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✓ Source: REIN MLS #10608528 · record updated May 2, 2026 · synced every 2 min · your inquiry is never resold
435 Monticello AVE #400B, NORFOLK VA 23510 - Main photo
435 Monticello AVE #400B, NORFOLK VA 23510 - Photo 2
1beds
1.1baths
1,130sqft
181days on market

435 Monticello Ave #400b, Norfolk, VA 23510

Off MarketResidential · built 1920 · DOWNTOWN AREA

About this home

Welcome to 435 Monticello Ave, a bright and spacious studio condo in the heart of downtown Norfolk. This open-concept home features oversized windows that bring in abundant natural light while offering stunning views of the Scope Arena and city skyline. Designed for both comfort and functionality, the layout maximizes space, creating a seamless flow for everyday living. The modern kitchen and living area feel open and inviting, making this condo great for those looking to enjoy a vibrant downtown lifestyle. With convenient access to dining, shopping, and entertainment, this property offers the best of downtown living. Schedule your private showing today.

Listing courtesy of Brandon Pavlacka · Iron Valley Real Est Norfolk · REIN MLS #10608528

Facts & features

Type

Residential

Year built

1920

Price / sqft

$212

Condo fee

$540/mo

Taxes

$3,373/yr

County

Norfolk VA

MLS #

10608528

Condo association includes

ElevatorSewerTrash PickupWater

$540/mo condo fee · WELTON LOFTS CONDOMINIUM ASSOCIATION · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
1
Full baths
1
Half baths
1
Approx. sqft
1,130
Stories
1
Flooring
Wood
First-floor bed & full bath
Yes
Total rooms
3
Other rooms
1st Floor BR, Utility Closet
Interior features
Walk-In Closet
Appliances
Dishwasher, Disposal, Dryer, Elec Range, Refrigerator, Washer

Construction & exterior

Style
Mid Rise
Subtype
Attached
Foundation
Pile
Roof
Other
Exterior
Brick
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0111
Approx. acres
0.01
Subdivision
DOWNTOWN AREA
Unit / floor
400B
Zoning
D-3
Ownership
Condo
Garage
No
Parking
Close to Mass Transit, Off Street
Possession
SETTLEMENT
Disclosures
Common Interest Community, Disclosure Statement, Estate

See more Norfolk condos & townhomes.

Sources: REIN MLS record · city assessor

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23510, homes for sale zoned for Kings Daughters Hosp. Ep., and homes for sale zoned for W.H. Taylor Elementary School. Nearby, look at Downtown Newport News homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Norfolk$200K – $280K1+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510104

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510104

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

8.5 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

In the Downtown Newport News neighborhood of Norfolk. homes for sale in Norfolk, VA →

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

NMCP

Navy

12min·3.6mi

USCG Portsmouth

Coast Guard

8min·2.2mi

NNSY

Navy

10min·3.3mi

NS Norfolk

Navy

20min·8.1mi

MARFORCOM

Marines

22min·8.2mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,594/mo

Principal & interest

$1,243

Property tax

$281

Home insurance

$70

PMI

None

HOA/Condo (paid separately)

$540

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Asking vs. assessment

32% of $741,400

City assessment record · taxes $3,373/yr

Land share of assessed value

18% — $132,700

Improvements $608,700 · assessor record ✓

Price context — similar nearby homes

$255,000 – $303,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

415 Saint Pauls BLVD #202 · 0.3 mi · 1,085 sqft$255,000 sold 2026-03
415 Saint Pauls BLVD #407 · 0.3 mi · 1,195 sqft$280,000 sold 2026-10
415 Saint Pauls BLVD #603 · 0.3 mi · 1,018 sqft$265,000 sold 2026-05

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$239,500

Price / Sq Ft

$212

Annual Taxes

$3,373

Monthly Tax

$281

Condo fee

$540 / mo

Tax Rate (effective)

1.41%

Sale Timeline (this listing)

EventDatePriceDetail
ListedFeb 4, 2026$239,500—
Currently listed—$239,500—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

68% below assessment

Total Assessed

$741,400

Land

$132,700

Improvement

$608,700

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 435 Monticello Ave #400b in a good school zone?+
The assigned zones on the listing record are Walter Herron Taylor Elementary, Blair Middle (VaHome School Score 2.8/10), Maury (VaHome School Score 3.4/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 435 Monticello Ave #400b in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 435 Monticello Ave #400b have a condo association?+
Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is WELTON LOFTS CONDOMINIUM ASSOCIATION. Association amenities on record include: Elevator, Sewer, Trash Pickup, Water.
When was 435 Monticello Ave #400b built?+
It was built in 1920, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Brandon Pavlacka · Iron Valley Real Est Norfolk · REIN MLS #10608528

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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435 Monticello Ave #400b, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

435 Monticello Ave #400b, Norfolk, Virginia 23510 · MLS #10608528 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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