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Smithfield › CYPRESS CREEK › 212 Saint Andrews✓ Source: REIN MLS #10638962 · record updated Jul 19, 2026 · synced every 2 min · your inquiry is never resold
212 Saint Andrews NONE, SMITHFIELD VA 23430 - Main photo
212 Saint Andrews NONE, SMITHFIELD VA 23430 - Photo 2
212 Saint Andrews NONE, SMITHFIELD VA 23430 - Photo 3
212 Saint Andrews NONE, SMITHFIELD VA 23430 - Photo 4
212 Saint Andrews NONE, SMITHFIELD VA 23430 - Photo 5
$650,000
$226 / sqft · est. $4,029/mo →
4beds
2.1baths
2,871sqft
37days on market

212 Saint Andrews, Smithfield, VA 23430

ActiveResidential · built 2022 · CYPRESS CREEK

About this home

The listing, in the seller's words

Welcome to 212 St. Andrews, a 4-bedroom, 2.5-bath home located in the Cypress Creek Golf Community, known for its golf course setting and extensive recreational amenities. This home offers spacious living areas and a functional floor plan designed to accommodate both everyday living and entertaining. The four-bedroom layout provides flexibility for guests, home office space, hobbies, or multi-generational living, while the 2.5 baths add convenience for residents and visitors alike. Beyond the home itself, residents enjoy access to community amenities including a clubhouse, swimming pool, golf course, and playgrounds, creating opportunities for recreation, social activities, and outdoor enjoyment throughout the year. Cypress Creek offers a lifestyle centered around community engagement and leisure, with scenic surroundings and a variety of activities available within the neighborhood. Located in the historic town of Smithfield, the area is known for its charming downtown, local shops, restaurants, waterfront attractions, and community events. Combining spacious living, community amenities, and the character of Smithfield, 212 St. Andrews presents an opportunity to enjoy a well-rounded lifestyle in a golf course community.

Listing courtesy of Heather Heishman · Keller Williams Capital Props. · REIN MLS #10638962

VaHome team overview

Our read on this home

At a glance

212 Saint Andrews in Smithfield, Virginia is a 2022-built, four-bedroom single-family home offering 2,871 square feet of modern living in Isle of Wight County — a quieter corner of Hampton Roads with small-town character and surprisingly easy access to major employment corridors.

Read the full overview ↓

Why this home stands out

Built in 2022, this home skips the guesswork that comes with older construction. The systems, finishes, and structure are all recent vintage, meaning you're starting from a strong baseline rather than budgeting for unknowns. At 2,871 square feet across four bedrooms and two and a half baths, there's genuine room to spread out — and the layout reflects how people actually live today, not how they lived decades ago.

CYPRESS CREEK and the Smithfield real estate market

Smithfield, Virginia sits in Isle of Wight County on the western bank of the Pagan River, and it carries a distinct personality that sets it apart from the denser cities across the water. The historic downtown district — famous well beyond Virginia for its cured ham heritage — anchors a community that mixes genuine small-town warmth with steady growth. Saint Andrews is a residential address within that broader Smithfield fabric, where newer construction has brought updated streetscapes without erasing the area's unhurried pace. Isle of Wight County's lower-density character means wider lots, quieter roads, and a quality of life that residents tend to protect fiercely. For buyers searching for Smithfield VA homes for sale, this address represents the newer side of a town that has been thoughtfully building out its residential base. You're close enough to Newport News and Suffolk for work and errands, yet far enough away to genuinely decompress when you pull into the driveway.

What's nearby

Everyday conveniences are well within reach from Saint Andrews. Smithfield's downtown corridor along Main Street puts local dining, coffee, and specialty shops just a short drive away. For larger grocery runs, the Food Lion and nearby retail on Benns Church Boulevard handle the weekly list without hassle. Smithfield Station and the waterfront area along the Pagan River offer a change of scenery for weekend mornings. Windsor Castle Park — a beloved Isle of Wight County green space with trails and river access — is a genuine asset for anyone who values outdoor time close to home. Newport News is roughly 25 minutes east for a broader range of dining, retail, and medical options.

For different buyers

For military families relocating

Joint Base Langley-Eustis (Fort Eustis) is about 26 minutes from 212 Saint Andrews, and NSA Northwest Annex sits roughly 28 minutes away — making this address a practical choice for service members stationed at either installation. A VA loan can make a newer build like this especially accessible, and Isle of Wight County's lower cost of living stretches BAH further than many Hampton Roads zip codes.

