Why this home stands out
New construction in Isle of Wight County is genuinely hard to find at this scale, and 395 Tributary Lane delivers it inside South Harbor — a community that pairs suburban calm with surprising accessibility. You're getting a freshly built, move-in-condition home with modern systems, a contemporary floor plan, and zero deferred maintenance, in a part of Carrollton that connects quickly to both Hampton Roads bridges and the military corridor along the Peninsula.
SOUTH HARBOR and the Carrollton real estate market
South Harbor sits in Carrollton, Virginia, within Isle of Wight County — a quieter, less congested corner of Hampton Roads that often surprises people with how well-connected it actually is. The neighborhood has a clean, planned feel with newer construction throughout, and the streets here stay calm without feeling remote. Carrollton itself occupies a strategic spot between the James River Bridge and the Monitor-Merrimac Memorial Bridge-Tunnel, which means you can reach Newport News, Hampton, Suffolk, or Norfolk without committing to one traffic corridor. Isle of Wight County is known for lower density and a more relaxed pace than the urban core, and South Harbor reflects that — wide lots, newer homes, and neighbors who tend to put down roots. For anyone relocating to the region, this pocket of Carrollton offers a genuine sense of place without the congestion that defines much of Hampton Roads.
What's nearby
Daily life is genuinely easy from 395 Tributary Lane. Groceries are covered twice over — Food Lion is just 0.3 miles away, and a Publix Super Market at Bartlett Station is 0.6 miles out. When you want something quick, Tropical Smoothie Cafe, Bojangles, and La Parilla Mexican Grill are all within 0.1 miles. Morning routines are simple with a 7-Eleven and McDonald's both under a quarter mile. Anytime Fitness sits 0.1 miles away, so staying consistent with workouts takes almost no effort. You'll find that most of your everyday stops are reachable without ever getting on a highway.
For different buyers
For military families relocating
NSA Northwest Annex is 17 minutes away, and NSA Hampton Roads is a 21-minute drive — both well within a comfortable commute window. For service members using a VA loan, a new-construction home like 395 Tributary Lane in South Harbor means no seller-required repairs and a clean appraisal process. Isle of Wight County also offers a lower-density environment that many military families find easier to settle into during a PCS move.
For first-time buyers
A 2026-built home means you're starting with everything new — systems, finishes, and structure — which removes a lot of the uncertainty that comes with older properties. At 1,601 square feet across three bedrooms and two baths, 395 Tributary Lane fits comfortably without overwhelming. Carrollton's South Harbor is a stable, established-feeling community, and Isle of Wight County's calmer pace makes it a low-stress place to plant your first set of roots.
More buyer questions
How far is 395 Tributary Lane from NSA Northwest Annex?
The drive from 395 Tributary Lane to NSA Northwest Annex is approximately 17 minutes under typical conditions, making it one of the more manageable base commutes available in this part of Isle of Wight County.
What is the flood zone status for 395 Tributary Lane?
Flood zone information for 395 Tributary Lane is displayed in the FloodRisk tile on this page, which pulls current FEMA map data for the property's specific parcel.
Is 395 Tributary Lane part of an HOA?
South Harbor does have a homeowners association — details on what it covers and how it governs the community are worth confirming directly, as HOA structures can evolve in newer developments.
What year was 395 Tributary Lane built?
395 Tributary Lane was built in 2026, making it a new-construction home with current building standards, modern mechanical systems, and no deferred maintenance concerns.
Can you use a VA loan to purchase a new-construction home in South Harbor?
Yes — VA loans are generally compatible with new-construction purchases, though the process involves a few additional steps around appraisals and builder agreements that are worth discussing with a lender familiar with VA loan guidelines in Virginia.
Ready to see 395 Tributary Lane in person? Tom and Dariya Milan know South Harbor and can walk you through everything this new-construction home has to offer — reach out to schedule a visit.