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SuffolkTHE RIVERFRONT3229 Shelter Cove Ct✓ Source: REIN MLS #10629797 · record updated Jun 5, 2026 · synced every 2 min · your inquiry is never resold
3229 Shelter Cove CT, SUFFOLK VA 23435 - Main photo
$1,110,000
$248 / sqft · est. $6,974/mo →
6beds
5baths
4,480sqft
40days on market

3229 Shelter Cove Ct, Suffolk, VA 23435

SoldResidential · built 2011 · THE RIVERFRONT

About this home

The listing, in the seller's words

Home-a-Rama custom-built Executive home offering 6 bedrooms & 5 full baths with a thoughtfully designed, spacious layout. A gourmet kitchen with high-end finishes opens to the main living areas, ideal for both everyday living & entertaining. The first-floor primary features a custom bath, double shower & award-winning walk-in closet w/extensive built-ins. Great for multi-generational living, an additional first-floor bedroom or office includes an attached full bath. Upstairs includes a second primary suite, 3 more bedrooms, and an expansive games room with bar, pool table, and projection screen. Outdoor living is impressive with a covered front porch, expansive patio, outdoor kitchen, & fenced yard with water feature. 3-car garage w/pull-down screening, high ceiling & glow-in-the-dark highlighted spacing. Conveniently located near shopping, dining, Bon Secours & Sentara hospitals, and military bases.

Listing courtesy of Wendy Hollis · BHHS RW Towne Realty · REIN MLS #10629797

VaHome team overview

Our read on this home

At a glance

Meet 3229 Shelter Cove CT — a six-bedroom, five-bath home spanning 4,480 square feet on a 0.38-acre lot in Suffolk's THE RIVERFRONT community. Built in 2011, it offers serious space, a well-established neighborhood, and quick access to two major military installations.

Read the full overview ↓

Why this home stands out

Six bedrooms and five full baths in a single-family home is genuinely rare, and 3229 Shelter Cove CT delivers that scale without sacrificing the feel of a real neighborhood. The 0.38-acre lot gives you breathing room in every direction, while the 2011 build year means the bones are modern — think current code construction, not a decades-long list of deferred updates. THE RIVERFRONT wraps it all in a planned community with genuine character.

THE RIVERFRONT and the Suffolk real estate market

THE RIVERFRONT is one of Suffolk's most recognizable planned communities, built along the Nansemond River with tree-lined streets, sidewalks, and a cohesive architectural character that holds up year after year. Shelter Cove Court sits on a quiet cul-de-sac street inside the neighborhood, which means low through-traffic and a genuine sense of place. If you've been browsing houses for sale in Suffolk VA, you've probably noticed THE RIVERFRONT come up repeatedly — and for good reason. Suffolk itself is the largest city by land area in Virginia, yet it retains a slower, more spacious pace than the denser parts of Hampton Roads. The city sits in western Hampton Roads, bordered by the Nansemond River and miles of farmland, giving residents a lifestyle that balances suburban convenience with genuine open space. City services, parks, and major retail corridors are all accessible without the congestion you'd find closer to Norfolk or Virginia Beach.

What's nearby

Daily life around 3229 Shelter Cove CT is genuinely convenient. River Stone Chophouse is just 0.6 miles away — an easy choice for a weeknight dinner or a weekend celebration without the drive. River Park Fishing Pier is 0.4 miles out, putting waterfront access practically at your doorstep; it's the kind of place you'll use more than you expect. Bill Jessee Park is half a mile away and rounds out the outdoor options nicely. Between the pier, the park, and a solid restaurant this close, the immediate surroundings feel complete rather than car-dependent.

For different buyers

For military families relocating

NSA Northwest Annex is roughly eight minutes from the front door, and NSA Hampton Roads sits about fourteen minutes out — both well within a comfortable daily commute. A home this size handles deployments, homecomings, and the general rhythm of military family life with room to spare. VA loan eligibility can make a property at this scale more accessible than you might expect, and BAH rates in the Suffolk area reflect the region's strong demand.

For families upgrading

If your current home has everyone on top of each other, six bedrooms and five baths changes the equation entirely. There's space for a dedicated home office, a guest suite, a playroom — and still enough left over that the house doesn't feel consumed by any one purpose. The 0.38-acre lot adds outdoor room to grow, and THE RIVERFRONT's established community feel means you're buying into a neighborhood, not just a house.

More buyer questions

How far is 3229 Shelter Cove CT from NSA Northwest Annex?

