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SmithfieldALL OTHERS AREA 655125 Owens Ln✓ Source: REIN MLS #10647512 · record updated Aug 18, 2026 · synced every 2 min · your inquiry is never resold
5125 Owens LN, SMITHFIELD VA 23430 - Main photo
5125 Owens LN, SMITHFIELD VA 23430 - Photo 2
5125 Owens LN, SMITHFIELD VA 23430 - Photo 3
5125 Owens LN, SMITHFIELD VA 23430 - Photo 4
5125 Owens LN, SMITHFIELD VA 23430 - Photo 5
$264,900
$245 / sqft · est. $1,505/mo →
3beds
1baths
1,080sqft
13days on market

5125 Owens Ln, Smithfield, VA 23430

ActiveResidential · built 1979 · ALL OTHERS AREA 65

Facts & features

Type

Residential

Year built

1979

Price / sqft

$245

HOA

None

Taxes

$633/yr

County

Isle of Wight County VA

MLS #

10647512

Interior

Bedrooms
3
Full baths
1
Approx. sqft
1,080
Stories
1
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor BR, 1st Floor Primary BR
Appliances
Dryer Hookup, Microwave, Elec Range, Washer Hookup
Equipment
Ceiling Fan

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick
Pool
No Pool

Utilities & systems

Heating
Basebd
Water heater
Electric
Water
Private
Sewer
Septic on Waiver

Lot, parking & ownership

Subdivision
ALL OTHERS AREA 65
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, Driveway Spc, Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Well maintained 3 bedroom, 1 bathroom home in Smithfield. This home has been freshly painted, new carpet, new LVP, new cabinets and stainless steel.

Listing courtesy of Theresa Newsome · BHHS RW Towne Realty · REIN MLS #10647512

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

5125 Owens Lane is a three-bedroom, one-bath home in Smithfield, Virginia — a small-town community with deep roots and easy access to Joint Base Langley-Eustis. At 1,080 square feet on a residential lot, it's a straightforward, manageable home with genuine small-town character.

Read the full overview ↓

Why this home stands out

Built in 1979, this single-family home sits in Smithfield — one of the most historically distinctive small towns in Hampton Roads. The footprint is compact and efficient, making it easy to maintain while keeping you close to everything the Isle of Wight County area offers. For buyers who want quiet surroundings without sacrificing proximity to major employment corridors, Owens Lane delivers exactly that balance.

ALL OTHERS AREA 65 and the Smithfield real estate market

Smithfield, Virginia carries a personality that's hard to find elsewhere in Hampton Roads. Known for its brick-lined downtown, waterfront views along the Pagan River, and a genuine small-town pace, it sits in Isle of Wight County — a jurisdiction that tends to attract buyers looking to step back from the density of Virginia Beach or Norfolk without losing regional connectivity. The area around 5125 Owens Lane feels residential and low-key, with a mix of established homes and open land that gives the neighborhood a relaxed, unhurried feel. Smithfield's downtown is just a short drive away, where you'll find locally owned restaurants, boutique shops, and community events that draw residents together year-round. This is the kind of place where neighbors know each other and the pace of daily life feels intentional rather than rushed.

What's nearby

Day-to-day errands are covered close to home — a Dollar General sits just 0.6 miles away for quick household needs. Smithfield's downtown core, with its restaurants and local shops along Main Street, is only a few minutes by car. The broader Isle of Wight County area gives you access to outdoor recreation, including Windsor and Carrollton for parks and open space. For larger grocery runs or big-box retail, the Newport News and Suffolk corridors are accessible within 20 to 30 minutes, keeping you connected without requiring a long commute for essentials.

For different buyers

For military families relocating

Joint Base Langley-Eustis is roughly 15 minutes from 5125 Owens Lane, making this a practical address for service members stationed at Fort Eustis. Naval Weapons Station Yorktown is about 26 minutes out as well. A VA loan can make ownership here especially accessible — and Smithfield's quiet setting is a genuine draw for families who want space to decompress off-base.

For first-time buyers

If you're stepping into homeownership for the first time, a 1,080-square-foot home in Smithfield is a manageable, low-pressure starting point. The compact layout keeps utility costs and maintenance realistic, and Isle of Wight County's lower-density environment means you get breathing room without the price tags of larger Hampton Roads markets. It's a solid foundation to build from.

More buyer questions

How far is 5125 Owens Lane from Joint Base Langley-Eustis?

The drive from 5125 Owens Lane to Joint Base Langley-Eustis (Fort Eustis) is approximately 15 minutes under normal traffic conditions, making it one of the more convenient Smithfield addresses for service members stationed there.

How far is 5125 Owens Lane from Naval Weapons Station Yorktown?

Naval Weapons Station Yorktown is roughly 26 minutes from 5125 Owens Lane, a reasonable commute for personnel assigned to that installation.

What is the lot and home size at 5125 Owens Lane?

The home is a single-family residence built in 1979, offering 1,080 square feet of living space with three bedrooms and one full bath.

Is there an HOA at 5125 Owens Lane in Smithfield?

Based on available property data, this home does not appear to be governed by a homeowners association, though buyers should confirm current HOA status during due diligence.

What flood zone is 5125 Owens Lane in?

Flood zone designation for this property is displayed in the FloodRisk tile on this page — buyers are encouraged to review that information and consult with their lender or insurance agent for specifics.

Tom and Dariya Milan at LPT Realty know Smithfield and the surrounding Isle of Wight County market well. Reach out to get straightforward answers about 5125 Owens Lane.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$225K – $305K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,505/mo

Principal & interest

$1,375

Property tax

$53

Home insurance

$77

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

151% of $175,700

City assessment record · taxes $633/yr

Land share of assessed value

20% — $35,000

Improvements $140,700 · assessor record ✓

Price context — similar nearby homes

$125,000$329,900

The 4 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 2 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

103 Sandpiper DR · 0.4 mi · 1,075 sqft$125,000 sold 2026-03
103 Sandpiper DR · 0.4 mi · 1,142 sqft$285,000 sold 2026-06
13408 Martha CIR · 0.1 mi · 1,080 sqft$285,000 active

Sale & Tax History

List Price

$264,900

Price / Sq Ft

$245

Annual Taxes

$633

Monthly Tax

$53

HOA

None

Tax Rate (effective)

0.24%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 5, 2026$264,900
Currently listed$264,900

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

51% above assessment

Total Assessed

$175,700

Land

$35,000

Improvement

$140,700

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

13 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 5125 Owens Ln in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 5125 Owens Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 5125 Owens Ln have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 5125 Owens Ln built?+
It was built in 1979, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Theresa Newsome · BHHS RW Towne Realty · REIN MLS #10647512

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

5125 Owens Ln, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

5125 Owens Ln, Smithfield, Virginia 23430 · MLS #10647512 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.