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CarrolltonSOUTH HARBOR2101 Mainsail Dr✓ Source: REIN MLS #10641504 · record updated Jul 5, 2026 · synced every 2 min · your inquiry is never resold
2101 Mainsail DR, CARROLLTON VA 23314 - Main photo
2101 Mainsail DR, CARROLLTON VA 23314 - Photo 2
2101 Mainsail DR, CARROLLTON VA 23314 - Photo 3
2101 Mainsail DR, CARROLLTON VA 23314 - Photo 4
2101 Mainsail DR, CARROLLTON VA 23314 - Photo 5
$490,000
$211 / sqft · est. $3,158/mo →
3beds
3baths
2,325sqft
8days on market

2101 Mainsail Dr, Carrollton, VA 23314

ActiveResidential · built 2025 · SOUTH HARBOR

About this home

The listing, in the seller's words

Welcome to effortless living in South Harbor, a 55+ active adult community located in the heart of Carrollton! Built in 2025 and never lived in, this truly "like-new" home offers modern design, quality finishes, and a flexible floor plan great for today's lifestyle. Situated on a large lot backing to mature trees, you'll enjoy privacy and peaceful views. The spacious main level features a luxurious primary suite, a second bedroom, and a versatile flex room for a home office, den, or hobby space. The gourmet kitchen boasts granite countertops, a massive center island, and an open flow to the great room with a cozy fireplace. Upstairs, you'll find a third bedroom, full bath, and expansive loft for guests or additional living space. A covered patio creates the perfect setting for outdoor entertaining and grilling. Community amenities include a clubhouse, pool, and more. Conveniently located near shopping, dining, and everyday conveniences. Don't miss this exceptional opportunity!

Listing courtesy of Paul Gitlin · Redfin Corporation · REIN MLS #10641504

VaHome team overview

Our read on this home

At a glance

A brand-new 2025 construction home at 2101 Mainsail Drive brings 3 bedrooms, 3 full baths, and 2,325 square feet to Carrollton, Virginia — one of Isle of Wight County's most sought-after communities, just 17 minutes from NSA Northwest Annex.

Read the full overview ↓

Why this home stands out

Built in 2025, this home offers the kind of clean slate that older properties simply can't match — no deferred maintenance, no outdated systems, no surprises. Three full bathrooms across 2,325 square feet means real flexibility for households that need everyone to have their own space. Carrollton sits in Isle of Wight County, which carries a notably lower tax burden than many neighboring Hampton Roads jurisdictions, and that geography alone sets this address apart.

SOUTH HARBOR and the Carrollton real estate market

Carrollton occupies a quiet but well-connected stretch of Isle of Wight County on the western shore of the James River. It's the kind of place where new construction feels at home alongside established tree-lined streets, and where neighbors tend to stay for years rather than seasons. The area draws buyers who want genuine breathing room — larger lots, lower density, and a pace that's a few notches calmer than the urban core — without sacrificing access to everything Hampton Roads has to offer. Route 17 and the James River Bridge keep you linked to Newport News, Suffolk, and points east, so commutes to military installations and employment centers are straightforward. The Carrollton, Virginia real estate market has attracted steady interest from both military families and civilian professionals who appreciate Isle of Wight County's combination of lower taxes, quality infrastructure, and a community that genuinely feels like a place to put down roots rather than just park a car.

What's nearby

Daily errands are easy from Mainsail Drive. The Carrollton Nike Park is just minutes away and offers athletic fields, walking trails, and open green space for weekend afternoons. Grocery runs to the nearby Smithfield area take roughly 10 minutes, and Newport News shopping — including major retailers and dining along Jefferson Avenue — is a quick hop across the James River Bridge. Smithfield's historic downtown, with its locally owned restaurants and farmers market, is a short drive south. For waterfront dining and marina access, the broader Isle of Wight County shoreline delivers options that feel genuinely unhurried.

For different buyers

For military families relocating

NSA Northwest Annex is 17 minutes from 2101 Mainsail Drive, and NSA Hampton Roads is about 21 minutes out — both well within a comfortable daily commute. Isle of Wight County's lower cost structure pairs naturally with a VA loan, which requires no down payment and no private mortgage insurance. For a military household weighing where to plant roots during a Hampton Roads tour, Carrollton checks a lot of boxes at once.

