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Carrollton › SOUTH HARBOR › 391 Tributary Ln✓ Source: REIN MLS #10612002 · record updated Jan 11, 2026 · synced every 2 min · your inquiry is never resold
391 Tributary LN, CARROLLTON VA 23314 - Main photo
3beds
2baths
1,601sqft
31days on market

391 Tributary Ln, Carrollton, VA 23314

Under ContractResidential · built 2025 · SOUTH HARBOR

Facts & features

Type

Residential

Year built

2025

Price / sqft

$250

HOA fee

$195/mo

Taxes

$2,925/yr

County

Isle of Wight County VA

MLS #

10612002

HOA association includes

ClubhouseOtherPlaygroundsPoolRV Storage

$195/mo HOA fee · None · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,601
Stories
1
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Foyer, PBR with Bath, Pantry, Porch
Interior features
Scuttle Access, Walk-In Closet
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas,Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Other

Lot, parking & ownership

Subdivision
SOUTH HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
CLOSING
Disclosures
Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Welcome to South Harbor 55+, a vibrant community in Isle of Wight near Smithfield, offering single-family homes with first-floor living, no yard work, and resort-style amenities including a clubhouse, pool, walking trails, and pickleball courts. The Bramante Ranch is designed for easy living - say goodbye to stairs! This beautiful ranch-style home features 3 bedrooms and 2 full bathrooms, including a large owner's suite with an en-suite bath and walk-in closet, all on one level. The open layout connects the gourmet kitchen to the spacious family room, creating the perfect space for entertaining. Enjoy outdoor living with a covered front entry and a covered back porch, plus a convenient 2-car garage on a wooded homesite. Make the home truly yours by customizing finishes and personal touches during the build. Experience the lifestyle you deserve at South Harbor 55+, where comfort, convenience, and community come together beautifully.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10612002

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Brand-new three-bedroom, two-bath home in South Harbor, Carrollton. Built in 2025 with 1,601 square feet of modern living space. About 21 minutes to NSA Hampton Roads. Walkable to dining, fitness, and grocery options.

Keep searching in Carrollton

See all Carrollton homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School. Browse every listing among homes for sale in Carrollton — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

This home arrives turnkey and fresh—built in 2025 with no previous owners. The open floor plan spans 1,601 square feet across three bedrooms and two bathrooms. You're steps from Tropical Smoothie Cafe, Bojangles, and La Parilla Mexican Grill. Anytime Fitness sits just 0.1 miles away. South Harbor's location puts you between two major military installations with straightforward commutes.

SOUTH HARBOR and the Carrollton real estate market

South Harbor is a residential neighborhood in Carrollton defined by newer construction and convenient access to everyday services. Tree-lined streets and modern homes create a welcoming feel. You'll find Carrollton homes for sale across a range of styles, but South Harbor leans toward contemporary builds like this one. The neighborhood sits in Isle of Wight County, a region known for its blend of rural character and growing suburban amenities. Carrollton itself is a small, quieter community about 30 minutes west of downtown Newport News. Daily life here centers on local shops, family-friendly dining, and easy highway access. If you're comparing homes for sale in Carrollton, note that South Harbor offers newer construction with lower maintenance expectations. The broader area supports a mix of commuters and established residents who value space and affordability.

What's nearby

Grocery shopping is effortless—Food Lion sits 0.3 miles away, and Publix Super Market at Bartlett Station is 0.6 miles. Coffee and quick meals cluster nearby: Tropical Smoothie Cafe, Bojangles, and La Parilla Mexican Grill are all within a tenth of a mile. McDonald's is 0.2 miles if you need another option. Anytime Fitness at 0.1 miles makes fitness routines simple. These walkable distances mean you can handle errands and meals without a long drive.

For different buyers

Base commute and VA loan notes

NSA Hampton Roads is about 21 minutes away; MARFORCOM Norfolk runs 24 minutes. VA loan financing is common in this area and works well for new construction. The 2025 build means no immediate repairs or surprises—you move in and settle.

Room to grow

Three bedrooms and two bathrooms give you room to spread out and grow. An open floor plan maximizes the 1,601 square feet across the home. Brand-new construction means no hidden repairs or deferred maintenance. Storage and modern finishes support an evolving household without requiring immediate upgrades.

More buyer questions

How far is 391 Tributary Lane from NSA Hampton Roads?

About 21 minutes by car. MARFORCOM Norfolk is roughly 24 minutes away, making either base a reasonable commute.

What's nearby for groceries and dining?

Food Lion is 0.3 miles away, and Publix Super Market at Bartlett Station is 0.6 miles. Tropical Smoothie Cafe, Bojangles, and La Parilla Mexican Grill are all within 0.1 miles.

Is there a gym close by?

Yes—Anytime Fitness is just 0.1 miles away, making it easy to fit workouts into your routine.

Can I use a VA loan to buy this home?

VA loan financing is widely available for new construction in this area and works well for homes built in 2025.

What schools are zoned for this address?

This address is zoned for homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School. Check the Schools tile for detailed information.

Ready to explore 391 Tributary Lane? Contact Tom & Dariya Milan at LPT Realty to schedule a showing and see this new South Harbor home in person.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Carrollton$335K – $460K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51093C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

21.6 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Carrollton real estate →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,436/mo

Principal & interest

$2,075

Property tax

$244

Home insurance

$117

PMI

None

HOA/Condo (paid separately)

$195

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$334,990 – $419,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

406 Tributary LN · 0.1 mi · 1,601 sqft$419,990 sold 2026-05
1118 Breakwater TRL · 0.1 mi · 1,775 sqft$334,990 sold
1122 BREAKWATER TRL · 0.2 mi · 1,775 sqft$403,685 sold 2026-05

Own a home nearby? See what it is worth today — What's your Carrollton home worth?

Sale & Tax History

List Price

$399,990

Price / Sq Ft

$250

Annual Taxes

$2,925

Monthly Tax

$244

HOA fee

$195 / mo

Tax Rate (effective)

0.73%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 8, 2026$399,990—
Currently listed—$399,990—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 391 Tributary Ln in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 391 Tributary Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 391 Tributary Ln?+
Yes — Anytime Fitness is about 0.4 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 391 Tributary Ln?+
Publix Super Market at Bartlett Station is about 0.4 miles away. The closest dining on record is McDonald's (0.4 mi).
Does 391 Tributary Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is None. Association amenities on record include: Clubhouse, Other, Playgrounds, Pool, RV Storage.
When was 391 Tributary Ln built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10612002

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

391 Tributary Ln, Carrollton, Virginia 23314 · MLS #10612002 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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