8 days on market
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$419,000
220 Clay St
Smithfield, Virginia 23430
MLS# 10633176 · ALL OTHERS AREA 64 · Isle of Wight County VA
Updated May 14, 2026 · Source: REIN MLS
Est. payment
$2,312/mo
Edit below
Price / sq ft
$298
1,405 sq ft
Days on market
8
New listing
HOA
None
Year built
2026
0 yrs old
Beds
3
Full Baths
2
Half Baths
1
Sq Ft
1,405
Garage
No
Schools
- ElementaryHardy Elementary—
- MiddleSmithfield Middle—
- HighSmithfield—
Info provided by GreatSchools
About this home
Brand-new construction in the heart of historic downtown Smithfield. This thoughtfully designed home offers 3 bedrooms, 2.5 baths, 9' ceilings throughout, and a soaring 10' ceiling in the primary suite. The open, modern layout features granite countertops and quality finishes throughout. Enjoy outdoor living on the huge covered back porch. Just steps from downtown Smithfield, the YMCA, library, and local parks—this h…
Listed by Phillip Hines · Aweigh Real Estate
VaHome Team property overview
220 Clay Street is a brand-new 2026-built townhome-style residence in the heart of historic Smithfield, Virginia — three bedrooms, two and a half baths, and 1,405 square feet of fresh construction just steps from the town's most walkable block.
Read full property overview ↓Show less ↑
Why this home stands out
What sets 220 Clay Street apart is its rare combination of new construction quality and a walkable downtown address in one of Hampton Roads' most charming small towns. Most new builds land in sprawling suburban subdivisions far from anything interesting. Here, you're a two-minute walk from independent coffee shops, Southern restaurants, a YMCA, and a riverfront park — all while getting the clean slate of a 2026 build.
ALL OTHERS AREA 64 and the Smithfield real estate market
Smithfield, Virginia carries a personality you don't find in most Hampton Roads zip codes. Known for its well-preserved colonial streetscapes, locally owned shops, and the kind of downtown where people actually walk around, this Isle of Wight County town punches well above its size. The Smithfield Historic District runs right through the neighborhood, giving Clay Street a sense of place that newer suburbs simply can't manufacture. You're in what the local market calls the All Others Area 64 — a catch-all designation for Smithfield's older in-town grid, where the blocks are tight, the trees are mature, and the sidewalks actually connect somewhere worth going. The Pagan River is close enough that you'll catch glimpses of it from Riverview Park, just a tenth of a mile away. Smithfield sits in Isle of Wight County, which keeps property taxes competitive while still delivering easy access to the broader Hampton Roads metro via Route 10 and the James River Bridge.
What's nearby
Daily life at 220 Clay Street is genuinely walkable — a rare thing in this region. Chili Hill Food Market, Hamtown Mercantile, and The Main Gourmet all sit within two blocks for quick grocery runs. Smithfield Gourmet Cafe and Bakery, Smithfield Ice Cream Parlor, and Taste of Smithfield Restaurant cover breakfast through dessert without moving your car. For coffee, The Nelms House LLC and Cure Coffeehouse are both 0.2 miles out. The Luter Family YMCA and EnCore Pilates and Physical Therapy are equally close for fitness. Riverview Park and the Isle of Wight County Veterans Memorial are both within a short stroll.
For different buyers
For military families relocating
Joint Base Langley-Eustis (Fort Eustis) is about 24 minutes from Clay Street, and NSA Northwest Annex runs roughly 30 minutes out — both well within a comfortable commute window. New construction means no deferred maintenance surprises during a PCS move, and eligible buyers can pair this address with a VA loan for a straightforward path to ownership in a town the whole family will actually enjoy.
For first-time buyers
If you've been waiting for a home that doesn't need immediate work, 220 Clay Street delivers — everything is brand new as of 2026. The downtown Smithfield location means you're buying into a real community with walkable amenities from day one, not a distant subdivision where you need a car for every errand. Eligible buyers can explore a VA loan to make the numbers work without a large down payment.
Frequently asked questions
How far is 220 Clay Street from Joint Base Langley-Eustis?
The drive from 220 Clay Street to Fort Eustis runs about 24 minutes under normal traffic conditions, making it a manageable daily commute for service members stationed there.
What year was 220 Clay Street built?
220 Clay Street was built in 2026, making it brand-new construction with no prior ownership history.
Is 220 Clay Street in a walkable area?
Yes — the address sits within two blocks of multiple restaurants, coffee shops, grocery options, a YMCA, and Riverview Park, making it one of the more walkable addresses in the Smithfield market.
What county is 220 Clay Street in?
220 Clay Street falls within Isle of Wight County, Virginia, which governs property taxes, permits, and local services for this address.
Is 220 Clay Street in a flood zone?
Flood zone designation for 220 Clay Street is detailed in the FloodRisk tile on this page — check that section for the current FEMA map classification and what it means for insurance requirements.
Want to walk through 220 Clay Street or talk through the numbers? Reach out to Tom and Dariya Milan at LPT Realty — they know Smithfield well and are ready to help.
Summary generated by AI from public records and publicly available information.
Location & Neighborhood
Places within ~1 mile, ordered by distance from this property. Powered by Google Places.
Flood Risk
Property Details
Bedrooms
3
Full Baths
2
Half Baths
1
Approx Sq Ft
1,405
Stories
2
Fireplaces
0
Flooring
Carpet, Laminate/LVP
Heating
Cooling
Laundry
Interior Features
N/A
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Sale & Tax History
List Price
$419,000
Price / Sq Ft
$298
Annual Taxes
$183
Monthly Tax
$15
HOA
None
Tax Rate (effective)
0.04%
Sale Timeline (this listing)
| Event | Date | Price | Detail |
|---|---|---|---|
| Listed | May 6, 2026 | $419,000 | — |
| Currently listed | — | $419,000 | — |
Public-Records Assessment
Source: Isle of Wight via Hampton Roads Regional Parcels. Fetched May 8, 2026.
Total Assessed
$25,000
Land
$25,000
Improvement
N/A
Parcel ID: 21A-03-H021 · View on city GIS portal
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
Military Commute
Drive times to nearest basesDrive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.
Estimate your monthly payment
$2,312/moPrincipal & interest
$2,174
Property tax
$15
Home insurance
$122
PMI
None
HOA
None
Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Listed by Aweigh Real Estate · MLS# 10633176
Data provided by REIN MLS. Information deemed reliable but not guaranteed.
$419,000
220 Clay ST, SMITHFIELD VA 23430
Smithfield, Virginia 23430
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