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SmithfieldGATLING POINTE20480 W Creek Pl✓ Source: REIN MLS #10614839 · record updated Feb 3, 2026 · synced every 2 min · your inquiry is never resold
20480 W Creek PL, SMITHFIELD VA 23430 - Main photo
20480 W Creek PL, SMITHFIELD VA 23430 - Photo 2
20480 W Creek PL, SMITHFIELD VA 23430 - Photo 3
20480 W Creek PL, SMITHFIELD VA 23430 - Photo 4
20480 W Creek PL, SMITHFIELD VA 23430 - Photo 5
$725,000
$190 / sqft · est. $4,482/mo →
4beds
3baths
3,819sqft
3days on market

20480 W Creek Pl, Smithfield, VA 23430

Under ContractResidential · built 2000 · GATLING POINTE

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Creek, Deep Water, Navigable.

Frontage

Creek ✓ VERIFIED

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Home under contract. open house cancelled. You are going to love this brick, waterfront, Southern Living home design built by Sasser construction in a cul-de-sac in the award winning community of Gatling Pointe. The formal living and dining rooms are on either side of the foyer and have elegant trim and beautiful hardwood floors. The family room is open to the kitchen and has soaring ceilings with lot of glass looking out to the private waterfront back yard. The kitchen has new appliances, plenty of cabinet space and lots of granite counter space. The first floor also has bedroom four and a full bath. This large room works great for an office, guest room, or in law suite. The primary bedroom features a private sitting area or office, large elegant attached bath and enormous closet. Two other generous bedrooms share an adjoining full bath. There is a walk up attic for storage, large deck for outdoor entertaining, and year round breath taking sunsets over Town Farm Creek.

Listing courtesy of Jon May · Fathom Realty · REIN MLS #10614839

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

20480 W Creek Place is a four-bedroom, three-bath home in Gatling Pointe, Smithfield, Virginia — sitting on 2.3 private acres with 3,819 square feet of living space built in 2000. It's a rare combination of elbow room, community character, and easy access to two major military installations.

Read the full overview ↓

Why this home stands out

What sets 20480 W Creek Place apart is the sheer land-to-home ratio. At 2.3 acres in an established Smithfield subdivision, you get genuine breathing room — the kind that's genuinely hard to find this close to Hampton Roads' military corridor. The 3,819-square-foot floor plan gives every member of the household their own space, while the cul-de-sac placement on W Creek Place keeps traffic minimal and the setting naturally quiet.

GATLING POINTE and the Smithfield real estate market

Gatling Pointe is one of Smithfield's most recognized residential communities — a well-established neighborhood where mature trees, generous lot sizes, and a genuine sense of place set the tone. Streets here curve through wooded terrain, and the overall atmosphere leans toward unhurried and neighborly without feeling remote. Smithfield itself sits in Isle of Wight County, a jurisdiction known for lower density and a slower pace than the urban core of Hampton Roads. The town has a walkable historic district, local dining along Main Street, and a personality shaped more by the Pagan River than by suburban sprawl. For a four-bedroom home in Smithfield, you're trading the congestion of Virginia Beach or Norfolk for space, greenery, and a community that actually knows its neighbors — and for many households, that trade is exactly right.

What's nearby

Daily life at 20480 W Creek Place keeps things simple. Central Park is just 0.4 miles away — a quick walk or bike ride for morning routines, weekend outings, or letting kids burn energy after school. Smithfield's Main Street corridor puts local restaurants, boutiques, and everyday services within a short drive. For larger grocery runs and big-box retail, the Route 10 corridor toward Suffolk fills in the gaps. The location threads the needle between the quiet of Isle of Wight County and the practical reach of Hampton Roads' broader amenities.

For different buyers

For military families relocating

NSA Northwest Annex and Joint Base Langley-Eustis at Fort Eustis are each about 24 minutes from W Creek Place — a manageable commute that keeps you clear of the densest parts of Hampton Roads. Isle of Wight County's lower cost basis can work well alongside a VA loan, and the 2.3-acre lot means you have genuine space whether you're here for one tour or several.

