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SmithfieldALL OTHERS AREA 64345 S Church St✓ Source: REIN MLS #10637176 · record updated Sep 3, 2026 · synced every 2 min · your inquiry is never resold
345 S Church ST, SMITHFIELD VA 23430 - Main photo
345 S Church ST, SMITHFIELD VA 23430 - Photo 2
345 S Church ST, SMITHFIELD VA 23430 - Photo 3
345 S Church ST, SMITHFIELD VA 23430 - Photo 4
345 S Church ST, SMITHFIELD VA 23430 - Photo 5
5beds
3.2baths
7,096sqft
97days on market

345 S Church St, Smithfield, VA 23430

ActiveResidential · built 1902 · ALL OTHERS AREA 64

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Boat Lift, Deep Water, Dock, Navigable, River.

Frontage

River ✓ VERIFIED

Dock

Dock · Boat lift

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1902

Price / sqft

$252

HOA

None

Taxes

$10,849/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10637176

Interior

Bedrooms
5
Full baths
3
Half baths
2
Approx. sqft
7,096
Stories
3
Flooring
Other, Wood
Total rooms
10
Other rooms
Balcony, Converted Gar, Foyer, Library, PBR with Bath, Office/Study, Pantry, Porch, Sun Room
Appliances
Dishwasher, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan, Intercom

Construction & exterior

Style
Victorian
Subtype
Detached
Foundation
Basement
Roof
Asphalt Shingle,Metal
Exterior
Clapboard
Pool
No Pool
Fencing
Decorative
Waterfront
Boat Lift,Deep Water,Dock,Navigable,River
Deep-water access
Yes

Utilities & systems

Heating
Geo Thermal
Cooling
Geo Thermal
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
ALL OTHERS AREA 64
Zoning
TOWN
Ownership
Fee Simple
Garage
Yes
Parking
Garage Det 1 Car, Carport, Driveway Spc
Possession
CLOSING
Disclosures
Disclosure Statement, Historical District

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Own a piece of Smithfield history. Set on 0.93 acres along the Pagan River, this stunning 1902 Late-Victorian waterfront estate offers 7,096 sq ft of timeless elegance, plus a full unfinished basement. The home features 5 bedrooms, 3 full and 2 half baths, 11-ft barrel ceilings, stained-glass windows, tiger oak hardwood floors, breathtaking trim work, 9 custom fireplaces, and 13 chandeliers. Highlights include a grand front parlor, tall windows, working pocket doors, a private library, and a third-floor ballroom can be used for a media or game room. The fully renovated eat-in kitchen showcases a marble slab island, marble countertops and backsplash, Wolf 6-burner range with double ovens, Sub-Zero refrigerator, and custom cabinet-front appliances. An enclosed sunroom opens to the rear porch. The primary suite offers sweeping river views, a spa-style bath, and oversized closet. Private pier with covered boat lift, two jet ski lifts, and floating dock. A rare waterfront legacy home.

Listing courtesy of Jimmy Auvil · 1st Advantage Realty LLC · REIN MLS #10637176

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Built in 1902 and spanning 7,096 square feet across five bedrooms and three full plus two half baths, 345 S Church Street is one of Smithfield's most substantial historic residences — a rare chance to own a landmark-scale home in the heart of Virginia's most storied small town.

Read the full overview ↓

Why this home stands out

Properties of this scale and age rarely surface in downtown Smithfield. At 7,096 square feet, 345 S Church Street offers room configurations that simply don't exist in newer construction — high ceilings, generous proportions, and over a century of architectural character baked into every detail. You're not buying a house here; you're becoming the next steward of a genuine piece of Isle of Wight County history, steps from the Smithfield Historic District.

ALL OTHERS AREA 64 and the Smithfield real estate market

Smithfield, Virginia is the kind of town that earns its reputation. Tucked along the Pagan River in Isle of Wight County, it's famous far beyond Hampton Roads for its cured hams, its walkable brick-sidewalk downtown, and a streetscape that looks largely as it did a century ago. Church Street sits at the very core of that story — a quiet, tree-lined corridor where early-twentieth-century homes stand shoulder to shoulder with local institutions that have served the community for generations. Neighbors walk to dinner, to the farmers market, to the waterfront, and back home again without ever starting a car. That kind of daily life is increasingly rare anywhere in the region, and it's the everyday reality at this address. Families comparing Smithfield homes for sale quickly discover that the downtown corridor offers a lifestyle that newer subdivisions on the outskirts simply cannot replicate — authentic community, genuine walkability, and a sense of place that only time can build.

