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Carrollton › RESCUE › 21060 Shell Bank Rd✓ Source: REIN MLS #10657040 · record updated Oct 8, 2026 · synced every 2 min · your inquiry is never resold
21060 Shell Bank RD, CARROLLTON VA 23314 - Main photo
21060 Shell Bank RD, CARROLLTON VA 23314 - Photo 2
21060 Shell Bank RD, CARROLLTON VA 23314 - Photo 3
21060 Shell Bank RD, CARROLLTON VA 23314 - Photo 4
21060 Shell Bank RD, CARROLLTON VA 23314 - Photo 5
3beds
1baths
1,669sqft
0days on market

21060 Shell Bank Rd, Carrollton, VA 23314

Coming SoonResidential · built 1963 · RESCUE

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Creek, Deep Water, Deep Water Access.

Frontage

Creek ✓ VERIFIED

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1963

Price / sqft

$359

HOA

None

Taxes

$2,410/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10657040

Interior

Bedrooms
3
Full baths
1
Approx. sqft
1,669
Stories
2
Flooring
Carpet, Vinyl, Wood
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, Attic, Screened Porch, Utility Room, Workshop
Appliances
Dryer, Dryer Hookup, Elec Range, Refrigerator, Washer, Washer Hookup
Equipment
Backup Generator, Cable Hookup, Ceiling Fan, Generator Hookup

Construction & exterior

Style
Farmhouse
Subtype
Detached
Foundation
Basement, Crawl
Roof
Asphalt Shingle
Exterior
Aluminum
Pool
No Pool
Waterfront
Creek,Deep Water,Deep Water Access
Deep-water access
Yes

Utilities & systems

Heating
Hot Water, Oil
Cooling
Window/Wall
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
1.2000
Subdivision
RESCUE
Zoning
NC
Ownership
Fee Simple
Garage
Yes
Parking
Garage Det 1 Car, Multi Car
Possession
SETTLEMENT
Miscellaneous
Fuel In Tank Conveys

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Rare waterfront opportunity on beautiful Jones Creek in the heart of Rescue! Situated on approximately 1.2 acres with deep-water access, this charming farmhouse offers incredible potential in a setting that's hard to replicate. Enjoy beautiful water views, peaceful surroundings, and unforgettable sunsets. The main home is filled with character and ready for someone with the vision to restore and update it. A separate detached cottage with its own utilities offers flexibility for extended family, guests, a home office, or potential rental income. The property also includes a detached garage and plenty of outdoor space to enjoy the waterfront lifestyle. Property is being sold AS-IS. Whether you're dreaming of a full-time residence, weekend retreat, or investment opportunity, bring your vision and make this special piece of Rescue waterfront your own!

Listing courtesy of Crystal Warren · Keller Williams Realty Twn Ctr · REIN MLS #10657040

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

21060 Shell Bank Road sits on a quiet stretch of Carrollton, Virginia, just minutes from the James River. This 1963 single-family home offers three bedrooms, one bath, and 1,669 square feet of living space. Joint Base Langley-Eustis is about 22 minutes away. There's a lot to like about this address.

Keep searching in Carrollton

See all Carrollton homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School. Browse every listing among homes for sale in Carrollton — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

What sets Shell Bank Road apart is its setting. You're in Isle of Wight County, where the pace slows down and the lots have room to breathe. The 1963 build gives the home solid bones and a floor plan that lives larger than the square footage suggests. Captain Chuck-A-Muck's is just four-tenths of a mile away — a waterfront landmark that tells you everything about the character of this stretch of Carrollton.

RESCUE and the Carrollton real estate market

Carrollton is a small, unincorporated community in Isle of Wight County, tucked between the James River and Route 17. The streets here are low-traffic and tree-lined, with a mix of mid-century ranches and newer builds on generous lots. Shell Bank Road itself runs close to the water, giving the area a relaxed, almost rural feel without being far from anything. Carrollton doesn't have a downtown grid — it spreads out, and that's exactly the point. Neighbors have space, and the roads stay quiet. Isle of Wight County governs the area, which means lower density and a different pace than the cities across the river. Getting around is straightforward. Route 17 connects you north toward Newport News and south toward Smithfield in minutes. The James River Bridge puts you into Hampton Roads proper with ease. Anyone browsing Carrollton homes for sale will notice how quickly you can reach both urban amenities and open country from this zip code.

