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Smithfield › ALL OTHERS AREA 64 › 345 S Church St✓ Source: REIN MLS #10637176 · record updated Sep 3, 2026 · synced every 2 min · your inquiry is never resold
345 S Church ST, SMITHFIELD VA 23430 - Main photo
345 S Church ST, SMITHFIELD VA 23430 - Photo 2
345 S Church ST, SMITHFIELD VA 23430 - Photo 3
345 S Church ST, SMITHFIELD VA 23430 - Photo 4
345 S Church ST, SMITHFIELD VA 23430 - Photo 5
5beds
3.2baths
7,096sqft
97days on market

345 S Church St, Smithfield, VA 23430

ActiveResidential · built 1902 · ALL OTHERS AREA 64

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Boat Lift, Deep Water, Dock, Navigable, River.

Frontage

River ✓ VERIFIED

Dock

Dock · Boat lift

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1902

Price / sqft

$252

HOA

None

Taxes

$10,849/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10637176

Interior

Bedrooms
5
Full baths
3
Half baths
2
Approx. sqft
7,096
Stories
3
Flooring
Other, Wood
Total rooms
10
Other rooms
Balcony, Converted Gar, Foyer, Library, PBR with Bath, Office/Study, Pantry, Porch, Sun Room
Appliances
Dishwasher, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan, Intercom

Construction & exterior

Style
Victorian
Subtype
Detached
Foundation
Basement
Roof
Asphalt Shingle,Metal
Exterior
Clapboard
Pool
No Pool
Fencing
Decorative
Waterfront
Boat Lift,Deep Water,Dock,Navigable,River
Deep-water access
Yes

Utilities & systems

Heating
Geo Thermal
Cooling
Geo Thermal
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
ALL OTHERS AREA 64
Zoning
TOWN
Ownership
Fee Simple
Garage
Yes
Parking
Garage Det 1 Car, Carport, Driveway Spc
Possession
CLOSING
Disclosures
Disclosure Statement, Historical District

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Own a piece of Smithfield history. Set on 0.93 acres along the Pagan River, this stunning 1902 Late-Victorian waterfront estate offers 7,096 sq ft of timeless elegance, plus a full unfinished basement. The home features 5 bedrooms, 3 full and 2 half baths, 11-ft barrel ceilings, stained-glass windows, tiger oak hardwood floors, breathtaking trim work, 9 custom fireplaces, and 13 chandeliers. Highlights include a grand front parlor, tall windows, working pocket doors, a private library, and a third-floor ballroom can be used for a media or game room. The fully renovated eat-in kitchen showcases a marble slab island, marble countertops and backsplash, Wolf 6-burner range with double ovens, Sub-Zero refrigerator, and custom cabinet-front appliances. An enclosed sunroom opens to the rear porch. The primary suite offers sweeping river views, a spa-style bath, and oversized closet. Private pier with covered boat lift, two jet ski lifts, and floating dock. A rare waterfront legacy home.

Listing courtesy of Jimmy Auvil · 1st Advantage Realty LLC · REIN MLS #10637176

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 345 S Church Street—a five-bedroom, 3.2-bath Victorian built in 1902 with 7,096 square feet of character and space. You're steps from downtown Smithfield's shops, restaurants, and parks. About 24 minutes to Joint Base Langley-Eustis, this home anchors Smithfield homes for sale with historic charm and modern comfort.

Keep searching in Smithfield

See all Smithfield homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School. Browse every listing among homes for sale in Smithfield — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

Built in 1902, this residence carries the architectural bones of the Victorian era while offering the square footage and bedroom count you need today. Five bedrooms and three full baths spread across 7,096 square feet mean real room to work with. The location—right on Church Street in the heart of town—puts you within a two-minute walk of coffee, grocers, restaurants, and the Smithfield Historic District. That's the kind of walkable, rooted neighborhood that defines homes for sale in Smithfield.

ALL OTHERS AREA 64 and the Smithfield real estate market

ALL OTHERS AREA 64 centers on downtown Smithfield, where tree-lined blocks meet brick storefronts and a genuine sense of community. The streets here are quiet and pedestrian-friendly; you'll see neighbors out on porches and folks walking to the corner for coffee or dinner. Smithfield itself is a small, historic town in Isle of Wight County with deep roots in Virginia's colonial past. Daily life is easy: grocers like The Main Gourmet and Hamtown Mercantile sit two blocks away, and restaurants—Taste of Smithfield, Wharf Hill Brewing Company, The Smithfield Inn and Tavern—are all within a short walk. The Smithfield Historic District anchors the neighborhood's character and draws visitors year-round. Getting around is straightforward: you're about 30 minutes to Newport News, 45 minutes to Virginia Beach, and roughly 24 minutes to Joint Base Langley-Eustis. Anyone comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School will find this address sits in a neighborhood where you can actually walk to what you need.

