✓ Source: REIN MLS #10643461 · record updated Nov 6, 2026 · synced every 2 min · your inquiry is never resold

Exterior · 1 / 46

3D aerial flyover

$584,900est. $3,668/mo all-in · adjust →

6beds

2.1baths

3,548sqft

$165per sqft

120days on market

4020 Pughsville Rd, Suffolk, VA 23435

ActiveResidential · built 2023 · PUGHSVILLE · MLS #10643461

Price per sqft$165compare with nearby sales Schools

Nansemond RiverHigh5.5

Colonel Fred CherryMiddle6.7

Florence BowserElementary5.7

VaHome School Score Flood

Low / moderate riskZone X

flood insurance not required HOANoneno HOA fee on the MLS record Est. payment$3,668/moall-in · 20% down · 6.75% · adjust Price since listing…checking price history Taxes$5,555/yrfrom the public record Condo feeNAnot a condo

OverviewAbout this home

Thoughtfully designed with attention to detail, this stunning six-bedroom home offers nearly 2,900 square feet of beautifully appointed living space. The gourmet kitchen is equipped with gas appliances and opens seamlessly to the main living areas, creating a great setting for both everyday living and entertaining. The home boasts six spacious bedrooms including the serene primary suite featuring a spa-inspired bath complete with a freestanding soaking tub. The third floor offers incredible versatility with abundant storage and endless possibilities to create a game room, home theater, fitness studio, home office, or additional living space tailored to your needs. Outside, the expansive backyard provides plenty of room to relax, play, or entertain.

Listing courtesy of Michael Daugherty · Own Real Estate LLC · REIN MLS #10643461

Facts & features

TypeResidential

Year built2023

Price / sqft$165

HOANone

Taxes$5,555/yr

CountySuffolk VA

MLS #10643461

Interior

Bedrooms: 6
Full baths: 2
Half baths: 1
Approx. sqft: 3,548
Stories: 2
Flooring: Carpet, Vinyl
Total rooms: 11
Other rooms: Attic, Breakfast Area, PBR with Bath, Pantry, Porch
Appliances: Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Washer Hookup

Construction & exterior

Style: Traditional
Subtype: Detached
Foundation: Slab
Roof: Asphalt Shingle
Exterior: Vinyl
Pool: No Pool
Fencing: Partial

Utilities & systems

Heating: Forced Hot Air, Nat Gas, Programmable Thermostat, Zoned
Cooling: Central Air, Zoned
Water heater: Gas
Water: City/County
Sewer: Septic

Lot, parking & ownership

Subdivision: PUGHSVILLE
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 2 Car, Driveway Spc
Possession: SETTLEMENT
Disclosures: Disclosure Statement

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Brand-new six-bedroom, 2.1-bath home on Pughsville Road in Suffolk. Built in 2023 with 3,548 square feet of space. About 16 minutes to Naval Medical Center Portsmouth and 17 minutes to Norfolk Naval Shipyard. Homes for sale in 23435 like this one offer room to grow and modern construction.

Keep searching in Suffolk

See all Suffolk homes for sale, including homes for sale in 23435, homes for sale zoned for Nansemond River High School, and homes for sale zoned for Florence Bowser Elementary School. Nearby, look at Pughsville homes for sale, Suffolk waterfront homes for sale, Suffolk condos and townhomes for sale, and new construction homes in Suffolk.

Read the full overview ↓

Why this home stands out

This 2023-built home brings fresh construction to the Suffolk market. Six bedrooms and over 3,500 square feet give you flexibility for a home office, guest suite, or hobby space. The newer build means modern systems, updated layouts, and minimal immediate repairs. You're positioned between two major military installations with straightforward commutes. Suffolk homes for sale at this price point and age are increasingly sought after.

PUGHSVILLE and the Suffolk real estate market

Pughsville Road sits in a growing part of Suffolk where newer residential construction meets established community roots. The area balances quiet suburban living with convenient access to local amenities. Pughsville Park is less than a mile away, perfect for outdoor time. Simmydee African Spice and Kompan Fit gym are both within walking distance, adding everyday convenience. Suffolk itself is a mid-sized city with a strong maritime heritage and steady economic growth. Downtown Suffolk offers shops, dining, and services along the waterfront. Getting around is straightforward on Suffolk's main corridors. Anyone comparing homes for sale zoned for Nansemond River High School or homes for sale zoned for Driver Elementary School will find this location accessible to both. The city sits between Norfolk and the rural counties to the west, giving you options for work, culture, and weekend getaways.

