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Carrollton › SOUTH HARBOR › 395 Tributary Ln✓ Source: REIN MLS #10617607 · record updated Jan 23, 2026 · synced every 2 min · your inquiry is never resold
395 TRIBUTARY LN, CARROLLTON VA 23314 - Main photo
395 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 2
395 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 3
395 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 4
395 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 5
3beds
2baths
1,601sqft
0days on market

395 Tributary Ln, Carrollton, VA 23314

Under ContractResidential · built 2026 · SOUTH HARBOR

Facts & features

Type

Residential

Year built

2026

Price / sqft

$276

HOA fee

$195/mo

Taxes

$2,925/yr

County

Isle of Wight County VA

MLS #

10617607

HOA association includes

ClubhouseOtherPlaygroundsPoolRV Storage

$195/mo HOA fee · None · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,601
Stories
1
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Foyer, PBR with Bath, Pantry, Porch
Interior features
Scuttle Access, Walk-In Closet
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas,Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Other

Lot, parking & ownership

Subdivision
SOUTH HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Covered, Driveway Spc
Possession
CLOSING
Miscellaneous
Warranty Plan
Disclosures
Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

BRAMANTE RANCH. SOLD. TBB

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10617607

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 395 Tributary Lane in South Harbor, Carrollton—a brand-new three-bedroom, two-bath home built in 2026. At 1,601 square feet, it sits on a quiet residential street minutes from shopping and dining. NSA Hampton Roads is about 21 minutes away.

Keep searching in Carrollton

See all Carrollton homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School. Browse every listing among homes for sale in Carrollton — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

This home is fresh construction, meaning modern systems, current building standards, and no surprises from age or wear. The open layout works for daily life and gatherings alike. Three bedrooms give you flexibility—a primary suite, guest rooms, or a home office. Two full baths serve the household well. The location balances suburban calm with quick access to everyday errands and major routes.

SOUTH HARBOR and the Carrollton real estate market

South Harbor is a residential neighborhood in Carrollton, Virginia, where tree-lined streets and newer homes create a settled feel. The community sits in a growing part of Isle of Wight County, blending rural character with modern suburban conveniences. Carrollton itself is a small town with a strong sense of place—local businesses, parks, and schools anchor the community. Anyone comparing homes for sale in Carrollton will notice how the town balances affordability with proximity to the broader Hampton Roads region. Route 258 connects you to downtown Newport News and the waterfront in minutes. The county seat, Isle of Wight, is a short drive away. This location works well for commuters heading to NSA Hampton Roads, Norfolk shipyards, or other major employers across Hampton Roads.

What's nearby

Daily errands are steps away. Food Lion sits just 0.3 miles down the road for groceries, and Publix Super Market at Bartlett Station is 0.6 miles away. Hungry? Tropical Smoothie Cafe, Bojangles, and La Parilla Mexican Grill are all within a tenth of a mile. Coffee and quick bites are easy—7-Eleven and McDonald's are nearby, too. Anytime Fitness is 0.1 miles away if you want a quick workout. The walkable cluster of shops and restaurants makes it simple to handle daily life without a long drive.

For different buyers

Base commute and VA loan notes

About 21 minutes to NSA Hampton Roads and 24 minutes to MARFORCOM Norfolk. VA loan financing is common in this area, and new construction often qualifies smoothly. Everything is built to current code with modern systems throughout. Quick commute and straightforward financing make this an efficient choice.

Room to grow

Three bedrooms let you claim a primary suite, guest room, and home office or hobby space. Two full baths mean mornings run smoother. The 1,601-square-foot floor plan is efficient without feeling cramped. Built in 2026, every system is new and under warranty.

More buyer questions

How far is 395 Tributary Lane from NSA Hampton Roads?

About 21 minutes by car. MARFORCOM Norfolk is roughly 24 minutes away.

What schools are zoned for this address?

Anyone comparing homes for sale zoned for Hardy Elementary School and homes for sale zoned for Smithfield High School should verify current zoning with Isle of Wight County Schools, as boundaries can shift.

Is there grocery shopping nearby?

Yes. Food Lion is 0.3 miles away, and Publix Super Market at Bartlett Station is 0.6 miles away.

What restaurants and cafes are close by?

Tropical Smoothie Cafe, Bojangles, La Parilla Mexican Grill, 7-Eleven, and McDonald's are all within 0.2 miles.

When was this home built?

In 2026. It is brand-new construction with modern systems and current building standards.

Ready to tour 395 Tributary Lane? Contact Tom & Dariya Milan at LPT Realty to schedule a time that works for you.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Carrollton$375K – $510K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51093C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

19 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Carrollton homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,667/mo

Principal & interest

$2,294

Property tax

$244

Home insurance

$129

PMI

None

HOA/Condo (paid separately)

$195

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$287,000 – $419,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

406 Tributary LN · 0 mi · 1,601 sqft$419,990 sold 2026-05
1118 Breakwater TRL · 0.2 mi · 1,775 sqft$334,990 sold
1122 BREAKWATER TRL · 0.3 mi · 1,775 sqft$403,685 sold 2026-05

Own a home nearby? See what it is worth today — What's your Carrollton home worth?

Sale & Tax History

List Price

$442,095

Price / Sq Ft

$276

Annual Taxes

$2,925

Monthly Tax

$244

HOA fee

$195 / mo

Tax Rate (effective)

0.66%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 9, 2026$442,095—
Currently listed—$442,095—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 395 Tributary Ln in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 395 Tributary Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 395 Tributary Ln?+
Yes — Anytime Fitness is about 0.3 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 395 Tributary Ln?+
Publix Super Market at Bartlett Station is about 0.4 miles away. The closest dining on record is Napoli É Ristorante Italiano (0.3 mi).
Does 395 Tributary Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is None. Association amenities on record include: Clubhouse, Other, Playgrounds, Pool, RV Storage.
When was 395 Tributary Ln built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10617607

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

395 Tributary Ln, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

395 Tributary Ln, Carrollton, Virginia 23314 · MLS #10617607 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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