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SmithfieldSMITHFIELD ON THE JAMES1445 Morgarts Beach Rd✓ Source: REIN MLS #10636287 · record updated Jun 4, 2026 · synced every 5 min · your inquiry is never resold
1445 Morgarts Beach RD, SMITHFIELD VA 23430 - Main photo
1445 Morgarts Beach RD, SMITHFIELD VA 23430 - Photo 2
1445 Morgarts Beach RD, SMITHFIELD VA 23430 - Photo 3
1445 Morgarts Beach RD, SMITHFIELD VA 23430 - Photo 4
1445 Morgarts Beach RD, SMITHFIELD VA 23430 - Photo 5
$400,000
8days on market

1445 Morgarts Beach Rd, Smithfield, VA 23430

ActiveLand and Farms · SMITHFIELD ON THE JAMES

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Lake.

Frontage

Lake ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Beautiful Lakefront 17.9 Acre Lot in Smithfield on the James - build your dream home here. Horses are welcome. The lot fronts on Mogarts Beach Road and enters through the gated entrance onto Rocks Landing Road. When you arrive at Rivers Edge Trail West you will turn left and go approximately 270 feet where lot 4 begins again and has approximately 315 feet of road frontage. See plat attached to listing. The lake is aerated and wildlife abounds in this beautiful lakefront setting.

Listing courtesy of Donna Hull · Garrett Realty Partners · REIN MLS #10636287

VaHome team overview

Our read on this home

At a glance

1445 Morgarts Beach Road is a land and farms parcel in Smithfield, Virginia — a rare opportunity to put down roots along the scenic James River corridor, just minutes from Fort Eustis and within easy reach of the broader Hampton Roads region.

Read the full overview ↓

Why this home stands out

Raw land in Isle of Wight County is genuinely hard to come by, and a parcel on Morgarts Beach Road sits in one of the most storied stretches of the James River shoreline. Whether your vision is a custom-built homestead, a weekend retreat, or a working farm, this address gives you the canvas. The surrounding landscape is quiet, historic, and increasingly sought after by buyers who want space without sacrificing regional access.

SMITHFIELD ON THE JAMES and the Smithfield real estate market

Smithfield, Virginia carries a reputation that stretches well beyond its famous cured hams. Tucked into Isle of Wight County along the western bank of the Pagan River near its confluence with the James, Smithfield is one of Hampton Roads' most charming small towns — walkable historic district, independent restaurants, and a genuine small-town rhythm that's increasingly rare this close to a major metro. The Morgarts Beach Road corridor specifically hugs the James River shoreline, placing you in a landscape of mature hardwoods, working farms, and water views that feel a world away from suburban sprawl. Isle of Wight County land along the James River corridor is the primary keyword here, and it fits: this is exactly the kind of address that draws buyers who've done their homework on where Virginia's most livable rural land actually is. Smithfield's downtown is only a short drive away, and the town's calendar of community events, farmers markets, and waterfront festivals gives the area a genuine sense of place.

What's nearby

Step outside and Fort Boykin Historic Park is just 0.6 miles away — a well-preserved colonial-era fortification perched above the James River with walking trails, picnic areas, and sweeping river views that make it a genuine neighborhood amenity rather than a distant attraction. The broader Smithfield area fills in the practical picture: grocery options, pharmacies, hardware stores, and local dining are all within a short drive along Route 10. The historic downtown strip along Main Street offers coffee shops and independent eateries worth the short trip.

For different buyers

For military families relocating

Joint Base Langley-Eustis is roughly 17 minutes from Morgarts Beach Road, and Naval Weapons Station Yorktown sits about 29 minutes out — making this parcel a realistic option for service members who want to build on their own land rather than settle for whatever's available closer to the gate. A VA loan can often be used for land purchases when construction is part of the plan, so it's worth asking your lender how that applies here.

For buyers drawn to character

If your idea of the right property involves acreage, river-corridor views, and the freedom to design something from the ground up, 1445 Morgarts Beach Road is worth a serious look. This stretch of Isle of Wight County has the bones — historic landscape, water proximity, mature tree cover — that buyers with a long-term vision tend to recognize immediately. Land like this along the James doesn't cycle back to market often.

More buyer questions

How far is 1445 Morgarts Beach Road from Joint Base Langley-Eustis?

The drive from Morgarts Beach Road to the Fort Eustis gates at Joint Base Langley-Eustis is approximately 17 minutes under normal traffic conditions, following Route 10 east toward Newport News.

Where is 1445 Morgarts Beach Road located within Smithfield?

The parcel sits along the Morgarts Beach Road corridor in the western James River shoreline area of Isle of Wight County, roughly between Smithfield's historic downtown and Fort Boykin Historic Park.

Is 1445 Morgarts Beach Road in a flood zone?

Given the property's proximity to the James River, flood zone status is an important consideration — check the FloodRisk tile on this page for the current FEMA designation specific to this parcel.

Can a VA loan be used to purchase land at 1445 Morgarts Beach Road?

VA loans are generally structured for improved residential properties, but some lenders offer construction-to-permanent loan products that incorporate a VA loan when a home is being built on the land — speaking with a VA-approved lender is the right first step.

What is Fort Boykin and how close is it to this address?

Fort Boykin is a historic colonial-era fortification and public park managed by Isle of Wight County, featuring river overlooks and walking trails — it sits just 0.6 miles from 1445 Morgarts Beach Road.

Curious about building timelines, utility access, or what comparable land parcels have done in Isle of Wight County? Tom and Dariya Milan can walk you through it — reach out anytime.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryHardy Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Land and Farms

HOA

None

Taxes

$2,697/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10636287

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane evacuation zone: not in a designated evacuation zone · VDEM Know Your Zone

Outside all mapped AICUZ jet-noise contours and Accident Potential Zones.

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,417/mo

Principal & interest

$2,076

Property tax

$225

Home insurance

$117

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Sale & Tax History

List Price

$400,000

Price / Sq Ft

$0

Annual Taxes

$2,697

Monthly Tax

$225

HOA

None

Tax Rate (effective)

0.67%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 27, 2026$400,000
Currently listed$400,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 1445 Morgarts Beach Rd in a good school zone?+
The assigned zones on the listing record are Hardy Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 1445 Morgarts Beach Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 1445 Morgarts Beach Rd?+
Fort Boykin is about 0.6 miles away.
Is 1445 Morgarts Beach Rd a waterfront property?+
Yes. The listing record shows: Lake.
Does 1445 Morgarts Beach Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Donna Hull · Garrett Realty Partners · REIN MLS #10636287

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

1445 Morgarts Beach Rd, Smithfield, Virginia 23430 · MLS #10636287 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.