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Carrollton › SOUTH HARBOR › 391 Tributary Ln✓ Source: REIN MLS #10612002 · record updated Jan 11, 2026 · synced every 2 min · your inquiry is never resold
391 Tributary LN, CARROLLTON VA 23314 - Main photo
3beds
2baths
1,601sqft
31days on market

391 Tributary Ln, Carrollton, VA 23314

Under ContractResidential · built 2025 · SOUTH HARBOR

Facts & features

Type

Residential

Year built

2025

Price / sqft

$250

HOA fee

$195/mo

Taxes

$2,925/yr

County

Isle of Wight County VA

MLS #

10612002

HOA association includes

ClubhouseOtherPlaygroundsPoolRV Storage

$195/mo HOA fee · None · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,601
Stories
1
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Foyer, PBR with Bath, Pantry, Porch
Interior features
Scuttle Access, Walk-In Closet
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas,Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Other

Lot, parking & ownership

Subdivision
SOUTH HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
CLOSING
Disclosures
Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Welcome to South Harbor 55+, a vibrant community in Isle of Wight near Smithfield, offering single-family homes with first-floor living, no yard work, and resort-style amenities including a clubhouse, pool, walking trails, and pickleball courts. The Bramante Ranch is designed for easy living - say goodbye to stairs! This beautiful ranch-style home features 3 bedrooms and 2 full bathrooms, including a large owner's suite with an en-suite bath and walk-in closet, all on one level. The open layout connects the gourmet kitchen to the spacious family room, creating the perfect space for entertaining. Enjoy outdoor living with a covered front entry and a covered back porch, plus a convenient 2-car garage on a wooded homesite. Make the home truly yours by customizing finishes and personal touches during the build. Experience the lifestyle you deserve at South Harbor 55+, where comfort, convenience, and community come together beautifully.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10612002

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

391 Tributary Lane is a brand-new 2025 construction single-family home in Carrollton's South Harbor community, offering three bedrooms, two baths, and 1,601 square feet of thoughtfully designed living space — all within a short drive of Isle of Wight County's best everyday conveniences.

Keep searching in Carrollton

See homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School.

Read the full overview ↓

Why this home stands out

What sets 391 Tributary Lane apart is the rare combination of new construction quality and an already-established neighborhood feel. South Harbor is a tight-knit Carrollton community where the streets are quiet but the location is anything but remote. Built in 2025, the home carries every advantage of modern construction — current building codes, fresh materials, and no deferred maintenance — in a county that continues to attract buyers who want suburban calm without sacrificing access.

SOUTH HARBOR and the Carrollton real estate market

South Harbor sits in Carrollton, a community in Isle of Wight County that occupies the western bank of the James River. It's one of those places where neighbors actually know each other, yards have room to breathe, and the pace of daily life feels deliberate rather than rushed. Carrollton is unincorporated, which means lower density and a more rural character than the denser cities across the water — but the infrastructure has kept pace. Route 17 runs nearby, connecting you north toward Newport News and the James River Bridge or south toward Smithfield and the rest of Isle of Wight County. The county itself has a strong sense of civic identity, and South Harbor fits right into that fabric — a newer pocket of residential development that blends naturally with the surrounding landscape. For buyers comparing Carrollton homes for sale, this address delivers a compelling mix of new-build quality and genuine community character.

What's nearby

Daily errands are genuinely easy from Tributary Lane. Food Lion is just 0.3 miles away, and Publix Super Market at Bartlett Station is only 0.6 miles out — two solid grocery options within a five-minute walk or drive. When you want something quick, Tropical Smoothie Cafe, Bojangles, and La Parilla Mexican Grill are all within a tenth of a mile, making weeknight dinners or weekend lunches effortless. A 7-Eleven is steps away for coffee and essentials, and Anytime Fitness is right at 0.1 miles if you prefer to keep your workout routine close to home. McDonald's rounds out the quick-stop options at just 0.2 miles.

For different buyers

For military families relocating

NSA Northwest Annex is about 17 minutes from 391 Tributary Lane, and NSA Hampton Roads is roughly 21 minutes out — both well within a manageable daily commute. Isle of Wight County is a popular landing spot for military households using a VA loan, and new construction like this means you're moving into a home with zero wear and tear, which matters when PCS timelines are tight.

For first-time buyers

A 2025-built home means you're starting with a clean slate — no aging systems, no surprise repairs, and builder warranties still in play. Families comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School will find 391 Tributary Lane in that exact zone, making this a practical first purchase in a community built for the long haul.

More buyer questions

How far is 391 Tributary Lane from NSA Northwest Annex?

The drive from 391 Tributary Lane to NSA Northwest Annex is approximately 17 minutes under normal traffic conditions. NSA Hampton Roads is about 21 minutes in the other direction, giving military households flexible options depending on assignment.

Is 391 Tributary Lane in an HOA?

South Harbor is a planned community in Carrollton, and the neighborhood does have an HOA. Buyers should request the current HOA documents during the due diligence period to review rules and any applicable fees.

What flood zone is 391 Tributary Lane in?

Flood zone information for this address is displayed in the FloodRisk tile on this page. Isle of Wight County has areas of varying flood risk, so reviewing that tile and obtaining a flood determination during due diligence is always a smart step.

What year was 391 Tributary Lane built?

391 Tributary Lane was built in 2025, making it brand-new construction. That means current building codes, fresh mechanical systems, and no deferred maintenance for the foreseeable future.

Where is South Harbor located in Carrollton?

South Harbor is a residential community in Carrollton, Virginia, within Isle of Wight County, situated near Route 17 on the western side of the James River. The location provides quick access to everyday retail and dining while maintaining the quieter, lower-density feel that draws buyers to this part of Hampton Roads.

Ready to walk through 391 Tributary Lane? Tom and Dariya Milan at LPT Realty know this corner of Isle of Wight County well — reach out and let's get you inside.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Carrollton$335K – $460K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,436/mo

Principal & interest

$2,075

Property tax

$244

Home insurance

$117

PMI

None

HOA/Condo (paid separately)

$195

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$250,000 – $403,685

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

206 Blue Heron TRL · 0.6 mi · 1,612 sqft$250,000 sold 2026-07
607 Inland WALK · 0.7 mi · 1,609 sqft$329,000 sold 2026-08
1122 BREAKWATER TRL · 0.2 mi · 1,775 sqft$403,685 sold 2026-05

Own a home nearby? See what it is worth today — What's your Carrollton home worth?

Sale & Tax History

List Price

$399,990

Price / Sq Ft

$250

Annual Taxes

$2,925

Monthly Tax

$244

HOA fee

$195 / mo

Tax Rate (effective)

0.73%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 8, 2026$399,990—
Currently listed—$399,990—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 391 Tributary Ln in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 391 Tributary Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 391 Tributary Ln?+
Yes — Anytime Fitness is about 0.4 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 391 Tributary Ln?+
Publix Super Market at Bartlett Station is about 0.4 miles away. The closest dining on record is McDonald's (0.4 mi).
Does 391 Tributary Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is None. Association amenities on record include: Clubhouse, Other, Playgrounds, Pool, RV Storage.
When was 391 Tributary Ln built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10612002

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

391 Tributary Ln, Carrollton, Virginia 23314 · MLS #10612002 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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