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Carrollton › SOUTH HARBOR › 325 Tributary Ln✓ Source: REIN MLS #10614441 · record updated Jan 11, 2026 · synced every 2 min · your inquiry is never resold
325 TRIBUTARY LN, CARROLLTON VA 23314 - Main photo
325 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 2
325 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 3
325 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 4
325 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 5
3beds
3baths
2,626sqft
7days on market

325 Tributary Ln, Carrollton, VA 23314

Under ContractResidential · built 2025 · SOUTH HARBOR

Facts & features

Type

Residential

Year built

2025

Price / sqft

$190

HOA fee

$195/mo

Taxes

$2,925/yr

County

Isle of Wight County VA

MLS #

10614441

HOA association includes

ClubhouseExercise RmPlaygroundsPool

$195/mo HOA fee · NONE · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
3
Approx. sqft
2,626
Stories
2
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor Primary BR, Assigned Storage, Foyer, Loft, PBR with Bath, Office/Study, Pantry, Porch
Interior features
Primary Sink-Double, Walk-In Attic
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement,Stone
Exterior features
Patio
Pool
No Pool

Utilities & systems

Heating
Nat Gas,Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
SOUTH HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Driveway Spc
Possession
CLOSING
Miscellaneous
Warranty Plan
Disclosures
Residential 55+ Community

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Welcome to South Harbor 55+, a vibrant community in Isle of Wight near Smithfield, offering single-family homes with first-floor living, no yard work, and resort-style amenities including a clubhouse, pool, walking trails, and pickleball courts. The Palladio 2-Story offers flexibility and style with 3 bedrooms, 3 bathrooms, and a versatile flex room that can serve as a dining area, sitting room, office — or even be converted into a 4th bedroom. The gourmet kitchen with a large island is the perfect spot for entertaining, flowing seamlessly into the spacious family room. All essential living spaces, including the owner's suite with en-suite bath and walk-in closet, are on the first floor, along with a covered back porch and the option for a wooded homesite. Upstairs, enjoy a loft, a bedroom and bath, and a temperature controlled walk-in storage room. A 2-car garage completes this thoughtfully designed home. MOVE IN READY BY JANUARY/EARLY FEBRUARY!!!!

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10614441

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

325 Tributary Lane is a brand-new 2025 construction in Carrollton's South Harbor community — three bedrooms, three full baths, and 2,626 square feet of thoughtfully designed living space in Isle of Wight County, just minutes from the James River corridor and two major naval installations.

Keep searching in Carrollton

See homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School.

Read the full overview ↓

Why this home stands out

New construction in 2025 means everything — the roof, the mechanicals, the finishes — is factory-fresh, and you're the first person to call it home. South Harbor gives you that rare combination of a quiet, master-planned neighborhood feel with genuine access to Hampton Roads employment hubs. Three full baths across 2,626 square feet means nobody is waiting in line on a school morning.

SOUTH HARBOR and the Carrollton real estate market

South Harbor sits in Carrollton, a community within Isle of Wight County that consistently draws buyers who want elbow room without sacrificing convenience. The neighborhood carries a calm, residential character — wide streets, newer homes, and neighbors who tend to stay a while. Carrollton itself occupies a sweet spot between the slower pace of rural Isle of Wight and the full-service amenities of the greater Hampton Roads metro. You're close enough to Suffolk, Newport News, and the James River Bridge to keep your commute manageable, yet far enough from the urban core that the evenings feel genuinely quiet. Isle of Wight County is known for lower property tax rates and a strong sense of community identity, which makes it a compelling landing spot for families planting roots. If you are comparing Carrollton homes for sale, South Harbor tends to stand out for its cohesive streetscape and the quality of its newer builds.

