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SmithfieldCHURCH SQUARE204 Cathedral St✓ Source: REIN MLS #10623214 · record updated Mar 13, 2026 · synced every 2 min · your inquiry is never resold
204 Cathedral ST, SMITHFIELD VA 23430 - Main photo
$499,999
$195 / sqft · est. $3,151/mo →
3beds
3baths
2,560sqft
9days on market

204 Cathedral St, Smithfield, VA 23430

Off MarketResidential · built 2024 · CHURCH SQUARE

About this home

The listing, in the seller's words

Welcome home to easy living without the wait. This better than new 2024 Augusta model with bonus room offers the perfect blend of thoughtful design and upscale finishes, all move-in ready. The bright open floor plan creates a warm and welcoming space ideal for both quiet mornings and gathering with friends and family. The spacious bonus room with private en-suite bath and walk-in closet provides a wonderful retreat for visiting guests, hobbies, or extended stays. Throughout the home, you will appreciate the carefully selected upgrades including plantation shutters, custom closet systems, durable LVP flooring, and beautifully tiled showers paired with granite countertops. The kitchen is truly the heart of the home, featuring quartz countertops, a stylish tile backsplash, Samsung Bespoke appliances, and a charming farmhouse sink that makes both cooking and entertaining a pleasure. Amenities include a clubhouse, pool, fitness room and more! Come enjoy easy living!

Listing courtesy of Anna Boyer · Howard Hanna Real Estate Svcs. · REIN MLS #10623214

Schools

  • ElementaryHardy Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2024

Price / sqft

$195

HOA fee

$225/mo

Taxes

$2,227/yr

County

Isle of Wight County VA

MLS #

10623214

HOA association includes

ClubhouseExercise RmGround MaintOtherTrash Pickup

$225/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
3
Approx. sqft
2,560
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Fin. Rm Over Gar, Foyer, PBR with Bath, Office/Study, Pantry, Utility Room
Interior features
Primary Sink-Double, Walk-In Attic
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Washer Hookup
Equipment
Ceiling Fan
Accessibility
Curbless Shower, Main Floor Laundry

Construction & exterior

Style
Craftsman
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool
Fencing
Privacy

Utilities & systems

Heating
Forced Hot Air
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CHURCH SQUARE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc, Street
Possession
CLOSE
Disclosures
Residential 55+ Community, Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,926/mo

Principal & interest

$2,594

Property tax

$186

Home insurance

$146

PMI

None

HOA/Condo (paid separately)

$225

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

104% of $482,200

City assessment record · taxes $2,227/yr

Land share of assessed value

13% — $65,000

Improvements $417,200 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$416,777$549,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2114 Wentworth XING · 0.7 mi · 2,582 sqft$549,990 sold 2026-06
103 Barcroft DR · 0.3 mi · 2,800 sqft$450,000 sold 2026-03
402 Jefferson DR · 0.4 mi · 2,218 sqft$416,777 sold 2026-05

Sale & Tax History

List Price

$499,999

Price / Sq Ft

$195

Annual Taxes

$2,227

Monthly Tax

$186

HOA fee

$225 / mo

Tax Rate (effective)

0.45%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 30, 2026$499,999
Currently listed$499,999

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

Asking near assessment

Total Assessed

$482,200

Land

$65,000

Improvement

$417,200

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 204 Cathedral St in a good school zone?+
The assigned zones on the listing record are Hardy Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 204 Cathedral St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 204 Cathedral St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Ground Maint, Other, Trash Pickup.
When was 204 Cathedral St built?+
It was built in 2024, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Anna Boyer · Howard Hanna Real Estate Svcs. · REIN MLS #10623214

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

204 Cathedral St, Smithfield, Virginia 23430 · MLS #10623214 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.