What's nearby

Pughsville Park sits just 0.6 miles away, offering green space and recreation without a drive. Simmydee African Spice is 0.6 miles down the road for dinner out. Kompan Fit gym is 0.7 miles away if you prefer a nearby workout spot. These three anchors make daily life convenient—groceries, exercise, and outdoor time are all close. Suffolk's broader commercial corridors are a short drive, bringing bigger shopping and dining options within reach.

For different buyers

Base commute and VA loan notes

About 16 minutes to Naval Medical Center Portsmouth and 17 minutes to Norfolk Naval Shipyard. VA loan financing is widely available in this area. The 2023 construction means no immediate repairs, letting you settle in quickly. Six bedrooms offer flexibility for a home office setup or guest space.

Room to grow

Six bedrooms and 2.1 baths give you space to spread out. Over 3,500 square feet means room for a dedicated office, guest bedroom, or hobby space. Modern 2023 construction includes updated systems and efficient layouts. Proximity to Pughsville Park adds outdoor living options nearby.

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighNansemond River High School

5.5/10

MiddleColonel Fred Cherry Middle School

6.7/10

ElementaryFlorence Bowser Elementary School

5.7/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Suffolk$495K – $675K6+ beds

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Military Commute

Drive times to nearest bases

NMCP

Navy

18min·12.1mi

NNSY

Navy

17min·13.7mi

USCG Portsmouth

Coast Guard

18min·14.9mi

NSA HR

Navy

33min·17.3mi

MARFORCOM

Marines

31min·17.1mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510156

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.

Property elevation

21.5 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhoodPughsville

Pughsville is a long-settled community in North Suffolk. It sits along the Suffolk-Chesapeake city line near Route 17, also called Bridge Road.

$330KMedian sale · 12 mo

$205Sold $/sq ft

7dDays on market

10For sale now

$85KHH income

76.1%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Pughsville →

Neighborhood

homes for sale in Suffolk →

CostPayment calculator

Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,668/mo

Down payment20% · $116,980

Interest rate6.75%

Loan term30 years

Principal & interest

$3,035

Property tax

$463

Home insurance

$171

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & historyComparables

Price context: similar nearby homes$626,940 – $899,900The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.

5132 Duxbury RD · 1 mi · 3,226 sqft$649,740 sold 2026-06

5128 Duxbury RD · 1 mi · 3,224 sqft$658,490 sold 2026-10

5136 Duxbury RD · 1 mi · 3,224 sqft$626,940 sold 2026-06

Own a home nearby? See what it is worth today: What's your Suffolk home worth?

Sale & Tax History

List Price

$584,900

Price / Sq Ft

$165

Annual Taxes

$5,555

Monthly Tax

$463

HOA

None

Tax Rate (effective)

0.95%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Jul 9, 2026	$584,900	—
Price reduced	Nov 6, 2026	$584,900	−$10,000
Currently listed	—	$584,900	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

120 days on market: read it in context

Days on market reflects pricing, season, and inventory. Compare it against similar nearby homes before reading anything into it.

CompareThis home next to what else is for sale nearby

Home	Price	Beds	Baths	Sqft	$ / sqft
4020 Pughsville Rdthis home	$584,900	6	2.1	3,548	$165
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions buyers ask

Is 4020 Pughsville Rd in a good school zone?

The assigned zones on the listing record are Florence Bowser Elementary (VaHome School Score 5.7/10), Col. Fred Cherry Middle, Nansemond River (VaHome School Score 5.5/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 4020 Pughsville Rd in a flood zone?

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Does 4020 Pughsville Rd have an HOA?

No — there are no HOA, condo, or association dues on the listing record for this property.

When was 4020 Pughsville Rd built?

It was built in 2023, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

Tom & Dariya Milan | LPT Realty

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4020 Pughsville Rd, Suffolk, Virginia 23435 · MLS #10643461 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆

4020 Pughsville Rd, Suffolk, VA 23435

OverviewAbout this home

Facts & features

Our read on this home

Why this home stands out

PUGHSVILLE and the Suffolk real estate market

What's nearby

For different buyers

Base commute and VA loan notes

Room to grow

More buyer questions

Schools · VaHome School ScoreAssigned schools

How Far Is?

Also nearby

Homes like this one sell fast — see the next one first

Military Commute

Flood & environmentFlood risk (FEMA)

🌊 Flood Risk (FEMA)

Hurricane Evacuation Zone

Explore this neighborhoodPughsville

CostPayment calculator

Estimate your monthly payment

Value & historyComparables

Sale & Tax History

Sale Timeline (this listing)

Comparable Properties

120 days on market: read it in context

CompareThis home next to what else is for sale nearby

Questions buyers ask

See it in person with Tom & Dariya

Flood Risk (FEMA)