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✓ Source: REIN MLS #10658264 · record updated Oct 26, 2026 · synced every 2 min · your inquiry is never resold
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$219,900est. $1,270/mo all-in · adjust →
4beds
3baths
1,304sqft
$169per sqft
10days on market

127 Church St, Suffolk, VA 23434

ActiveResidential · built 1913 · 0.2 acres · OLD TOWN SUFFOLK · MLS #10658264

Price per sqft$169compare with nearby salesSchools
King's ForkHigh3.3
King's ForkMiddle3
Elephant's ForkElementary2.5
VaHome School ScoreEst. payment$1,270/moall-in · 20% down · 6.75% · adjustPrice since listing…checking price historyFlood
Low / moderate riskZone X
flood insurance not requiredTaxes$773/yrfrom the public recordHOANoneno HOA fee on the MLS recordCondo feeNAnot a condo

OverviewAbout this home

Beautifully remodeled and ready to welcome you home! This 4-bedroom, 3-bath home in Old Town Suffolk blends classic charm with a fresh, updated look. A welcoming front porch offers the perfect spot for morning coffee, while the two-story layout provides space to relax, gather, and make your own. Enjoy a fenced backyard with room for outdoor entertaining or gardening. With its inviting character and beautiful transformation, 127 Church Street deserves a spot on your must-see list. Schedule your private tour today!

Listing courtesy of Melissa Boyce · EXP Realty LLC · REIN MLS #10658264

Facts & features

TypeResidential
Year built1913
Price / sqft$169
HOANone
Taxes$773/yr
CountySuffolk VA
MLS #10658264

Interior

Bedrooms
4
Full baths
3
Approx. sqft
1,304
Stories
2
Flooring
Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, Breakfast Area, Porch
Appliances
Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan
Accessibility
Level Flooring, Main Floor Laundry

Construction & exterior

Style
Bungalow, Colonial
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Other
Pool
No Pool
Fencing
Back Fenced,Wood Fence

Utilities & systems

Heating
Heat Pump W/A
Cooling
Heat Pump W/A
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2000
Subdivision
OLD TOWN SUFFOLK
Ownership
Fee Simple
Garage
No
Parking
2 Space, Off Street, Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

127 Church Street is a four-bedroom, three-bath home in the heart of Suffolk, Virginia. Built in 1913, it carries more than a century of character on a walkable downtown block. Constant's Wharf Park is steps away, and daily errands are easy from here. This is downtown Suffolk living at its most accessible.

Keep searching in Suffolk

See all Suffolk homes for sale, including homes for sale in 23434, homes for sale zoned for King's Fork High School, and homes for sale zoned for Elephant's Fork Elementary School. Nearby, look at Downtown Suffolk homes for sale, Suffolk waterfront homes for sale, Suffolk condos and townhomes for sale, and new construction homes in Suffolk.

Read the full overview ↓

Why this home stands out

Most homes built in 1913 have been chopped up or stripped down over the decades. This one on Church Street still stands as a four-bedroom with three full baths — a floor plan that is genuinely hard to find in a century-old structure. Add the fact that Joint Staff J7 Suffolk is about one minute away, and you have a downtown address that almost no other Suffolk homes for sale can match on both character and convenience.

OLD TOWN SUFFOLK and the Suffolk real estate market

Church Street sits in the core of historic downtown Suffolk. The blocks here are lined with early-twentieth-century architecture, brick storefronts, and mature trees. It is a walkable stretch of city that feels lived-in and real. Constant's Wharf Park and its marina are just down the block, giving the neighborhood a waterfront edge that most downtown streets lack. Coulbourn Park is a short walk in the other direction. Suffolk itself is one of the largest cities by land area in Virginia, yet downtown keeps a small-town pace. The city connects easily to the broader Hampton Roads region via Route 58 and Highway 13. Norfolk Naval Shipyard is about 34 minutes east. Anyone comparing homes for sale in 23434 will find that this zip code puts you squarely in the historic district, close to city hall, local courts, and the cultural anchors of downtown Suffolk.

What's nearby

Crust and Cork is a half block away — a genuine neighborhood restaurant worth knowing. DOMOISHI Poké Bowl, Ramen, Wings, and Boba Tea is just 0.2 miles out, and McDonald's is equally close for quick stops. Lily Pearl Bubble Tea and Cafe and Jenay's Coffeehouse both handle your morning coffee within easy walking distance. Grocery Outlet is 0.3 miles away, and Walmart Supercenter is 0.4 miles out. JC3 Family Farm is even closer at 0.2 miles. Planet Fitness, Triple T Sports Center, and C-FIT Studio are all within a mile for workouts.

For different buyers

Base commute and VA loan notes

Joint Staff J7 Suffolk is roughly one minute from the front door — about as close as a commute gets. Norfolk Naval Shipyard runs about 34 minutes east. VA loan financing is widely used in this part of Suffolk, and a four-bedroom layout with three full baths means you can be settled and comfortable from day one without a renovation queue ahead of you.

