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SmithfieldALL OTHERS AREA 64345 S Church St✓ Source: REIN MLS #10637176 · record updated Jun 7, 2026 · synced every 2 min · your inquiry is never resold
345 S Church ST, SMITHFIELD VA 23430 - Main photo
345 S Church ST, SMITHFIELD VA 23430 - Photo 2
345 S Church ST, SMITHFIELD VA 23430 - Photo 3
345 S Church ST, SMITHFIELD VA 23430 - Photo 4
345 S Church ST, SMITHFIELD VA 23430 - Photo 5
$1,790,000
$252 / sqft · est. $10,714/mo →
5beds
3.2baths
7,096sqft
8days on market

345 S Church St, Smithfield, VA 23430

ActiveResidential · built 1902 · ALL OTHERS AREA 64

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Boat Lift, Deep Water, Dock, Navigable, River.

Frontage

River ✓ VERIFIED

Dock

Dock · Boat lift

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Own a piece of Smithfield history. Set on 0.93 acres along the Pagan River, this stunning 1902 Late-Victorian waterfront estate offers 7,096 sq ft of timeless elegance, plus a full unfinished basement. The home features 5 bedrooms, 3 full and 2 half baths, 11-ft barrel ceilings, stained-glass windows, tiger oak hardwood floors, breathtaking trim work, 9 custom fireplaces, and 13 chandeliers. Highlights include a grand front parlor, tall windows, working pocket doors, a private library, and a third-floor ballroom can be used for a media or game room. The fully renovated eat-in kitchen showcases a marble slab island, marble countertops and backsplash, Wolf 6-burner range with double ovens, Sub-Zero refrigerator, and custom cabinet-front appliances. An enclosed sunroom opens to the rear porch. The primary suite offers sweeping river views, a spa-style bath, and oversized closet. Private pier with covered boat lift, two jet ski lifts, and floating dock. A rare waterfront legacy home.

Listing courtesy of Jimmy Auvil · 1st Advantage Realty LLC · REIN MLS #10637176

VaHome team overview

Our read on this home

At a glance

345 S Church Street is a landmark 1902 residence in the heart of historic Smithfield, Virginia — five bedrooms, three full and two half baths, and over 7,000 square feet of character-rich living space on one of the town's most storied blocks.

Read the full overview ↓

Why this home stands out

Properties of this scale and age rarely surface in Smithfield's walkable core. Built in 1902, 345 S Church Street delivers more than 7,000 square feet of historic architecture within a two-minute walk of the Pagan River waterfront, local dining, and Windsor Castle Park. The combination of genuine turn-of-the-century craftsmanship, a five-bedroom footprint, and a downtown-adjacent address is genuinely uncommon in Isle of Wight County.

ALL OTHERS AREA 64 and the Smithfield real estate market

Smithfield, Virginia is one of Hampton Roads' best-kept secrets — a compact, walkable river town with a Main Street that actually works. The historic district along Church Street and Main Street feels like a living postcard: Federal and Victorian-era homes line brick sidewalks, local restaurants and coffee shops fill century-old storefronts, and the Pagan River sits just a few blocks away. Isle of Wight County governs the town, which keeps the pace unhurried without sacrificing access to the broader region. You're roughly 24 minutes from Joint Base Langley-Eustis and about 29 minutes from NSA Northwest Annex, making Smithfield a genuinely practical choice for military households who want something different from the usual base-adjacent suburb. The primary keyword for this page — historic Smithfield Virginia home — fits naturally here because 345 S Church Street is exactly that: a rare, large-scale historic property in a town that takes its architectural heritage seriously. Neighbors walk to dinner, kayak from Windsor Castle Park, and know each other by name.

What's nearby

Daily errands and leisure are all within easy reach. Windsor Park North is just 0.1 miles away for a quick morning walk, and Windsor Castle Park — with its river access and trails — sits 0.4 miles out. Dinner options are steps from the front door: Smithfield, Smithfield Station, and Wharf Hill Brewing Company are each within 0.2 miles. Coffee is covered by Cure Coffeehouse and The Nelms House LLC, both 0.3–0.4 miles away. For groceries, The Main Gourmet, Hamtown Mercantile, and Chili Hill Food Market are all clustered within 0.4 miles. Fitness options include EnCore Pilates and Physical Therapy at 0.5 miles and Luter Family YMCA at 0.7 miles.

For different buyers

For military families relocating

Joint Base Langley-Eustis is about 24 minutes away, and NSA Northwest Annex is roughly 29 minutes — both manageable commutes from Smithfield. A VA loan can make a home of this size and history more accessible than you might expect, and Isle of Wight County's quieter pace is a real draw for families looking to put down roots somewhere with genuine character between PCS cycles.

