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Suffolk › SARATOGA PLACE › 408 St James Ave✓ Source: REIN MLS #10633891 · record updated May 31, 2026 · synced every 2 min · your inquiry is never resold
408 St James AVE, SUFFOLK VA 23434 - Main photo
408 St James AVE, SUFFOLK VA 23434 - Photo 2
408 St James AVE, SUFFOLK VA 23434 - Photo 3
408 St James AVE, SUFFOLK VA 23434 - Photo 4
408 St James AVE, SUFFOLK VA 23434 - Photo 5
$279,900
$233 / sqft · est. $1,534/mo →
3beds
2.1baths
1,200sqft
23days on market

408 St James Ave, Suffolk, VA 23434

Under ContractResidential · built 2026 · SARATOGA PLACE

About this home

The listing, in the seller's words

Home 90 days 2 complete just putting finishing touches! Beautiful custom 3 bedroom, 2.5 bath 2-story home by Daniels Construction. This lovely home features a primary ensuite and walk-in closet, cozy wall-to-wall carpet, gorgeous tile flooring and QUARTZ counter-top. Open & spacious floor plan features kitchen with 42-inch upper cabinets with easy close drawers/ doors, stainless steel appliances . 9-foot ceilings downstairs. Heated LED mirrors with lights. pics of model. Massage jets in shower

Listing courtesy of Steven Daniels · COVA Home Realty · REIN MLS #10633891

VaHome team overview

Our read on this home

At a glance

Meet 408 St James Ave — a brand-new 3-bedroom, 2.5-bath townhome in Suffolk's Saratoga Place community. Built in 2026 and stretching across 1,200 square feet, this home puts you one minute from Joint Staff J7 Suffolk and steps from everyday conveniences.

Read the full overview ↓

Why this home stands out

What sets 408 St James Ave apart is the combination of new construction and an unbeatable location. You're getting a home built to current codes and energy standards — no deferred maintenance, no outdated systems — in a walkable pocket of Suffolk where groceries, parks, restaurants, and fitness studios are all within half a mile. That kind of convenience in a brand-new build is genuinely rare at this end of Hampton Roads.

SARATOGA PLACE and the Suffolk real estate market

Saratoga Place sits in the heart of Suffolk, a city that's been quietly drawing attention from buyers across Hampton Roads for its blend of small-city character and serious room to grow. When people search homes for sale in Suffolk Virginia, they're often surprised by how much the city offers — a distinct downtown identity, easy access to major corridors, and neighborhoods that feel rooted rather than generic. Saratoga Place itself has that quality. The streets are walkable, the blocks are human-scaled, and the surrounding area has the kind of lived-in energy that newer master-planned communities sometimes lack. Suffolk sits in the western reaches of Hampton Roads, giving you a quieter pace than Virginia Beach or Norfolk while keeping you connected to the broader region via Route 58 and I-664. It's a city that rewards people who take the time to explore it.

What's nearby

Daily life is genuinely easy from 408 St James Ave. Neighborhood Supermarket is just 0.2 miles away — a quick walk for a weeknight grocery run — and a second location sits 0.5 miles out. Peanut Park is practically at your doorstep at 0.2 miles, with Planters Park and Lakeside Park both within 0.4 miles for weekend mornings outdoors. All About Fish Diner is 0.3 miles away for a casual weeknight dinner, and Gran Rodeo and Rennee's Restaurant and Lounge round out your dining options within half a mile. Coffee is covered by Brighter Day Cafe and Holland's at 0.6 miles each, with Cafe Davina a short drive at 0.9 miles. Allonge Pilates Studio and C-FIT Studio are both under a mile for your fitness routine.

For different buyers

For military families relocating

Joint Staff J7 Suffolk is literally one minute from your front door — it doesn't get more convenient than that. For service members and their families, that commute is a game-changer. A VA loan can make buying a new-construction home like this one more accessible than many people expect, and your BAH in the Suffolk area aligns well with this price tier. New build, zero commute, walkable neighborhood — this address checks every box.

