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WindsorALL OTHERS AREA 6624209 Lovers Ln✓ Source: REIN MLS #10639571 · record updated Jul 1, 2026 · synced every 5 min · your inquiry is never resold
24209 Lovers LN, WINDSOR VA 23487 - Main photo
24209 Lovers LN, WINDSOR VA 23487 - Photo 2
24209 Lovers LN, WINDSOR VA 23487 - Photo 3
24209 Lovers LN, WINDSOR VA 23487 - Photo 4
24209 Lovers LN, WINDSOR VA 23487 - Photo 5
$399,000
$185 / sqft · est. $2,196/mo →
3beds
2baths
2,160sqft
14days on market

24209 Lovers Ln, Windsor, VA 23487

ActiveResidential · built 1978 · ALL OTHERS AREA 66

About this home

The listing, in the seller's words

Welcome to 24209 Lovers Ln! This spacious home offers multiple living areas, thoughtful updates, and plenty of room to enjoy both inside and out. The main level features a bright living space, an updated kitchen with newly refinished cabinets, and a large sunroom perfect for relaxing or entertaining. Upstairs, you'll find 3 bedrooms and a full hall bath. Downstairs offers a second living area, laundry room, and additional storage. Recent improvements include a brand-new HVAC system, newer water heater, new LVP flooring throughout, and a newly sealed porch. Outside, enjoy an in-ground swimming pool with a full surrounding deck, raised garden beds, a garden shed, a 2-car detached garage with unfinished attic space, plus an additional 2-entry, 1-car garage. A wonderful blend of updates, space, storage, and outdoor living!

Listing courtesy of Morgan Wood · Liz Moore & Associates LLC · REIN MLS #10639571

VaHome team overview

Our read on this home

At a glance

24209 Lovers Lane sits on a quiet country road in Windsor, Virginia — a 3-bedroom, 2-bath home built in 1978 with 2,160 square feet of living space. It's the kind of address that trades city noise for open skies and genuine breathing room.

Read the full overview ↓

Why this home stands out

What sets 24209 Lovers Lane apart is the combination of generous square footage and a rural Windsor setting that's increasingly hard to find this close to Hampton Roads employment corridors. At 2,160 square feet across a single-family footprint built in 1978, there's real bones here — space that invites reconfiguration, personalization, and long-term ownership rather than a quick flip mentality. The address itself carries a certain character that's genuinely one of a kind.

ALL OTHERS AREA 66 and the Windsor real estate market

Windsor is a small town in Isle of Wight County — the kind of place where the pace slows down on purpose. Lovers Lane itself reads like its name suggests: a quiet, low-traffic road where neighbors know each other and the surrounding landscape still has room to breathe. The broader Windsor community sits comfortably between the rural character of western Isle of Wight County and the practical conveniences of nearby Franklin and the greater Suffolk area. You're not trading access for peace here — US-460 keeps you connected to the Hampton Roads metro without requiring you to live inside it. Isle of Wight County has long attracted buyers who want top-tier public services and a lower-density lifestyle, and Windsor is a natural anchor for that appeal. For anyone searching for Windsor Virginia real estate with acreage-adjacent character, this corridor delivers. The town itself has a genuine small-town identity — local events, a tight-knit community feel, and the kind of quietude that's become a premium rather than a default.

What's nearby

Day-to-day needs are covered without a long drive. Franklin, roughly 15 minutes southwest, offers grocery stores, pharmacies, and dining options. Suffolk — about 20 to 25 minutes northeast — expands your options considerably with big-box retail, restaurants, and medical facilities. For outdoor time, the Blackwater River corridor and surrounding Isle of Wight County parks offer fishing, hiking, and wildlife watching close to home. The Windsor Farmers Market brings local produce and community connection right into town on a seasonal basis. Smithfield, known for its historic downtown and waterfront dining, is also within reasonable reach to the east.

