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Smithfield › ALL OTHERS AREA 65 › 5125 Owens Ln✓ Source: REIN MLS #10647512 · record updated Sep 14, 2026 · synced every 2 min · your inquiry is never resold
5125 Owens LN, SMITHFIELD VA 23430 - Main photo
5125 Owens LN, SMITHFIELD VA 23430 - Photo 2
5125 Owens LN, SMITHFIELD VA 23430 - Photo 3
5125 Owens LN, SMITHFIELD VA 23430 - Photo 4
5125 Owens LN, SMITHFIELD VA 23430 - Photo 5
3beds
1baths
1,080sqft
40days on market

5125 Owens Ln, Smithfield, VA 23430

ActiveResidential · built 1979 · ALL OTHERS AREA 65

Facts & features

Type

Residential

Year built

1979

Price / sqft

$241

HOA

None

Taxes

$633/yr

County

Isle of Wight County VA

MLS #

10647512

Interior

Bedrooms
3
Full baths
1
Approx. sqft
1,080
Stories
1
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor BR, 1st Floor Primary BR
Appliances
Dryer Hookup, Microwave, Elec Range, Washer Hookup
Equipment
Ceiling Fan

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick
Pool
No Pool

Utilities & systems

Heating
Basebd
Water heater
Electric
Water
Private
Sewer
Septic on Waiver

Lot, parking & ownership

Subdivision
ALL OTHERS AREA 65
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, Driveway Spc, Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Well maintained 3 bedroom, 1 bathroom home in Smithfield. This home has been freshly painted, new carpet, new LVP, new cabinets and stainless steel.

Listing courtesy of Theresa Newsome · BHHS RW Towne Realty · REIN MLS #10647512

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

5125 Owens Lane is a three-bedroom, one-bath ranch in Smithfield, Virginia — 1,080 square feet built in 1979 on a quiet street in Isle of Wight County, about 15 minutes from Fort Eustis. Compact, affordable, and close to everything Smithfield has to offer.

Keep searching in Smithfield

See homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School.

Read the full overview ↓

Why this home stands out

What sets 5125 Owens Lane apart is its location in one of Hampton Roads' most overlooked small cities. Smithfield delivers a genuine small-town rhythm — historic downtown, waterfront parks, local butcher shops — without the congestion of the larger metro cores. For buyers who want a manageable footprint with real character around it, this 1,080-square-foot ranch sits in a sweet spot that larger homes in busier zip codes simply can't replicate.

ALL OTHERS AREA 65 and the Smithfield real estate market

Smithfield, Virginia sits along the Pagan River in Isle of Wight County, and it carries a distinct personality that sets it apart from the broader Hampton Roads region. The historic downtown — just a few minutes from Owens Lane — is lined with 18th- and 19th-century architecture, locally owned restaurants, and the kind of main-street energy that feels earned rather than manufactured. Farmers markets, waterfront walking trails, and community events anchor the calendar year-round. The surrounding neighborhoods are quiet and residential, with mature trees and modest lot sizes that give the area a grounded, unhurried feel. Isle of Wight County is known for its low-density character — you get proximity to Newport News and Suffolk without absorbing their pace. For families comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School, Owens Lane puts you squarely inside that attendance zone.

What's nearby

Day-to-day errands are straightforward from 5125 Owens Lane. A Dollar General sits just 0.6 miles away for quick household needs. Historic downtown Smithfield — with its grocery options, pharmacies, and local dining — is only a short drive. The Smithfield Station waterfront and Riverview Park give you outdoor space without leaving town. Fort Eustis is roughly 15 minutes east via Route 10, and Naval Weapons Station Yorktown is about 26 minutes away, making this address genuinely workable for service members assigned to either installation.

For different buyers

For military families relocating

Fort Eustis is about 15 minutes from Owens Lane, and Naval Weapons Station Yorktown is a manageable 26-minute commute. A VA loan can make a purchase here straightforward, and the lower price point in Isle of Wight County means your housing dollar stretches further than it would closer to the gate. Smithfield's small-town pace is a real quality-of-life upgrade for families tired of high-traffic base towns.

For first-time buyers

If you're stepping into homeownership for the first time, 5125 Owens Lane offers a realistic entry point — a three-bedroom ranch with a footprint that's easy to maintain and a location in a city that punches above its size. Smithfield's community feel, walkable downtown, and Isle of Wight County's quieter character make this the kind of address where first-time buyers can actually settle in and put down roots.

More buyer questions

How far is 5125 Owens Lane from Fort Eustis?

Fort Eustis (Joint Base Langley-Eustis) is approximately 15 minutes from 5125 Owens Lane via Route 10 East. It's one of the more convenient commutes available from Smithfield's residential streets.

How far is 5125 Owens Lane from Naval Weapons Station Yorktown?

Naval Weapons Station Yorktown is roughly 26 minutes from this address, making it a reasonable daily commute for personnel assigned there.

Is 5125 Owens Lane in a flood zone?

Flood zone status for this property is detailed in the FloodRisk tile on this page — check that section for the current FEMA designation and what it means for insurance requirements.

What county is 5125 Owens Lane in?

The property is located in Isle of Wight County, Virginia, within the Smithfield zip code 23430. Isle of Wight County is known for its low-density, small-town character and relatively quiet residential neighborhoods.

Does 5125 Owens Lane have a garage?

Structural details including garage type, foundation, and lot specifics are best confirmed through the current listing data or a direct walkthrough — reach out to Tom or Dariya Milan for the most accurate property details.

Curious whether 5125 Owens Lane is the right fit? Tom and Dariya Milan know Smithfield and Isle of Wight County well — reach out and let's walk through it together.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$220K – $300K3+ beds

Listings refresh every 2 minutes, straight from the MLS. At most one email a day. Unsubscribe anytime.

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,477/mo

Principal & interest

$1,349

Property tax

$53

Home insurance

$76

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

148% of $175,700

City assessment record · taxes $633/yr

Land share of assessed value

20% — $35,000

Improvements $140,700 · assessor record ✓

Price context — similar nearby homes

$125,000 – $335,000

The 4 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 3 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

103 Sandpiper DR · 0.4 mi · 1,075 sqft$125,000 sold 2026-03
103 Sandpiper DR · 0.4 mi · 1,142 sqft$285,000 sold 2026-06
13408 Martha CIR · 0.1 mi · 1,080 sqft$285,000 new listing

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$259,900

Price / Sq Ft

$241

Annual Taxes

$633

Monthly Tax

$53

HOA

None

Tax Rate (effective)

0.24%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 5, 2026$259,900—
Price reducedSep 14, 2026$259,900−$5,000
Currently listed—$259,900—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

48% above assessment

Total Assessed

$175,700

Land

$35,000

Improvement

$140,700

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

40 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 5125 Owens Ln in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 5125 Owens Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 5125 Owens Ln have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 5125 Owens Ln built?+
It was built in 1979, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Theresa Newsome · BHHS RW Towne Realty · REIN MLS #10647512

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

5125 Owens Ln, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

5125 Owens Ln, Smithfield, Virginia 23430 · MLS #10647512 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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