NSA Northwest Annex is approximately eight minutes from the property by car, making it one of the shortest military commutes available in this part of Suffolk. NSA Hampton Roads is roughly fourteen minutes away, giving households with assignments at either installation a practical daily drive.

What neighborhood is 3229 Shelter Cove CT located in?

The property sits within THE RIVERFRONT, a planned community in Suffolk, Virginia, known for its Nansemond River setting, consistent architectural character, and cul-de-sac streets like Shelter Cove Court.

Is there an HOA at THE RIVERFRONT in Suffolk?

THE RIVERFRONT does have a homeowners association, which helps maintain the community's shared spaces and architectural standards. Specific fee details are best confirmed through current HOA documentation at the time of any transaction.

What is the flood zone status for 3229 Shelter Cove CT?

Flood zone designation for this address is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data. It's worth reviewing that information alongside any lender or insurance requirements.

How large is the lot at 3229 Shelter Cove CT?

The lot measures 0.38 acres, which is notably generous for a community home in this part of Suffolk and provides meaningful outdoor space on all sides of the structure.

Want to know more about 3229 Shelter Cove CT or THE RIVERFRONT community? Tom and Dariya Milan at LPT Realty are happy to walk you through everything — reach out anytime.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2011

Price / sqft

$248

HOA fee

$55/mo

Taxes

$10,034/yr

County

Suffolk VA

Waterfront

Yes

MLS #

10629797

HOA association includes

DockPlaygroundsTennis CtsTrash Pickup

$55/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
6
Full baths
5
Approx. sqft
4,480
Stories
2
Flooring
Carpet, Ceramic
Ensuite bedrooms
4
First-floor bed & full bath
Yes
Total rooms
14
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Office/Study, Pantry, Porch, Rec Room, Utility Closet
Appliances
Dishwasher, Disposal, Dryer, Microwave, Gas Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener, Jetted Tub, Satellite Dish
Accessibility
Hallways 42 IN plus, Handheld Showerhead, Level Flooring, Low Pile Carpet, Main Floor Laundry, Pocket Doors

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle,Metal
Exterior
Brick,Fiber Cement
Pool
No Pool
Fencing
Back Fenced
Waterfront
Not Waterfront

Utilities & systems

Heating
Forced Hot Air, Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.3800
Subdivision
THE RIVERFRONT
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 3+ Car, Oversized Gar, Driveway Spc
Possession
SETTLEMENT
Disclosures
Common Interest Community, Disclosure Statement, Resale Certif Req

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

The Riverfront

The Riverfront at Harbour View is a master-planned golf community in North Suffolk, Virginia, set near the banks of the Nansemond River in the fast-growing Harbour View area.

$518K

Median sale · 12 mo

$210

Sold $/sq ft

40d

Days on market

19

For sale now

$158K

HH income

94.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore The Riverfront
Map of The Riverfront with neighborhood boundaryNeighborhood

Suffolk homes for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$6,974/mo

Principal & interest

$5,760

Property tax

$836

Home insurance

$324

PMI

None

HOA

$55

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$925,000$2,450,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 3 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3115 Summerhouse DR · 0.2 mi · 4,295 sqft$980,000 sold 2026-03
3434 Village Square PL · 0.1 mi · 3,954 sqft$1,150,000 sold 2026-05
3220 Stone Harbour CT · 0.3 mi · 3,970 sqft$940,000 sold 2026-02

Sale & Tax History

List Price

$1,110,000

Price / Sq Ft

$248

Annual Taxes

$10,034

Monthly Tax

$836

HOA fee

$55 / mo

Tax Rate (effective)

0.90%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 26, 2026$1,110,000
Price increasedJun 5, 2026$1,110,000+$10,000
SoldJun 4, 2026$1,110,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 3229 Shelter Cove Ct in a good school zone?+
The assigned zones on the listing record are Northern Shores Elementary (GreatSchools 7/10), Col. Fred Cherry Middle, Nansemond River (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3229 Shelter Cove Ct in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 3229 Shelter Cove Ct?+
River Park Fishing Pier is about 0.4 miles away.
Does 3229 Shelter Cove Ct have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Dock, Playgrounds, Tennis Cts, Trash Pickup.
When was 3229 Shelter Cove Ct built?+
It was built in 2011, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Wendy Hollis · BHHS RW Towne Realty · REIN MLS #10629797

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

This one's sold — the next one doesn't have to be.

3229 Shelter Cove Ct, Suffolk, Virginia 23435 · MLS #10629797 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.