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Smithfield › SMITHFIELD ON THE JAMES › 2.81ac Morgarts Beach Road✓ Source: REIN MLS #10551483 · record updated Apr 24, 2026 · synced every 2 min · your inquiry is never resold
2.81AC Morgarts Beach Road, Smithfield VA 23430 - Main photo
2.81AC Morgarts Beach Road, Smithfield VA 23430 - Photo 2
2.81AC Morgarts Beach Road, Smithfield VA 23430 - Photo 3
2.81AC Morgarts Beach Road, Smithfield VA 23430 - Photo 4
2.81AC Morgarts Beach Road, Smithfield VA 23430 - Photo 5
$250,000
686days on market

2.81ac Morgarts Beach Road, Smithfield, VA 23430

ActiveLand and Farms · SMITHFIELD ON THE JAMES

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Lake.

Frontage

Lake ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Land and Farms

HOA

None

Taxes

$697/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10551483

Construction & exterior

Waterfront
Lake

Utilities & systems

Utilities available
Other

Lot, parking & ownership

Lot size
2.8100
Road surface
Gravel, Paved
Subdivision
SMITHFIELD ON THE JAMES
Zoning
RAC
Ownership
Fee Simple
Possession
CLOSING
Disclosures
Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

This beautiful lot contains 2.81 acres on the lake - build your dream home here. The lake is aerated and wildlife abounds in this subdivision. Horses are allowed and welcomed here. Walking paths throughout the subdivision and access road to the James River for a day of sunbathing, swimming or fishing. This whole subdivision is magnificent.

Listing courtesy of Donna Hull · Garrett Realty Partners · REIN MLS #10551483

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

This 2.81-acre parcel sits on Morgarts Beach Road in Smithfield on the James, offering raw land potential in a rural waterfront community. The location balances privacy and accessibility, with Joint Base Langley-Eustis about 17 minutes away. Smithfield homes for sale span a wide range of settings—this one gives you room to build your vision.

Keep searching in Smithfield

See all Smithfield homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School. Browse every listing among homes for sale in Smithfield — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

Land this size is rare in the immediate area. You're looking at nearly three acres of undeveloped property in a neighborhood known for its river character and lower density. The setting is quiet and removed from suburban sprawl, yet close enough to regional employment hubs. Whether you're drawn to the James River proximity or simply want space to work with, this parcel offers flexibility that finished homes can't match.

SMITHFIELD ON THE JAMES and the Smithfield real estate market

Smithfield on the James is a historic community with deep roots along the river. The neighborhood feels rural and spacious—large lots, tree-lined roads, and a slower pace define daily life here. You'll find a mix of established homes and undeveloped land, all within Isle of Wight County. Smithfield itself is a charming colonial town just minutes away, home to shops, dining, and services. The James River runs through the area, shaping both the landscape and the local identity. Getting around is straightforward: Route 10 and Route 17 connect you to Newport News, Hampton, and beyond. Anyone comparing homes for sale in Smithfield will notice the town's blend of waterfront heritage and modern convenience. Joint Base Langley-Eustis sits about 17 minutes north, making this location accessible for commuting to the base.

What's nearby

Fort Boykin Historic Park is less than a mile away—a scenic spot with river views and walking trails. The park offers a quiet retreat and a window into the area's colonial past. Smithfield's downtown is a short drive, where you'll find restaurants, local shops, and the iconic Isle of Wight County courthouse. The James River itself is your backyard in spirit: fishing, boating, and water access define recreation here.

For different buyers

Base commute and VA loan notes

Joint Base Langley-Eustis is roughly 17 minutes away by car. VA loan financing is common in this region, and the rural setting means less competition than suburban neighborhoods closer to base. Land parcels offer flexibility for those planning a long-term build or looking to establish roots in a quieter corner of Hampton Roads.

For buyers drawn to character

Raw land appeals to those who want to shape their own story. This 2.81-acre parcel gives you the chance to design from scratch—whether that's a custom home, a retreat, or a small farm. The James River setting and historic Smithfield backdrop offer character that finished homes rarely deliver. You're buying potential and privacy in equal measure.

More buyer questions

How far is Morgarts Beach Road from Joint Base Langley-Eustis?

The drive is about 17 minutes north. This makes the parcel accessible for those commuting to the base while enjoying a rural, quieter setting.

What schools zone to this parcel?

This property is zoned for homes for sale zoned for Hardy Elementary School and homes for sale zoned for Smithfield High School, both part of the Isle of Wight County system.

Is there water access from this property?

The parcel is in the Smithfield on the James neighborhood, and the river is central to the area's character. Check with a surveyor about direct access from this specific lot.

What's nearby for recreation and dining?

Fort Boykin Historic Park is less than a mile away, offering trails and river views. Smithfield's downtown is a short drive, with restaurants and local shops.

Can I build a custom home on this land?

Yes—that's the primary appeal of a 2.81-acre parcel. Work with a local builder and the Isle of Wight County planning office to understand zoning and permitting requirements.

Ready to explore raw land possibilities in Smithfield? Reach out to learn more about this 2.81-acre parcel and what you can build here.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$210K – $290K

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51093C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

53.1 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

see more Smithfield homes →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,428/mo

Principal & interest

$1,297

Property tax

$58

Home insurance

$73

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$250,000

Price / Sq Ft

$0

Annual Taxes

$697

Monthly Tax

$58

HOA

None

Tax Rate (effective)

0.28%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 17, 2024$250,000—
Currently listed—$250,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

686 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 2.81ac Morgarts Beach Road in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 2.81ac Morgarts Beach Road in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 2.81ac Morgarts Beach Road?+
Fort Boykin is about 0.6 miles away.
Is 2.81ac Morgarts Beach Road a waterfront property?+
Yes. The listing record shows: Lake.
Does 2.81ac Morgarts Beach Road have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Donna Hull · Garrett Realty Partners · REIN MLS #10551483

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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2.81ac Morgarts Beach Road, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

2.81ac Morgarts Beach Road, Smithfield, Virginia 23430 · MLS #10551483 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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