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CarrolltonEAGLE HARBOR23083 Harbor Towne Dr✓ Source: REIN MLS #10639792 · record updated Jun 27, 2026 · synced every 5 min · your inquiry is never resold
23083 Harbor Towne DR, CARROLLTON VA 23314 - Main photo
23083 Harbor Towne DR, CARROLLTON VA 23314 - Photo 2
23083 Harbor Towne DR, CARROLLTON VA 23314 - Photo 3
23083 Harbor Towne DR, CARROLLTON VA 23314 - Photo 4
23083 Harbor Towne DR, CARROLLTON VA 23314 - Photo 5
$535,000
$175 / sqft · est. $3,306/mo →
5beds
2.1baths
3,049sqft
2days on market

23083 Harbor Towne Dr, Carrollton, VA 23314

ActiveResidential · built 2003 · EAGLE HARBOR

About this home

The listing, in the seller's words

Welcome to 23083 Harbor Towne Drive, where space, comfort, and stunning water views come together in the sought-after Eagle Harbor community. The main level features a spacious open-concept layout centered around a large eat-in kitchen that seamlessly flows into the living room, creating the perfect space for everyday living and entertaining. A formal dining room and an additional flex space provide endless possibilities for a home office, playroom, sitting room, or study. Upstairs, the expansive primary suite offers a spa-like ensuite bath and walk-in closets. Three additional bedrooms and a full bath complete the second floor, including one bedroom with access to a private second-story deck overlooking the water. The third level features two versatile bonus rooms ideal for a fifth bedroom, gym, media room, or hobby space. Situated on one of the largest lots in the community, the backyard is an outdoor retreat with custom pavers, a firepit, and beautiful water views.

Listing courtesy of Laura McGuire · VA Realty Professionals · REIN MLS #10639792

VaHome team overview

Our read on this home

At a glance

23083 Harbor Towne Drive is a five-bedroom, 2.1-bath home in Carrollton, Virginia, offering 3,049 square feet of living space built in 2003. It sits in Isle of Wight County, a quieter corner of Hampton Roads with easy access to the region's major corridors.

Read the full overview ↓

Why this home stands out

Five bedrooms in a single-family home is genuinely useful space — room for a home office, a dedicated guest suite, or a playroom that doesn't double as a living room. At just over 3,000 square feet, 23083 Harbor Towne Drive gives you the square footage to actually spread out, all within a 2003-built home that hits the sweet spot between modern construction and established neighborhood character.

EAGLE HARBOR and the Carrollton real estate market

Carrollton sits in Isle of Wight County on the western shore of the James River, and it carries a distinctly different energy from the denser cities across the water. Harbor Towne Drive is part of a residential community that reflects what draws people to this side of Hampton Roads — quieter streets, larger lots, and a pace that feels a step removed from the urban core without sacrificing convenience. Isle of Wight County is known for its low-density character and strong sense of community, and Carrollton specifically has seen steady interest from buyers who want space and stability. The James River Bridge connects you north into Newport News in roughly fifteen minutes, opening up the full breadth of the Peninsula. Carrollton Virginia real estate consistently appeals to buyers who prioritize elbow room and a neighborhood where you actually know your neighbors. Whether you're commuting toward the Peninsula or heading south toward Suffolk, the location threads the needle well.

What's nearby

Day-to-day errands are straightforward from Harbor Towne Drive. The Carrollton area has grocery options, pharmacies, and retail along Route 17 within a short drive. For dining and coffee, Windsor and Smithfield are both nearby and offer locally rooted options worth exploring. Smithfield, just to the southwest, is one of the more charming small towns in the region — historic downtown, waterfront access, and a genuine Main Street feel. Bennett's Creek Park and the broader Isle of Wight County park system give you outdoor options close to home. Newport News is a quick bridge crossing away for larger retail, medical facilities, and additional dining.

