Skip to main content
VaHome.com
Smithfield › GATLING POINTE › 20480 W Creek Pl✓ Source: REIN MLS #10614839 · record updated Feb 3, 2026 · synced every 2 min · your inquiry is never resold
20480 W Creek PL, SMITHFIELD VA 23430 - Main photo
20480 W Creek PL, SMITHFIELD VA 23430 - Photo 2
20480 W Creek PL, SMITHFIELD VA 23430 - Photo 3
20480 W Creek PL, SMITHFIELD VA 23430 - Photo 4
20480 W Creek PL, SMITHFIELD VA 23430 - Photo 5
4beds
3baths
3,819sqft
3days on market

20480 W Creek Pl, Smithfield, VA 23430

Under ContractResidential · built 2000 · GATLING POINTE

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Creek, Deep Water, Navigable.

Frontage

Creek ✓ VERIFIED

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

2000

Price / sqft

$190

HOA fee

$62/mo

Taxes

$5,360/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10614839

HOA association includes

Playgrounds

$62/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Approx. sqft
3,819
Stories
2
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
3
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, Attic, Breakfast Area, Foyer, PBR with Bath, Office/Study, Pantry, Sun Room, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Refrigerator, Trash Compactor
Equipment
Backup Generator, Cable Hookup, Ceiling Fan, Security Sys

Construction & exterior

Style
Craftsman
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Fencing
Other
Waterfront
Creek,Deep Water,Navigable
Deep-water access
Yes

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
2.3000
Subdivision
GATLING POINTE
Zoning
NC
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Home under contract. open house cancelled. You are going to love this brick, waterfront, Southern Living home design built by Sasser construction in a cul-de-sac in the award winning community of Gatling Pointe. The formal living and dining rooms are on either side of the foyer and have elegant trim and beautiful hardwood floors. The family room is open to the kitchen and has soaring ceilings with lot of glass looking out to the private waterfront back yard. The kitchen has new appliances, plenty of cabinet space and lots of granite counter space. The first floor also has bedroom four and a full bath. This large room works great for an office, guest room, or in law suite. The primary bedroom features a private sitting area or office, large elegant attached bath and enormous closet. Two other generous bedrooms share an adjoining full bath. There is a walk up attic for storage, large deck for outdoor entertaining, and year round breath taking sunsets over Town Farm Creek.

Listing courtesy of Jon May · Fathom Realty · REIN MLS #10614839

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 20480 W Creek Place in Gatling Pointe—a four-bedroom, three-bath home on 2.3 acres built in 2000. You'll find room to breathe, mature trees, and a quiet rural setting just 24 minutes from Joint Base Langley-Eustis. Smithfield homes for sale in this price range rarely offer this much land.

Keep searching in Smithfield

See all Smithfield homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School. Browse every listing among homes for sale in Smithfield — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

What sets this home apart is the acreage. Most Smithfield homes for sale sit on quarter-acre lots; this one spans 2.3 acres with established landscaping and privacy. The 3,819 square feet of living space includes four bedrooms and three bathrooms arranged for both daily comfort and guest flexibility. A two-car garage and solid 2000 construction give you a well-maintained foundation to build on. The lot's size and seclusion are rare finds in the area.

GATLING POINTE and the Smithfield real estate market

Gatling Pointe is a low-density residential enclave where homes sit back from the road on generous lots. Tree-lined streets and open space define the character here—you won't find busy commercial corridors or heavy foot traffic. Smithfield itself is a historic town in Isle of Wight County with deep roots in agriculture and waterfront heritage. Daily life centers on local shops, restaurants, and the Smithfield waterfront a short drive away. You're about 24 minutes to Joint Base Langley-Eustis and 27 minutes to NSA Hampton Roads, making this a practical base for those commuting to either installation. Route 10 and Route 258 connect you to the broader Hampton Roads region without the congestion of urban neighborhoods. The town's pace is slower, the sense of community strong, and the cost of living lower than most of Hampton Roads.

What's nearby

Central Park sits just 0.4 miles away—close enough for a quick walk or short drive. The park offers open green space and recreational facilities for outdoor time. Smithfield's downtown waterfront, restaurants, and local businesses are within a few minutes' drive. You're positioned between the rural charm of Isle of Wight County and the employment centers of Hampton Roads. The location balances country living with easy access to regional amenities.

For different buyers

Base commute and VA loan notes

About 24 minutes to Joint Base Langley-Eustis and 27 to NSA Hampton Roads. VA loan financing is common in this market, and the home's solid 2000 construction means minimal surprises at inspection. Four bedrooms and three baths give you flexibility for a home office or guest space. The 2.3-acre lot offers room for outdoor projects and privacy from neighbors.

Room to grow

Four bedrooms and three bathrooms provide space for multiple children or a dedicated home office. The 3,819 square feet layout spreads across the home, so everyone has room to spread out. A 2.3-acre lot means a large yard for play, gardening, or outdoor projects. Two-car garage and mature trees add storage and shade for years to come.

More buyer questions

How far is 20480 W Creek Place from Joint Base Langley-Eustis?

About 24 minutes by car. The commute is straightforward via Route 10 and Route 258.

What is the lot size at this address?

The property sits on 2.3 acres, which is significantly larger than typical residential lots in the area.

What zoning applies if you are comparing homes for sale zoned for Smithfield High School or homes for sale zoned for Hardy Elementary School?

This home falls within those attendance zones in Isle of Wight County.

What year was this home built?

The home was built in 2000 and has been maintained since. You'll find solid construction and established systems.

Is there a park nearby?

Central Park is just 0.4 miles away, offering green space and recreational facilities within easy reach.

Ready to explore this 2.3-acre home in Gatling Pointe? Reach out to Tom & Dariya Milan at LPT Realty to schedule a tour.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$615K – $835K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51093C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

14.6 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

browse Smithfield listings →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,420/mo

Principal & interest

$3,762

Property tax

$447

Home insurance

$211

PMI

None

HOA/Condo (paid separately)

$62

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$603,437 – $730,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

20582 Seahawk LNDG · 0.3 mi · 3,991 sqft$705,000 sold 2026-10
20517 Madison CT · 0.1 mi · 3,525 sqft$605,000 sold 2026-03
12010 Southport Landing DR · 0.3 mi · 3,528 sqft$603,437 sold 2026-07

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$725,000

Price / Sq Ft

$190

Annual Taxes

$5,360

Monthly Tax

$447

HOA fee

$62 / mo

Tax Rate (effective)

0.74%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 6, 2026$725,000—
Currently listed—$725,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 20480 W Creek Pl in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.7/10), Smithfield Middle (VaHome School Score 7.3/10), Smithfield (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 20480 W Creek Pl in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 20480 W Creek Pl?+
Central Park is about 0.4 miles away.
Is 20480 W Creek Pl a waterfront property?+
Yes. The listing record shows: Creek,Deep Water,Navigable.
Does 20480 W Creek Pl have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Playgrounds.
When was 20480 W Creek Pl built?+
It was built in 2000, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jon May · Fathom Realty · REIN MLS #10614839

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

20480 W Creek Pl, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

20480 W Creek Pl, Smithfield, Virginia 23430 · MLS #10614839 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