Ghent. Beautiful hardwood floors, updated kitchen and baths. Private elevator in rear of building includes one parking space near elevator. This is an end unit with windows on three sides. Balcony with nice breeze and great view from the third floor. Garage and storage space in basement is included. Nice garden area. Co-Op fee includes taxes, water, sewage, trash, building insurance, building maintenance and lawn service. Near shops, restaurants, Sentara Norfolk General, movies, bars, coffee shops, and much more.

Listing courtesy of Mark Schumann · Wainwright Real Estate · REIN MLS #10639229

Facts & features

Type

Residential

Year built

1929

Price / sqft

$227

HOA fee

$697/mo

Taxes

$3,113/yr

County

Norfolk VA

MLS #

10639229

HOA association includes

ElevatorGround MaintSecuritySewerTrash PickupWater

$697/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,300
Stories
1
Flooring
Ceramic, Wood
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor Primary BR, Assigned Storage, PBR with Bath, Porch
Appliances
Dishwasher, Dryer, Microwave, Gas Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan
Accessibility
Elevator

Construction & exterior

Style
Apartment, Mid Rise
Subtype
Attached
Foundation
Basement, Crawl
Roof
Poly Skin
Exterior
Brick
Pool
No Pool
Fencing
Back Fenced,Partial

Utilities & systems

Heating
Nat Gas
Cooling
Geo Thermal
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
GHENT
Unit / floor
3
Zoning
RES
Ownership
Co-Op
Garage
Yes
Parking
Garage Det 1 Car, Off Street, Street
Possession
SETTLEMENT
Disclosures
Board Approval, Common Interest Community, Disclosure Statement, Resale Certif Req

Sources: REIN MLS record · city assessor

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

522 Spotswood Ave #A5 is a 3-bedroom, 2-bath condo in a 1929 building right in the heart of Norfolk. At 1,300 square feet, it offers real room without the upkeep of a detached house. Groceries, coffee, and restaurants are all within a block. Naval Medical Center Portsmouth is about 3 minutes away.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23517, homes for sale zoned for Kings Daughters Hosp. Ep., and homes for sale zoned for W.H. Taylor Elementary School. Nearby, look at Ghent homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

Buildings from 1929 carry details you simply cannot replicate today — thick plaster walls, generous room proportions, and the kind of craftsmanship that makes a home feel grounded. Unit A5 at 522 Spotswood Ave sits inside one of those rare surviving structures. You get nearly a century of character paired with a walkable, urban block. That combination is genuinely hard to find among Norfolk homes for sale at any price point.

GHENT and the Norfolk real estate market

Spotswood Ave sits in the 23517 zip code, right where the Ghent neighborhood edges into the medical district. The streets here are lined with early-twentieth-century brick buildings and mature trees. Sidewalks are wide and well-used. Neighbors walk to coffee, dinner, and the gym without thinking twice about it. The block has an urban energy that stays livable rather than loud. Norfolk itself is a mid-sized city with a serious waterfront, a thriving arts scene, and a deep military history. Getting around is straightforward — downtown Norfolk is about 10 minutes east, and the interstate is easy to reach. Light rail connects several key corridors. Anyone comparing homes for sale in 23517 will notice quickly that this zip code punches above its weight for walkability and access.

What's nearby

Step outside and you have options immediately. Caffiend Coffee Co and Kobros Coffee are both within a block for your morning routine. TASTE covers groceries and a coffee stop in one visit, just 0.1 miles away. ALDI is 0.2 miles out for a full grocery run. Dinner is just as easy — 350 Grace, Pizza Slice, and A W Shucks Raw Bar & Grill are all essentially at the front door. Munson Park is a 0.3-mile walk, and Ghent Dog Park is just 0.4 miles away. Pure Barre, Burn Boot Camp, and Jazzercise Norfolk at Mambo Room are all within two blocks for fitness.

For different buyers

Base commute and VA loan notes

Naval Medical Center Portsmouth is about 3 minutes from the front door. USCG Base Portsmouth is roughly 4 minutes out. VA loan financing works well for condo purchases when the building meets agency guidelines — worth confirming early with your lender. The short commute and walkable block mean less time in the car on busy duty days.

