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✓ Source: REIN MLS #10647512 · record updated Oct 21, 2026 · synced every 2 min · your inquiry is never resold
5125 Owens LN, SMITHFIELD VA 23430 - Main photo
5125 Owens LN, SMITHFIELD VA 23430 - Photo 2
5125 Owens LN, SMITHFIELD VA 23430 - Photo 3
5125 Owens LN, SMITHFIELD VA 23430 - Photo 4
5125 Owens LN, SMITHFIELD VA 23430 - Photo 5
3beds
1baths
1,080sqft
77days on market

5125 Owens Ln, Smithfield, VA 23430

ActiveResidential · built 1979 · ALL OTHERS AREA 65

About this home

Well maintained 3 bedroom, 1 bathroom home in Smithfield. This home has been freshly painted, new carpet, new LVP, new cabinets and stainless steel.

Listing courtesy of Theresa Newsome · BHHS RW Towne Realty · REIN MLS #10647512

Facts & features

Type

Residential

Year built

1979

Price / sqft

$236

HOA

None

Taxes

$633/yr

County

Isle of Wight County VA

MLS #

10647512

Interior

Bedrooms
3
Full baths
1
Approx. sqft
1,080
Stories
1
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor BR, 1st Floor Primary BR
Appliances
Dryer Hookup, Microwave, Elec Range, Washer Hookup
Equipment
Ceiling Fan

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick
Pool
No Pool

Utilities & systems

Heating
Basebd
Water heater
Electric
Water
Private
Sewer
Septic on Waiver

Lot, parking & ownership

Subdivision
ALL OTHERS AREA 65
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, Driveway Spc, Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Three-bedroom, one-bath home built in 1979 on Owens Lane in Smithfield. About 1,080 square feet with straightforward layout and solid bones. Fifteen minutes to Joint Base Langley-Eustis, making it convenient for base commuters.

Keep searching in Smithfield

See all Smithfield homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School.

Read the full overview ↓

Why this home stands out

This 1979 home sits on a quiet residential street in a part of Smithfield where you get genuine neighborhood character without the noise of major corridors. The three-bedroom, one-bath floor plan is efficient and uncomplicated—no wasted space, no trendy layouts to navigate. It's the kind of honest property that appeals to buyers who value simplicity and proximity to Joint Base Langley-Eustis over flashy finishes.

ALL OTHERS AREA 65 and the Smithfield real estate market

Owens Lane is a peaceful residential street where neighbors know each other and the pace is unhurried. Smithfield itself is a charming small town in Isle of Wight County with deep colonial roots and a walkable downtown anchored by local shops and restaurants. You're in the heart of Virginia's Historic Triangle region—close enough to Williamsburg and Yorktown for weekend trips, but far enough away to keep life quiet. The town has genuine small-town appeal: tree-lined streets, community events, and a real sense of place. Anyone comparing homes for sale in Smithfield will notice the blend of affordability and location. Getting around is straightforward—Main Street runs through town, and US Route 17 connects you to larger shopping and services in nearby areas. If you are comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School, this address sits within those attendance zones.

What's nearby

Dollar General is less than a mile away on your regular errands route. Smithfield's downtown—with its local restaurants, antique shops, and community gathering spots—is just a short drive. Naval Weapons Station Yorktown is about 26 minutes away for those with base ties. The James River and Colonial National Historical Park are within easy reach for outdoor recreation and weekend exploration. You'll find a quiet, accessible neighborhood that balances small-town living with practical convenience.

For different buyers

Base commute and VA loan notes

Fifteen minutes to Joint Base Langley-Eustis makes this home practical for active-duty and retired personnel. VA loan financing is widely available in the Smithfield area, and this home's straightforward condition and price point mean minimal inspection surprises. You can close and move in without waiting for major repairs.

Room to grow

Three bedrooms and a full bathroom provide solid foundation space without requiring major renovation. The 1,080-square-foot layout is efficient and easy to maintain. A quiet residential street offers the kind of neighborhood stability that makes sense for households looking to put down roots without premium pricing.

More buyer questions

How far is 5125 Owens Lane from Joint Base Langley-Eustis?

About 15 minutes by car, making it a reasonable commute for base personnel.

What attendance zones apply to this Smithfield address?

The home falls within the attendance zones for both Hardy Elementary and Smithfield High within Isle of Wight County Schools.

Is there shopping and services nearby?

Yes—Dollar General is under a mile away, and Smithfield's downtown with local shops and restaurants is a short drive.

How many bedrooms and bathrooms does this home have?

Three bedrooms and one bathroom in approximately 1,080 square feet, built in 1979.

What is Smithfield like as a place to live?

Smithfield is a charming small town in Isle of Wight County with colonial history, a walkable downtown, and a genuine sense of community. It's close to the Historic Triangle and James River recreation.

Ready to explore Smithfield homes for sale? Contact Tom & Dariya Milan at LPT Realty to schedule a tour of 5125 Owens Lane.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Smithfield$215K – $295K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51093C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

44.1 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

homes for sale in Smithfield, VA →

Military Commute

Drive times to nearest bases

JBLE Ft Eustis

Army

54min·40mi

NWS Yorktown

Navy

56min·42mi

Camp Peary

DoD

71min·27.3mi

JBLE Langley

Air Force

51min·33mi

NSA HR

Navy

60min·43.4mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,450/mo

Principal & interest

$1,323

Property tax

$53

Home insurance

$74

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Asking vs. assessment

145% of $175,700

City assessment record · taxes $633/yr

Land share of assessed value

20% — $35,000

Improvements $140,700 · assessor record ✓

Price context — similar nearby homes

$1,800 – $335,000

The 5 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 3 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

103 Sandpiper DR · 0.4 mi · 1,075 sqft$125,000 sold 2026-03
103 Sandpiper DR · 0.4 mi · 1,142 sqft$285,000 sold 2026-06
13408 Martha CIR · 0.1 mi · 1,080 sqft$1,800 active

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$254,900

Price / Sq Ft

$236

Annual Taxes

$633

Monthly Tax

$53

HOA

None

Tax Rate (effective)

0.25%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 5, 2026$254,900—
Price reducedOct 21, 2026$254,900−$5,000
Currently listed—$254,900—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

45% above assessment

Total Assessed

$175,700

Land

$35,000

Improvement

$140,700

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

77 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 5125 Owens Ln in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.7/10), Smithfield Middle (VaHome School Score 7.3/10), Smithfield (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 5125 Owens Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 5125 Owens Ln have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 5125 Owens Ln built?+
It was built in 1979, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Theresa Newsome · BHHS RW Towne Realty · REIN MLS #10647512

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

5125 Owens Ln, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

5125 Owens Ln, Smithfield, Virginia 23430 · MLS #10647512 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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