For families upgrading

If your current home feels like it's shrinking, 20480 W Creek Place offers a real reset. Four bedrooms and three full baths across 3,819 square feet means everyone gets room to spread out — and 2.3 acres in Gatling Pointe gives the whole household space to breathe. Smithfield's community feel and Isle of Wight County's lower density make this the kind of address families tend to stay in for the long haul.

More buyer questions

How far is 20480 W Creek Place from NSA Northwest Annex?

The drive from W Creek Place to NSA Northwest Annex is approximately 24 minutes under typical conditions. The route runs primarily along Route 10, which is a straightforward commute without major congestion points.

How far is 20480 W Creek Place from Joint Base Langley-Eustis?

Joint Base Langley-Eustis — specifically the Fort Eustis cantonment area — is also about 24 minutes from W Creek Place. The drive crosses into Newport News via the Route 10 corridor and the James River Bridge.

What is the lot size at 20480 W Creek Place?

The lot is 2.3 acres, which is notably generous for a subdivision property in the Smithfield area. It offers substantial yard space, natural buffers, and room for outdoor use that most comparable homes in Hampton Roads simply don't have.

Is 20480 W Creek Place in a flood zone?

Flood zone designation for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data. Isle of Wight County does include some flood-prone areas, so reviewing that information is a smart step for any buyer.

Does Gatling Pointe have a homeowners association?

Yes, Gatling Pointe is an HOA community. Specific fee amounts and governing documents are available through the HOA directly and through standard disclosure during the purchase process.

Ready to walk 20480 W Creek Place in person? Tom and Dariya Milan at LPT Realty know Smithfield and Gatling Pointe well — reach out and let's set up a tour.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryHardy Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2000

Price / sqft

$190

HOA fee

$62/mo

Taxes

$5,360/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10614839

HOA association includes

Playgrounds

$62/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Approx. sqft
3,819
Stories
2
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
3
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, Attic, Breakfast Area, Foyer, PBR with Bath, Office/Study, Pantry, Sun Room, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Refrigerator, Trash Compactor
Equipment
Backup Generator, Cable Hookup, Ceiling Fan, Security Sys

Construction & exterior

Style
Craftsman
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Fencing
Other
Waterfront
Creek,Deep Water,Navigable
Deep-water access
Yes

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
2.3000
Subdivision
GATLING POINTE
Zoning
NC
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,420/mo

Principal & interest

$3,762

Property tax

$447

Home insurance

$211

PMI

None

HOA/Condo (paid separately)

$62

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$586,000$730,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

20517 Madison CT · 0.1 mi · 3,525 sqft$605,000 sold 2026-03
12010 Southport Landing DR · 0.3 mi · 3,528 sqft$603,437 sold 2026-07
20527 Madison CT · 0.2 mi · 3,385 sqft$650,000 sold 2026-04

Sale & Tax History

List Price

$725,000

Price / Sq Ft

$190

Annual Taxes

$5,360

Monthly Tax

$447

HOA fee

$62 / mo

Tax Rate (effective)

0.74%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 6, 2026$725,000
Currently listed$725,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 20480 W Creek Pl in a good school zone?+
The assigned zones on the listing record are Hardy Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 20480 W Creek Pl in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 20480 W Creek Pl?+
Central Park is about 0.4 miles away.
Is 20480 W Creek Pl a waterfront property?+
Yes. The listing record shows: Creek,Deep Water,Navigable.
Does 20480 W Creek Pl have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Playgrounds.
When was 20480 W Creek Pl built?+
It was built in 2000, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jon May · Fathom Realty · REIN MLS #10614839

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

20480 W Creek Pl, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

20480 W Creek Pl, Smithfield, Virginia 23430 · MLS #10614839 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.