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Smithfield › SMITHFIELD ON THE JAMES › 3.13ac Morgarts Beach Rd✓ Source: REIN MLS #10645724 · record updated Aug 1, 2026 · synced every 2 min · your inquiry is never resold
3.13ac Morgarts Beach RD, SMITHFIELD VA 23430 - Main photo
3.13ac Morgarts Beach RD, SMITHFIELD VA 23430 - Photo 2
3.13ac Morgarts Beach RD, SMITHFIELD VA 23430 - Photo 3
3.13ac Morgarts Beach RD, SMITHFIELD VA 23430 - Photo 4
3.13ac Morgarts Beach RD, SMITHFIELD VA 23430 - Photo 5
$250,000
12days on market

3.13ac Morgarts Beach Rd, Smithfield, VA 23430

ActiveLand and Farms · SMITHFIELD ON THE JAMES

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Lake.

Frontage

Lake ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Land and Farms

HOA

None

Taxes

$740/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10645724

Construction & exterior

Waterfront
Lake

Utilities & systems

Utilities available
Septic, Well

Lot, parking & ownership

Lot size
3.1300
Road surface
Gravel, Paved
Subdivision
SMITHFIELD ON THE JAMES
Zoning
RAC
Ownership
Fee Simple
Possession
CLOSING
Disclosures
Common Interest Community

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Welcome horse lovers! This lot in Smithfield on the James offers serenity and a double-water view oasis with a deeded view of the James River, AND an elevated 3+ acre lot that overlooks their aerated lake! It's the ideal spot for your dream home, with space for pasture and barn! The walking and riding trails throughout this mostly-undeveloped neighborhood give access right to the James River for enjoying all manner of water sports. Recent survey, soil test, & septic ready! Builder familiar with the covenants and architectural rules can be part of your process from the beginning.

Listing courtesy of Ashley Tarter · Abbitt Realty Company LLC · REIN MLS #10645724

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Three acres of waterfront land on the James River in Smithfield. This is raw opportunity in a historic riverside setting. About 17 minutes to Joint Base Langley-Eustis. Perfect canvas for your vision.

Keep searching in Smithfield

See all Smithfield homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School. Browse every listing among homes for sale in Smithfield — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

Rare waterfront acreage along the James River in a quiet, established neighborhood. Three-plus acres gives you genuine privacy and room to build or develop. The setting blends rural character with proximity to military installations and regional commerce. Water access and mature trees frame a property that feels removed from everyday hustle yet remains accessible to major routes.

SMITHFIELD ON THE JAMES and the Smithfield real estate market

Smithfield on the James is a historic riverside community with deep roots and quiet charm. Tree-lined streets and established homes create a settled, peaceful feel. The neighborhood sits in Isle of Wight County, known for its rural heritage and waterfront character. Smithfield itself is a small city with colonial-era downtown charm and a strong sense of place. Daily life centers on local commerce, river access, and outdoor recreation. Major routes connect you to Hampton Roads in under 30 minutes. Anyone comparing homes for sale zoned for Smithfield High School or homes for sale zoned for Hardy Elementary School will find this area offers both land and community roots. Smithfield homes for sale often reflect this blend of history and waterfront living.

What's nearby

Fort Boykin Historic Park sits less than a mile away, offering river views, walking trails, and a window into colonial Virginia history. The James River itself is your backyard—kayaking, fishing, and boating are minutes away. Naval Weapons Station Yorktown is about 29 minutes north. Local shops and services cluster in downtown Smithfield, a short drive away. The setting is rural enough to feel removed, yet close enough to reach everyday conveniences.

For different buyers

Base commute and VA loan notes

About 17 minutes to Joint Base Langley-Eustis. VA loan financing works well in this area. Three acres gives you room to build a home tailored to your needs and timeline. Rural setting with water access appeals to those seeking privacy and outdoor space.

For buyers drawn to character

Waterfront land on the James River is rare and coveted. This three-acre parcel sits in a historic neighborhood with deep community roots. Mature trees and river views create a distinctive setting. The blank canvas invites thoughtful building or preservation of natural character.

More buyer questions

How far is Morgarts Beach Road from Joint Base Langley-Eustis?

About 17 minutes by car. The commute is straightforward via local and regional routes.

What makes this land special in Smithfield?

Three acres of waterfront property on the James River is uncommon. The size and water access set it apart from typical residential lots.

Can you build on this property?

Yes. The land is zoned for development. You'll want to work with a local contractor and the Isle of Wight County planning office to understand permitting and septic requirements.

How close is Fort Boykin Historic Park?

Less than a mile away. It's a great neighbor for outdoor recreation and river access.

Is Naval Weapons Station Yorktown nearby?

It's about 29 minutes north. Homes for sale in Smithfield often appeal to personnel stationed there.

Ready to explore waterfront land in Smithfield? Reach out today to discuss your vision for this rare three-acre opportunity.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$210K – $290K

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51093C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

53.1 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

homes for sale in Smithfield →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,432/mo

Principal & interest

$1,297

Property tax

$62

Home insurance

$73

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$250,000

Price / Sq Ft

$0

Annual Taxes

$740

Monthly Tax

$62

HOA

None

Tax Rate (effective)

0.30%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 23, 2026$250,000—
Currently listed—$250,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

12 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 3.13ac Morgarts Beach Rd in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.7/10), Smithfield Middle (VaHome School Score 7.3/10), Smithfield (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3.13ac Morgarts Beach Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 3.13ac Morgarts Beach Rd?+
Fort Boykin is about 0.6 miles away.
Is 3.13ac Morgarts Beach Rd a waterfront property?+
Yes. The listing record shows: Lake.
Does 3.13ac Morgarts Beach Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Ashley Tarter · Abbitt Realty Company LLC · REIN MLS #10645724

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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3.13ac Morgarts Beach Rd, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3.13ac Morgarts Beach Rd, Smithfield, Virginia 23430 · MLS #10645724 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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