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Smithfield › GATLING POINTE › 20480 W Creek Pl✓ Source: REIN MLS #10614839 · record updated Feb 3, 2026 · synced every 2 min · your inquiry is never resold
20480 W Creek PL, SMITHFIELD VA 23430 - Main photo
20480 W Creek PL, SMITHFIELD VA 23430 - Photo 2
20480 W Creek PL, SMITHFIELD VA 23430 - Photo 3
20480 W Creek PL, SMITHFIELD VA 23430 - Photo 4
20480 W Creek PL, SMITHFIELD VA 23430 - Photo 5
$725,000
$190 / sqft · est. $4,482/mo →
4beds
3baths
3,819sqft
3days on market

20480 W Creek Pl, Smithfield, VA 23430

Under ContractResidential · built 2000 · GATLING POINTE

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Creek, Deep Water, Navigable.

Frontage

Creek ✓ VERIFIED

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Home under contract. open house cancelled. You are going to love this brick, waterfront, Southern Living home design built by Sasser construction in a cul-de-sac in the award winning community of Gatling Pointe. The formal living and dining rooms are on either side of the foyer and have elegant trim and beautiful hardwood floors. The family room is open to the kitchen and has soaring ceilings with lot of glass looking out to the private waterfront back yard. The kitchen has new appliances, plenty of cabinet space and lots of granite counter space. The first floor also has bedroom four and a full bath. This large room works great for an office, guest room, or in law suite. The primary bedroom features a private sitting area or office, large elegant attached bath and enormous closet. Two other generous bedrooms share an adjoining full bath. There is a walk up attic for storage, large deck for outdoor entertaining, and year round breath taking sunsets over Town Farm Creek.

Listing courtesy of Jon May · Fathom Realty · REIN MLS #10614839

Schools

  • ElementaryHardy Elementary
    —
  • MiddleSmithfield Middle
    —
  • HighSmithfield
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2000

Price / sqft

$190

HOA fee

$62/mo

Taxes

$5,360/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10614839

HOA association includes

Playgrounds

$62/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Approx. sqft
3,819
Stories
2
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
3
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, Attic, Breakfast Area, Foyer, PBR with Bath, Office/Study, Pantry, Sun Room, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Refrigerator, Trash Compactor
Equipment
Backup Generator, Cable Hookup, Ceiling Fan, Security Sys

Construction & exterior

Style
Craftsman
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Fencing
Other
Waterfront
Creek,Deep Water,Navigable
Deep-water access
Yes

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
2.3000
Subdivision
GATLING POINTE
Zoning
NC
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,482/mo

Principal & interest

$3,762

Property tax

$447

Home insurance

$211

PMI

None

HOA

$62

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$586,000 – $730,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

20517 Madison CT · 0.1 mi · 3,525 sqft$605,000 sold 2026-03
12010 Southport Landing DR · 0.3 mi · 3,528 sqft$603,437 sold 2026-07
20527 Madison CT · 0.2 mi · 3,385 sqft$650,000 sold 2026-04

Sale & Tax History

List Price

$725,000

Price / Sq Ft

$190

Annual Taxes

$5,360

Monthly Tax

$447

HOA fee

$62 / mo

Tax Rate (effective)

0.74%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 6, 2026$725,000—
Currently listed—$725,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 20480 W Creek Pl in a good school zone?+
The assigned zones on the listing record are Hardy Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 20480 W Creek Pl in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 20480 W Creek Pl?+
Central Park is about 0.4 miles away.
Is 20480 W Creek Pl a waterfront property?+
Yes. The listing record shows: Creek,Deep Water,Navigable.
Does 20480 W Creek Pl have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Playgrounds.
When was 20480 W Creek Pl built?+
It was built in 2000, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jon May · Fathom Realty · REIN MLS #10614839

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

20480 W Creek Pl, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

20480 W Creek Pl, Smithfield, Virginia 23430 · MLS #10614839 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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