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Norfolk › FREEMASON HARBOUR › 401 College Pl #20✓ Source: REIN MLS #10653666 · record updated Oct 5, 2026 · synced every 2 min · your inquiry is never resold
401 College PL #20, NORFOLK VA 23510 - Main photo
401 College PL #20, NORFOLK VA 23510 - Photo 2
401 College PL #20, NORFOLK VA 23510 - Photo 3
401 College PL #20, NORFOLK VA 23510 - Photo 4
401 College PL #20, NORFOLK VA 23510 - Photo 5
3beds
3baths
2,486sqft
0days on market

401 College Pl #20, Norfolk, VA 23510

Under ContractResidential · built 1986 · FREEMASON HARBOUR

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Deep Water, Deep Water Access, Dock, Navigable, River.

Frontage

River ✓ VERIFIED

Dock

Dock

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1986

Price / sqft

$231

Condo fee

$1,487/mo

Taxes

$6,664/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10653666

Condo association includes

Boat SlipDockElevatorExercise RmGround MaintSecuritySewerTrash PickupWater

$1,487/mo condo fee · Freemason Harbour Condominium Association · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
3
Approx. sqft
2,486
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
3
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, Assigned Storage, Balcony, Breakfast Area, PBR with Bath, Utility Closet
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Trash Compactor, Washer
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener, Security Sys
Accessibility
Elevator

Construction & exterior

Style
Lo Rise, Transitional
Subtype
Attached
Foundation
Pile
Roof
Metal,Poly Skin
Exterior
Brick,EIFS
Pool
No Pool
Waterfront
Deep Water,Deep Water Access,Dock,Navigable,River
Deep-water access
Yes

Utilities & systems

Heating
Electric, Heat Pump W/A
Cooling
Central Air, Heat Pump W/A
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0300
Subdivision
FREEMASON HARBOUR
Unit / floor
2
Ownership
Condo
Garage
Yes
Parking
Garage Det 2 Car, Parking Gar, Covered, Close to Mass Transit
Possession
SETTLE
Disclosures
Disclosure Statement

See more Norfolk waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Waterfront living at it's finest in historic Freemason Harbour. This beautifully maintained 3BR/3BA residence offers an inviting ambiance, gracious proportions and wonderful light throughout. A wood burning fireplace anchors the living space, while the eat-in kitchen and separate wet bar provide comfortable gathering spots. Freshly painted and featuring new carpet, the home is truly move in ready, with an exceptional primary bath adding a touch of everyday luxury. Come onto the balcony and take in the waterfront setting and enjoy the rare pleasure of seeing your own boat resting in its marina slip below. A distinctive opportunity to enjoy Norfolk's historic waterfront in a home that feels both elegant and effortlessly comfortable.

Listing courtesy of Andrew Conner · Howard Hanna Real Estate Svcs. · REIN MLS #10653666

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Three bedrooms, three bathrooms, and nearly 2,500 square feet in a high-rise condo steps from Naval Medical Center Portsmouth. Built in 1986, this is an urban home with walkable access to downtown Norfolk and waterfront living.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23510, homes for sale zoned for Kings Daughters Hosp. Ep., and homes for sale zoned for W.H. Taylor Elementary School. Browse every listing among homes for sale in Norfolk — updated from the REIN MLS every few minutes. Nearby, look at Ghent homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

This unit sits in a residential tower with the kind of location that defines Norfolk homes for sale near the water. You're minutes from two major military installations and the energy of downtown. The floor plan offers three full baths—uncommon in the condo market—plus a layout that works for remote work, entertaining, or quiet weekends. High-rise living means no yard maintenance and often lower utility costs.

FREEMASON HARBOUR and the Norfolk real estate market

College Place sits in the heart of Norfolk's downtown waterfront district, where older residential towers meet modern mixed-use development. The neighborhood has a quieter, more established feel than the newer projects nearby. You'll find tree-lined streets, water views from upper floors, and easy foot traffic to coffee shops, restaurants, and the Elizabeth River Park Trail. Norfolk itself is a mid-size city with real neighborhoods—each one distinct. Downtown is walkable and connected; if you drive, you're minutes to the interstate. Anyone comparing homes for sale in Norfolk will notice the city's blend of naval heritage, cultural venues, and genuine waterfront character. The 23510 zip code anchors this downtown core. Homes for sale in 23510 tend to offer that rare mix of urban convenience and residential calm.

