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Suffolk › OLDE MILL CREEK › 2099 Mill Lake Rd✓ Source: REIN MLS #10614278 · record updated Mar 28, 2026 · synced every 2 min · your inquiry is never resold
2099 Mill Lake RD, SUFFOLK VA 23434 - Main photo
$510,000
$197 / sqft · est. $3,219/mo →
4beds
2.1baths
2,590sqft
47days on market

2099 Mill Lake Rd, Suffolk, VA 23434

SoldResidential · built 2016 · OLDE MILL CREEK

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Lake.

Frontage

Lake ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Beautiful brick lakefront home offering modern comfort and style. Built in 2016, this spacious four-bedroom residence features an open-concept living area, attached two-car garage, and a fenced backyard overlooking the water. Enjoy your private lakeside lawn — a perfect setting for peaceful mornings and sunset evenings. A park and playground are located directly across the street for added outdoor recreation. Nearby, residents can explore the Coastal Trail nature walk, a scenic path maintained by the City of Suffolk, ideal for those who enjoy nature and leisurely strolls. Designed for both comfort and elegance, this home combines quality finishes with a one-of-a-kind waterfront lifestyle.

Listing courtesy of Andrew Aspden · Real Broker LLC · REIN MLS #10614278

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2016

Price / sqft

$197

HOA fee

$25/mo

Taxes

$4,793/yr

County

Suffolk VA

Waterfront

Yes

MLS #

10614278

HOA association includes

PlaygroundsTennis Cts

$25/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,590
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
Total rooms
8
Other rooms
Attic, Breakfast Area, Foyer, PBR with Bath, Office/Study, Pantry, Porch, Screened Porch, Utility Closet, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan, Gar Door Opener, Jetted Tub, Security Sys

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Fencing
Back Fenced,Full,Split Rail
Waterfront
Lake

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.4200
Subdivision
OLDE MILL CREEK
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Driveway Spc
Possession
SETTLEMENT
Disclosures
Common Interest Community, Disclosure Statement, Pet on Premises

See more Suffolk waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Moores Pointe

Moore's Pointe is a newer residential community in Suffolk, Virginia, set in an alcove adjacent to Beamon's Mill Pond just off Nansemond Parkway and a short drive from Downtown Suffolk.

$320K

Median sale · 12 mo

$204

Sold $/sq ft

26d

Days on market

1

For sale now

$57K

HH income

78.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Moores Pointe →
Map of Moores Pointe with neighborhood boundaryNeighborhood

homes for sale in Suffolk →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,219/mo

Principal & interest

$2,646

Property tax

$399

Home insurance

$149

PMI

None

HOA

$25

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$340,000 – $550,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1413 Mill Point CT · 0.3 mi · 2,741 sqft$550,000 sold 2026-04
1719 N River Creek LNDG · 0.8 mi · 2,633 sqft$340,000 sold 2026-03
1794 Mill Wood WAY · 0.3 mi · 2,980 sqft$495,454 sold 2026-05

Sale & Tax History

List Price

$510,000

Price / Sq Ft

$197

Annual Taxes

$4,793

Monthly Tax

$399

HOA fee

$25 / mo

Tax Rate (effective)

0.94%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMar 23, 2026$510,000—
SoldMar 27, 2026$510,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 2099 Mill Lake Rd in a good school zone?+
The assigned zones on the listing record are Nansemond Parkway Elementary (GreatSchools 7/10), John F. Kennedy Middle (GreatSchools 7/10), Kings Fork. School attendance zones can change — always confirm enrollment with the local school division.
Is 2099 Mill Lake Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 2099 Mill Lake Rd a waterfront property?+
Yes. The listing record shows: Lake.
Does 2099 Mill Lake Rd have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Playgrounds, Tennis Cts.
When was 2099 Mill Lake Rd built?+
It was built in 2016, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Andrew Aspden · Real Broker LLC · REIN MLS #10614278

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

🏡 Similar homes for saleWhat's my home worth?
2099 Mill Lake Rd, Suffolk — photo

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in SuffolkCall or text (757) 777-7577

2099 Mill Lake Rd, Suffolk, Virginia 23434 · MLS #10614278 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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