For different buyers

For military families relocating

Joint Staff J7 in Suffolk is roughly 18 minutes from 24209 Lovers Lane — a commute that keeps you off the congested coastal corridors most Hampton Roads service members know too well. Isle of Wight County offers a lower cost-of-living footprint than Virginia Beach or Norfolk, and a VA loan can make ownership here especially straightforward. If a quieter, more spacious home base between deployments appeals to you, Windsor is worth a serious look.

For families upgrading

At 2,160 square feet, 24209 Lovers Lane gives a growing family genuine room to spread out — three bedrooms, two full baths, and a 1978 construction that means real walls, real rooms, and real storage rather than the open-plan squeeze of newer builds. Isle of Wight County's lower density means your kids have outdoor space that isn't just a postage-stamp backyard. If you've outgrown your current home and want land-adjacent living without leaving Hampton Roads reach, this is a compelling step up.

More buyer questions

How far is 24209 Lovers Lane from Joint Staff J7 Suffolk?

The drive is approximately 18 minutes under normal conditions, heading northeast via US-460 toward Suffolk. It's one of the more manageable military commutes in the region, especially compared to routes into Norfolk or Virginia Beach.

What county is 24209 Lovers Lane in?

The property sits in Isle of Wight County, Virginia — a jurisdiction known for lower population density, strong local governance, and a rural-to-suburban character that distinguishes it from the more urbanized parts of Hampton Roads.

Is 24209 Lovers Lane in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page — check there for the current FEMA designation and what it means practically for insurance and financing.

What is the lot and setting like at this address?

Lovers Lane is a low-traffic country road in Windsor, giving the property a rural feel with open surroundings. The setting is quieter and more spacious than suburban subdivisions, which is a key draw for buyers coming from denser Hampton Roads neighborhoods.

Does Windsor, Virginia have an HOA?

Windsor itself is a town rather than a planned subdivision, so many properties in the area — including along Lovers Lane — sit outside HOA jurisdiction entirely, though individual subdivisions nearby may vary. Confirm HOA status for this specific parcel during the due-diligence period.

Tom and Dariya Milan at LPT Realty know Isle of Wight County inside and out. Reach out to get your questions answered and schedule a walkthrough of 24209 Lovers Lane.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryCarrsville Elementary
  • MiddleGeorgie D. Tyler Middle School
  • HighWindsor

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1978

Price / sqft

$185

HOA

None

Taxes

$117/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10639571

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane evacuation zone: not in a designated evacuation zone · VDEM Know Your Zone

Outside all mapped AICUZ jet-noise contours and Accident Potential Zones.

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,196/mo

Principal & interest

$2,070

Property tax

$10

Home insurance

$116

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

142% of $280,100

City assessment record · taxes $117/yr

Land share of assessed value

20% — $55,000

Improvements $225,100 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$340,000$460,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

11492 Savannah ST · 0.4 mi · 2,456 sqft$445,000 sold 2026-04
24347 Lovers LN · 0.3 mi · 1,754 sqft$420,000 sold 2026-05
25 E Griffin ST · 1.4 mi · 2,133 sqft$340,000 sold 2026-05

Sale & Tax History

List Price

$399,000

Price / Sq Ft

$185

Annual Taxes

$117

Monthly Tax

$10

HOA

None

Tax Rate (effective)

0.03%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 17, 2026$399,000
Price reducedJun 17, 2026$399,000−$21,000
Currently listed$399,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

42% above assessment

Total Assessed

$280,100

Land

$55,000

Improvement

$225,100

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Windsor Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

14 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 24209 Lovers Ln in a good school zone?+
The assigned zones on the listing record are Carrsville Elementary, Georgie D. Tyler Middle School, Windsor (GreatSchools 4/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 24209 Lovers Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 24209 Lovers Ln?+
Yes — Anytime Fitness is about 0.7 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 24209 Lovers Ln?+
Food Lion is about 0.6 miles away. The closest dining on record is Hong Kong Chinese Restaurant (0.6 mi).
Does 24209 Lovers Ln have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 24209 Lovers Ln built?+
It was built in 1978, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Morgan Wood · Liz Moore & Associates LLC · REIN MLS #10639571

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

24209 Lovers Ln, Windsor, Virginia 23487 · MLS #10639571 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.