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Suffolk › ALL OTHERS AREA 62 › 120 Oak St✓ Source: REIN MLS #10614610 · record updated Feb 4, 2026 · synced every 2 min · your inquiry is never resold
120 Oak ST, SUFFOLK VA 23434 - Main photo
$184,900
$154 / sqft · est. $1,081/mo →
3beds
1baths
1,200sqft
34days on market

120 Oak St, Suffolk, VA 23434

Off MarketResidential · built 1955 · ALL OTHERS AREA 62

About this home

The listing, in the seller's words

Welcome to this beautifully updated 3-bedroom, 1-bath ranch that perfectly blends modern style with everyday comfort. Step into a spacious living room filled with natural light, leading to a stunning eat-in kitchen featuring soft-close shaker cabinets, granite counter-tops, stainless steel appliances, and a custom tile back-splash. The home has been freshly painted throughout and showcases a combination of plush carpeting and luxury vinyl plank flooring for a warm, updated feel. The fully renovated bathroom boasts a new vanity, sleek fixtures, and a modern toilet—everything has been thoughtfully updated for your convenience. Enjoy your morning coffee or unwind in the evening on the inviting front porch. Major system upgrades include a new 200-amp electrical panel and updated siding and trim, offering long-term peace of mind. Located close to shopping, dining, and entertainment, this home is the perfect blend of style, comfort, and location. Schedule your private showing today!

Listing courtesy of Lora More · A Better Way Realty Inc. · REIN MLS #10614610

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1955

Price / sqft

$154

HOA

None

Taxes

$813/yr

County

Suffolk VA

MLS #

10614610

Interior

Bedrooms
3
Full baths
1
Approx. sqft
1,200
Stories
1
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor BR, Attic, Porch, Spare Room, Utility Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Elec Range, Washer Hookup
Equipment
Ceiling Fan

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Partial

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
ALL OTHERS AREA 62
Ownership
Fee Simple
Garage
No
Parking
Street
Possession
SETTLE
Miscellaneous
Rehabilitated
Disclosures
Disclosure Statement

See more Suffolk homes under $200K.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Lloyd Place

Lloyd Place is an established residential neighborhood in central Suffolk, Virginia (ZIP 23434), set along North and South Lloyd Street just off the downtown core and the East Washington Street corridor.

$281K

Median sale · 12 mo

$199

Sold $/sq ft

30d

Days on market

8

For sale now

$46K

HH income

52.8%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Lloyd Place →
Map of Lloyd Place with neighborhood boundaryNeighborhood

houses for sale in Suffolk →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,081/mo

Principal & interest

$959

Property tax

$68

Home insurance

$54

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$125,000 – $284,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1208 White Marsh RD · 0.5 mi · 1,206 sqft$218,000 sold 2026-06
500 Factory ST · 0.6 mi · 1,247 sqft$125,000 sold 2026-07
623 Spruce ST · 0.9 mi · 1,200 sqft$284,900 sold 2026-02

Sale & Tax History

List Price

$184,900

Price / Sq Ft

$154

Annual Taxes

$813

Monthly Tax

$68

HOA

None

Tax Rate (effective)

0.44%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 5, 2026$184,900—
Currently listed—$184,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 120 Oak St in a good school zone?+
The assigned zones on the listing record are Mack Benn Jr. Elementary, John F. Kennedy Middle (GreatSchools 7/10), Kings Fork. School attendance zones can change — always confirm enrollment with the local school division.
Is 120 Oak St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 120 Oak St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 120 Oak St built?+
It was built in 1955, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Lora More · A Better Way Realty Inc. · REIN MLS #10614610

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

120 Oak St, Suffolk, Virginia 23434 · MLS #10614610 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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