For first-time buyers

A 1929 condo with 3 bedrooms and 2 full baths at 1,300 square feet is a meaningful amount of space for a first purchase. Condo ownership here means no yard maintenance and no exterior upkeep to manage alone. The walkable block keeps daily errands simple. For anyone weighing their first step into homeownership, this address offers a concrete foothold in a neighborhood with lasting appeal.

More buyer questions

How far is 522 Spotswood Ave #A5 from Naval Medical Center Portsmouth?

Naval Medical Center Portsmouth is about 3 minutes by car from this address. USCG Base Portsmouth is roughly 4 minutes away.

What is the walk score like for this address?

The block is extremely walkable — groceries, coffee shops, restaurants, and fitness studios are all within 0.2 miles. Munson Park and Ghent Dog Park are reachable on foot in under 10 minutes.

Is 522 Spotswood Ave #A5 in a flood zone?

Flood zone information for this address is covered in the FloodRisk tile on this page. Review that section for current FEMA designation details.

What schools are zoned for this address?

Buyers comparing homes for sale zoned for W.H. Taylor Elementary School and homes for sale zoned for Kings Daughters Hosp. Ep. will find this address falls within those attendance zones — confirm current boundaries with Norfolk Public Schools directly.

Does the building have HOA fees or a condo association?

Yes, a condo association governs the building. Fee amounts and what they cover are best confirmed through the current disclosure documents.

Want to see 522 Spotswood Ave #A5 in person? Tom and Dariya Milan are ready to set up a tour and answer every question you have about this address.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Norfolk$250K – $340K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510104

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510104

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

10.3 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ghent

Ghent is a historic neighborhood in Norfolk, Virginia. It is known for tree-lined streets and early 20th-century home styles. The area has restored Victorian homes, charming cottages, and smaller multi-family homes.

$282K

Median sale · 12 mo

$229

Sold $/sq ft

28d

Days on market

33

For sale now

$83K

HH income

31.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ghent →
Map of Ghent with neighborhood boundaryNeighborhood

homes for sale in Norfolk, VA →

Military Commute

Drive times to nearest bases

NMCP

Navy

17min·6.1mi

USCG Portsmouth

Coast Guard

12min·3.5mi

NNSY

Navy

15min·4.6mi

NS Norfolk

Navy

21min·7.1mi

MARFORCOM

Marines

20min·6.4mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,876/mo

Principal & interest

$1,531

Property tax

$259

Home insurance

$86

PMI

None

HOA/Condo (paid separately)

$697

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Asking vs. assessment

8% of $3,720,700

City assessment record · taxes $3,113/yr

Land share of assessed value

13% — $482,900

Improvements $3,237,800 · assessor record ✓

Price context — similar nearby homes

$195,000 – $485,800

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

215 Brooke AVE #510 · 1.3 mi · 1,496 sqft$485,800 sold 2026-08
2717 Victoria AVE · 2.6 mi · 1,273 sqft$225,000 sold 2026-04
2315 Westminster AVE · 2.4 mi · 1,200 sqft$258,000 sold 2026-09

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$295,000

Price / Sq Ft

$227

Annual Taxes

$3,113

Monthly Tax

$259

HOA fee

$697 / mo

Tax Rate (effective)

1.06%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 17, 2026$295,000—
Currently listed—$295,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

92% below assessment

Total Assessed

$3,720,700

Land

$482,900

Improvement

$3,237,800

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 522 Spotswood Ave #A5 in a good school zone?+
The assigned zones on the listing record are Walter Herron Taylor Elementary, Blair Middle (VaHome School Score 2.8/10), Maury (VaHome School Score 3.4/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 522 Spotswood Ave #A5 in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 522 Spotswood Ave #A5?+
Yes — The House of Muay Thai is about 0.2 miles away, per the cached nearby-places record for this address.
Are there parks near 522 Spotswood Ave #A5?+
Ghent Dog Park is about 0.2 miles away.
Where is the nearest grocery store to 522 Spotswood Ave #A5?+
Harris Teeter is about 0.2 miles away. The closest dining on record is Cogans Pizza Ghent (0.1 mi).
Does 522 Spotswood Ave #A5 have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Elevator, Ground Maint, Security, Sewer, Trash Pickup, Water.
When was 522 Spotswood Ave #A5 built?+
It was built in 1929, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Mark Schumann · Wainwright Real Estate · REIN MLS #10639229

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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522 Spotswood Ave #A5, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

522 Spotswood Ave #A5, Norfolk, Virginia 23517 · MLS #10639229 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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