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CarrolltonEAGLE HARBOR13177 Harbor Dr✓ Source: REIN MLS #10640950 · record updated Jul 16, 2026 · synced every 2 min · your inquiry is never resold
13177 Harbor DR, CARROLLTON VA 23314 - Main photo
13177 Harbor DR, CARROLLTON VA 23314 - Photo 2
13177 Harbor DR, CARROLLTON VA 23314 - Photo 3
13177 Harbor DR, CARROLLTON VA 23314 - Photo 4
13177 Harbor DR, CARROLLTON VA 23314 - Photo 5
$500,000
$185 / sqft · est. $3,107/mo →
4beds
2.1baths
2,700sqft
23days on market

13177 Harbor Dr, Carrollton, VA 23314

Under ContractResidential · built 2003 · EAGLE HARBOR

About this home

The listing, in the seller's words

Welcome to life in Eagle Harbor—one of Carrollton's most loved community developments, known for its resort-style amenities, neighborhood feel, and easy everyday living. This warm and inviting home offers comfortable living spaces, a cozy gas fireplace, formal dining room, and a great flow for both everyday life and entertaining. The expansive primary suite is filled with natural light and features two oversized walk-in closets plus a spa-like ensuite with soaking tub, separate shower, double vanity, and linen closet. Three additional bedrooms and a versatile loft offer space for an office, playroom, media room, or second lounge. Out back, enjoy a fully fenced yard and multi-level deck overlooking a protected nature preserve for added privacy and tranquility. New HVAC 2026 and new LVP in kitchen and living room 2026. Enjoy Eagle Harbor's pool, trails, recreation areas, and amenities. Some photos virtually staged.

Listing courtesy of Heidi Oglesby · The Real Estate Group · REIN MLS #10640950

VaHome team overview

Our read on this home

At a glance

13177 Harbor Drive sits inside Eagle Harbor — a planned community in Carrollton, Virginia — offering a 4-bedroom, 2.5-bath home with 2,700 square feet on a 0.21-acre lot, built in 2003. Two naval installations are each under 25 minutes away, and everyday errands are steps from the front door.

Read the full overview ↓

Why this home stands out

Eagle Harbor is one of Isle of Wight County's most complete planned communities, and Harbor Drive puts you near the heart of it. The 2003 build means you get a floor plan designed for modern living — four true bedrooms, a dedicated half bath for guests, and enough square footage to spread out — without the quirks of a much older home. Add a manageable lot and a location that keeps two major bases within easy reach, and this address covers a lot of ground.

EAGLE HARBOR and the Carrollton real estate market

Eagle Harbor is a master-planned community tucked into Carrollton, Virginia, within Isle of Wight County — a quieter corner of Hampton Roads that trades urban density for tree-lined streets, community amenities, and a noticeably slower pace. The neighborhood features a clubhouse, pool, tennis courts, and walking trails that loop through the community, giving residents built-in reasons to get outside without driving anywhere. Carrollton itself sits along the James River corridor, just across the James River Bridge from Newport News, which means you're genuinely close to everything Hampton Roads offers while living somewhere that feels removed from the congestion. The 13177 Harbor Drive Carrollton Virginia address places you in a well-established section of Eagle Harbor where the streets are mature and the neighbors tend to stay a while. Isle of Wight County is known for lower property tax rates compared to the surrounding independent cities, which is a practical detail worth knowing when you're thinking long-term about this location.

What's nearby

Day-to-day life is genuinely convenient here. Food Lion is just 0.3 miles away for quick grocery runs, and Publix Super Market at Bartlett Station is a mile out when you want a fuller shop. Hungry after move-in day? Q's Quisine, Subway, and Aloha Cravings are all within a third of a mile. Morning routines are covered by Dunkin' at 0.4 miles, with Tropical Smoothie Cafe and a 7-Eleven both under half a mile. Anytime Fitness at 0.5 miles means keeping up with workouts doesn't require a long drive — just a short one.

For different buyers

For military families relocating

NSA Northwest Annex is about 19 minutes from 13177 Harbor Drive, and NSA Hampton Roads clocks in around 22 minutes. That kind of dual-base proximity is genuinely useful when assignments shift or a spouse works at a different installation. Eagle Harbor's community feel and Isle of Wight County's relative affordability also make it a smart place to put a VA loan to work — the math tends to favor buyers here.