For first-time buyers

If you're exploring houses for sale in Suffolk Virginia for the first time, 408 St James Ave offers a compelling starting point. New construction means you're not inheriting someone else's maintenance backlog — everything is fresh, under warranty, and built to modern standards. The neighborhood is walkable, the location is central, and at 1,200 square feet across three bedrooms, the layout gives you room to grow without overwhelming you on day one.

More buyer questions

How far is 408 St James Ave from Joint Staff J7 Suffolk?

Joint Staff J7 Suffolk is approximately one minute from 408 St James Ave — the base is essentially around the corner, making this one of the closest residential addresses to that installation in the area.

How far is 408 St James Ave from NSA Northwest Annex?

NSA Northwest Annex is roughly 35 minutes from 408 St James Ave, making it a manageable commute for personnel assigned there who want to live in Suffolk.

What is the flood zone status for 408 St James Ave?

Flood zone information for 408 St James Ave is displayed in the FloodRisk tile on this page — check that section for the current FEMA designation and what it means for insurance requirements.

Is 408 St James Ave part of an HOA?

Saratoga Place does have an HOA — confirm current dues and any community rules with your agent, as these details can change between listing cycles.

What parks are near 408 St James Ave?

Peanut Park is just 0.2 miles away, and both Planters Park and Lakeside Park are within 0.4 miles — you have three green spaces within easy walking distance of the front door.

Tom and Dariya Milan at LPT Realty know Suffolk inside and out. Reach out to get the full picture on 408 St James Ave and what it takes to make it yours.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$233

HOA

None

Taxes

$1/yr

County

Suffolk VA

Waterfront

Yes

MLS #

10633891

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,200
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Total rooms
5
Appliances
220 V Elec, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Heat Pump
Cooling
Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
SARATOGA PLACE
Ownership
Fee Simple
Garage
No
Parking
2 Space
Possession
SETTLE
Disclosures
Related to Seller

See more Suffolk new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Saratoga

Saratoga is an established area of Suffolk centered on Saratoga Street, just off East Washington Street and within easy reach of Old Towne and historic downtown Suffolk.

$285K

Median sale · 12 mo

$209

Sold $/sq ft

48d

Days on market

10

For sale now

$61K

HH income

47.9%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Saratoga →
Map of Saratoga with neighborhood boundaryNeighborhood

homes for sale in Suffolk →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,534/mo

Principal & interest

$1,452

Property tax

$0

Home insurance

$82

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$260,000 – $284,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

729 Brook AVE · 0.4 mi · 1,150 sqft$279,999 sold 2026-03
731 Brook AVE · 0.4 mi · 1,150 sqft$279,999 sold 2026-03
625 Spruce ST · 0.8 mi · 1,200 sqft$274,900 sold 2026-02

Sale & Tax History

List Price

$279,900

Price / Sq Ft

$233

Annual Taxes

$1

Monthly Tax

$0

HOA

None

Tax Rate (effective)

0.00%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 8, 2026$279,900—
Currently listed—$279,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 408 St James Ave in a good school zone?+
The assigned zones on the listing record are Hillpoint Elementary (GreatSchools 4/10), Forest Glen Middle (GreatSchools 7/10), Lakeland (GreatSchools 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 408 St James Ave in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 408 St James Ave?+
Yes — Allonge Pilates Studio is about 0.5 miles away, per the cached nearby-places record for this address.
Are there parks near 408 St James Ave?+
Peanut Park is about 0.2 miles away.
Where is the nearest grocery store to 408 St James Ave?+
Neighborhood Supermarket is about 0.2 miles away. The closest dining on record is All About Fish Diner (0.3 mi).
Does 408 St James Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 408 St James Ave built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Steven Daniels · COVA Home Realty · REIN MLS #10633891

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

408 St James Ave, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

408 St James Ave, Suffolk, Virginia 23434 · MLS #10633891 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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