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SmithfieldSMITHFIELD ON THE JAMES3.13ac Morgarts Beach Rd✓ Source: REIN MLS #10645724 · record updated Aug 1, 2026 · synced every 2 min · your inquiry is never resold
3.13ac Morgarts Beach RD, SMITHFIELD VA 23430 - Main photo
3.13ac Morgarts Beach RD, SMITHFIELD VA 23430 - Photo 2
3.13ac Morgarts Beach RD, SMITHFIELD VA 23430 - Photo 3
3.13ac Morgarts Beach RD, SMITHFIELD VA 23430 - Photo 4
3.13ac Morgarts Beach RD, SMITHFIELD VA 23430 - Photo 5
$250,000
12days on market

3.13ac Morgarts Beach Rd, Smithfield, VA 23430

ActiveLand and Farms · SMITHFIELD ON THE JAMES

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Lake.

Frontage

Lake ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Land and Farms

HOA

None

Taxes

$740/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10645724

Construction & exterior

Waterfront
Lake

Utilities & systems

Utilities available
Septic, Well

Lot, parking & ownership

Lot size
3.1300
Road surface
Gravel, Paved
Subdivision
SMITHFIELD ON THE JAMES
Zoning
RAC
Ownership
Fee Simple
Possession
CLOSING
Disclosures
Common Interest Community

See more Smithfield waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Welcome horse lovers! This lot in Smithfield on the James offers serenity and a double-water view oasis with a deeded view of the James River, AND an elevated 3+ acre lot that overlooks their aerated lake! It's the ideal spot for your dream home, with space for pasture and barn! The walking and riding trails throughout this mostly-undeveloped neighborhood give access right to the James River for enjoying all manner of water sports. Recent survey, soil test, & septic ready! Builder familiar with the covenants and architectural rules can be part of your process from the beginning.

Listing courtesy of Ashley Tarter · Abbitt Realty Company LLC · REIN MLS #10645724

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Three-plus acres of riverfront land in Smithfield's storied James River corridor — raw, buildable, and ready for the custom home you've been designing in your head. This is one of the rare oversized lots where the view, the acreage, and the address all line up at once.

Read the full overview ↓

Why this home stands out

At 3.13 acres along Morgarts Beach Road, this parcel sits inside the Smithfield on the James community with direct proximity to the James River shoreline. The lot's generous depth gives a future home real separation from the road, room for outbuildings or a long private drive, and the kind of breathing space that subdivided quarter-acre lots simply cannot replicate. For buyers who want to build on their own terms, this is the starting point.

SMITHFIELD ON THE JAMES and the Smithfield real estate market

Smithfield on the James is one of Isle of Wight County's most recognized waterfront addresses — a low-density stretch of the James River's south bank where large lots, mature trees, and a genuine sense of privacy define the character. The community carries the name recognition of Smithfield itself, a small Virginia town famous for its colonial-era streetscapes, its working waterfront, and a pace of life that feels genuinely unhurried. Downtown Smithfield is just a few minutes away, where local restaurants, boutique shops, and the Smithfield Station marina anchor a walkable historic district. Isle of Wight County governs this area, which means lower density zoning, a quieter regulatory environment, and a community identity that has resisted the suburban sprawl visible elsewhere in Hampton Roads. For families comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School, this corridor sits squarely within those attendance zones.

What's nearby

Fort Boykin Historic Park is practically a neighbor at 0.7 miles — a Revolutionary War-era earthwork fort perched on a bluff above the James River, with walking trails, picnic grounds, and sweeping water views that are free and open year-round. The historic district of downtown Smithfield is a short drive, offering independent restaurants, a pharmacy, and a farmers market. Grocery runs and everyday errands are covered in Smithfield proper. The broader Hampton Roads metro — Newport News, Suffolk, and Chesapeake — is all within 30 to 45 minutes, keeping this rural setting genuinely connected.

For different buyers

For military families relocating

Joint Base Langley-Eustis sits about 17 minutes north, and Naval Weapons Station Yorktown is roughly 29 minutes away — both well within a practical commute from Morgarts Beach Road. VA loan eligibility can make financing raw land a different conversation than it is with conventional products, so it's worth a direct discussion. For a military family that wants acreage, privacy, and a buildable James River lot within striking distance of two major installations, this parcel checks the boxes that almost nothing else in the region does.

For buyers drawn to character

If your vision is a custom home on a real piece of land — not a builder's standard lot with six feet of side yard — 3.13 acres on the James River corridor is the canvas. Smithfield on the James has the name, the water access, and the low-density character that attract buyers who want to build something that will still feel right in 40 years. The lot's size allows for a long approach drive, a detached garage or workshop, and genuine tree preservation around whatever footprint you choose.

More buyer questions

How far is 3.13ac Morgarts Beach Road from Joint Base Langley-Eustis?

The drive to Joint Base Langley-Eustis runs approximately 17 minutes under normal traffic conditions, making this one of the more practical large-acreage options for service members assigned to Fort Eustis.

Is 3.13ac Morgarts Beach Road in a flood zone?

Given the property's proximity to the James River, flood zone status is an important due-diligence item — check the FEMA flood map and the site's FloodRisk tile for the current designation before planning your build.

What utilities are available at this Smithfield land parcel?

Utility availability — including public water, sewer, electric, and natural gas — should be confirmed with Isle of Wight County and the relevant utility providers as part of your pre-purchase due diligence, since rural parcels vary widely.

Can you build a custom home on this lot in Smithfield on the James?

The parcel is zoned within Isle of Wight County's jurisdiction; a buyer's attorney or a local land-use consultant can confirm current zoning classification, setback requirements, and any community covenants that apply to new construction.

Where is Fort Boykin relative to this property?

Fort Boykin Historic Park is approximately 0.7 miles from the parcel — close enough to walk or bike — offering river bluff trails and one of the more scenic free outdoor spaces in Isle of Wight County.

Tom and Dariya Milan at LPT Realty know this corridor well. Reach out to talk through buildability, due diligence steps, and what it actually takes to turn a parcel like this into a finished home.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$210K – $290K

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

homes for sale in Smithfield

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,432/mo

Principal & interest

$1,297

Property tax

$62

Home insurance

$73

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$250,000

Price / Sq Ft

$0

Annual Taxes

$740

Monthly Tax

$62

HOA

None

Tax Rate (effective)

0.30%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 23, 2026$250,000
Currently listed$250,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

12 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 3.13ac Morgarts Beach Rd in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3.13ac Morgarts Beach Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 3.13ac Morgarts Beach Rd?+
Fort Boykin is about 0.6 miles away.
Is 3.13ac Morgarts Beach Rd a waterfront property?+
Yes. The listing record shows: Lake.
Does 3.13ac Morgarts Beach Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Ashley Tarter · Abbitt Realty Company LLC · REIN MLS #10645724

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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3.13ac Morgarts Beach Rd, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3.13ac Morgarts Beach Rd, Smithfield, Virginia 23430 · MLS #10645724 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.