What's nearby

You're surrounded by walkable convenience. The Main Gourmet, Hamtown Mercantile, and Chili Hill Food Market are each two blocks away—no car trip required for everyday groceries. Coffee is even closer: Cure Coffeehouse, Cafe place, and The Nelms House LLC all sit within a block or two. Restaurants cluster nearby too: Taste of Smithfield, Wharf Hill Brewing Company, and The Smithfield Inn and Tavern are all a short stroll. For fitness, EnCore Pilates and Physical Therapy is three blocks away, and the Luter Family YMCA is about a half-mile out. Parks anchor the area—the Smithfield Historic District, Isle of Wight County Veterans Memorial, and Bark Park are all within walking distance.

For different buyers

Base commute and VA loan notes

Joint Base Langley-Eustis is about 24 minutes away by car, making this a reasonable commute for active-duty and civilian personnel. VA loan financing is common in this area, and the home's age and condition support standard lending. With five bedrooms and established neighborhood infrastructure, you can settle in quickly without major surprises.

Room to grow

Five bedrooms and 3.2 bathrooms give you real space to grow into. The 7,096 square feet spreads across a Victorian-era home with room for home offices, guest suites, or hobby spaces. A fenced yard and proximity to Bark Park and the Smithfield Historic District mean outdoor living is built into daily life here.

More buyer questions

How far is 345 S Church Street from Joint Base Langley-Eustis?

About 24 minutes by car to Fort Eustis, and roughly 32 minutes to Langley AFB. Both are reasonable commutes from this Smithfield location.

What's within walking distance of this address?

Coffee shops, three grocers, five restaurants, parks, and the Smithfield Historic District are all two blocks away or closer. You can walk to most daily needs.

How many bedrooms and bathrooms does 345 S Church Street have?

Five bedrooms and 3.2 bathrooms across 7,096 square feet. That's substantial space for a home built in 1902.

Is this home in a historic district?

The home is located in the heart of the Smithfield Historic District and was built in 1902. The neighborhood is known for its Victorian and colonial architecture.

What is the nearest grocery store to this address?

The Main Gourmet, Hamtown Mercantile, and Chili Hill Food Market are all within two blocks—about a five-minute walk.

Ready to explore this historic Smithfield home? Contact Tom & Dariya Milan at LPT Realty to schedule a tour and learn more about 345 S Church Street.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$1.5M – $2.1M5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51093C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

33.4 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

see more Smithfield homes →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$10,714/mo

Principal & interest

$9,288

Property tax

$904

Home insurance

$522

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

121% of $1,478,700

City assessment record · taxes $10,849/yr

Land share of assessed value

19% — $275,000

Improvements $1,203,700 · assessor record ✓

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$1,789,999

Price / Sq Ft

$252

Annual Taxes

$10,849

Monthly Tax

$904

HOA

None

Tax Rate (effective)

0.61%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 29, 2026$1,789,999—
Price reducedAug 28, 2026$1,789,999−$1
Currently listed—$1,789,999—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

21% above assessment

Total Assessed

$1,478,700

Land

$275,000

Improvement

$1,203,700

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

97 days on market — read it in context

Higher-priced homes market more slowly by nature: the buyer pool is smaller and diligence is heavier. Days-on-market at this tier is a rhythm, not a warning.

Questions buyers ask

Is 345 S Church St in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 345 S Church St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 345 S Church St?+
Yes — EnCore Pilates and Physical Therapy is about 0.5 miles away, per the cached nearby-places record for this address.
Are there parks near 345 S Church St?+
Windsor Park North is about 0.1 miles away.
Where is the nearest grocery store to 345 S Church St?+
The Main Gourmet is about 0.4 miles away. The closest dining on record is Smithfield (0.2 mi).
Is 345 S Church St a waterfront property?+
Yes. The listing record shows: Boat Lift,Deep Water,Dock,Navigable,River.
Does 345 S Church St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 345 S Church St built?+
It was built in 1902, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jimmy Auvil · 1st Advantage Realty LLC · REIN MLS #10637176

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

345 S Church St, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

345 S Church St, Smithfield, Virginia 23430 · MLS #10637176 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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