For first-time buyers

A century-old four-bedroom with three full baths in walkable downtown Suffolk is a rare starting point. The grocery stores, parks, restaurants, and a gym are all within a mile, so a second car is optional for daily life. Anyone browsing homes for sale zoned for King's Fork High School and homes for sale zoned for Elephant's Fork Elementary School will find this address lands in both zones, adding long-term value to the location.

For buyers drawn to character

Homes built in 1913 rarely survive with this much usable space intact. Four bedrooms and three full baths in a structure that is over a century old tells you this one has been cared for. The Church Street block itself is part of what makes it special — brick sidewalks, historic neighbors, and Constant's Wharf Park visible from the street.

More buyer questions

How far is 127 Church Street from Joint Staff J7 Suffolk?

Joint Staff J7 Suffolk is about one minute from the front door. It is one of the closest base-to-home commutes you will find in the area.

How far is 127 Church Street from Norfolk Naval Shipyard?

Norfolk Naval Shipyard is approximately 34 minutes east via Highway 58 and I-664. The route is straightforward with no major bottlenecks for most of the drive.

Is 127 Church Street in a flood zone?

Constant's Wharf Park and the marina are very close, so flood zone status is worth checking carefully. See the FloodRisk tile on this page for the current FEMA designation.

What parks are near 127 Church Street?

Constant's Wharf Park and Marina is 0.1 miles away, Coulbourn Park is 0.3 miles out, and Wellons Park is about 0.7 miles from the front door.

What is the walkability like at 127 Church Street?

Daily errands, dining, coffee, and groceries are all within half a mile on foot. Downtown Suffolk's street grid makes this one of the more walkable addresses in the city.

Want to see 127 Church Street in person? Tom and Dariya Milan can walk you through every room and answer your questions about the neighborhood.

Summary generated by AI from public records and publicly available information.

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighKing's Fork High School
3.3/10
Down 0.8 from 2024–25
MiddleKing's Fork Middle School
3/10
Up 0.2 from 2024–25
ElementaryElephant's Fork Elementary School
2.5/10
Up 0.3 from 2024–25

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Suffolk$185K – $255K4+ beds

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Military Commute

Drive times to nearest bases

J7 Suffolk

Joint

4min·0.9mi

NMCP

Navy

27min·18.2mi

NNSY

Navy

25min·17.9mi

USCG Portsmouth

Coast Guard

27min·19.1mi

USCG Finance Ctr

Coast Guard

31min·23.6mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510156

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.

Property elevation

26.4 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhoodDowntown Suffolk

Downtown Suffolk is known historically as Old Town. It is the walkable, tree-lined heart of the city. Its core is West Washington Street and North Main Street.

$255KMedian sale · 12 mo
$156Sold $/sq ft
21dDays on market
15For sale now
$54KHH income
46.2%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Downtown Suffolk →
Map of Downtown Suffolk with neighborhood boundaryNeighborhood

Suffolk houses for sale →

CostPayment calculator

Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,270/mo

Principal & interest

$1,141

Property tax

$64

Home insurance

$64

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & historyComparables

Price context: similar nearby homes$125,000 – $315,000The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.
315 Greenfield CRES · 1.4 mi · 1,302 sqft$279,900 sold 2026-04
500 Factory ST · 1.3 mi · 1,247 sqft$125,000 sold 2026-07
311 Webb ST · 1.5 mi · 1,309 sqft$299,999 sold 2026-02

Own a home nearby? See what it is worth today: What's your Suffolk home worth?

Sale & Tax History

List Price

$219,900

Price / Sq Ft

$169

Annual Taxes

$773

Monthly Tax

$64

HOA

None

Tax Rate (effective)

0.35%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 16, 2026$219,900—
Currently listed—$219,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

10 days on market: read it in context

Days on market reflects pricing, season, and inventory. Compare it against similar nearby homes before reading anything into it.

CompareThis home next to what else is for sale nearby

HomePriceBedsBathsSqft$ / sqft
127 Church Stthis home$219,900431,304$169
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions buyers ask

Is 127 Church St in a good school zone?
The assigned zones on the listing record are Elephant's Fork Elementary (VaHome School Score 2.5/10), King`s Fork Middle, Kings Fork. School attendance zones can change — always confirm enrollment with the local school division.
Is 127 Church St in a flood zone?
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 127 Church St have an HOA?
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 127 Church St built?
It was built in 1913, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

Tom and Dariya Milan

Tom & Dariya Milan | LPT Realty

See it in person with Tom & Dariya

We're local Hampton Roads Realtors. Pick a day and time; one of us confirms by text and meets you there. Prefer to talk first? Call or text (757) 777-7577.

Free, no obligation. One of us confirms by text, usually within the hour during the day. Your inquiry goes to Tom & Dariya, never resold. We use your details to arrange this tour and to follow up with you about it.

127 Church St, Suffolk, Virginia 23434 · MLS #10658264 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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