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SmithfieldMALLORY POINTE1418 Wharf Hill Dr✓ Source: REIN MLS #10610828 · record updated Apr 15, 2026 · synced every 2 min · your inquiry is never resold
1418 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1418 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1418 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1418 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1418 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
$621,205
$254 / sqft · est. $3,757/mo →
4beds
3.1baths
2,449sqft
0days on market

1418 Wharf Hill Dr, Smithfield, VA 23430

Under ContractResidential · built 2026 · MALLORY POINTE

About this home

The listing, in the seller's words

The Raleigh is a two-story, four-bedroom, two-and-a-half-bath home with a first-floor primary bedroom, formal dining room, two-story family room, and a kitchen with an island and pantry. The second floor features an upstairs loft area, three additional bedrooms, and a full bath .Options to personalize this home include an expanded loft area, an enclosed bonus room, a second primary bedroom upstairs, a Jack and Jill bathroom, and a sunroom, screen porch, or covered porch.

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10610828

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

1418 Wharf Hill Drive is a brand-new 2026-built home in Mallory Pointe, Smithfield, Virginia — four bedrooms, three and a half baths, and 2,449 square feet of thoughtfully designed space in one of Isle of Wight County's most welcoming communities.

Read the full overview ↓

Why this home stands out

New construction in an established neighborhood is a rare find, and 1418 Wharf Hill Drive delivers exactly that. Built in 2026, this four-bedroom, 3.5-bath home gives you the clean slate of fresh construction — modern systems, untouched finishes, full builder warranties — without sacrificing the mature, rooted feel of Mallory Pointe. At 2,449 square feet, there's real room to spread out, and the half-bath on the main level is a detail that makes everyday life noticeably smoother.

MALLORY POINTE and the Smithfield real estate market

Mallory Pointe sits in Smithfield, Virginia — a small city with a genuinely distinct personality. Smithfield is best known as the Ham Capital of the World, but residents will tell you the real draw is the historic downtown, the slow pace along the Pagan River, and the sense that neighbors actually know each other. Isle of Wight County keeps growth measured and intentional, which means Mallory Pointe has held onto its neighborhood character even as new homes like 1418 Wharf Hill Drive come online. The streets feel quiet without feeling isolated. You're close enough to Hampton Roads' broader metro area to access major employers, medical centers, and entertainment, yet far enough removed to exhale when you pull into the driveway. For buyers who want a home in Smithfield that trades congestion for community, Mallory Pointe consistently delivers.

What's nearby

Daily errands are genuinely easy from 1418 Wharf Hill Drive. Food Lion is just half a mile away, making grocery runs quick and painless. When you'd rather let someone else cook, Hong Kong Chinese Restaurant, El Mexa Mexican Restaurant, and Subway are all within six-tenths of a mile — solid options whether it's a weeknight dinner or a quick lunch. The Rusted Root Cafe, also half a mile out, is the kind of neighborhood coffee shop worth building a morning routine around. Staying active is straightforward too — Anytime Fitness is 0.6 miles away and open on your schedule.

For different buyers

For military families relocating

Joint Staff J7 in Suffolk is roughly 19 minutes from 1418 Wharf Hill Drive — a commute that leaves time for real life on both ends of the workday. New construction means fewer maintenance surprises during deployments, and VA loan eligibility can make buying here a strong financial move. Mallory Pointe's close-knit feel is the kind of community that looks out for its own.

For families upgrading

Four bedrooms and 3.5 baths give a growing family room to breathe without anyone feeling crowded. Built in 2026, everything here is new — no deferred maintenance, no aging HVAC, no wondering what the previous owners did. Smithfield's quieter pace and Isle of Wight County's intentional growth make this a place where kids can actually have a neighborhood childhood.

More buyer questions

How far is 1418 Wharf Hill Drive from Joint Staff J7 Suffolk?

The drive from Mallory Pointe to Joint Staff J7 in Suffolk runs about 19 minutes under normal conditions — a manageable daily commute that keeps you connected to the base without living in the thick of it.

What year was 1418 Wharf Hill Drive built?

The home was built in 2026, making it brand-new construction with modern systems, fresh finishes, and the peace of mind that comes with a full builder warranty period.

Is 1418 Wharf Hill Drive in a flood zone?

Flood zone information for this address is displayed in the FloodRisk tile on this page — check that section for the most current FEMA designation.

Does Mallory Pointe have an HOA?

Mallory Pointe does have a homeowners association — HOA details, including what's covered and any community rules, are worth confirming directly with the seller or your agent before closing.

Where is the nearest grocery store to 1418 Wharf Hill Drive?

Food Lion is approximately half a mile from the home, making it one of the most convenient grocery options in the immediate area for everyday shopping.

Tom and Dariya Milan know Smithfield and Mallory Pointe well — reach out to get your questions answered and schedule a walkthrough of 1418 Wharf Hill Drive.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryWestside Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$254

HOA fee

$40/mo

Taxes

$3,750/yr

County

Isle of Wight County VA

MLS #

10610828

Interior

Bedrooms
4
Full baths
3
Half baths
1
Approx. sqft
2,449
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP, Vinyl, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, Loft, Porch
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan

Construction & exterior

Style
Other
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Electric, Heat Pump, Programmable Thermostat, Zoned
Cooling
Central Air, Heat Pump, Zoned
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
MALLORY POINTE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
SETTLEMENT

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,717/mo

Principal & interest

$3,223

Property tax

$313

Home insurance

$181

PMI

None

HOA/Condo (paid separately)

$40

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Sale & Tax History

List Price

$621,205

Price / Sq Ft

$254

Annual Taxes

$3,750

Monthly Tax

$313

HOA fee

$40 / mo

Tax Rate (effective)

0.60%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 4, 2026$621,205
Currently listed$621,205

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 1418 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Westside Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 1418 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1418 Wharf Hill Dr?+
Yes — Anytime Fitness is about 0.4 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 1418 Wharf Hill Dr?+
Food Lion is about 0.4 miles away. The closest dining on record is Hong Kong Chinese Restaurant (0.4 mi).
Does 1418 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A.
When was 1418 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10610828

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1418 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1418 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10610828 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.