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Smithfield › MALLORY POINTE › 1418 Wharf Hill Dr✓ Source: REIN MLS #10610828 · record updated Apr 15, 2026 · synced every 2 min · your inquiry is never resold
1418 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1418 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1418 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1418 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1418 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
4beds
3.1baths
2,449sqft
0days on market

1418 Wharf Hill Dr, Smithfield, VA 23430

Under ContractResidential · built 2026 · MALLORY POINTE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$254

HOA fee

$40/mo

Taxes

$3,750/yr

County

Isle of Wight County VA

MLS #

10610828

Interior

Bedrooms
4
Full baths
3
Half baths
1
Approx. sqft
2,449
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP, Vinyl, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, Loft, Porch
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan

Construction & exterior

Style
Other
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Electric, Heat Pump, Programmable Thermostat, Zoned
Cooling
Central Air, Heat Pump, Zoned
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
MALLORY POINTE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
SETTLEMENT

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

The Raleigh is a two-story, four-bedroom, two-and-a-half-bath home with a first-floor primary bedroom, formal dining room, two-story family room, and a kitchen with an island and pantry. The second floor features an upstairs loft area, three additional bedrooms, and a full bath .Options to personalize this home include an expanded loft area, an enclosed bonus room, a second primary bedroom upstairs, a Jack and Jill bathroom, and a sunroom, screen porch, or covered porch.

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10610828

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 1418 Wharf Hill Drive in Mallory Pointe, a brand-new four-bedroom, three-bath home built in 2026. This 2,449-square-foot residence sits in a growing Smithfield neighborhood with easy access to work and daily life. You'll find modern construction, thoughtful layout, and room to settle in.

Keep searching in Smithfield

See all Smithfield homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Westside Elementary School. Browse every listing among homes for sale in Smithfield — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

Built in 2026, this home arrives with the confidence of new construction. Four bedrooms and three full baths span 2,449 square feet across a smart floor plan. The neighborhood is young and developing, which means fewer surprises and a clear sense of what's coming. Mallory Pointe offers the chance to be part of a community as it grows. You're about 19 minutes from Joint Staff J7 Suffolk, making commutes straightforward.

MALLORY POINTE and the Smithfield real estate market

Mallory Pointe is a residential neighborhood taking shape in Smithfield, Isle of Wight County. The streets here are lined with newer homes and families building their routines. You'll find the kind of block that anchors homes for sale in Smithfield—quiet, accessible, and connected to local life. Smithfield itself is a historic town with a slower pace than the urban core. The downtown sits along the Pagan River and carries colonial character. Schools, shops, and parks are within reasonable drives. Route 17 runs north-south through town, linking you to larger centers like Newport News and Suffolk. Daily errands—groceries, gas, dining—are close by. The broader region balances small-town living with proximity to military bases and job centers.

What's nearby

You're walking distance to neighborhood parks and playgrounds within Mallory Pointe. Smithfield's downtown—with its riverfront and local restaurants—is about five minutes by car. Grocery stores and pharmacies sit just minutes away on the main roads. Joint Staff J7 Suffolk is roughly 19 minutes north. Larger shopping and dining options in nearby towns add choice without requiring a long drive. The Pagan River offers water access and outdoor recreation for anyone interested.

For different buyers

Base commute and VA loan notes

This home sits about 19 minutes from Joint Staff J7 Suffolk, keeping commutes manageable. New construction means no surprises—everything is under warranty and ready to go. VA loan financing is common in the area, and the new-home timeline works well for quick moves. Four bedrooms and three baths give you space to spread out.

Room to grow

Four bedrooms and three full baths offer room for everyone. The 2,449-square-foot floor plan separates living spaces and gives you genuine storage. A newer home means no immediate repairs or upgrades to budget for. The neighborhood is still developing, so you're part of building something new rather than inheriting someone else's choices.

More buyer questions

How far is 1418 Wharf Hill Drive from Joint Staff J7 Suffolk?

The drive is roughly 19 minutes north on Route 17 and local roads. Commutes are straightforward.

What schools are zoned for this address?

This address is zoned for homes for sale zoned for Smithfield High School and homes for sale zoned for Westside Elementary School. Contact the Isle of Wight County Schools office to confirm current boundaries.

Is this a new home?

Yes—1418 Wharf Hill Drive was built in 2026. Everything is new construction with modern systems and a builder's warranty.

What is Mallory Pointe like as a neighborhood?

Mallory Pointe is a developing residential community in Smithfield with newer homes and families building their routines. It's quiet and accessible, with parks and schools nearby.

How close is downtown Smithfield?

Downtown Smithfield is about five minutes away by car. It sits along the Pagan River and offers dining, shops, and historic character.

Ready to explore 1418 Wharf Hill Drive? Reach out to Tom and Dariya Milan to schedule a tour and learn more about Mallory Pointe.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$525K – $715K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51093C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

75.1 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Smithfield homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,717/mo

Principal & interest

$3,223

Property tax

$313

Home insurance

$181

PMI

None

HOA/Condo (paid separately)

$40

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$621,205

Price / Sq Ft

$254

Annual Taxes

$3,750

Monthly Tax

$313

HOA fee

$40 / mo

Tax Rate (effective)

0.60%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 4, 2026$621,205—
Currently listed—$621,205—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 1418 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Westside Elementary (VaHome School Score 5.4/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1418 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1418 Wharf Hill Dr?+
Yes — Anytime Fitness is about 0.4 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 1418 Wharf Hill Dr?+
Food Lion is about 0.4 miles away. The closest dining on record is Hong Kong Chinese Restaurant (0.4 mi).
Does 1418 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A.
When was 1418 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10610828

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1418 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1418 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10610828 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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