For families upgrading

If your current home feels like it's running out of room, 2,325 square feet of new 2025 construction gives you space to actually spread out. Three full bathrooms mean morning routines don't require a scheduling committee, and a brand-new build means everything from the roof to the mechanicals starts the clock fresh. Isle of Wight County's quieter pace and larger lots make this the kind of upgrade that tends to stick.

More buyer questions

How far is 2101 Mainsail Drive from NSA Northwest Annex?

The drive from 2101 Mainsail Drive to NSA Northwest Annex is approximately 17 minutes under normal traffic conditions, making it one of the more convenient Carrollton addresses for personnel assigned to that installation.

What county is 2101 Mainsail Drive in?

2101 Mainsail Drive is located in Isle of Wight County, Virginia — not the City of Chesapeake or Suffolk, which is an important distinction for tax rates and jurisdiction-specific services.

Is 2101 Mainsail Drive part of an HOA?

The property is part of a community in Carrollton; buyers should request the current HOA disclosure package during the transaction process to review governing documents and any applicable rules.

What is the flood zone status for 2101 Mainsail Drive?

Flood zone designation for this address is displayed in the FloodRisk tile on this page — we recommend reviewing it alongside a lender and your insurance agent before closing.

How far is 2101 Mainsail Drive from NSA Hampton Roads?

NSA Hampton Roads is approximately 21 minutes from 2101 Mainsail Drive, keeping it within a practical daily commute for personnel stationed there.

Tom and Dariya Milan at LPT Realty know Carrollton and Isle of Wight County well — reach out to talk through what 2101 Mainsail Drive could mean for your next move.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryCarrollton Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2025

Price / sqft

$211

HOA fee

$209/mo

Taxes

$3,161/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10641504

HOA association includes

ClubhouseGround MaintPlaygroundsPool

$209/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
3
Approx. sqft
2,325
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Foyer, Loft, PBR with Bath, Office/Study, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Washer
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener
Accessibility
Main Floor Laundry

Construction & exterior

Style
Cottage, Craftsman, Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Electric, Heat Pump, Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1800
Subdivision
SOUTH HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Multi Car, Off Street, Driveway Spc
Possession
CLOSING
Disclosures
Residential 55+ Community, Common Interest Community, Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,158/mo

Principal & interest

$2,543

Property tax

$263

Home insurance

$143

PMI

None

HOA

$209

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

122% of $402,600

City assessment record · taxes $3,161/yr

Land share of assessed value

17% — $70,000

Improvements $332,600 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$340,000$460,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

13418 Bentley Heath WAY · 0.5 mi · 2,343 sqft$341,000 sold 2026-04
13279 Regent Park WALK · 0.6 mi · 2,343 sqft$340,000 sold 2026-07
108 Early Station TRL · 0.2 mi · 2,086 sqft$459,990 sold 2026-04

Sale & Tax History

List Price

$490,000

Price / Sq Ft

$211

Annual Taxes

$3,161

Monthly Tax

$263

HOA fee

$209 / mo

Tax Rate (effective)

0.65%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 27, 2026$490,000
Currently listed$490,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

22% above assessment

Total Assessed

$402,600

Land

$70,000

Improvement

$332,600

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 2101 Mainsail Dr in a good school zone?+
The assigned zones on the listing record are Carrollton Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 2101 Mainsail Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 2101 Mainsail Dr?+
Yes — Anytime Fitness is about 0.4 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 2101 Mainsail Dr?+
Publix Super Market at Bartlett Station is about 0.4 miles away. The closest dining on record is ZENSHI Handcrafted Sushi (0.4 mi).
Does 2101 Mainsail Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Ground Maint, Playgrounds, Pool.
When was 2101 Mainsail Dr built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Paul Gitlin · Redfin Corporation · REIN MLS #10641504

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

2101 Mainsail Dr, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

2101 Mainsail Dr, Carrollton, Virginia 23314 · MLS #10641504 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.