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SmithfieldCHURCH SQUARE301 Cathedral St✓ Source: REIN MLS #10634463 · record updated Jun 29, 2026 · synced every 2 min · your inquiry is never resold
301 Cathedral ST, SMITHFIELD VA 23430 - Main photo
301 Cathedral ST, SMITHFIELD VA 23430 - Photo 2
301 Cathedral ST, SMITHFIELD VA 23430 - Photo 3
301 Cathedral ST, SMITHFIELD VA 23430 - Photo 4
301 Cathedral ST, SMITHFIELD VA 23430 - Photo 5
$369,900
$274 / sqft · est. $2,497/mo →
2beds
2baths
1,350sqft
28days on market

301 Cathedral St, Smithfield, VA 23430

Under ContractResidential · built 2022 · CHURCH SQUARE

About this home

The listing, in the seller's words

Welcome to easy living in one of Smithfield's sought after 55+ communities! Situated on a desirable corner lot, this beautifully maintained home offers low maintenance living with fantastic amenities including a pool, clubhouse, fitness room, outdoor activities and more. Inside you'll find an open concept layout connecting the living, dining and kitchen spaces, perfect for entertaining or everyday comfort. The kitchen features a large walk in pantry with plenty of storage. Home offers 2 spacious bedrooms and 2 full baths, including a generous primary suite with walk in closet and ensuite bath complete with double sinks, a walk in shower and grab bars for added convenience. Enjoy relaxing on the side patio and the ease of a rear entry 2 car garage. Conveniently located just minutes from downtown Smithfield, Windsor Castle Park, the new hospital, shopping, restaurants, interstates and more!

Listing courtesy of Anna Boyer · Howard Hanna Real Estate Svcs. · REIN MLS #10634463

VaHome team overview

Our read on this home

At a glance

301 Cathedral Street is a 2022-built, 2-bedroom, 2-bath home in Smithfield, Virginia — 1,350 square feet of newer construction in a charming small-town setting, with Joint Base Langley-Eustis just 24 minutes away and walkable dining and green space right outside the door.

Read the full overview ↓

Why this home stands out

Built in 2022, this home skips the renovation math entirely. You're getting modern construction — think current building codes, energy-efficient systems, and fresh finishes — in the middle of historic Smithfield, a town that most new builds never get close to. Two full baths for two bedrooms is a practical luxury, and the walkable proximity to local restaurants and parks gives this address a lifestyle that newer suburban subdivisions rarely offer.

CHURCH SQUARE and the Smithfield real estate market

Smithfield, Virginia is one of Hampton Roads' most distinctive small towns — a place where 18th-century streetscapes and working waterfront culture coexist with everyday modern convenience. Cathedral Street sits in the heart of it all, putting you within easy reach of the Isle of Wight County historic district, the Pagan River waterfront, and the kind of locally owned businesses that give a town its character. Smithfield is famously known as the 'Ham Capital of the World,' and that identity runs deeper than marketing — it reflects a community proud of its roots and genuinely invested in its downtown. The pace here is unhurried, the streets are walkable, and neighbors tend to know each other. For buyers searching for Smithfield VA homes for sale, Cathedral Street delivers that rare combination: a newer home in an established, walkable setting with real small-town identity. Isle of Wight County governs the area, offering lower density and a quieter quality of life compared to the denser cities across the James River.

What's nearby

Daily life is easy from 301 Cathedral Street. The Oak & Ivy Taphouse is just 0.2 miles away — a short walk for a weeknight dinner or weekend craft beer. Q Daddy's Pitmaster BBQ is half a mile out when you're in the mood for something smoky, and Smithfield Station, the waterfront landmark restaurant, is 0.6 miles away. Beale Park is only 0.3 miles from your door, with Bill Laine Park and Windsor Park North both within 0.7 miles for additional outdoor options. Everyday errands are covered too — Royal Farms and Dollar General are each under a mile away for quick grocery and convenience runs.

For different buyers

For military families relocating

Joint Base Langley-Eustis (Fort Eustis) is a 24-minute drive from 301 Cathedral Street, and NSA Northwest Annex is about 28 minutes out — both well within a practical commute window. A VA loan can make a newer-construction home like this especially accessible, and Isle of Wight County's lower cost of living stretches a BAH allotment further than many Hampton Roads zip codes.

