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Carrollton › SOUTH HARBOR › 325 Tributary Ln✓ Source: REIN MLS #10614441 · record updated Jan 11, 2026 · synced every 2 min · your inquiry is never resold
325 TRIBUTARY LN, CARROLLTON VA 23314 - Main photo
325 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 2
325 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 3
325 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 4
325 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 5
3beds
3baths
2,626sqft
7days on market

325 Tributary Ln, Carrollton, VA 23314

Under ContractResidential · built 2025 · SOUTH HARBOR

Facts & features

Type

Residential

Year built

2025

Price / sqft

$190

HOA fee

$195/mo

Taxes

$2,925/yr

County

Isle of Wight County VA

MLS #

10614441

HOA association includes

ClubhouseExercise RmPlaygroundsPool

$195/mo HOA fee · NONE · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
3
Approx. sqft
2,626
Stories
2
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor Primary BR, Assigned Storage, Foyer, Loft, PBR with Bath, Office/Study, Pantry, Porch
Interior features
Primary Sink-Double, Walk-In Attic
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement,Stone
Exterior features
Patio
Pool
No Pool

Utilities & systems

Heating
Nat Gas,Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
SOUTH HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Driveway Spc
Possession
CLOSING
Miscellaneous
Warranty Plan
Disclosures
Residential 55+ Community

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Welcome to South Harbor 55+, a vibrant community in Isle of Wight near Smithfield, offering single-family homes with first-floor living, no yard work, and resort-style amenities including a clubhouse, pool, walking trails, and pickleball courts. The Palladio 2-Story offers flexibility and style with 3 bedrooms, 3 bathrooms, and a versatile flex room that can serve as a dining area, sitting room, office — or even be converted into a 4th bedroom. The gourmet kitchen with a large island is the perfect spot for entertaining, flowing seamlessly into the spacious family room. All essential living spaces, including the owner's suite with en-suite bath and walk-in closet, are on the first floor, along with a covered back porch and the option for a wooded homesite. Upstairs, enjoy a loft, a bedroom and bath, and a temperature controlled walk-in storage room. A 2-car garage completes this thoughtfully designed home. MOVE IN READY BY JANUARY/EARLY FEBRUARY!!!!

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10614441

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Brand-new three-bedroom, three-bath home in South Harbor, Carrollton, built in 2025 with 2,626 square feet of modern living space. Contemporary finishes and efficient layouts throughout. About 25 minutes to NSA Hampton Roads. Complete and ready for occupancy.

Keep searching in Carrollton

See all Carrollton homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School. Browse every listing among homes for sale in Carrollton — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

This is new construction with contemporary finishes and efficient layouts. Three full bathrooms mean less morning conflict. The open floor plan connects kitchen, dining, and living areas seamlessly. Two-car garage and modern HVAC systems come standard. You'll find quality materials throughout, from flooring to fixtures. South Harbor offers newer homes on quiet, established streets.

SOUTH HARBOR and the Carrollton real estate market

South Harbor is a residential neighborhood in Carrollton, Virginia, known for newer construction and tree-lined streets. Homes here sit on generous lots with room to breathe. The community feels suburban but connected—you're close enough to town amenities yet removed from heavy traffic. Carrollton itself is a growing area in Isle of Wight County, blending rural character with modern convenience. Shopping, dining, and services are a short drive away. Route 258 provides easy access to neighboring communities. Anyone comparing Carrollton homes for sale will notice South Harbor's emphasis on quality construction and neighborhood stability. The area draws people who want newer homes without the density of larger developments. If you're exploring homes for sale in Carrollton, note that this address is zoned for homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School, serving the broader Carrollton area.

What's nearby

Carrollton has a growing network of local shops and restaurants within 5–10 minutes. The Carrollton Marketplace area offers groceries, pharmacies, and everyday services. Several parks and recreational facilities are nearby for outdoor activities. Dining ranges from casual to family-friendly establishments. You're about 20 minutes to larger shopping and entertainment in Isle of Wight. Commutes to Hampton, Newport News, and Norfolk are straightforward via Route 258 and I-64.

For different buyers

Base commute and VA loan notes

NSA Hampton Roads is about 25 minutes away, and MARFORCOM Norfolk is roughly 27 minutes. VA loan financing is common in this area and works well for new construction. The home is complete and ready for occupancy, which simplifies the move-in timeline. Carrollton's location offers a quieter setting while keeping base commutes manageable.

Room to grow

Three bedrooms give you space for kids, a home office, or a guest room. Three full bathrooms reduce morning bottlenecks. The 2,626 square feet layout includes a two-car garage for storage and vehicles. The open floor plan connects living spaces, making it easy to watch and interact with everyone at home.

More buyer questions

How far is 325 Tributary Lane from NSA Hampton Roads?

About 25 minutes by car, depending on traffic. It's a straightforward drive via Route 258 and I-64.

What is the zoning for this address?

This home is zoned for homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School in Isle of Wight County.

Is this a new construction home?

Yes, the home was built in 2025 and comes with modern finishes, efficient systems, and a two-car garage.

What is South Harbor like as a neighborhood?

South Harbor is a quiet residential area in Carrollton known for newer homes, tree-lined streets, and generous lots. It has a suburban feel with good access to local services.

Are VA loans available for this property?

Yes, VA loan financing is widely available in the Carrollton area and works well for new construction homes like this one.

Ready to explore 325 Tributary Lane? Contact Tom & Dariya Milan to schedule a tour and learn more about homes for sale in Carrollton.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Carrollton$420K – $575K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51093C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

22.3 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Carrollton homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,984/mo

Principal & interest

$2,594

Property tax

$244

Home insurance

$146

PMI

None

HOA/Condo (paid separately)

$195

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

122% of $411,100

City assessment record · taxes $2,925/yr

Land share of assessed value

37% — $150,900

Improvements $260,200 · assessor record ✓

Price context — similar nearby homes

$475,000 – $600,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

13366 Country Walk CIR · 1 mi · 2,800 sqft$555,000 sold 2026-06
5 Drivers LN · 1.3 mi · 2,581 sqft$600,000 sold 2026-09
13158 Lake Pointe DR · 1.6 mi · 2,600 sqft$475,000 sold 2026-09

Own a home nearby? See what it is worth today — What's your Carrollton home worth?

Sale & Tax History

List Price

$499,990

Price / Sq Ft

$190

Annual Taxes

$2,925

Monthly Tax

$244

HOA fee

$195 / mo

Tax Rate (effective)

0.59%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 2, 2026$499,990—
Currently listed—$499,990—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

22% above assessment

Total Assessed

$411,100

Land

$150,900

Improvement

$260,200

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 325 Tributary Ln in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 325 Tributary Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 325 Tributary Ln?+
Yes — Field of Dreams Gymnastics Club is about 0.5 miles away, per the cached nearby-places record for this address.
Are there parks near 325 Tributary Ln?+
Nike Park is about 1 miles away.
Where is the nearest grocery store to 325 Tributary Ln?+
Virginia Heaters is about 0 miles away.
Does 325 Tributary Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NONE. Association amenities on record include: Clubhouse, Exercise Rm, Playgrounds, Pool.
When was 325 Tributary Ln built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10614441

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

325 Tributary Ln, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

325 Tributary Ln, Carrollton, Virginia 23314 · MLS #10614441 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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