What's nearby

Daily errands and evening plans are equally easy from 345 S Church Street. The Main Gourmet, Hamtown Mercantile, and Chili Hill Food Market are all within two-tenths of a mile, so a quick grocery run rarely takes more than a few minutes on foot. Taste of Smithfield Restaurant brings classic Southern cooking to the same block, while Wharf Hill Brewing Company and the historic Smithfield Inn and Tavern round out a walkable dining scene most towns would envy. Coffee is handled by Cure Coffeehouse, Cafe Place, and The Nelms House LLC — all within easy walking distance. For fitness, EnCore Pilates and Physical Therapy is 0.3 miles away and the Luter Family YMCA is half a mile out. The Smithfield Historic District, Isle of Wight County Veterans Memorial, and Bark Park are all within a short stroll.

For different buyers

For military families relocating

Joint Base Langley-Eustis is roughly 24 minutes away, and NSA Northwest Annex sits about 29 minutes out — both well within a practical daily commute from Church Street. A VA loan can be a strong tool for financing a historic property of this size, and the Smithfield market tends to offer solid long-term value for military households who want space, character, and a genuine community to come home to.

For buyers drawn to character

If you've spent years scrolling past builder-grade floor plans and wondering whether a truly distinctive home still exists at a human scale, 345 S Church Street is your answer. Over 7,000 square feet built in 1902, in a walkable downtown that has protected its historic fabric for generations — this is the kind of address that people who care about architecture and place have been quietly waiting for. Families researching homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School will find this address sits in both attendance zones.

More buyer questions

How far is 345 S Church Street from Joint Base Langley-Eustis?

The drive from 345 S Church Street to Joint Base Langley-Eustis (Fort Eustis) is approximately 24 minutes under typical conditions. NSA Northwest Annex is about 29 minutes away, making Smithfield a workable home base for personnel assigned to either installation.

What is the architectural style and age of this home?

The home was built in 1902, placing it squarely in the late Victorian to early Edwardian era — a period known for generous room sizes, high ceilings, and detailed millwork. At 7,096 square feet, it is one of the larger residential structures from that period still standing in downtown Smithfield.

Is 345 S Church Street in a flood zone?

Flood zone designation for this address is detailed in the FloodRisk tile on this page. Smithfield's downtown sits near the Pagan River, so reviewing that information carefully before making any decisions is worthwhile.

What can you walk to from 345 S Church Street?

Quite a lot. Grocery options, multiple restaurants, several coffee shops, a brewery, a pilates and physical therapy studio, the Smithfield Historic District, and the Isle of Wight County Veterans Memorial are all within about a third of a mile. The Luter Family YMCA is half a mile out.

Does this property have an HOA?

345 S Church Street is located in the All Others Area 64 designation and does not carry an HOA, which means no association dues, no architectural review board approval requirements, and no community rules beyond standard Isle of Wight County regulations.

Tom and Dariya Milan at LPT Realty know this market inside and out — reach out to get a full picture of what 345 S Church Street could mean for you.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$1.5M – $2.1M5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$10,714/mo

Principal & interest

$9,288

Property tax

$904

Home insurance

$522

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

121% of $1,478,700

City assessment record · taxes $10,849/yr

Land share of assessed value

19% — $275,000

Improvements $1,203,700 · assessor record ✓

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$1,789,999

Price / Sq Ft

$252

Annual Taxes

$10,849

Monthly Tax

$904

HOA

None

Tax Rate (effective)

0.61%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 29, 2026$1,789,999
Price reducedAug 28, 2026$1,789,999−$1
Currently listed$1,789,999

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

21% above assessment

Total Assessed

$1,478,700

Land

$275,000

Improvement

$1,203,700

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

97 days on market — read it in context

Higher-priced homes market more slowly by nature: the buyer pool is smaller and diligence is heavier. Days-on-market at this tier is a rhythm, not a warning.

Questions buyers ask

Is 345 S Church St in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 345 S Church St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 345 S Church St?+
Yes — EnCore Pilates and Physical Therapy is about 0.5 miles away, per the cached nearby-places record for this address.
Are there parks near 345 S Church St?+
Windsor Park North is about 0.1 miles away.
Where is the nearest grocery store to 345 S Church St?+
The Main Gourmet is about 0.4 miles away. The closest dining on record is Smithfield (0.2 mi).
Is 345 S Church St a waterfront property?+
Yes. The listing record shows: Boat Lift,Deep Water,Dock,Navigable,River.
Does 345 S Church St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 345 S Church St built?+
It was built in 1902, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jimmy Auvil · 1st Advantage Realty LLC · REIN MLS #10637176

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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345 S Church St, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

345 S Church St, Smithfield, Virginia 23430 · MLS #10637176 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.