For first-time buyers

A 2022-built home means you're not walking into someone else's deferred maintenance. The systems are new, the finishes are current, and at 1,350 square feet with two full baths, the layout is efficient without feeling cramped. Smithfield's walkable downtown means you can skip the car for dinner or a park visit — a genuine lifestyle perk that's hard to put a number on.

More buyer questions

How far is 301 Cathedral Street from Joint Base Langley-Eustis?

The drive to Joint Base Langley-Eustis (Fort Eustis) is approximately 24 minutes under typical traffic conditions. NSA Northwest Annex is about 28 minutes away, making Cathedral Street a workable home base for personnel assigned to either installation.

What is the flood zone status for 301 Cathedral Street?

Flood zone information for this address is displayed in the dedicated FloodRisk tile on this page — check there for the current FEMA designation and what it means for insurance requirements.

Is 301 Cathedral Street part of an HOA?

HOA status for this property should be confirmed through current disclosure documents, but the address does not appear to carry a mandatory HOA based on available property data.

What year was 301 Cathedral Street built?

The home was built in 2022, making it one of the newer residential constructions in the immediate Smithfield downtown area.

Where is 301 Cathedral Street located relative to downtown Smithfield?

The address sits within the core of Smithfield, placing it within easy walking distance of the historic district, local restaurants like The Oak & Ivy Taphouse, and green spaces including Beale Park — all under half a mile away.

Want to see 301 Cathedral Street in person? Tom and Dariya Milan at LPT Realty know this market well — reach out and they'll set up a walkthrough at your convenience.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryHardy Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2022

Price / sqft

$274

HOA fee

$240/mo

Taxes

$2,763/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10634463

HOA association includes

ClubhouseExercise RmGround MaintPoolTrash Pickup

$240/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
2
Full baths
2
Approx. sqft
1,350
Stories
1
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Foyer, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener
Accessibility
Grab bars, Hallways 42 IN plus, Level Flooring, Main Floor Laundry

Construction & exterior

Style
Craftsman
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CHURCH SQUARE
Ownership
Fee Simple
Garage
No
Parking
Street
Possession
CLOSE
Disclosures
Residential 55+ Community, Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,497/mo

Principal & interest

$1,919

Property tax

$230

Home insurance

$108

PMI

None

HOA

$240

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

105% of $351,200

City assessment record · taxes $2,763/yr

Land share of assessed value

19% — $65,000

Improvements $286,200 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$270,000$395,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

200 Durham ST · 0.1 mi · 1,392 sqft$369,000 sold 2026-05
208 Edgewood Drive · 0.2 mi · 1,392 sqft$370,000 sold 2026-06
812 S Church ST · 0.2 mi · 1,412 sqft$315,000 sold 2026-06

Sale & Tax History

List Price

$369,900

Price / Sq Ft

$274

Annual Taxes

$2,763

Monthly Tax

$230

HOA fee

$240 / mo

Tax Rate (effective)

0.75%

Sale Timeline (this listing)

EventDatePriceDetail
Price reducedMay 29, 2026$369,900−$10,000
ListedJun 1, 2026$369,900
Currently listed$369,900

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

5% above assessment

Total Assessed

$351,200

Land

$65,000

Improvement

$286,200

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 301 Cathedral St in a good school zone?+
The assigned zones on the listing record are Hardy Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 301 Cathedral St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 301 Cathedral St?+
Beale Park is about 0.3 miles away.
Where is the nearest grocery store to 301 Cathedral St?+
Royal Farms is about 0.6 miles away. The closest dining on record is The Oak & Ivy Taphouse (0.2 mi).
Does 301 Cathedral St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Ground Maint, Pool, Trash Pickup.
When was 301 Cathedral St built?+
It was built in 2022, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Anna Boyer · Howard Hanna Real Estate Svcs. · REIN MLS #10634463

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

301 Cathedral St, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

301 Cathedral St, Smithfield, Virginia 23430 · MLS #10634463 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.