For different buyers

For military families relocating

NSA Northwest Annex is about 18 minutes from Harbor Towne Drive, and NSA Hampton Roads is roughly 22 minutes out — both very manageable commutes. Five bedrooms means you have real flexibility when family visits or when a PCS brings new priorities. Buyers using a VA loan will find Isle of Wight County an approachable market, and the location keeps multiple installations within reach without locking you into one base's immediate footprint.

For families upgrading

If you've outgrown your current home, five bedrooms and 3,049 square feet is the kind of space that actually solves the problem rather than delays it. There's room for everyone to have their own corner — dedicated homework space, a guest room that stays a guest room, and common areas that don't feel crowded. Carrollton's neighborhood character and Isle of Wight County's lower-density environment make this a strong long-term fit for families planting roots.

More buyer questions

How far is 23083 Harbor Towne Drive from NSA Northwest Annex?

NSA Northwest Annex is approximately 18 minutes from Harbor Towne Drive under normal traffic conditions. The route is primarily along Route 17 and local connectors, making it a consistent and manageable daily commute.

What county is 23083 Harbor Towne Drive in?

The property is located in Isle of Wight County, Virginia. Isle of Wight operates its own county services and has a distinct character from the independent cities that make up much of Hampton Roads.

Is 23083 Harbor Towne Drive in a flood zone?

Flood zone information for this address is displayed in the FloodRisk tile on this page, which pulls current FEMA map data. We recommend reviewing that section and discussing it with your agent.

How far is Carrollton from Newport News?

Carrollton is roughly 10 to 15 minutes from Newport News via the James River Bridge on Route 17. The crossing is straightforward and connects you to the full Peninsula corridor.

Does 23083 Harbor Towne Drive have an HOA?

Harbor Towne is a planned residential community and does have a homeowners association. HOA rules and any associated documents should be reviewed during the due diligence period — your agent can help you request those materials.

Tom and Dariya Milan at LPT Realty know this corner of Hampton Roads well. Reach out to get a straight answer on whether 23083 Harbor Towne Drive fits where you're headed.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryCarrollton Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2003

Price / sqft

$175

HOA fee

$92/mo

Taxes

$3,379/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10639792

HOA association includes

ClubhousePlaygroundsPoolTennis Cts

$92/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane evacuation zone: not in a designated evacuation zone · VDEM Know Your Zone

Outside all mapped AICUZ jet-noise contours and Accident Potential Zones.

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,306/mo

Principal & interest

$2,776

Property tax

$282

Home insurance

$156

PMI

None

HOA

$92

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

124% of $430,700

City assessment record · taxes $3,379/yr

Land share of assessed value

16% — $70,000

Improvements $360,700 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$520,000$555,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

22425 Harbor Towne DR · 0.2 mi · 3,039 sqft$550,000 sold 2026-04
13341 Chesapeake PL · 0.3 mi · 2,891 sqft$555,000 sold 2026-06
22346 Tradewinds DR · 0.3 mi · 2,763 sqft$520,000 sold 2026-02

Sale & Tax History

List Price

$535,000

Price / Sq Ft

$175

Annual Taxes

$3,379

Monthly Tax

$282

HOA fee

$92 / mo

Tax Rate (effective)

0.63%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 25, 2026$535,000
Currently listed$535,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

24% above assessment

Total Assessed

$430,700

Land

$70,000

Improvement

$360,700

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

2 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 23083 Harbor Towne Dr in a good school zone?+
The assigned zones on the listing record are Carrollton Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 23083 Harbor Towne Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 23083 Harbor Towne Dr?+
Yes — Anytime Fitness is about 0.5 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 23083 Harbor Towne Dr?+
Food Lion is about 0.2 miles away. The closest dining on record is A1 SEAFOOD & PHO (0.2 mi).
Does 23083 Harbor Towne Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Playgrounds, Pool, Tennis Cts.
When was 23083 Harbor Towne Dr built?+
It was built in 2003, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Laura McGuire · VA Realty Professionals · REIN MLS #10639792

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

23083 Harbor Towne Dr, Carrollton, Virginia 23314 · MLS #10639792 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.