For families upgrading

Four bedrooms and 2,700 square feet give a growing family real room to breathe — dedicated space for a home office, a guest room, or that playroom you've been waiting to have. The Eagle Harbor community wraps around you with a pool, tennis courts, and walking trails, so kids have somewhere to go that isn't a screen. The 0.21-acre lot is manageable enough to maintain without consuming every weekend.

More buyer questions

How far is 13177 Harbor Drive from NSA Northwest Annex?

NSA Northwest Annex is approximately 19 minutes from 13177 Harbor Drive under typical traffic conditions. The route is straightforward and avoids most of the congestion that affects other parts of Hampton Roads.

What amenities does Eagle Harbor include?

Eagle Harbor is a master-planned community with a clubhouse, swimming pool, tennis courts, and walking trails available to residents. The HOA maintains these shared spaces, so the amenity level stays consistent over time.

Is 13177 Harbor Drive in Isle of Wight County or a city jurisdiction?

Yes — this address falls within Isle of Wight County, not an independent city. That distinction matters for property taxes, since Isle of Wight County's rates have historically been lower than those of the surrounding independent cities in Hampton Roads.

Does Eagle Harbor have an HOA?

Yes, Eagle Harbor is a planned community with an active homeowners association. The HOA oversees the community amenities and common areas.

What is the flood zone status for 13177 Harbor Drive?

Flood zone information for this address is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data. We recommend reviewing that tile and discussing flood insurance options with your agent.

Ready to walk through 13177 Harbor Drive? Tom and Dariya Milan at LPT Realty know Eagle Harbor well — reach out and let's set up a time.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryCarrollton Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2003

Price / sqft

$185

HOA fee

$75/mo

Taxes

$3,500/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10640950

HOA association includes

ClubhouseDockGround MaintPlaygroundsPoolTennis CtsTrash Pickup

$75/mo HOA fee · NA · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,700
Stories
2
Flooring
Carpet, Laminate/LVP, Vinyl, Wood
Ensuite bedrooms
2
Total rooms
9
Other rooms
Attic, Breakfast Area, Foyer, Loft, PBR with Bath, Office/Study, Pantry, Porch, Utility Closet, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Attic Fan, Cable Hookup, Ceiling Fan, Gar Door Opener, Generator Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Full,Wood Fence
Waterfront
Not Waterfront

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2100
Subdivision
EAGLE HARBOR
Zoning
PD-R
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 4 Space, Driveway Spc, Street
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement, Resale Certif Req

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,107/mo

Principal & interest

$2,594

Property tax

$292

Home insurance

$146

PMI

None

HOA

$75

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

112% of $446,400

City assessment record · taxes $3,500/yr

Land share of assessed value

16% — $70,000

Improvements $376,400 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$475,000$555,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

22346 Tradewinds DR · 0 mi · 2,763 sqft$520,000 sold 2026-02
13408 Anchor CT · 0.2 mi · 2,716 sqft$520,000 sold 2026-06
13341 Chesapeake PL · 0.2 mi · 2,891 sqft$555,000 sold 2026-06

Sale & Tax History

List Price

$500,000

Price / Sq Ft

$185

Annual Taxes

$3,500

Monthly Tax

$292

HOA fee

$75 / mo

Tax Rate (effective)

0.70%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 23, 2026$500,000
Currently listed$500,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

12% above assessment

Total Assessed

$446,400

Land

$70,000

Improvement

$376,400

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 13177 Harbor Dr in a good school zone?+
The assigned zones on the listing record are Carrollton Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 13177 Harbor Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 13177 Harbor Dr?+
Yes — Anytime Fitness is about 0.5 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 13177 Harbor Dr?+
Food Lion is about 0.3 miles away. The closest dining on record is Q's Quisine (0.3 mi).
Does 13177 Harbor Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NA. Association amenities on record include: Clubhouse, Dock, Ground Maint, Playgrounds, Pool, Tennis Cts, Trash Pickup.
When was 13177 Harbor Dr built?+
It was built in 2003, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Heidi Oglesby · The Real Estate Group · REIN MLS #10640950

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

13177 Harbor Dr, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

13177 Harbor Dr, Carrollton, Virginia 23314 · MLS #10640950 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.