8 days on market
$419,000
220 Clay St
Smithfield, Virginia 23430
MLS# 10633176 · ALL OTHERS AREA 64 · Isle of Wight County VA
Updated 6 days ago · Source: REIN MLS
Est. payment
$2,312/mo
Edit below
Price / sq ft
$298
1,405 sq ft
Days on market
8
New listing
HOA
None
Year built
2026
0 yrs old
Beds
3
Full Baths
2
Half Baths
1
Sq Ft
1,405
Garage
No
Schools
- ElementaryHardy Elementary—
- MiddleSmithfield Middle—
- HighSmithfield—
Info provided by GreatSchools
About this home
Brand-new construction in the heart of historic downtown Smithfield. This thoughtfully designed home offers 3 bedrooms, 2.5 baths, 9' ceilings throughout, and a soaring 10' ceiling in the primary suite. The open, modern layout features granite countertops and quality finishes throughout. Enjoy outdoor living on the huge covered back porch. Just steps from downtown Smithfield, the YMCA, library, and local parks—this h…
Listed by Phillip Hines · Aweigh Real Estate
VaHome Team property overview
Meet 220 Clay Street — a brand-new 2026-built, three-bedroom, two-and-a-half-bath home in the heart of historic Smithfield, Virginia. At 1,405 square feet, it puts walkable small-town charm, great food, and easy commutes to two major military installations all within reach.
Read full property overview ↓Show less ↑
Why this home stands out
What sets 220 Clay Street apart is the rare combination of new construction quality and a genuinely walkable historic downtown address. Most new builds land you in a far-flung subdivision; this one puts you two-tenths of a mile from local bakeries, coffee shops, a YMCA, and a riverfront park — all while delivering the clean slate of a home no one has lived in before. That pairing is genuinely hard to find in Isle of Wight County.
ALL OTHERS AREA 64 and the Smithfield real estate market
Smithfield is one of Hampton Roads' best-kept secrets — a compact, walkable river town in Isle of Wight County with a genuine historic core that draws visitors from across the region. The Smithfield Historic District runs right through the neighborhood, giving Clay Street a backdrop of preserved architecture, independent shops, and locally owned restaurants that feel nothing like a strip mall. Daily life here has a rhythm that bigger cities can't replicate: morning coffee at a neighborhood café, an afternoon walk along the Pagan River at Riverview Park, and dinner at a Southern restaurant you can walk to. If you've been searching for a house for sale obx-style coastal character without the Outer Banks price tag or the beach-town seasonal swings, Smithfield delivers that unhurried, community-rooted lifestyle year-round. The city sits in Isle of Wight County, which means lower density, quieter streets, and a strong sense of place — while still keeping you connected to the broader Hampton Roads metro via Route 10 and the James River Bridge.
What's nearby
The walkability score at 220 Clay Street is exceptional for a Virginia small town. Riverview Park is just a tenth of a mile away — perfect for morning walks along the water. Within two-tenths of a mile you'll find Chili Hill Food Market, Hamtown Mercantile, and The Main Gourmet for everyday grocery runs, plus Smithfield Gourmet Cafe and Bakery, Smithfield Ice Cream Parlor, and Taste of Smithfield Restaurant for Southern comfort dining. Coffee is covered by The Nelms House LLC and Cure Coffeehouse, both under a quarter mile. The Luter Family YMCA and EnCore Pilates and Physical Therapy are also within easy walking distance, and the Isle of Wight County Veterans Memorial is right in the neighborhood.
For different buyers
For military families relocating
Joint Base Langley-Eustis (Fort Eustis) is roughly 24 minutes from 220 Clay Street, and NSA Northwest Annex is about 30 minutes out — both well within a reasonable daily commute. A VA loan can make a new-construction purchase like this especially straightforward, and your BAH for the Hampton Roads area covers a solid range of Isle of Wight County price points. Smithfield's lower cost of living compared to Virginia Beach or Norfolk is a real advantage for military households.
For first-time buyers
A brand-new 2026 build means no deferred maintenance, no surprise repairs, and modern systems from day one — exactly the kind of clean start that makes first-time homeownership less stressful. At 1,405 square feet with three bedrooms and two-and-a-half baths, 220 Clay Street is a right-sized home that won't overwhelm a first budget. Add walkable access to groceries, coffee, and parks, and you have a lifestyle that genuinely works without a second car for every errand.
Frequently asked questions
How far is 220 Clay Street from Joint Base Langley-Eustis (Fort Eustis)?
The drive is approximately 24 minutes under normal traffic conditions, making it a practical daily commute for service members stationed at Fort Eustis. Route 10 and the James River Bridge are the primary corridors.
What is the flood zone status for 220 Clay Street in Smithfield?
Flood zone information for this address is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data for Isle of Wight County.
Is 220 Clay Street in an HOA?
HOA status for this property is indicated in the listing details above — confirm directly with the listing for any community association requirements specific to this address.
What year was 220 Clay Street built?
220 Clay Street is a 2026 new construction, meaning it has never been occupied and was built to current Virginia building codes and energy standards.
Where is the nearest grocery store to 220 Clay Street?
Chili Hill Food Market, Hamtown Mercantile, and The Main Gourmet are all within two-tenths of a mile — an easy walk from the front door.
Ready to see 220 Clay Street in person? Tom and Dariya Milan at LPT Realty know Smithfield and Isle of Wight County well — reach out to schedule your visit today.
Summary generated by AI from public records and publicly available information.
Location & Neighborhood
Location & Street View
220 Clay ST, Smithfield
Map and Street View imagery © Google. Imagery may not be current.
Map data ©Google. Click and drag inside the map to explore the surrounding area.
Flood Risk
Property Details
Bedrooms
3
Full Baths
2
Half Baths
1
Approx Sq Ft
1,405
Stories
2
Fireplaces
0
Flooring
Carpet, Laminate/LVP
Heating
Cooling
Laundry
Interior Features
N/A
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Sale & Tax History
List Price
$419,000
Price / Sq Ft
$298
Annual Taxes
$183
Monthly Tax
$15
HOA
None
Tax Rate (effective)
0.04%
Sale Timeline (this listing)
| Event | Date | Price | Detail |
|---|---|---|---|
| Listed | May 6, 2026 | $419,000 | — |
| Currently listed | — | $419,000 | — |
Public-Records Assessment
Source: Isle of Wight via Hampton Roads Regional Parcels. Fetched May 8, 2026.
Total Assessed
$25,000
Land
$25,000
Improvement
N/A
Parcel ID: 21A-03-H021 · View on city GIS portal
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
Military Commute
Drive times to nearest basesDrive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.
Estimate your monthly payment
$2,312/moPrincipal & interest
$2,174
Property tax
$15
Home insurance
$122
PMI
None
HOA
None
Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Listed by Aweigh Real Estate · MLS# 10633176
Data provided by REIN MLS. Information deemed reliable but not guaranteed.
$419,000
220 Clay ST, SMITHFIELD VA 23430
Smithfield, Virginia 23430
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