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SmithfieldSMITHFIELD ON THE JAMES3.13ac Morgarts Beach Rd✓ Source: REIN MLS #10645724 · record updated Jul 24, 2026 · synced every 2 min · your inquiry is never resold
3.13ac Morgarts Beach RD, SMITHFIELD VA 23430 - Main photo
3.13ac Morgarts Beach RD, SMITHFIELD VA 23430 - Photo 2
3.13ac Morgarts Beach RD, SMITHFIELD VA 23430 - Photo 3
3.13ac Morgarts Beach RD, SMITHFIELD VA 23430 - Photo 4
3.13ac Morgarts Beach RD, SMITHFIELD VA 23430 - Photo 5
$250,000
1days on market

3.13ac Morgarts Beach Rd, Smithfield, VA 23430

New ListingLand and Farms · SMITHFIELD ON THE JAMES

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Lake.

Frontage

Lake ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Welcome horse lovers! This lot in Smithfield on the James offers serenity and a double-water view oasis with a deeded view of the James River, AND an elevated 3+ acre lot that overlooks their aerated lake! It's the ideal spot for your dream home, with space for pasture and barn! The walking and riding trails throughout this mostly-undeveloped neighborhood give access right to the James River for enjoying all manner of water sports. Recent survey, soil test, & septic ready! Builder familiar with the covenants and architectural rules can be part of your process from the beginning.

Listing courtesy of Ashley Tarter · Abbitt Realty Company LLC · REIN MLS #10645724

VaHome team overview

Our read on this home

At a glance

A 3.13-acre parcel along Morgarts Beach Road in Smithfield's coveted Smithfield on the James community puts you on the James River corridor with room to build the home you've always imagined, all within 17 minutes of Joint Base Langley-Eustis.

Read the full overview ↓

Why this home stands out

Raw acreage this close to the James River waterfront corridor doesn't come around often in Isle of Wight County. At 3.13 acres, this parcel in Smithfield on the James gives you genuine breathing room — space to design your footprint, orient your home toward the water views, and still have land left over for whatever outdoor life you're picturing. The lot's size and setting make it one of the more compelling blank-canvas opportunities on the south side of Hampton Roads.

SMITHFIELD ON THE JAMES and the Smithfield real estate market

Smithfield on the James sits along the northern edge of Isle of Wight County where the land rolls gently toward the James River, giving the community a pace and feel that's genuinely different from the busier corridors of Hampton Roads. The neighborhood draws people who want elbow room and a connection to the water without sacrificing reasonable access to the region's employment centers. Smithfield itself is one of Virginia's most historically textured small cities — the kind of place where a walkable downtown with local restaurants, a farmers market, and a deep colonial heritage coexists comfortably with modern conveniences. The Smithfield on the James land parcel sits within this broader character: quiet roads, mature trees, and neighbors who chose this side of the James on purpose. Isle of Wight County's lower-density zoning keeps the area from feeling crowded, and that's a feature, not a footnote, for buyers who've done their homework on Hampton Roads land values.

What's nearby

Step off the property and Fort Boykin Historic Park is just 0.6 miles away — a bluff-top park overlooking the James River with walking trails, picnic areas, and one of the more dramatic views in the region. It's the kind of neighbor that makes daily life feel less ordinary. Downtown Smithfield is a short drive for groceries, dining, and errands, and the broader Isle of Wight County road network connects you efficiently to Newport News and the Peninsula. For military families, Joint Base Langley-Eustis is roughly 17 minutes away, and Naval Weapons Station Yorktown is reachable in about 29 minutes.

For different buyers

For military families relocating

If you're stationed at Joint Base Langley-Eustis and thinking about putting down roots on the south side of the water, this parcel is worth a serious look. A VA loan can be used for land purchases when construction financing is part of the plan, and 3.13 acres in a James River community gives your family the kind of space and stability that's hard to find this close to base.

For buyers drawn to character

You're not looking for a subdivision where every house mirrors its neighbor — you want to build something that fits the land, not the other way around. This 3.13-acre parcel in Smithfield on the James is exactly that kind of opportunity: a canvas large enough to site a home thoughtfully, with Fort Boykin Park practically at the end of the road and the James River corridor shaping the whole character of the area.

More buyer questions

How far is 3.13ac Morgarts Beach Road from Joint Base Langley-Eustis?

The parcel is approximately 17 minutes from Joint Base Langley-Eustis via Route 10 and the James River Bridge, making it a practical choice for service members looking for land on the south side of Hampton Roads.

What is the lot size and zoning context for this Smithfield parcel?

The parcel measures 3.13 acres and sits within Isle of Wight County, which maintains lower-density zoning along the James River corridor — meaning your neighbors aren't likely to crowd in around you anytime soon.

Is this parcel in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data — check there for the most accurate and up-to-date designation.

Where is Fort Boykin relative to this property?

Fort Boykin Historic Park is just 0.6 miles from the parcel — a bluff-top park with James River views, walking trails, and picnic areas that essentially functions as an extended backyard for this address.

Can a VA loan be used to purchase land in Smithfield, Virginia?

A VA loan can be applied toward land when it's part of a construction-to-permanent financing package; buyers interested in that path should speak with a VA-approved lender familiar with Isle of Wight County to understand current program requirements.

Curious about building on this James River corridor parcel? Tom and Dariya Milan know Isle of Wight County land well — reach out and let's talk through what's possible here.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryHardy Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Land and Farms

HOA

None

Taxes

$740/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10645724

Construction & exterior

Waterfront
Lake

Utilities & systems

Utilities available
Septic, Well

Lot, parking & ownership

Lot size
3.1300
Road surface
Gravel, Paved
Subdivision
SMITHFIELD ON THE JAMES
Zoning
RAC
Ownership
Fee Simple
Possession
CLOSING
Disclosures
Common Interest Community

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,432/mo

Principal & interest

$1,297

Property tax

$62

Home insurance

$73

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Sale & Tax History

List Price

$250,000

Price / Sq Ft

$0

Annual Taxes

$740

Monthly Tax

$62

HOA

None

Tax Rate (effective)

0.30%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 23, 2026$250,000
Currently listed$250,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

1 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 3.13ac Morgarts Beach Rd in a good school zone?+
The assigned zones on the listing record are Hardy Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 3.13ac Morgarts Beach Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 3.13ac Morgarts Beach Rd?+
Fort Boykin is about 0.6 miles away.
Is 3.13ac Morgarts Beach Rd a waterfront property?+
Yes. The listing record shows: Lake.
Does 3.13ac Morgarts Beach Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Ashley Tarter · Abbitt Realty Company LLC · REIN MLS #10645724

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3.13ac Morgarts Beach Rd, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3.13ac Morgarts Beach Rd, Smithfield, Virginia 23430 · MLS #10645724 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.