What's nearby

Daily life is easy from Shell Bank Road. Captain Chuck-A-Muck's is practically a neighbor at 0.4 miles — a local waterfront restaurant that draws people from across the region. Smithfield is a short drive south, where you'll find grocery stores, pharmacies, and the historic downtown along Main Street. Newport News is accessible via the James River Bridge, opening up a full range of retail, dining, and services. For anyone comparing homes for sale in Carrollton, the balance of quiet surroundings and practical access to everyday needs is one of this area's strongest selling points.

For different buyers

Base commute and VA loan notes

Joint Base Langley-Eustis — Fort Eustis — is about 22 minutes from Shell Bank Road. Langley AFB is roughly 25 minutes in the other direction. VA loan financing is widely used in Isle of Wight County, and this 1963 home offers a straightforward purchase with no HOA. The commute window fits comfortably within typical BAH-supported budgets for this part of Hampton Roads.

For first-time buyers

A three-bedroom, single-family home in Isle of Wight County at this address gives first-time buyers a real foothold. The 1963 construction means a concrete, established structure on a quiet road. No HOA adds flexibility. The lot has outdoor space, and the 1,669-square-foot layout gives you room to settle in without overextending.

More buyer questions

How far is 21060 Shell Bank Road from Joint Base Langley-Eustis?

Fort Eustis is about 22 minutes from this address under normal traffic conditions. Langley AFB is roughly 25 minutes in the opposite direction via the James River Bridge.

What county is 21060 Shell Bank Road in?

This address is in Isle of Wight County, Virginia. It falls within the unincorporated community of Carrollton, zip code 23314.

Is 21060 Shell Bank Road in a flood zone?

Shell Bank Road sits close to the James River, so flood zone status is worth reviewing carefully. Check the FloodRisk tile on this page for the current FEMA designation.

What schools serve 21060 Shell Bank Road?

Anyone comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School will want to verify current zoning with Isle of Wight County Schools directly, as boundaries can change.

Does 21060 Shell Bank Road have an HOA?

There is no HOA associated with this address. Isle of Wight County does not impose community association requirements on this stretch of Shell Bank Road.

Want to see Shell Bank Road in person? Reach out to Tom and Dariya Milan at LPT Realty — they know Carrollton well and can get you through the door.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Carrollton$510K – $690K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51093C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

21 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

houses for sale in Carrollton →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,489/mo

Principal & interest

$3,113

Property tax

$201

Home insurance

$175

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$305,000 – $440,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

10270 Center ST · 0.1 mi · 1,700 sqft$330,000 sold 2026-09
10803 Smiths Neck RD · 0.8 mi · 1,622 sqft$305,000 sold 2026-08
10804 Smiths Neck RD · 0.7 mi · 1,966 sqft$375,000 sold 2026-08

Own a home nearby? See what it is worth today — What's your Carrollton home worth?

Sale & Tax History

List Price

$600,000

Price / Sq Ft

$359

Annual Taxes

$2,410

Monthly Tax

$201

HOA

None

Tax Rate (effective)

0.40%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 8, 2026$600,000—
Currently listed—$600,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 21060 Shell Bank Rd in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 21060 Shell Bank Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 21060 Shell Bank Rd a waterfront property?+
Yes. The listing record shows: Creek,Deep Water,Deep Water Access.
Does 21060 Shell Bank Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 21060 Shell Bank Rd built?+
It was built in 1963, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Crystal Warren · Keller Williams Realty Twn Ctr · REIN MLS #10657040

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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21060 Shell Bank Rd, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

21060 Shell Bank Rd, Carrollton, Virginia 23314 · MLS #10657040 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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