For families upgrading

If you've outgrown your current space, 7,096 square feet across five bedrooms and three full baths gives every member of the household room to breathe. The 1902 construction means the bones are substantial — high ceilings, generous room proportions, and the kind of layout that accommodates both everyday family life and larger gatherings without feeling crowded.

More buyer questions

How far is 345 S Church Street from Joint Base Langley-Eustis?

The drive from 345 S Church Street to Joint Base Langley-Eustis runs approximately 24 minutes under normal traffic conditions. That puts Smithfield within a reasonable commute range for service members stationed at Fort Eustis.

What architectural style is the home at 345 S Church Street?

Built in 1902, the property reflects the late Victorian and early Colonial Revival residential styles common to Smithfield's historic district. Homes of this era in the Church Street corridor typically feature substantial massing, high ceilings, and detailed millwork.

Is 345 S Church Street in a flood zone?

Smithfield's proximity to the Pagan River means flood zone status is worth reviewing carefully — check the FloodRisk tile on this page for the current FEMA designation specific to this address.

What parks are walkable from 345 S Church Street?

Windsor Park North is just 0.1 miles away, the Isle of Wight County Veterans Memorial is 0.3 miles out, and Windsor Castle Park — with river access and walking trails — is 0.4 miles from the front door.

Does the property have an HOA?

345 S Church Street is located in the All Others Area 64 designation, which does not carry a mandatory homeowners association, so there are no HOA restrictions or dues associated with this address.

Want to walk through 345 S Church Street or talk through what a home of this scale means for your next move? Tom and Dariya Milan at LPT Realty are ready to help.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryHardy Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1902

Price / sqft

$252

HOA

None

Taxes

$10,849/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10637176

Interior

Bedrooms
5
Full baths
3
Half baths
2
Approx. sqft
7,096
Stories
3
Flooring
Other, Wood
Total rooms
10
Other rooms
Balcony, Converted Gar, Foyer, Library, PBR with Bath, Office/Study, Pantry, Porch, Sun Room
Appliances
Dishwasher, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan, Intercom

Construction & exterior

Style
Victorian
Subtype
Detached
Foundation
Basement
Roof
Asphalt Shingle,Metal
Exterior
Clapboard
Pool
No Pool
Fencing
Decorative
Waterfront
Boat Lift,Deep Water,Dock,Navigable,River
Deep-water access
Yes

Utilities & systems

Heating
Geo Thermal
Cooling
Geo Thermal
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
ALL OTHERS AREA 64
Zoning
TOWN
Ownership
Fee Simple
Garage
Yes
Parking
Garage Det 1 Car, Carport, Driveway Spc
Possession
CLOSING
Disclosures
Disclosure Statement, Historical District

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$10,714/mo

Principal & interest

$9,288

Property tax

$904

Home insurance

$522

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

121% of $1,478,700

City assessment record · taxes $10,849/yr

Land share of assessed value

19% — $275,000

Improvements $1,203,700 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Sale & Tax History

List Price

$1,790,000

Price / Sq Ft

$252

Annual Taxes

$10,849

Monthly Tax

$904

HOA

None

Tax Rate (effective)

0.61%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 30, 2026$1,790,000
Currently listed$1,790,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

21% above assessment

Total Assessed

$1,478,700

Land

$275,000

Improvement

$1,203,700

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Higher-priced homes market more slowly by nature: the buyer pool is smaller and diligence is heavier. Days-on-market at this tier is a rhythm, not a warning.

Questions buyers ask

Real questions, answered from the record

Is 345 S Church St in a good school zone?+
The assigned zones on the listing record are Hardy Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 345 S Church St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 345 S Church St?+
Yes — EnCore Pilates and Physical Therapy is about 0.5 miles away, per the cached nearby-places record for this address.
Are there parks near 345 S Church St?+
Windsor Park North is about 0.1 miles away.
Where is the nearest grocery store to 345 S Church St?+
The Main Gourmet is about 0.4 miles away. The closest dining on record is Smithfield (0.2 mi).
Is 345 S Church St a waterfront property?+
Yes. The listing record shows: Boat Lift,Deep Water,Dock,Navigable,River.
Does 345 S Church St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 345 S Church St built?+
It was built in 1902, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jimmy Auvil · 1st Advantage Realty LLC · REIN MLS #10637176

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

345 S Church St, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

345 S Church St, Smithfield, Virginia 23430 · MLS #10637176 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.