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SmithfieldSMITHFIELD ON THE JAMES2.81ac Morgarts Beach Road✓ Source: REIN MLS #10551483 · record updated Apr 24, 2026 · synced every 2 min · your inquiry is never resold
2.81AC Morgarts Beach Road, Smithfield VA 23430 - Main photo
2.81AC Morgarts Beach Road, Smithfield VA 23430 - Photo 2
2.81AC Morgarts Beach Road, Smithfield VA 23430 - Photo 3
2.81AC Morgarts Beach Road, Smithfield VA 23430 - Photo 4
2.81AC Morgarts Beach Road, Smithfield VA 23430 - Photo 5
$250,000
686days on market

2.81ac Morgarts Beach Road, Smithfield, VA 23430

ActiveLand and Farms · SMITHFIELD ON THE JAMES

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Lake.

Frontage

Lake ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Land and Farms

HOA

None

Taxes

$697/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10551483

Construction & exterior

Waterfront
Lake

Utilities & systems

Utilities available
Other

Lot, parking & ownership

Lot size
2.8100
Road surface
Gravel, Paved
Subdivision
SMITHFIELD ON THE JAMES
Zoning
RAC
Ownership
Fee Simple
Possession
CLOSING
Disclosures
Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

This beautiful lot contains 2.81 acres on the lake - build your dream home here. The lake is aerated and wildlife abounds in this subdivision. Horses are allowed and welcomed here. Walking paths throughout the subdivision and access road to the James River for a day of sunbathing, swimming or fishing. This whole subdivision is magnificent.

Listing courtesy of Donna Hull · Garrett Realty Partners · REIN MLS #10551483

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Nearly three acres of James River-area land in Smithfield, Virginia — a rare blank canvas in Isle of Wight County sitting less than a mile from Fort Boykin and about 17 minutes from Joint Base Langley-Eustis. Build the home you've been designing in your head.

Read the full overview ↓

Why this home stands out

Parcels like this one don't surface often in Smithfield on the James. At 2.81 acres, you have genuine room to plan — a custom build with a long private driveway, a detached workshop, mature landscaping buffers, or simply open space around you. The James River corridor gives this stretch of Morgarts Beach Road a character that subdivisions can't replicate, and the proximity to Fort Boykin adds a historic, park-edged feel to the immediate surroundings.

SMITHFIELD ON THE JAMES and the Smithfield real estate market

Smithfield on the James is one of those addresses that carries real weight in Isle of Wight County. The area draws people who want the slower rhythm of small-town Virginia without giving up access to the broader Hampton Roads metro. Smithfield itself is known for its well-preserved historic district, its waterfront, and a genuine sense of community that larger cities tend to lose. Morgarts Beach Road runs through a low-density corridor where lots are measured in acres rather than square feet, and neighbors tend to value their privacy. The James River is a constant backdrop here — you feel its presence in the light, the breezes, and the landscape even when you're not standing on the bank. Isle of Wight County has grown steadily while managing to keep its rural character intact, making this corner of Virginia a compelling place to put down roots.

What's nearby

Fort Boykin sits just 0.7 miles away — a historic earthwork fort turned public park right on the James River, and genuinely one of the more underrated green spaces in the region. It's the kind of place you'll walk to on a weekend morning and feel like you have it to yourself. Beyond the immediate area, downtown Smithfield is a short drive for locally owned restaurants, a farmers market, and everyday errands. Joint Base Langley-Eustis is roughly 17 minutes out, and Naval Weapons Station Yorktown is about 29 minutes — keeping two major installations within a reasonable commute window.

For different buyers

For military families relocating

If you're stationed at Joint Base Langley-Eustis or Naval Weapons Station Yorktown and want to build rather than buy existing, this parcel puts you within a practical commute of both installations. A VA loan can be used to finance land and construction together through a VA construction loan — worth exploring if you want to design a home that fits your family from day one rather than adapting to someone else's floor plan.

For families upgrading

Families comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School will find this parcel sits within Isle of Wight County's attendance boundaries — giving you the option to design and build exactly the square footage, layout, and outdoor space your family actually needs, rather than settling for what's already standing.

More buyer questions

How far is 2.81AC Morgarts Beach Road from Joint Base Langley-Eustis?

The parcel is approximately 17 minutes from Joint Base Langley-Eustis (Fort Eustis) under typical traffic conditions. Naval Weapons Station Yorktown is about 29 minutes in the other direction.

What utilities are available at this Morgarts Beach Road parcel?

Utility availability for raw land in Isle of Wight County varies by parcel — prospective buyers should verify water, sewer, and electric access directly with Isle of Wight County and local utility providers before finalizing any build plans.

Is 2.81AC Morgarts Beach Road in a flood zone?

Given the parcel's proximity to the James River corridor, flood zone status is an important due-diligence item. The FloodRisk tile on this page provides current FEMA designation details for this address.

What can you build on land in the Smithfield on the James area?

Zoning and allowable uses are governed by Isle of Wight County — the parcel's specific zoning classification will determine setbacks, structure types, and any subdivision potential. Contacting the Isle of Wight County Planning Department is the right first step.

How close is Fort Boykin to this property?

Fort Boykin, a historic James River park, is just 0.7 miles from the parcel — close enough to walk or bike on a casual afternoon.

Tom and Dariya Milan at LPT Realty know this corridor well. Reach out to talk through build options, VA construction financing, and what this parcel could look like as your future home site.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$210K – $290K

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,428/mo

Principal & interest

$1,297

Property tax

$58

Home insurance

$73

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$250,000

Price / Sq Ft

$0

Annual Taxes

$697

Monthly Tax

$58

HOA

None

Tax Rate (effective)

0.28%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 17, 2024$250,000
Currently listed$250,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

686 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 2.81ac Morgarts Beach Road in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 2.81ac Morgarts Beach Road in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 2.81ac Morgarts Beach Road?+
Fort Boykin is about 0.6 miles away.
Is 2.81ac Morgarts Beach Road a waterfront property?+
Yes. The listing record shows: Lake.
Does 2.81ac Morgarts Beach Road have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Donna Hull · Garrett Realty Partners · REIN MLS #10551483

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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2.81ac Morgarts Beach Road, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

2.81ac Morgarts Beach Road, Smithfield, Virginia 23430 · MLS #10551483 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.