What's nearby

Naval Medical Center Portsmouth is a one-minute drive. USCG Base Portsmouth is two minutes away. The Elizabeth River Park Trail runs along the water nearby—perfect for walking or jogging. Downtown Norfolk's restaurant row is a short walk. The Chrysler Museum of Art and Scope arena are within a few minutes' drive. Grocery and pharmacy options are close by on Granby Street and in the downtown corridor.

For different buyers

Base commute and VA loan notes

One minute to Naval Medical Center Portsmouth and two minutes to USCG Base Portsmouth makes this a rare urban option for active-duty and civilian personnel. VA loan financing is common in this zip code. The condo requires no yard work—a practical choice for frequent transfers or demanding schedules. Three full baths and separate living spaces let everyone maintain their own morning routine.

For buyers drawn to character

High-rise waterfront living in a 1986 tower brings authentic urban character without the newness tax. You're steps from the Elizabeth River and the city's cultural core. The neighborhood has real history—genuine downtown, not a developer's recreation. Three full baths and nearly 2,500 square feet let you spread out while staying connected to the street-level energy below.

More buyer questions

How far is 401 College Place from Naval Medical Center Portsmouth?

It's about one minute away by car. The base is practically your neighbor.

What's the walkability like in this neighborhood?

Very good. You're steps from downtown Norfolk restaurants, shops, and the Elizabeth River Park Trail. Most daily errands are on foot.

Are there homes for sale zoned for W.H. Taylor Elementary School and homes for sale zoned for Kings Daughters Hosp. Ep. in this area?

Yes, the 23510 zip code includes both school zones. Check the school tile on this page for detailed information about each.

Does this condo have parking?

Yes, high-rise condos typically include assigned parking. Confirm the number of spaces with your agent.

What's the view situation from upper floors?

Many units in this tower have water views of the Elizabeth River and downtown Norfolk. Lower floors may have street or building views.

Ready to tour 401 College Place? Contact Tom & Dariya Milan at LPT Realty to schedule a showing and explore downtown Norfolk living.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$485K – $665K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 9 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510104

High Risk

FEMA flood zone

AE (1% annual chance)

Base flood elevation

9 ft above sea level

Property elevation

5.3 ft above sea level

3.7 ft below BFE

USGS 3DEP digital elevation model

Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ghent

Ghent is a historic neighborhood in Norfolk, Virginia. It is known for tree-lined streets and early 20th-century home styles. The area has restored Victorian homes, charming cottages, and smaller multi-family homes.

$282K

Median sale · 12 mo

$230

Sold $/sq ft

28d

Days on market

36

For sale now

$83K

HH income

31.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ghent →
Map of Ghent with neighborhood boundaryNeighborhood

homes for sale in Norfolk →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,707/mo

Principal & interest

$2,984

Property tax

$555

Home insurance

$168

PMI

None

HOA/Condo (paid separately)

$1,487

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$442,500 – $789,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

401 College PL #24 · 0 mi · 2,390 sqft$442,500 sold 2026-07
270 Tazewell ST · 0.1 mi · 2,602 sqft$700,000 sold 2026-07
123 College PL #912 · 0.3 mi · 2,436 sqft$789,000 sold 2026-09

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$575,000

Price / Sq Ft

$231

Annual Taxes

$6,664

Monthly Tax

$555

Condo fee

$1,487 / mo

Tax Rate (effective)

1.16%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 5, 2026$575,000—
Currently listed—$575,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 401 College Pl #20 in a good school zone?+
The assigned zones on the listing record are Walter Herron Taylor Elementary, Blair Middle (VaHome School Score 3.5/10), Maury (VaHome School Score 3.8/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 401 College Pl #20 in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 9 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is 401 College Pl #20 a waterfront property?+
Yes. The listing record shows: Deep Water,Deep Water Access,Dock,Navigable,River.
Does 401 College Pl #20 have a condo association?+
Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is Freemason Harbour Condominium Association. Association amenities on record include: Boat Slip, Dock, Elevator, Exercise Rm, Ground Maint, Security, Sewer, Trash Pickup, Water.
When was 401 College Pl #20 built?+
It was built in 1986, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Andrew Conner · Howard Hanna Real Estate Svcs. · REIN MLS #10653666

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

401 College Pl #20, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

401 College Pl #20, Norfolk, Virginia 23510 · MLS #10653666 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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