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Smithfield › GATLING POINTE › 20480 W Creek Pl✓ Source: REIN MLS #10614839 · record updated Feb 3, 2026 · synced every 2 min · your inquiry is never resold
20480 W Creek PL, SMITHFIELD VA 23430 - Main photo
20480 W Creek PL, SMITHFIELD VA 23430 - Photo 2
20480 W Creek PL, SMITHFIELD VA 23430 - Photo 3
20480 W Creek PL, SMITHFIELD VA 23430 - Photo 4
20480 W Creek PL, SMITHFIELD VA 23430 - Photo 5
4beds
3baths
3,819sqft
3days on market

20480 W Creek Pl, Smithfield, VA 23430

Under ContractResidential · built 2000 · GATLING POINTE

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Creek, Deep Water, Navigable.

Frontage

Creek ✓ VERIFIED

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

2000

Price / sqft

$190

HOA fee

$62/mo

Taxes

$5,360/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10614839

HOA association includes

Playgrounds

$62/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Approx. sqft
3,819
Stories
2
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
3
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, Attic, Breakfast Area, Foyer, PBR with Bath, Office/Study, Pantry, Sun Room, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Refrigerator, Trash Compactor
Equipment
Backup Generator, Cable Hookup, Ceiling Fan, Security Sys

Construction & exterior

Style
Craftsman
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Fencing
Other
Waterfront
Creek,Deep Water,Navigable
Deep-water access
Yes

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
2.3000
Subdivision
GATLING POINTE
Zoning
NC
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Home under contract. open house cancelled. You are going to love this brick, waterfront, Southern Living home design built by Sasser construction in a cul-de-sac in the award winning community of Gatling Pointe. The formal living and dining rooms are on either side of the foyer and have elegant trim and beautiful hardwood floors. The family room is open to the kitchen and has soaring ceilings with lot of glass looking out to the private waterfront back yard. The kitchen has new appliances, plenty of cabinet space and lots of granite counter space. The first floor also has bedroom four and a full bath. This large room works great for an office, guest room, or in law suite. The primary bedroom features a private sitting area or office, large elegant attached bath and enormous closet. Two other generous bedrooms share an adjoining full bath. There is a walk up attic for storage, large deck for outdoor entertaining, and year round breath taking sunsets over Town Farm Creek.

Listing courtesy of Jon May · Fathom Realty · REIN MLS #10614839

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

20480 W Creek Place sits on 2.3 private acres in Gatling Pointe, Smithfield — a four-bedroom, three-bath home with nearly 3,800 square feet of living space built in 2000. The setting is generous, the lot is rare, and the Isle of Wight County address keeps two major military installations within a 24-minute drive.

Keep searching in Smithfield

See homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School.

Read the full overview ↓

Why this home stands out

What separates this address from most of Smithfield's inventory is the land. A 2.3-acre lot in an established neighborhood like Gatling Pointe is genuinely uncommon — you get the privacy of a rural setting without giving up the community feel of a planned subdivision. Add nearly 3,800 square feet across four bedrooms and three full baths, and you have a home that can flex for a large family, a work-from-home setup, or simply the breathing room that smaller lots never offer.

GATLING POINTE and the Smithfield real estate market

Gatling Pointe is one of Smithfield's most recognized residential communities — a well-kept, mature neighborhood where larger lots and established trees give the streets a settled, unhurried character. Smithfield itself sits in Isle of Wight County along the Pagan River, a small city with a genuinely distinct personality: a walkable historic district anchored by 18th-century architecture, a working waterfront, and locally owned restaurants and shops that draw visitors from across Hampton Roads. It's the kind of place where neighbors know each other and the pace of daily life feels intentional rather than hectic. Isle of Wight County's lower density means 20480 W Creek Place carries a sense of space that's hard to replicate closer to the urban core — yet the broader Hampton Roads metro, with its hospitals, employment centers, and military installations, is well within reach via Route 10 and Route 258.

What's nearby

Daily life is easy to manage from this address. Central Park is just 0.4 miles away — a convenient green space for morning walks, weekend recreation, or simply getting outside without a drive. Smithfield's compact downtown, a short trip from Gatling Pointe, puts grocery options, pharmacies, and a genuine variety of locally owned dining within easy reach. The historic waterfront area adds a sense of place that most suburban addresses simply don't have. For larger retail or medical needs, the Route 17 corridor in Newport News is accessible in under 30 minutes.

For different buyers

For military families relocating

NSA Northwest Annex and Joint Base Langley-Eustis (Fort Eustis) are each about 24 minutes from 20480 W Creek Place — a commute that works well for service members stationed at either installation. The VA loan benefit pairs naturally with a home at this price point and square footage, and Isle of Wight County's lower cost of living stretches a BAH allotment further than many Hampton Roads zip codes.

For families upgrading

Families comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School will find that 20480 W Creek Place checks the space boxes that growing households need: four bedrooms, three full baths, nearly 3,800 square feet, and a 2.3-acre lot that gives kids genuine room to spread out. Gatling Pointe's established character means you're buying into a neighborhood, not just a house.

More buyer questions

How far is 20480 W Creek Place from NSA Northwest Annex?

The drive from Gatling Pointe to NSA Northwest Annex runs approximately 24 minutes under typical conditions, making it a manageable daily commute for service members assigned there.

How far is 20480 W Creek Place from Joint Base Langley-Eustis?

Fort Eustis — the Army component of Joint Base Langley-Eustis — is also roughly 24 minutes from this address via Route 10 and I-664, giving military families flexibility if assignments shift between installations.

Is 20480 W Creek Place in a flood zone?

Flood zone status for this property is detailed in the FloodRisk tile on this page, which pulls current FEMA map data for the parcel.

What is the lot size at 20480 W Creek Place?

The lot measures 2.3 acres — a notably generous footprint for an established Smithfield neighborhood, offering privacy and outdoor space that smaller suburban lots rarely provide.

Does Gatling Pointe have a homeowners association?

Gatling Pointe is an HOA community; prospective buyers should request current governing documents and disclosure materials to understand the association's rules and structure.

Tom and Dariya Milan at LPT Realty know Smithfield and Isle of Wight County well — reach out to get a straight answer about this address, the neighborhood, or the path to making an offer.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$615K – $835K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,420/mo

Principal & interest

$3,762

Property tax

$447

Home insurance

$211

PMI

None

HOA/Condo (paid separately)

$62

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$603,437 – $775,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

20517 Madison CT · 0.1 mi · 3,525 sqft$605,000 sold 2026-03
12010 Southport Landing DR · 0.3 mi · 3,528 sqft$603,437 sold 2026-07
20527 Madison CT · 0.2 mi · 3,385 sqft$650,000 sold 2026-04

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$725,000

Price / Sq Ft

$190

Annual Taxes

$5,360

Monthly Tax

$447

HOA fee

$62 / mo

Tax Rate (effective)

0.74%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 6, 2026$725,000—
Currently listed—$725,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 20480 W Creek Pl in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 20480 W Creek Pl in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 20480 W Creek Pl?+
Central Park is about 0.4 miles away.
Is 20480 W Creek Pl a waterfront property?+
Yes. The listing record shows: Creek,Deep Water,Navigable.
Does 20480 W Creek Pl have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Playgrounds.
When was 20480 W Creek Pl built?+
It was built in 2000, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jon May · Fathom Realty · REIN MLS #10614839

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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20480 W Creek Pl, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

20480 W Creek Pl, Smithfield, Virginia 23430 · MLS #10614839 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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