What's nearby

Day-to-day errands are easy from 325 Tributary Lane. Virginia Heaters is just 0.2 miles away — a quick trip when you need to grab something without making a full grocery run. Field of Dreams Gymnastics Club is 0.6 miles out, a genuine convenience for families with kids in activities. Nike Park, 0.7 miles away, gives you a go-to outdoor space for afternoons and weekends, and Isle of Wight Parks is less than a mile away for additional green space and recreation. You won't feel car-dependent for the things that matter most in daily life.

For different buyers

For military families relocating

NSA Northwest Annex is about 21 minutes from the front door, and NSA Hampton Roads is roughly 25 minutes — both well within the range most Hampton Roads military families consider comfortable. A VA loan pairs naturally with new construction like this, letting you step into a 2025-built home with zero prior owners and full remaining warranty life. South Harbor's stable, owner-occupied character also means a consistent neighborhood environment through PCS cycles.

For families upgrading

Families comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School will find 325 Tributary Lane sits squarely in that attendance zone, making South Harbor a natural target neighborhood. Three full baths and 2,626 square feet give a growing household genuine breathing room — no compromises on space, and no deferred maintenance to budget for in year one of ownership.

More buyer questions

How far is 325 Tributary Lane from NSA Northwest Annex?

The drive to NSA Northwest Annex runs approximately 21 minutes under normal traffic conditions, making it one of the more manageable commutes in the Isle of Wight County area for personnel stationed there.

Is 325 Tributary Lane in a flood zone?

Flood zone information for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA mapping data for the specific parcel.

What year was 325 Tributary Lane built?

The home was built in 2025, making it brand-new construction — the first ownership cycle for this address.

Does South Harbor have an HOA?

South Harbor does have a homeowners association; specific fee amounts and governing documents are available through the listing disclosure package.

Where is 325 Tributary Lane relative to the James River Bridge?

Carrollton sits on the Isle of Wight side of the James River, placing 325 Tributary Lane within a short drive of the James River Bridge — a key artery connecting Isle of Wight County to Newport News and the broader Peninsula.

Tom and Dariya Milan at LPT Realty know South Harbor and Isle of Wight County well — reach out to get your questions answered and schedule a walkthrough of 325 Tributary Lane.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Carrollton$420K – $575K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,984/mo

Principal & interest

$2,594

Property tax

$244

Home insurance

$146

PMI

None

HOA/Condo (paid separately)

$195

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

122% of $411,100

City assessment record · taxes $2,925/yr

Land share of assessed value

37% — $150,900

Improvements $260,200 · assessor record ✓

Price context — similar nearby homes

$475,000 – $555,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

13366 Country Walk CIR · 1 mi · 2,800 sqft$555,000 sold 2026-06
13158 Lake Pointe DR · 1.6 mi · 2,600 sqft$475,000 sold 2026-09
13177 Harbor DR · 1.5 mi · 2,700 sqft$505,000 sold 2026-08

Own a home nearby? See what it is worth today — What's your Carrollton home worth?

Sale & Tax History

List Price

$499,990

Price / Sq Ft

$190

Annual Taxes

$2,925

Monthly Tax

$244

HOA fee

$195 / mo

Tax Rate (effective)

0.59%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 2, 2026$499,990—
Currently listed—$499,990—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

22% above assessment

Total Assessed

$411,100

Land

$150,900

Improvement

$260,200

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 325 Tributary Ln in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 325 Tributary Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 325 Tributary Ln?+
Yes — Field of Dreams Gymnastics Club is about 0.5 miles away, per the cached nearby-places record for this address.
Are there parks near 325 Tributary Ln?+
Nike Park is about 1 miles away.
Where is the nearest grocery store to 325 Tributary Ln?+
Virginia Heaters is about 0 miles away.
Does 325 Tributary Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NONE. Association amenities on record include: Clubhouse, Exercise Rm, Playgrounds, Pool.
When was 325 Tributary Ln built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10614441

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

325 Tributary Ln, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

325 Tributary Ln, Carrollton, Virginia 23314 · MLS #10614441 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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