For families upgrading

Four bedrooms and 2,871 square feet give a growing family genuine breathing room — enough for dedicated home office space, a guest room, or a playroom without anyone feeling squeezed. The 2022 build year means the home is already wired and configured for modern family life, with no deferred maintenance waiting in the wings. Smithfield's community feel adds a layer of stability that's hard to put a number on.

More buyer questions

How far is 212 Saint Andrews from Joint Base Langley-Eustis?

The drive to Fort Eustis typically runs about 26 minutes under normal traffic conditions, heading east toward Newport News via Route 10 or Benns Church Boulevard. That commute is manageable for most duty schedules, especially given Smithfield's comparatively calmer traffic patterns.

What is the flood risk situation for this address?

Flood zone information for 212 Saint Andrews is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data for the parcel. Isle of Wight County does include some flood-prone areas near the Pagan River, so reviewing that tile is a worthwhile step before making any decisions.

Is there an HOA associated with 212 Saint Andrews in Smithfield?

HOA status for this property should be confirmed through current disclosure documents, as community associations in newer Smithfield subdivisions vary by development. Your agent can pull that detail quickly from the property records.

How far is 212 Saint Andrews from downtown Smithfield?

Downtown Smithfield's Main Street area is only a few minutes by car from Saint Andrews — close enough for a casual weeknight dinner or a Saturday morning walk along the waterfront without it feeling like a trip.

Can a VA loan be used to purchase a home like this?

Yes — a VA loan is generally applicable to a single-family property like 212 Saint Andrews, provided the buyer meets eligibility requirements and the home passes the VA appraisal process. A 2022-built home typically has no trouble meeting VA's minimum property standards.

Ready to walk through 212 Saint Andrews in person? Tom and Dariya Milan at LPT Realty know this corner of Hampton Roads well — reach out and let's set something up.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryWestside Elementary
    —
  • MiddleSmithfield Middle
    —
  • HighSmithfield
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2022

Price / sqft

$226

HOA fee

$85/mo

Taxes

$4,575/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10638962

HOA association includes

ClubhouseExercise RmGolfGround MaintPlaygroundsPoolRV StorageTennis Cts

$85/mo HOA fee · NONE · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,871
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Total rooms
10
Other rooms
Attic, Foyer, Office/Study, Pantry, Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener, Security Sys

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement,Stone
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2400
Subdivision
CYPRESS CREEK
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Driveway Spc
Possession
SETTLE
Disclosures
Common Interest Community, Disclosure Statement, Resale Certif Req

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,029/mo

Principal & interest

$3,373

Property tax

$381

Home insurance

$190

PMI

None

HOA

$85

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

111% of $585,000

City assessment record · taxes $4,575/yr

Land share of assessed value

16% — $95,000

Improvements $490,000 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$650,000 – $796,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

208 St Andrews · 0 mi · 3,000 sqft$650,000 sold 2026-04
110 St Andrews · 0.2 mi · 3,079 sqft$724,900 sold 2026-06
113 St Andrews · 0.2 mi · 3,104 sqft$755,000 sold 2026-07

Sale & Tax History

List Price

$650,000

Price / Sq Ft

$226

Annual Taxes

$4,575

Monthly Tax

$381

HOA fee

$85 / mo

Tax Rate (effective)

0.70%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 12, 2026$650,000—
Currently listed—$650,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

11% above assessment

Total Assessed

$585,000

Land

$95,000

Improvement

$490,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

37 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 212 Saint Andrews in a good school zone?+
The assigned zones on the listing record are Westside Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 212 Saint Andrews in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 212 Saint Andrews?+
Yes — Smithfield Fit Body Boot Camp is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 212 Saint Andrews?+
Bill Laine is about 0.8 miles away.
Where is the nearest grocery store to 212 Saint Andrews?+
bp is about 0.8 miles away. The closest dining on record is Creekside Landing (0.5 mi).
Does 212 Saint Andrews have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NONE. Association amenities on record include: Clubhouse, Exercise Rm, Golf, Ground Maint, Playgrounds, Pool, RV Storage, Tennis Cts.
When was 212 Saint Andrews built?+
It was built in 2022, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Heather Heishman · Keller Williams Capital Props. · REIN MLS #10638962

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

212 Saint Andrews, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

212 Saint Andrews, Smithfield, Virginia 23430 · MLS #10638962 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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